<SEC-DOCUMENT>0001104659-22-107118.txt : 20221007
<SEC-HEADER>0001104659-22-107118.hdr.sgml : 20221007
<ACCEPTANCE-DATETIME>20221007161032
ACCESSION NUMBER:		0001104659-22-107118
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		19
CONFORMED PERIOD OF REPORT:	20221005
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20221007
DATE AS OF CHANGE:		20221007

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ACNB CORP
		CENTRAL INDEX KEY:			0000715579
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				232233457
		STATE OF INCORPORATION:			PA
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-35015
		FILM NUMBER:		221300865

	BUSINESS ADDRESS:	
		STREET 1:		16 LINCOLN SQUARE
		STREET 2:		P O BOX 3129
		CITY:			GETTYSBURG
		STATE:			PA
		ZIP:			17325
		BUSINESS PHONE:		7173343161

	MAIL ADDRESS:	
		STREET 1:		P O BOX 3129
		STREET 2:		16 LINCOLN SQUARE
		CITY:			GETTYSBURG
		STATE:			PA
		ZIP:			17325
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>tm2227778d1_8k.htm
<DESCRIPTION>FORM 8-K
<TEXT>
<XBRL>
<?xml version="1.0" encoding="utf-8"?>
<html xmlns="http://www.w3.org/1999/xhtml" xmlns:xs="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2015-02-26" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2021q4" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:us-roles="http://fasb.org/us-roles/2021-01-31" xmlns:country="http://xbrl.sec.gov/country/2021" xmlns:srt="http://fasb.org/srt/2021-01-31" xmlns:acnb="http://acnb.com/20221005">
<head>
     <title></title>
<meta http-equiv="Content-Type" content="text/html" />
</head>
<!-- Field: Set; Name: xdx; ID: xdx_02A_US%2DGAAP%2D2021 -->
<!-- Field: Set; Name: xdx; ID: xdx_036_acnb_acnb.com_20221005 -->
<!-- Field: Set; Name: xdx; ID: xdx_04B_20221005_20221005 -->
<!-- Field: Set; Name: xdx; ID: xdx_05B_edei%2D%2DEntityCentralIndexKey_0000715579 -->
<!-- Field: Set; Name: xdx; ID: xdx_059_edei%2D%2DAmendmentFlag_false -->
<!-- Field: Set; Name: xdx; ID: xdx_06B_USD_1_iso4217%2D%2DUSD -->
<!-- Field: Set; Name: xdx; ID: xdx_062_Shares_2_xbrli%2D%2Dshares -->
<!-- Field: Set; Name: xdx; ID: xdx_06D_USDPShares_3_iso4217%2D%2DUSD_xbrli%2D%2Dshares -->
<body style="font: 10pt Times New Roman, Times, Serif">
<div style="display: none">
<ix:header>
 <ix:hidden>
  <ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:EntityCentralIndexKey">0000715579</ix:nonNumeric>
  <ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:AmendmentFlag">false</ix:nonNumeric>
  </ix:hidden>
 <ix:references>
  <link:schemaRef xlink:href="acnb-20221005.xsd" xlink:type="simple" />
  </ix:references>
 <ix:resources>
    <xbrli:context id="From2022-10-05to2022-10-05">
      <xbrli:entity>
        <xbrli:identifier scheme="http://www.sec.gov/CIK">0000715579</xbrli:identifier>
      </xbrli:entity>
      <xbrli:period>
        <xbrli:startDate>2022-10-05</xbrli:startDate>
        <xbrli:endDate>2022-10-05</xbrli:endDate>
      </xbrli:period>
    </xbrli:context>
    <xbrli:unit id="USD">
      <xbrli:measure>iso4217:USD</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="Shares">
      <xbrli:measure>xbrli:shares</xbrli:measure>
    </xbrli:unit>
    <xbrli:unit id="USDPShares">
      <xbrli:divide>
        <xbrli:unitNumerator>
          <xbrli:measure>iso4217:USD</xbrli:measure>
        </xbrli:unitNumerator>
        <xbrli:unitDenominator>
          <xbrli:measure>xbrli:shares</xbrli:measure>
        </xbrli:unitDenominator>
      </xbrli:divide>
    </xbrli:unit>
  </ix:resources>
 </ix:header>
</div>


