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Loans (Tables) | 3 Months Ended
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Mar. 31, 2021
Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract] |
Schedule of classes of loan portfolio summarized by the aggregate risk rating | The following table presents the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard, and doubtful within the Corporation’s internal risk rating system as of March 31, 2021, and December 31, 2020:
In thousands |  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Total
MARCH 31, 2021 |  |  |  |  |  |  |  |  |  |
Originated Loans |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 267,234 |  |  | $ | 4,521 |  |  | $ | 3,368 |  |  | $ | — |  |  | $ | 275,123 |
Commercial real estate |  | 438,258 |  |  | 56,452 |  |  | 10,269 |  |  | — |  |  | 504,979 |
Commercial real estate construction |  | 36,030 |  |  | 1,552 |  |  | — |  |  | — |  |  | 37,582 |
Residential mortgage |  | 311,659 |  |  | 5,319 |  |  | 178 |  |  | — |  |  | 317,156 |
Home equity lines of credit |  | 76,153 |  |  | 496 |  |  | — |  |  | — |  |  | 76,649 |
Consumer |  | 11,111 |  |  | — |  |  | — |  |  | — |  |  | 11,111 |
Total Originated Loans |  | 1,140,445 |  |  | 68,340 |  |  | 13,815 |  |  | — |  |  | 1,222,600 |
Acquired Loans |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 37,549 |  |  | 1,558 |  |  | 1,480 |  |  | — |  |  | 40,587 |
Commercial real estate |  | 235,532 |  |  | 14,985 |  |  | 3,839 |  |  | — |  |  | 254,356 |
Commercial real estate construction |  | 10,189 |  |  | 2,361 |  |  | — |  |  | — |  |  | 12,550 |
Residential mortgage |  | 52,933 |  |  | 3,588 |  |  | 2,264 |  |  | — |  |  | 58,785 |
Home equity lines of credit |  | 20,089 |  |  | 37 |  |  | 483 |  |  | — |  |  | 20,609 |
Consumer |  | 1,231 |  |  | — |  |  | — |  |  | — |  |  | 1,231 |
Total Acquired Loans |  | 357,523 |  |  | 22,529 |  |  | 8,066 |  |  | — |  |  | 388,118 |
Total Loans |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 304,783 |  |  | 6,079 |  |  | 4,848 |  |  | — |  |  | 315,710 |
Commercial real estate |  | 673,790 |  |  | 71,437 |  |  | 14,108 |  |  | — |  |  | 759,335 |
Commercial real estate construction |  | 46,219 |  |  | 3,913 |  |  | — |  |  | — |  |  | 50,132 |
Residential mortgage |  | 364,592 |  |  | 8,907 |  |  | 2,442 |  |  | — |  |  | 375,941 |
Home equity lines of credit |  | 96,242 |  |  | 533 |  |  | 483 |  |  | — |  |  | 97,258 |
Consumer |  | 12,342 |  |  | — |  |  | — |  |  | — |  |  | 12,342 |
Total Loans |  | $ | 1,497,968 |  |  | $ | 90,869 |  |  | $ | 21,881 |  |  | $ | — |  |  | $ | 1,610,718 |
In thousands |  | Pass |  | Special Mention |  | Substandard |  | Doubtful |  | Total
DECEMBER 31, 2020 |  |  |  |  |  |  |  |  |  |
Originated Loans |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 270,047 |  |  | $ | 5,168 |  |  | $ | 2,688 |  |  | $ | — |  |  | $ | 277,903 |
Commercial real estate |  | 414,538 |  |  | 54,122 |  |  | 10,463 |  |  | — |  |  | 479,123 |
Commercial real estate construction |  | 39,462 |  |  | 1,746 |  |  | — |  |  | — |  |  | 41,208 |
Residential mortgage |  | 332,632 |  |  | 4,327 |  |  | 178 |  |  | — |  |  | 337,137 |
Home equity lines of credit |  | 80,560 |  |  | 346 |  |  | — |  |  | — |  |  | 80,906 |
Consumer |  | 11,819 |  |  | — |  |  | — |  |  | — |  |  | 11,819 |
Total Originated Loans |  | 1,149,058 |  |  | 65,709 |  |  | 13,329 |  |  | — |  |  | 1,228,096 |
