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LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)

12 Months Ended

Dec. 31, 2021

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating

The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Corporation’s internal risk rating system as of December 31, 2021 and 2020:

In thousands			Pass						Special Mention						Substandard						Doubtful						Total
December 31, 2021
Originated Loans
Commercial and industrial			$	139,908					$	5,549					$	2,056					$	—					$	147,513
Commercial real estate			500,978						56,462						8,658						—						566,098
Commercial real estate construction			41,002						1,659						—						—						42,661
Residential mortgage			299,041						4,961						75						—						304,077
Home equity lines of credit			74,094						883						—						—						74,977
Consumer			9,708						—						—						—						9,708
Total Originated Loans			1,064,731						69,514						10,789						—						1,145,034
Acquired Loans
Commercial and industrial			29,728						1,555						771						—						32,054
Commercial real estate			207,937						11,596						624						—						220,157
Commercial real estate construction			5,228						2,111						—						—						7,339
Residential mortgage			39,378						4,175						1,495						—						45,048
Home equity lines of credit			17,491						37						257						—						17,785
Consumer			997						—						13						—						1,010
Total Acquired Loans			300,759						19,474						3,160						—						323,393
Total Loans
Commercial and industrial			169,636						7,104						2,827						—						179,567
Commercial real estate			708,915						68,058						9,282						—						786,255
Commercial real estate construction			46,230						3,770						—						—						50,000
Residential mortgage			338,419						9,136						1,570						—						349,125
Home equity lines of credit			91,585						920						257						—						92,762
Consumer			10,705						—						13						—						10,718
Total Loans			$	1,365,490					$	88,988					$	13,949					$	—					$	1,468,427

In thousands			Pass						Special Mention						Substandard						Doubtful						Total
December 31, 2020
Originated Loans
Commercial and industrial			$	270,047					$	5,168					$	2,688					$	—					$	277,903
Commercial real estate			414,538						54,122						10,463						—						479,123
Commercial real estate construction			39,462						1,746						—						—						41,208
Residential mortgage			332,632						4,327						178						—						337,137
Home equity lines of credit			80,560						346						—						—						80,906
Consumer			11,819						—						—						—						11,819
Total Originated Loans			1,149,058						65,709						13,329						—						1,228,096
Acquired Loans
Commercial and industrial			38,882						1,893						1,476						—						42,251
Commercial real estate			245,597						16,706						3,201						—						265,504
Commercial real estate construction			10,300						2,394						—						—						12,694
Residential mortgage			58,787						3,535						1,881						—						64,203
Home equity lines of credit			23,165						97						442						—						23,704
Consumer			1,330						—						2						—						1,332
Total Acquired Loans			378,061						24,625						7,002						—						409,688
Total Loans
Commercial and industrial			308,929						7,061						4,164						—						320,154
Commercial real estate			660,135						70,828						13,664						—						744,627
Commercial real estate construction			49,762						4,140						—						—						53,902
Residential mortgage			391,419						7,862						2,059						—						401,340
Home equity lines of credit			103,725						443						442						—						104,610
Consumer			13,149						—						2						—						13,151
Total Loans			$	1,527,119					$	90,334					$	20,331					$	—					$	1,637,784

Schedule Of Changes In Accretable Yields Of Acquired Loans

The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310-30. Loans accounted for under ASC 310-20 are not included in this table.

In thousands						Year Ended December 31, 2021						Year Ended December 31, 2020
Balance at beginning of period						$	596					$	642
Acquisitions of impaired loans						—						354
Reclassification from non-accretable differences						253						311
Accretion to loan interest income						(414)						(711)
Balance at end of period						$	435					$	596

Impaired Loans By Loan Portfolio Class

The following table summarizes information relative to impaired loans by loan portfolio class as of December 31, 2021 and 2020:

			Impaired Loans with Allowance																		Impaired Loans with No Allowance
In thousands			Recorded Investment						Unpaid Principal Balance						Related Allowance						Recorded Investment						Unpaid Principal Balance
December 31, 2021
Commercial and industrial			$	1,005					$	1,005					$	855					$	482					$	1,452
Commercial real estate			1,311						1,311						600						6,265						6,265
Commercial real estate construction			—						—						—						—						—
Residential mortgage			—						—						—						—						—
Home equity lines of credit			—						—						—						—						—
Total			$	2,316					$	2,316					$	1,455					$	6,747					$	7,717
December 31, 2020
Commercial and industrial			$	2,031					$	2,031					$	1,224					$	—					$	—
Commercial real estate			2,728						2,728						158						5,861						5,861
Commercial real estate construction			—						—						—						—						—
Residential mortgage			—						—						—						101						101
Home equity lines of credit			—						—						—						—						—
Total			$	4,759					$	4,759					$	1,382					$	5,962					$	5,962