<p style="margin: 0"></p>



<p style="margin: 0pt 0">&#160;</p>

<p style="margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="margin-top: 0; margin-bottom: 0; width: 100%"><div style="border-top: Black 2pt solid; border-bottom: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 12pt"><b>UNITED
STATES</b></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 12pt"><b>SECURITIES
AND EXCHANGE COMMISSION</b></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><span style="font-family: Times New Roman, Times, Serif; font-size: 10pt">&#160;</span></p>

<p style="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><span style="font-family: Times New Roman, Times, Serif; font-size: 12pt"><b>Washington,
D.C. 20549</b></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<!-- Field: Rule-Page --><div style="margin: 3pt auto; width: 25%"><div style="border-top: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>FORM <span id="xdx_909_edei--DocumentType_c20221005__20221005_z0vPXiW3Oqd6"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:DocumentType">8-K</ix:nonNumeric></span></b></p>

<p style="margin: 0pt 0"><b>&#160;</b></p>

<p style="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT</b></p>

<p style="margin: 0pt 0"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Pursuant to Section 13 or 15(d)</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>of the Securities Exchange Act of 1934</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"></p>

<!-- Field: Rule-Page --><div style="margin: 3pt auto; width: 25%"><div style="border-top: Black 1pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&#160;</p>

<p style="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>Date of Report (Date of earliest
event reported): <span id="xdx_90A_edei--DocumentPeriodEndDate_c20221005__20221005_z0QHHQKyLrF5"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" format="ixt:datemonthdayyearen" name="dei:DocumentPeriodEndDate">October 5, 2022</ix:nonNumeric></span></b></p>

<p style="margin: 0pt 0">&#160;</p>

<p style="font: 14pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b><span style="text-decoration: underline"><span id="xdx_90C_edei--EntityRegistrantName_c20221005__20221005_zsv1GG6efJVd"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:EntityRegistrantName">ACNB Corporation</ix:nonNumeric></span></span></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Exact name of Registrant as specified in
its charter)</p>

<p style="margin: 0pt 0">&#160;</p>

<p style="margin: 0pt 0"></p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="text-decoration: underline; width: 25%; text-align: center"><b>&#160;&#160;&#160;&#160;&#160;<span id="xdx_906_edei--EntityIncorporationStateCountryCode_c20221005__20221005_zXkSsGwfcZUh"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" format="ixt-sec:stateprovnameen" name="dei:EntityIncorporationStateCountryCode">Pennsylvania</ix:nonNumeric></span>&#160;&#160;&#160;&#160;&#160;</b></td>
    <td style="width: 10%; text-align: center"><b>&#160;</b></td>
    <td style="text-decoration: underline; width: 30%; text-align: center"><b>&#160;&#160;&#160;&#160;&#160;<span id="xdx_906_edei--EntityFileNumber_c20221005__20221005_zVvPdxsh53lg"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:EntityFileNumber">1-35015</ix:nonNumeric></span>&#160;&#160;&#160;&#160;&#160;</b></td>
    <td style="width: 10%; text-align: center"><b>&#160;</b></td>
    <td style="text-decoration: underline; width: 25%; text-align: center"><b>&#160;&#160;&#160;&#160;&#160;<span id="xdx_905_edei--EntityTaxIdentificationNumber_c20221005__20221005_zNLQbJdOLFJi"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:EntityTaxIdentificationNumber">23-2233457</ix:nonNumeric></span>&#160;&#160;&#160;&#160;&#160;</b></td></tr>
<tr style="vertical-align: top">
    <td style="text-align: center"><span style="font: 10pt Times New Roman, Times, Serif">(State or other<br />
jurisdiction of<br />
incorporation)</span></td>
    <td>&#160;</td>
    <td style="text-align: center"><span style="font: 10pt Times New Roman, Times, Serif">(Commission<br />
File Number)</span></td>
    <td>&#160;</td>
    <td style="text-align: center"><span style="font: 10pt Times New Roman, Times, Serif">(IRS Employer<br />
Identification No.)</span></td></tr>
</table>

