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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 17,689 $ 19,861 $ 54,435 $ 59,076
Securities:        
Taxable 1,366 1,198 4,033 3,676
Tax-exempt 138 129 402 341
Dividends 34 60 137 205
Other 255 76 478 520
Total Interest Income 19,482 21,324 59,485 63,818
INTEREST EXPENSE        
Deposits 1,084 2,498 4,028 8,166
Short-term borrowings 11 15 28 44
Long-term borrowings 387 445 1,535 1,442
Total Interest Expense 1,482 2,958 5,591 9,652
Net Interest Income 18,000 18,366 53,894 54,166
PROVISION FOR LOAN LOSSES 0 1,550 50 8,100
Net Interest Income after Provision for Loan Losses 18,000 16,816 53,844 46,066
OTHER INCOME        
Commissions from insurance sales 1,715 1,688 4,951 4,745
Earnings on investment in bank-owned life insurance 356 365 1,066 1,090
Net gains (losses) on equity securities 0 (82) 377 (483)
Other 304 319 925 837
Total Other Income 5,274 5,012 17,143 14,071
OTHER EXPENSES        
Salaries and employee benefits 8,921 8,625 26,259 25,731
Net occupancy 974 857 3,046 2,709
Equipment 1,181 1,284 3,783 4,039
Other tax 393 321 1,177 967
Professional services 422 265 890 921
Supplies and postage 198 145 539 554
Marketing and corporate relations 81 101 220 442
FDIC and regulatory 247 211 705 397
Merger related expenses 0 0 0 5,965
Intangible assets amortization 285 313 878 951
Foreclosed real estate income (88) (89) (90) (182)
Other operating 1,362 1,277 4,087 3,728
Total Other Expenses 13,976 13,310 41,494 46,222
Income before Income Taxes 9,298 8,518 29,493 13,915
PROVISION FOR INCOME TAXES 1,938 1,747 6,154 2,570
Net Income $ 7,360 $ 6,771 $ 23,339 $ 11,345
PER SHARE DATA        
Basic earnings (in dollars per share) $ 0.84 $ 0.79 $ 2.67 $ 1.32
Cash dividends declared (in dollars per share) $ 0.25 $ 0.25 $ 0.77 $ 0.75
Service charges on deposit accounts        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 900 $ 827 $ 2,428 $ 2,460
Income from fiduciary, investment management and brokerage activities        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 837 659 2,363 1,982
Income from mortgage loans held for sale        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 300 427 2,497 1,279
Service charges on ATM and debit card transactions        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 862 $ 809 $ 2,536 $ 2,161