Acquired Loans |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 38,882 |  |  | 1,893 |  |  | 1,476 |  |  | — |  |  | 42,251 |
Commercial real estate |  | 245,597 |  |  | 16,706 |  |  | 3,201 |  |  | — |  |  | 265,504 |
Commercial real estate construction |  | 10,300 |  |  | 2,394 |  |  | — |  |  | — |  |  | 12,694 |
Residential mortgage |  | 58,787 |  |  | 3,535 |  |  | 1,881 |  |  | — |  |  | 64,203 |
Home equity lines of credit |  | 23,165 |  |  | 97 |  |  | 442 |  |  | — |  |  | 23,704 |
Consumer |  | 1,330 |  |  | — |  |  | 2 |  |  | — |  |  | 1,332 |
Total Acquired Loans |  | 378,061 |  |  | 24,625 |  |  | 7,002 |  |  | — |  |  | 409,688 |
Total Loans |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 308,929 |  |  | 7,061 |  |  | 4,164 |  |  | — |  |  | 320,154 |
Commercial real estate |  | 660,135 |  |  | 70,828 |  |  | 13,664 |  |  | — |  |  | 744,627 |
Commercial real estate construction |  | 49,762 |  |  | 4,140 |  |  | — |  |  | — |  |  | 53,902 |
Residential mortgage |  | 391,419 |  |  | 7,862 |  |  | 2,059 |  |  | — |  |  | 401,340 |
Home equity lines of credit |  | 103,725 |  |  | 443 |  |  | 442 |  |  | — |  |  | 104,610 |
Consumer |  | 13,149 |  |  | — |  |  | 2 |  |  | — |  |  | 13,151 |
Total Loans |  | $ | 1,527,119 |  |  | $ | 90,334 |  |  | $ | 20,331 |  |  | $ | — |  |  | $ | 1,637,784 |
Schedule of changes In accretable yields of acquired loans | The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310-30. Loans accounted for under ASC 310-20 are not included in this table.
In thousands |  | Three Months Ended March 31, 2021 |  | Three Months Ended March 31, 2020
Balance at beginning of period |  | $ | 596 |  |  | $ | 642 |
Acquisitions of impaired loans |  | — |  |  | 354 |
Reclassification from non-accretable differences |  | — |  |  | — |
Accretion to loan interest income |  | (98) |  |  | (128) |
Balance at end of period |  | $ | 498 |  |  | $ | 868 |
Summary of information relative to impaired loans by loan portfolio class | The following table summarizes information relative to impaired loans by loan portfolio class as of March 31, 2021, and December 31, 2020:
|  | Impaired Loans with Allowance |  | Impaired Loans with No Allowance
In thousands |  | Recorded Investment |  | Unpaid Principal Balance |  | Related Allowance |  | Recorded Investment |  | Unpaid Principal Balance
MARCH 31, 2021 |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 2,739 |  |  | $ | 2,739 |  |  | $ | 1,954 |  |  | $ | — |  |  | $ | — |
Commercial real estate |  | 1,703 |  |  | 1,703 |  |  | 152 |  |  | 6,802 |  |  | 6,802 |
Commercial real estate construction |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Residential mortgage |  | — |  |  | — |  |  | — |  |  | 101 |  |  | 101 |
Home equity lines of credit |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
|  | $ | 4,442 |  |  | $ | 4,442 |  |  | $ | 2,106 |  |  | $ | 6,903 |  |  | $ | 6,903 |
DECEMBER 31, 2020 |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 2,031 |  |  | $ | 2,031 |  |  | $ | 1,224 |  |  | $ | — |  |  | $ | — |
Commercial real estate |  | 2,728 |  |  | 2,728 |  |  | 158 |  |  | 5,861 |  |  | 5,861 |
Commercial real estate construction |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
Residential mortgage |  | — |  |  | — |  |  | — |  |  | 101 |  |  | 101 |
Home equity lines of credit |  | — |  |  | — |  |  | — |  |  | — |  |  | — |
|  | $ | 4,759 |  |  | $ | 4,759 |  |  | $ | 1,382 |  |  | $ | 5,962 |  |  | $ | 5,962 |