<p style="margin-top: 0; margin-bottom: 0">&#160;</p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 40%; font-size: 10pt; text-align: center"><b><span style="text-decoration: underline">&#160;&#160;&#160;&#160;&#160;<span id="xdx_90A_edei--EntityAddressAddressLine1_c20221005__20221005_zvPPA3cAkYd3"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:EntityAddressAddressLine1">16 Lincoln Square</ix:nonNumeric></span>, <span id="xdx_901_edei--EntityAddressCityOrTown_c20221005__20221005_zk66qvNQOKK4"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:EntityAddressCityOrTown">Gettysburg</ix:nonNumeric></span>, <span id="xdx_902_edei--EntityAddressStateOrProvince_c20221005__20221005_zTGz5LtjgDV"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:EntityAddressStateOrProvince">PA</ix:nonNumeric></span>&#160;&#160;&#160;&#160;&#160;</span></b></td>
    <td style="width: 35%">&#160;</td>
    <td style="width: 25%; font-size: 10pt; text-align: center"><b><span style="text-decoration: underline">&#160;&#160;&#160;&#160;&#160;<span id="xdx_90D_edei--EntityAddressPostalZipCode_c20221005__20221005_zXf3bkGEKGLj"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:EntityAddressPostalZipCode">17325</ix:nonNumeric></span>&#160;&#160;&#160;&#160;&#160;</span></b></td></tr>
<tr style="vertical-align: top">
    <td style="font-size: 10pt; text-align: center"><span style="font-size: 10pt">(Address of principal executive offices)</span></td>
    <td>&#160;</td>
    <td style="font-size: 10pt; text-align: center"><span style="font-size: 10pt">(Zip Code)</span></td></tr>
</table>
<p style="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><b>&#160;</b></p>

<p style="text-align: center; margin-top: 0pt; margin-bottom: 0pt"><b><span style="text-decoration: underline">&#160;&#160;&#160;&#160;&#160;<span id="xdx_90C_edei--CityAreaCode_c20221005__20221005_zRu4p7ElheIc"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:CityAreaCode">717</ix:nonNumeric></span>.<span id="xdx_902_edei--LocalPhoneNumber_c20221005__20221005_zn0M4ISBz0F6"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:LocalPhoneNumber">334.3161</ix:nonNumeric></span>&#160;&#160;&#160;&#160;&#160;</span></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">(Registrant&#8217;s telephone number, including
area code)</p>

<p style="margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the Registrant under any of the following provisions (<i>see</i> General Instruction
A.2. below):</p>

<p style="margin: 0pt 0">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font-size: 10pt; margin-top: 0; margin-bottom: 0; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0.25in"></td><td style="width: 0.25in; text-align: left"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span id="xdx_901_edei--WrittenCommunications_c20221005__20221005_zSnH9eoieZ4e"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" format="ixt:booleanfalse" name="dei:WrittenCommunications">&#168;</ix:nonNumeric></span></span></span></span></td><td style="text-align: justify"><span style="font-size: 10pt">Written communications pursuant
to Rule 425 under the Securities Act (17 CFR 230.425)</span></td>
</tr></table>

<p style="margin: 0pt 0 0pt 0.2in; font-size: 10pt"><span style="font-size: 10pt">&#160;</span></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0.25in"></td><td style="width: 0.25in; text-align: left"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span id="xdx_90A_edei--SolicitingMaterial_c20221005__20221005_zwx2gr5SrYkk"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" format="ixt:booleanfalse" name="dei:SolicitingMaterial">&#168;</ix:nonNumeric></span></span></span></span></td><td style="text-align: justify"><span style="font-size: 10pt">Soliciting material pursuant to
Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</span></td>
</tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.2in"><span style="font-size: 10pt">&#160;</span></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0.25in"></td><td style="width: 0.25in; text-align: left"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span id="xdx_904_edei--PreCommencementTenderOffer_c20221005__20221005_zdyBJbGt85tb"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" format="ixt:booleanfalse" name="dei:PreCommencementTenderOffer">&#168;</ix:nonNumeric></span></span></span></span></td><td style="text-align: justify"><span style="font-size: 10pt">Pre-commencement communications
pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</span></td>
</tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.2in"><span style="font-size: 10pt">&#160;</span></p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><tr style="vertical-align: top; text-align: justify">
<td style="width: 0.25in"></td><td style="width: 0.25in; text-align: left"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span id="xdx_901_edei--PreCommencementIssuerTenderOffer_c20221005__20221005_z2T0lKrXj2h9"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" format="ixt:booleanfalse" name="dei:PreCommencementIssuerTenderOffer">&#168;</ix:nonNumeric></span></span></span></span></td><td style="text-align: justify"><span style="font-size: 10pt">Pre-commencement communications
pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</span></td>
</tr></table>

