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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 18,948 $ 20,180 $ 36,746 $ 39,215
Securities:        
Taxable 1,383 1,194 2,667 2,478
Tax-exempt 129 120 264 212
Dividends 42 55 103 145
Other 131 36 223 444
Total Interest Income 20,633 21,585 40,003 42,494
INTEREST EXPENSE        
Deposits 1,290 2,747 2,944 5,668
Short-term borrowings 7 14 17 29
Long-term borrowings 767 479 1,148 997
Total Interest Expense 2,064 3,240 4,109 6,694
Net Interest Income 18,569 18,345 35,894 35,800
PROVISION FOR LOAN LOSSES 0 2,550 50 6,550
Net Interest Income after Provision for Loan Losses 18,569 15,795 35,844 29,250
OTHER INCOME        
Commissions from insurance sales 1,853 1,617 3,236 3,057
Earnings on investment in bank-owned life insurance 372 378 710 725
Net gains (losses) on equity securities 12 74 377 (401)
Other 332 277 621 518
Total Other Income 5,956 4,893 11,869 9,059
OTHER EXPENSES        
Salaries and employee benefits 8,670 8,605 17,338 17,106
Net occupancy 905 871 2,072 1,852
Equipment 1,311 1,471 2,602 2,755
Other tax 391 319 784 646
Professional services 244 254 468 656
Supplies and postage 178 200 341 409
Marketing and corporate relations 62 157 139 341
FDIC and regulatory 226 145 458 186
Merger related expenses 0 0 0 5,965
Intangible assets amortization 297 323 593 638
Foreclosed real estate income (1) (168) (2) (93)
Other operating 1,448 1,278 2,725 2,451
Total Other Expenses 13,731 13,455 27,518 32,912
Income before Income Taxes 10,794 7,233 20,195 5,397
PROVISION FOR INCOME TAXES 2,286 1,436 4,216 823
Net Income $ 8,508 $ 5,797 $ 15,979 $ 4,574
PER SHARE DATA        
Basic earnings (in dollars per share) $ 0.98 $ 0.67 $ 1.83 $ 0.53
Cash dividends declared (in dollars per share) $ 0.27 $ 0.25 $ 0.52 $ 0.50
Service charges on deposit accounts        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 754 $ 643 $ 1,528 $ 1,633
Income from fiduciary, investment management and brokerage activities        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 823 655 1,526 1,323
Income from mortgage loans held for sale        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 914 535 2,197 852
Service charges on ATM and debit card transactions        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 896 $ 714 $ 1,674 $ 1,352