Summary of information in regards to the average of impaired loans and related income by loan portfolio class | The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class for the three months ended March 31, 2021 and 2020:
|  | Impaired Loans with Allowance |  | Impaired Loans with No Allowance
In thousands |  | Average Recorded Investment |  | Interest Income |  | Average Recorded Investment |  | Interest Income
MARCH 31, 2021 |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 2,385 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  | 1,703 |  |  | — |  |  | 6,716 |  |  | 54 |
Commercial real estate construction |  | — |  |  | — |  |  | 128 |  |  | — |
Residential mortgage |  | — |  |  | — |  |  | 101 |  |  | — |
Home equity lines of credit |  | — |  |  | — |  |  | — |  |  | — |
|  | $ | 4,088 |  |  | $ | — |  |  | $ | 6,945 |  |  | $ | 54 |
MARCH 31, 2020 |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 62 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Commercial real estate |  | 530 |  |  | — |  |  | 7,340 |  |  | 70 |
Commercial real estate construction |  | — |  |  | — |  |  | — |  |  | — |
Residential mortgage |  | — |  |  | — |  |  | 136 |  |  | 7 |
Home equity lines of credit |  | — |  |  | — |  |  | 76 |  |  | — |
|  | $ | 592 |  |  | $ | — |  |  | $ | 7,552 |  |  | $ | 77 |
Schedule of nonaccrual loans by loan portfolio class | The following table presents nonaccrual loans by loan portfolio class as of March 31, 2021, and December 31, 2020, the table below excludes $6.0 million in purchase credit impaired loans, net of unamortized fair value adjustments:
In thousands |  | March 31, 2021 |  | December 31, 2020
Commercial and industrial |  | $ | 2,739 |  |  | $ | 2,031 |
Commercial real estate |  | 4,852 |  |  | 4,909 |
Commercial real estate construction |  | — |  |  | — |
Residential mortgage |  | 101 |  |  | 101 |
Home equity lines of credit |  | — |  |  | — |
|  | $ | 7,692 |  |  | $ | 7,041 |
Schedule of classes of loan portfolio summarized by the past due status | The following table presents the classes of the loan portfolio summarized by the past due status as of March 31, 2021, and December 31, 2020:
In thousands |  | 30–59 Days Past Due |  | 60–89 Days Past Due |  | >90 Days Past Due |  | Total Past Due |  | Current |  | Total Loans Receivable |  | Loans Receivable >90 Days and Accruing
MARCH 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 85 |  |  | $ | 1,319 |  |  | $ | 1,274 |  |  | $ | 2,678 |  |  | $ | 272,445 |  |  | $ | 275,123 |  |  | $ | — |
Commercial real estate |  | 464 |  |  | 552 |  |  | 2,933 |  |  | 3,949 |  |  | 501,030 |  |  | 504,979 |  |  | — |
Commercial real estate construction |  | — |  |  | — |  |  | — |  |  | — |  |  | 37,582 |  |  | 37,582 |  |  | — |
Residential mortgage |  | 1,752 |  |  | — |  |  | 451 |  |  | 2,203 |  |  | 314,953 |  |  | 317,156 |  |  | 351 |
Home equity lines of credit |  | 91 |  |  | — |  |  | 72 |  |  | 163 |  |  | 76,486 |  |  | 76,649 |  |  | 72 |
Consumer |  | 30 |  |  | 16 |  |  | — |  |  | 46 |  |  | 11,065 |  |  | 11,111 |  |  | — |
Total originated loans |  | 2,422 |  |  | 1,887 |  |  | 4,730 |  |  | 9,039 |  |  | 1,213,561 |  |  | 1,222,600 |  |  | 423 |
Acquired Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 14 |  |  | — |  |  | — |  |  | 14 |  |  | 40,573 |  |  | 40,587 |  |  | — |
Commercial real estate |  | — |  |  | — |  |  | — |  |  | — |  |  | 254,356 |  |  | 254,356 |  |  | — |
Commercial real estate construction |  | — |  |  | — |  |  | 97 |  |  | 97 |  |  | 12,453 |  |  | 12,550 |  |  | 97 |