Average Of Impaired Loans And Related Interest Income By Loan Portfolio Class

The following table summarizes information in regards to average of impaired loans and related interest income by loan portfolio class:

			Impaired Loans with Allowance												Impaired Loans with No Allowance
In thousands			Average Recorded Investment						Interest Income						Average Recorded Investment						Interest Income
December 31, 2021
Commercial and industrial			$	1,888					$	—					$	7					$	—
Commercial real estate			1,468						181						6,673						20
Commercial real estate construction			—						2						123						—
Residential mortgage			—						—						60						—
Home equity lines of credit			—						—						—						—
Total			$	3,356					$	183					$	6,863					$	20
December 31, 2020
Commercial and industrial			$	441					$	—					$	9					$	—
Commercial real estate			1,642						—						6,513						184
Commercial real estate construction			—						—						495						109
Residential mortgage			—						—						114						7
Home equity lines of credit			—						—						39						3
Total			$	2,083					$	—					$	7,170					$	303

Nonaccrual Loans By Classes Of The Loan Portfolio

The following table presents nonaccrual loans by loan portfolio class as of December 31, 2021 and 2020, the table below excludes $4.6 million in purchase credit impaired loans, net of unamortized fair value adjustments:

In thousands			2021						2020
Commercial and industrial			$	1,487					$	2,031
Commercial real estate			4,002						4,909
Commercial real estate construction			—						—
Residential mortgage			—						101
Home equity lines of credit			—						—
Total			$	5,489					$	7,041

Loan Portfolio Summarized By The Past Due Status

The following table presents the classes of the loan portfolio summarized by the past due status as of December 31, 2021 and 2020:

In thousands			30-59 Days Past Due						60-89 Days Past Due						>90 Days Past Due						Total Past Due						Current						Total Loans Receivable						Loans Receivable >90 Days and Accruing
December 31, 2021
Originated Loans
Commercial and industrial			$	20					$	64					$	1,397					$	1,481					$	146,032					$	147,513					$	—
Commercial real estate			—						—						2,483						2,483						563,615						566,098						—
Commercial real estate construction			—						—						—						—						42,661						42,661						—
Residential mortgage			970						140						475						1,585						302,492						304,077						475
Home equity lines of credit			239						42						255						536						74,441						74,977						255
Consumer			84						58						—						142						9,566						9,708						—
Total originated loans			1,313						304						4,610						6,227						1,138,807						1,145,034						730
Acquired Loans
Commercial and industrial			—						—						—						—						32,054						32,054						—
Commercial real estate			—						270						—						270						219,887						220,157						—
Commercial real estate construction			—						—						—						—						7,339						7,339						—
Residential mortgage			210						950						—						1,160						43,888						45,048						—
Home equity lines of credit			1,156						—						—						1,156						16,629						17,785						—
Consumer			—						—						—						—						1,010						1,010						—
Total acquired loans			1,366						1,220						—						2,586						320,807						323,393						—
Total Loans
Commercial and industrial			20						64						1,397						1,481						178,086						179,567						—
Commercial real estate			—						270						2,483						2,753						783,502						786,255						—
Commercial real estate construction			—						—						—						—						50,000						50,000						—
Residential mortgage			1,180						1,090						475						2,745						346,380						349,125						475
Home equity lines of credit			1,395						42						255						1,692						91,070						92,762						255
Consumer			84						58						—						142						10,576						10,718						—
Total Loans			$	2,679					$	1,524					$	4,610					$	8,813					$	1,459,614					$	1,468,427					$	730

