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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Jun. 30, 2022
Jun. 30, 2021
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 16,770 $ 18,948 $ 32,860 $ 36,746
Securities:        
Taxable 2,722 1,383 4,272 2,667
Tax-exempt 289 129 429 264
Dividends 24 42 59 103
Other 891 131 1,153 223
Total Interest Income 20,696 20,633 38,773 40,003
INTEREST EXPENSE        
Deposits 646 1,290 1,384 2,944
Short-term borrowings 20 7 37 17
Long-term borrowings 226 767 495 1,148
Total Interest Expense 892 2,064 1,916 4,109
Net Interest Income 19,804 18,569 36,857 35,894
PROVISION FOR LOAN LOSSES 0 0 0 50
Net Interest Income after Provision for Loan Losses 19,804 18,569 36,857 35,844
OTHER INCOME        
Commissions from insurance sales 2,808 1,853 4,008 3,236
Earnings on investment in bank-owned life insurance 363 372 690 710
Net (losses) gains on equity securities (148) 12 (257) 377
Other 221 332 460 621
Total Other Income 6,076 5,956 10,535 11,869
OTHER EXPENSES        
Salaries and employee benefits 9,314 8,670 16,873 17,338
Net occupancy 939 905 2,098 2,072
Equipment 1,527 1,311 3,045 2,602
Other tax 402 391 818 784
Professional services 430 244 739 468
Supplies and postage 195 178 376 341
Marketing and corporate relations 67 62 170 139
FDIC and regulatory 264 226 535 458
Intangible assets amortization 389 297 698 593
Foreclosed real estate income 0 (1) 0 (2)
Other operating 1,479 1,448 2,936 2,725
Total Other Expenses 15,006 13,731 28,288 27,518
Income before Income Taxes 10,874 10,794 19,104 20,195
PROVISION FOR INCOME TAXES 2,244 2,286 3,875 4,216
Net Income $ 8,630 $ 8,508 $ 15,229 $ 15,979
PER SHARE DATA        
Basic earnings (in dollars per share) $ 0.99 $ 0.98 $ 1.75 $ 1.83
Cash dividends declared (in dollars per share) $ 0.26 $ 0.27 $ 0.52 $ 0.52
Service charges on deposit accounts        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 1,006 $ 754 $ 1,964 $ 1,528
Income from fiduciary, investment management and brokerage activities        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 816 823 1,626 1,526
Income from mortgage loans held for sale        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 145 914 426 2,197
Service charges on ATM and debit card transactions        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 865 $ 896 $ 1,618 $ 1,674