Residential mortgage |  | 823 |  |  | — |  |  | 145 |  |  | 968 |  |  | 57,817 |  |  | 58,785 |  |  | 145 |
Home equity lines of credit |  | — |  |  | 29 |  |  | 10 |  |  | 39 |  |  | 20,570 |  |  | 20,609 |  |  | 10 |
Consumer |  | — |  |  | — |  |  | — |  |  | — |  |  | 1,231 |  |  | 1,231 |  |  | — |
Total acquired loans |  | 837 |  |  | 29 |  |  | 252 |  |  | 1,118 |  |  | 387,000 |  |  | 388,118 |  |  | 252 |
Total Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 99 |  |  | 1,319 |  |  | 1,274 |  |  | 2,692 |  |  | 313,018 |  |  | 315,710 |  |  | — |
Commercial real estate |  | 464 |  |  | 552 |  |  | 2,933 |  |  | 3,949 |  |  | 755,386 |  |  | 759,335 |  |  | — |
Commercial real estate construction |  | — |  |  | — |  |  | 97 |  |  | 97 |  |  | 50,035 |  |  | 50,132 |  |  | 97 |
Residential mortgage |  | 2,575 |  |  | — |  |  | 596 |  |  | 3,171 |  |  | 372,770 |  |  | 375,941 |  |  | 496 |
Home equity lines of credit |  | 91 |  |  | 29 |  |  | 82 |  |  | 202 |  |  | 97,056 |  |  | 97,258 |  |  | 82 |
Consumer |  | 30 |  |  | 16 |  |  | — |  |  | 46 |  |  | 12,296 |  |  | 12,342 |  |  | — |
Total Loans |  | $ | 3,259 |  |  | $ | 1,916 |  |  | $ | 4,982 |  |  | $ | 10,157 |  |  | $ | 1,600,561 |  |  | $ | 1,610,718 |  |  | $ | 675 |
In thousands |  | 30–59 Days Past Due |  | 60–89 Days Past Due |  | >90 Days Past Due |  | Total Past Due |  | Current |  | Total Loans Receivable |  | Loans Receivable >90 Days and Accruing
DECEMBER 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Originated Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | $ | 1,432 |  |  | $ | — |  |  | $ | — |  |  | $ | 1,432 |  |  | $ | 276,471 |  |  | $ | 277,903 |  |  | $ | — |
Commercial real estate |  | 133 |  |  | 2,463 |  |  | 1,631 |  |  | 4,227 |  |  | 474,896 |  |  | 479,123 |  |  | — |
Commercial real estate construction |  | — |  |  | 76 |  |  | — |  |  | 76 |  |  | 41,132 |  |  | 41,208 |  |  | — |
Residential mortgage |  | 1,382 |  |  | 335 |  |  | 623 |  |  | 2,340 |  |  | 334,797 |  |  | 337,137 |  |  | 522 |
Home equity lines of credit |  | 54 |  |  | 60 |  |  | 58 |  |  | 172 |  |  | 80,734 |  |  | 80,906 |  |  | 58 |
Consumer |  | 98 |  |  | 51 |  |  | — |  |  | 149 |  |  | 11,670 |  |  | 11,819 |  |  | — |
Total originated loans |  | 3,099 |  |  | 2,985 |  |  | 2,312 |  |  | 8,396 |  |  | 1,219,700 |  |  | 1,228,096 |  |  | 580 |
Acquired Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 122 |  |  | 231 |  |  | — |  |  | 353 |  |  | 41,898 |  |  | 42,251 |  |  | — |
Commercial real estate |  | 319 |  |  | 220 |  |  | — |  |  | 539 |  |  | 264,965 |  |  | 265,504 |  |  | — |
Commercial real estate construction |  | 42 |  |  | — |  |  | 97 |  |  | 139 |  |  | 12,555 |  |  | 12,694 |  |  | 97 |
Residential mortgage |  | 834 |  |  | 349 |  |  | 146 |  |  | 1,329 |  |  | 62,874 |  |  | 64,203 |  |  | 146 |
Home equity lines of credit |  | 196 |  |  | — |  |  | 32 |  |  | 228 |  |  | 23,476 |  |  | 23,704 |  |  | 32 |
Consumer |  | — |  |  | 16 |  |  | — |  |  | 16 |  |  | 1,316 |  |  | 1,332 |  |  | — |
Total acquired loans |  | 1,513 |  |  | 816 |  |  | 275 |  |  | 2,604 |  |  | 407,084 |  |  | 409,688 |  |  | 275 |
Total Loans |  |  |  |  |  |  |  |  |  |  |  |  |  |
Commercial and industrial |  | 1,554 |  |  | 231 |  |  | — |  |  | 1,785 |  |  | 318,369 |  |  | 320,154 |  |  | — |
Commercial real estate |  | 452 |  |  | 2,683 |  |  | 1,631 |  |  | 4,766 |  |  | 739,861 |  |  | 744,627 |  |  | — |