<p style="margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Indicate by check mark whether the Registrant is an emerging
growth company as defined in Rule 405 of the Securities Act of 1933 (&#167;230.405 of this chapter) or Rule 12b-2 of the Securities
Exchange Act of 1934 (&#167;240.12b-2 of this chapter).</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt; text-indent: 0.25in"><span style="font: 10pt Times New Roman, Times, Serif">Emerging
growth company </span><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span id="xdx_901_edei--EntityEmergingGrowthCompany_c20221005__20221005_zBkU6UShuS85"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" format="ixt:booleanfalse" name="dei:EntityEmergingGrowthCompany">&#168;</ix:nonNumeric></span></span></span></span></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="margin: 0pt 0; font-size: 10pt"><span style="font: 10pt Times New Roman, Times, Serif">If an emerging
growth company, indicate by check mark if the Registrant has elected not to use the extended transition period for complying with
any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="font-family: Wingdings"><span style="font-family: Wingdings"><span style="font-family: Wingdings">&#168;</span></span></span></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">Securities registered pursuant to Section 12(b) of the Act:</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&#160;</b></p>

<table cellspacing="0" cellpadding="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="border: Black 1pt solid; padding: 2pt; width: 38%; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><b>Title Of Each Class</b></span></td>
    <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding: 2pt; width: 18%; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><b>Trading Symbol(s)</b></span></td>
    <td style="border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding: 2pt; width: 44%; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><b>Name Of Each Exchange On Which Registered</b></span></td></tr>
<tr style="vertical-align: top">
    <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding: 2pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><span id="xdx_907_edei--Security12bTitle_c20221005__20221005_zn3YvZFASWmd"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:Security12bTitle">Common Stock, $2.50 par value per share</ix:nonNumeric></span></span></td>
    <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding: 2pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><span id="xdx_905_edei--TradingSymbol_c20221005__20221005_zQtesqK5Xny7"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" name="dei:TradingSymbol">ACNB</ix:nonNumeric></span></span></td>
    <td style="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding: 2pt; text-align: center"><span style="font: 10pt Times New Roman, Times, Serif"><span id="xdx_90D_edei--SecurityExchangeName_c20221005__20221005_zkP026K9DHa2"><ix:nonNumeric contextRef="From2022-10-05to2022-10-05" format="ixt-sec:exchnameen" name="dei:SecurityExchangeName">The NASDAQ Stock Market, LLC</ix:nonNumeric></span></span></td></tr>
</table>
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Rule-Page --><div style="margin-top: 0; margin-bottom: 0; width: 100%"><div style="border-top: Black 1pt solid; border-bottom: Black 2pt solid; font-size: 1pt">&#160;</div></div><!-- Field: /Rule-Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<!-- Field: Page; Sequence: 1 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="margin: 0pt">&#160;</p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>CURRENT REPORT ON FORM 8-K</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b>&#160;</b></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 1in"><b><span style="text-decoration: underline">ITEM 5.02</span></b></td><td style="vertical-align: top; text-align: left"><b><span style="text-decoration: underline">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers;
Compensatory Arrangements of Certain Officers</span></b></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-indent: 0.5in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">On October 5, 2022, ACNB Corporation (the &#8220;Corporation&#8221;)
and/or ACNB Bank, the Corporation&#8217;s wholly-owned subsidiary (the &#8220;Bank&#8221;) entered into amended and restated employment
agreements and new salary continuation agreements with James P. Helt, President &amp; Chief Executive Officer of the Corporation and Bank,
and Jason H. Weber, Executive Vice President/Treasurer &amp; Chief Financial Officer of the Corporation and Bank. In addition, the Bank
entered into an amendment to Mr. Helt&#8217;s and Mr. Weber&#8217;s current salary continuation agreements.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><b><i>Amended and Restated Employment Agreements</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">The amended and restated employment agreements amend, restate
and replace the prior employment agreements of Messrs. Helt and Weber in their entirety. The initial term of each employment agreement
is three (3) years beginning on October 5, 2022. Each employment agreement shall automatically renew for an additional one (1) year term
at the end of the first year of the employment agreement and on each anniversary date unless notice to terminate is given by either party
at least one hundred eighty (180) days prior to the anniversary date of the employment agreement. If proper notice to terminate is not
given, each employment agreement shall continue for three (3) years on the next anniversary date.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">The employment agreements provide that Mr. Helt and Mr. Weber
will each receive an annual base salary of $525,000 and $315,000, respectively, subject to customary withholdings and taxes, which may
be increased from time to time. Each executive is entitled to be considered for bonuses each year, paid time off, and to participate in
employee benefit plans. In addition, Mr. Helt is entitled to reimbursement of country club and business club dues and use of a Bank provided
automobile and reimbursement of all related expenses.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">Each employment agreement will automatically terminate for
&#8220;cause&#8221; (as defined in the employment agreement) upon written notice from the Corporation to the executive or if the executive
terminates his employment voluntarily without &#8220;good reason&#8221; (as defined in the employment agreement). If the employment agreement
is terminated for cause or voluntarily without good reason, all of the executive&#8217;s rights under the employment agreement cease as
of the effective date of termination.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">If the executive terminates his employment for &#8220;good
reason&#8221; (as defined in the employment agreement), the executive will receive a multiple (Mr. Helt 2.99 times and Mr. Weber 2.0 times,
respectively) of his agreed compensation (as defined in the employment agreement) and continuation of all life, disability, medical insurance,
and other normal health and welfare benefits for up to two (2) years.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"></p>