In thousands			30-59 Days Past Due						60-89 Days Past Due						>90 Days Past Due						Total Past Due						Current						Total Loans Receivable						Loans Receivable >90 Days and Accruing
December 31, 2020
Originated Loans
Commercial and industrial			$	1,432					$	—					$	—					$	1,432					$	276,471					$	277,903					$	—
Commercial real estate			133						2,463						1,631						4,227						474,896						479,123						—
Commercial real estate construction			—						76						—						76						41,132						41,208						—
Residential mortgage			1,382						335						623						2,340						334,797						337,137						522
Home equity lines of credit			54						60						58						172						80,734						80,906						58
Consumer			98						51						—						149						11,670						11,819						—
Total originated loans			3,099						2,985						2,312						8,396						1,219,700						1,228,096						580
Acquired Loans
Commercial and industrial			122						231						—						353						41,898						42,251						—
Commercial real estate			319						220						—						539						264,965						265,504						—
Commercial real estate construction			42						—						97						139						12,555						12,694						97
Residential mortgage			834						349						146						1,329						62,874						64,203						146
Home equity lines of credit			196						—						32						228						23,476						23,704						32
Consumer			—						16						—						16						1,316						1,332						—
Total acquired loans			1,513						816						275						2,604						407,084						409,688						275
Total Loans
Commercial and industrial			1,554						231						—						1,785						318,369						320,154						—
Commercial real estate			452						2,683						1,631						4,766						739,861						744,627						—
Commercial real estate construction			42						76						97						215						53,687						53,902						97
Residential mortgage			2,216						684						769						3,669						397,671						401,340						668
Home equity lines of credit			250						60						90						400						104,210						104,610						90
Consumer			98						67						—						165						12,986						13,151						—
Total Loans			$	4,612					$	3,801					$	2,587					$	11,000					$	1,626,784					$	1,637,784					$	855

Allowance For Loan Losses And Recorded Investment In Financing Receivables

The following table summarizes the allowance for loan losses and recorded investment in loans:

In thousands			Commercial and Industrial						Commercial Real Estate						Commercial Real Estate Construction						Residential Mortgage						Home Equity Lines of Credit						Consumer						Unallocated						Total
December 31, 2021
Allowance for loan losses
Beginning balance- January 1, 2021			$	4,037					$	9,569					$	503					$	3,395					$	693					$	648					$	1,381					$	20,226
Charge-offs			(1,176)						—						—						—						(22)						(120)						—						(1,318)
Recoveries			43						—						—						—						—						32						—						75
Provisions (credits)			272						1,147						113						(160)						(170)						(152)						(1,000)						50
Ending balance- December 31, 2021			$	3,176					$	10,716					$	616					$	3,235					$	501					$	408					$	381					$	19,033
Ending balance: individually evaluated for impairment			$	855					$	600					$	—					$	—					$	—					$	—					$	—					$	1,455
Ending balance: collectively evaluated for impairment			$	2,321					$	10,116					$	616					$	3,235					$	501					$	408					$	381					$	17,578
Loans receivables
Ending balance			$	179,567					$	786,255					$	50,000					$	349,125					$	92,762					$	10,718					$	—					$	1,468,427
Ending balance: individually evaluated for impairment			$	1,487					$	7,576					$	—					$	—					$	—					$	—					$	—					$	9,063
Ending balance: collectively evaluated for impairment			$	178,080					$	778,679					$	50,000					$	349,125					$	92,762					$	10,718					$	—					$	1,459,364
December 31, 2020
Allowance for loan losses
Beginning balance- January 1, 2020			$	2,400					$	6,693					$	298					$	2,555					$	619					$	650					$	620					$	13,835
Charge-offs			(2,107)						(675)						—						—						—						(205)						—						(2,987)
Recoveries			83						96						—						1						29						29						—						238
Provisions			3,661						3,455						205						839						45						174						761						9,140
Ending balance- December 31, 2020			$	4,037					$	9,569					$	503					$	3,395					$	693					$	648					$	1,381					$	20,226
Ending balance: individually evaluated for impairment			$	1,224					$	158					$	—					$	—					$	—					$	—					$	—					$	1,382
Ending balance: collectively evaluated for impairment			$	2,813					$	9,411					$	503					$	3,395					$	693					$	648					$	1,381					$	18,844
Loans receivables
Ending balance			$	320,154					$	744,627					$	53,902					$	401,340					$	104,610					$	13,151					$	—					$	1,637,784
Ending balance: individually evaluated for impairment			$	2,031					$	8,589					$	—					$	101					$	—					$	—					$	—					$	10,721
Ending balance: collectively evaluated for impairment			$	318,123					$	736,038					$	53,902					$	401,239					$	104,610					$	13,151					$	—					$	1,627,063

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