Commercial real estate construction |  | 42 |  |  | 76 |  |  | 97 |  |  | 215 |  |  | 53,687 |  |  | 53,902 |  |  | 97 |
Residential mortgage |  | 2,216 |  |  | 684 |  |  | 769 |  |  | 3,669 |  |  | 397,671 |  |  | 401,340 |  |  | 668 |
Home equity lines of credit |  | 250 |  |  | 60 |  |  | 90 |  |  | 400 |  |  | 104,210 |  |  | 104,610 |  |  | 90 |
Consumer |  | 98 |  |  | 67 |  |  | — |  |  | 165 |  |  | 12,986 |  |  | 13,151 |  |  | — |
Total Loans |  | $ | 4,612 |  |  | $ | 3,801 |  |  | $ | 2,587 |  |  | $ | 11,000 |  |  | $ | 1,626,784 |  |  | $ | 1,637,784 |  |  | $ | 855 |
Summary of allowance for loan losses and recorded investment in loans receivable | The following tables summarize the allowance for loan losses and recorded investment in loans receivable:
In thousands |  | Commercial and Industrial |  | Commercial Real Estate |  | Commercial Real Estate Construction |  | Residential Mortgage |  | Home Equity Lines of Credit |  | Consumer |  | Unallocated |  | Total
AS OF AND FOR THE PERIOD ENDED MARCH 31, 2021 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance - January 1, 2021 |  | $ | 4,037 |  |  | $ | 9,569 |  |  | $ | 503 |  |  | $ | 3,395 |  |  | $ | 693 |  |  | $ | 648 |  |  | $ | 1,381 |  |  | $ | 20,226 |
Charge-offs |  | (18) |  |  | — |  |  | — |  |  | — |  |  | — |  |  | (37) |  |  | — |  |  | (55) |
Recoveries |  | 8 |  |  | — |  |  | — |  |  | — |  |  | — |  |  | 8 |  |  | — |  |  | 16 |
Provisions (credits) |  | 476 |  |  | (29) |  |  | 40 |  |  | (29) |  |  | (64) |  |  | (11) |  |  | (333) |  |  | 50 |
Ending balance - March 31, 2021 |  | $ | 4,503 |  |  | $ | 9,540 |  |  | $ | 543 |  |  | $ | 3,366 |  |  | $ | 629 |  |  | $ | 608 |  |  | $ | 1,048 |  |  | $ | 20,237 |
Ending balance: individually evaluated for impairment |  | $ | 1,954 |  |  | $ | 152 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 2,106 |
Ending balance: collectively evaluated for impairment |  | $ | 2,549 |  |  | $ | 9,388 |  |  | $ | 543 |  |  | $ | 3,366 |  |  | $ | 629 |  |  | $ | 608 |  |  | $ | 1,048 |  |  | $ | 18,131 |
Loans Receivable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 315,710 |  |  | $ | 759,335 |  |  | $ | 50,132 |  |  | $ | 375,941 |  |  | $ | 97,258 |  |  | $ | 12,342 |  |  | $ | — |  |  | $ | 1,610,718 |
Ending balance: individually evaluated for impairment |  | $ | 2,739 |  |  | $ | 8,505 |  |  | $ | — |  |  | $ | 101 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 11,345 |
Ending balance: collectively evaluated for impairment |  | $ | 312,971 |  |  | $ | 750,830 |  |  | $ | 50,132 |  |  | $ | 375,840 |  |  | $ | 97,258 |  |  | $ | 12,342 |  |  | $ | — |  |  | $ | 1,599,373 |
AS OF AND FOR THE PERIOD ENDED MARCH 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning balance - January 1, 2020 |  | $ | 2,400 |  |  | $ | 6,693 |  |  | $ | 298 |  |  | $ | 2,555 |  |  | $ | 619 |  |  | $ | 650 |  |  | $ | 620 |  |  | $ | 13,835 |
Charge-offs |  | (2,017) |  |  | — |  |  | — |  |  | — |  |  | — |  |  | (51) |  |  | — |  |  | (2,068) |
Recoveries |  | 70 |  |  | 6 |  |  | — |  |  | — |  |  | — |  |  | 9 |  |  | — |  |  | 85 |
Provisions (credits) |  | 2,193 |  |  | 812 |  |  | (67) |  |  | 146 |  |  | (14) |  |  | 15 |  |  | 915 |  |  | 4,000 |
Ending balance - March 31, 2020 |  | $ | 2,646 |  |  | $ | 7,511 |  |  | $ | 231 |  |  | $ | 2,701 |  |  | $ | 605 |  |  | $ | 623 |  |  | $ | 1,535 |  |  | $ | 15,852 |
Ending balance: individually evaluated for impairment |  | $ | 36 |  |  | $ | 42 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 78 |
