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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2022
Sep. 30, 2021
Sep. 30, 2022
Sep. 30, 2021
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 18,213 $ 17,689 $ 51,073 $ 54,435
Securities:        
Taxable 2,830 1,366 7,102 4,033
Tax-exempt 189 138 618 402
Dividends 20 34 79 137
Other 2,130 255 3,283 478
Total Interest Income 23,382 19,482 62,155 59,485
INTEREST EXPENSE        
Deposits 605 1,084 1,989 4,028
Short-term borrowings 23 11 60 28
Long-term borrowings 234 387 729 1,535
Total Interest Expense 862 1,482 2,778 5,591
Net Interest Income 22,520 18,000 59,377 53,894
PROVISION FOR LOAN LOSSES 0 0 0 50
Net Interest Income after Provision for Loan Losses 22,520 18,000 59,377 53,844
OTHER INCOME        
Commissions from insurance sales 2,429 1,715 6,437 4,951
Earnings on investment in bank-owned life insurance 362 356 1,052 1,066
Net (losses) gains on equity securities (88) 0 (345) 377
Other 362 304 822 925
Total Other Income 5,849 5,274 16,384 17,143
OTHER EXPENSES        
Salaries and employee benefits 9,320 8,921 26,193 26,259
Net occupancy 1,000 974 3,098 3,046
Equipment 1,521 1,181 4,566 3,783
Other tax 411 393 1,229 1,177
Professional services 589 422 1,328 890
Supplies and postage 254 198 630 539
Marketing and corporate relations 57 81 227 220
FDIC and regulatory 263 247 798 705
Intangible assets amortization 395 285 1,093 878
Other operating 1,510 1,274 4,446 3,997
Total Other Expenses 15,320 13,976 43,608 41,494
Income before Income Taxes 13,049 9,298 32,153 29,493
PROVISION FOR INCOME TAXES 2,725 1,938 6,600 6,154
Net Income $ 10,324 $ 7,360 $ 25,553 $ 23,339
PER SHARE DATA        
Basic earnings (in dollars per share) $ 1.20 $ 0.84 $ 2.95 $ 2.67
Cash dividends declared (in dollars per share) $ 0.26 $ 0.25 $ 0.78 $ 0.77
Service charges on deposit accounts        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 1,082 $ 900 $ 3,046 $ 2,428
Income from fiduciary, investment management and brokerage activities        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 823 837 2,449 2,363
Income from mortgage loans held for sale        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 42 300 468 2,497
Service charges on ATM and debit card transactions        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 837 $ 862 $ 2,455 $ 2,536