Ending balance: collectively evaluated for impairment |  | $ | 2,610 |  |  | $ | 7,469 |  |  | $ | 231 |  |  | $ | 2,701 |  |  | $ | 605 |  |  | $ | 623 |  |  | $ | 1,535 |  |  | $ | 15,774 |
Loans Receivable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 208,859 |  |  | $ | 763,415 |  |  | $ | 44,198 |  |  | $ | 456,436 |  |  | $ | 118,603 |  |  | $ | 14,528 |  |  | $ | — |  |  | $ | 1,606,039 |
Ending balance: individually evaluated for impairment |  | $ | 58 |  |  | $ | 8,357 |  |  | $ | — |  |  | $ | 101 |  |  | $ | 68 |  |  | $ | — |  |  | $ | — |  |  | $ | 8,584 |
Ending balance: collectively evaluated for impairment |  | $ | 208,801 |  |  | $ | 755,058 |  |  | $ | 44,198 |  |  | $ | 456,335 |  |  | $ | 118,535 |  |  | $ | 14,528 |  |  | $ | — |  |  | $ | 1,597,455 |
In thousands |  | Commercial and Industrial |  | Commercial Real Estate |  | Commercial Real Estate Construction |  | Residential Mortgage |  | Home Equity Lines of Credit |  | Consumer |  | Unallocated |  | Total
AS OF DECEMBER 31, 2020 |  |  |  |  |  |  |  |  |  |  |  |  |  |
Allowance for Loan Losses |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 4,037 |  |  | $ | 9,569 |  |  | $ | 503 |  |  | $ | 3,395 |  |  | $ | 693 |  |  | $ | 648 |  |  | $ | 1,381 |  |  | $ | 20,226 |
Ending balance: individually evaluated for impairment |  | $ | 1,224 |  |  | $ | 158 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 1,382 |
Ending balance: collectively evaluated for impairment |  | $ | 2,813 |  |  | $ | 9,411 |  |  | $ | 503 |  |  | $ | 3,395 |  |  | $ | 693 |  |  | $ | 648 |  |  | $ | 1,381 |  |  | $ | 18,844 |
Loans Receivable |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 320,154 |  |  | $ | 744,627 |  |  | $ | 53,902 |  |  | $ | 401,340 |  |  | $ | 104,610 |  |  | $ | 13,151 |  |  | $ | — |  |  | $ | 1,637,784 |
Ending balance: individually evaluated for impairment |  | $ | 2,031 |  |  | $ | 8,589 |  |  | $ | — |  |  | $ | 101 |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | 10,721 |
Ending balance: collectively evaluated for impairment |  | $ | 318,123 |  |  | $ | 736,038 |  |  | $ | 53,902 |  |  | $ | 401,239 |  |  | $ | 104,610 |  |  | $ | 13,151 |  |  | $ | — |  |  | $ | 1,627,063 |
Schedule of expected commercial loan modifications | Details with respect to actual loan modifications are as follows:
Type of Loans |  | Number of Loans |  | Deferral Period |  | Balance |  | Percentage of Capital
Commercial Purpose |  | 28 |  |  | Up to 6 months |  | $ | 23,562,751 |  |  | 9.15 | %
Consumer Purpose |  | 2 |  |  | Up to 6 months |  | 157,609 |  |  | 0.06 |
|  | 30 |  |  |  |  | $ | 23,720,360 |  |  |
The following table provides information with respect to the Corporation’s Commercial loans by industry at March 31, 2021 that may have suffered, or are expected to suffer, greater losses as a result of COVID-19.
Type of Loans |  | Number of Loans |  | Balance |  | Percentage of Total Loan Portfolio |  | Percentage of Capital
Lessors of Commercial Real Estate |  | 6 |  |  | $ | 6,105,203 |  |  | 0.38 | % |  | 2.37 | %
Lessors of Residential Real Estate |  | — |  |  | — |  |  | — |  |  | — |
Hospitality Industry (Hotels/Bed & Breakfast) |  | 5 |  |  | 13,479,711 |  |  | 0.84 |  |  | 5.24 |
Food Services Industry |  | 1 |  |  | 55,248 |  |  | 0.00 |  |  | 0.02 |
Other |  | 16 |  |  | 3,922,589 |  |  | 0.24 |  |  | 1.52 |
|  | 28 |  |  | $ | 23,562,751 |  |  | 1.46 | % |  | 9.15 | %

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