<!-- Field: Page; Sequence: 2 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">Each employment agreement terminates automatically upon the
executive&#8217;s disability except that the executive shall nevertheless be entitled to receive an amount equal to seventy-five percent
(75%) of his agreed compensation, less amounts payable under any disability plan of the Bank, until the earliest of (i) his return to
employment, (ii) his attainment of age sixty-five (65), (iii) his death, or (iv) the end of the then existing employment period. In addition,
the executive shall receive for such period a continuation of all life, disability, medical insurance, and other normal health and welfare
benefits, or, if the Bank cannot provide such benefits because the executive is no longer an employee, the Bank shall reimburse the executive
in an amount equal to the monthly premium paid by him to obtain substantially similar employee benefits which he enjoyed prior to termination
subject to limitations set forth in the employment agreement.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">If the executive&#8217;s employment is terminated by the Corporation
without cause or he experiences an involuntary separation of service within two (2) years after a &#8220;change in control&#8221; (as
defined in the employment agreement) or he voluntarily terminates employment for good reason within one (1) year after a change in control,
then the executive shall be entitled to receive a multiple (Mr. Helt 2.99 times and Mr. Weber 2.0 times, respectively) of his agreed compensation,
and continuation of all life, disability, medical insurance, and other normal health and welfare benefits for two (2) years. In addition,
Mr. Helt&#8217;s employment agreement provides that in the event that the payments made after a change in control when added to all other
amounts or benefits provided to or on behalf of the executive in connection with his termination of employment would result in an excise
tax under Section 4999 or under Section 280G of the Internal Revenue Code, the Bank will pay a gross up payment equal to the amount of
the excise tax. Mr. Weber&#8217;s employment agreement contains a limited gross up provision.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">Upon termination of the employment agreement, the executive
is subject to certain customary confidentiality and non-competition provisions. Each employment agreement contains a clawback provision
with respect to certain events or circumstances.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><b><i>New Salary Continuation Agreements</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">Each new salary continuation agreement is intended to provide
benefits to the executive upon retirement, death, or in the event of a change in control (as defined in the salary continuation agreement).
Upon a separation of service from the Bank at or after the normal retirement age of sixty-five (65) or following a change in control,
the Bank will be obligated to pay to the executive a fixed cash amount for the greater of the executive&#8217;s life or 180 months. If
the executive dies while in active service of the Bank, the Bank will pay to the executive&#8217;s beneficiary a fixed cash amount for
180 months. In the case of Mr. Helt, the maximum annual benefit is $150,000, and in the case of Mr. Weber, the maximum annual benefit
is $92,500. When aggregated with Mr. Helt&#8217;s other salary continuation agreements, his total maximum annual benefit is $400,000,
and when aggregated with Mr. Weber&#8217;s other salary continuation agreement, his total maximum annual benefit is $157,500.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">If the executive separates from service before his normal retirement
date for reasons other than death and a change in control has not occurred, the Bank will be obligated to pay to the executive a certain
benefit determined under each salary continuation agreement based on the date of the separation of service for the greater of the executive&#8217;s
life or 180 months.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"></p>

<!-- Field: Page; Sequence: 3 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">The salary continuation agreement requires the executive to
comply with certain non-competition restrictions following a termination of employment as a condition to the continued receipt of benefits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><b><i>Amendments to Salary Continuation Agreements</i></b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">The amendments to Mr. Helt&#8217;s and Mr. Weber&#8217;s current
salary continuation agreements amend and restate Article 7 of the salary continuation agreement dated as of November 27, 2018 and January
31, 2022, respectively. The amended and restated Article 7 clarifies the accrued benefit owed to the executive if the agreement is terminated
under certain circumstances.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">The description above is only a summary of the material terms
of the employment agreements and salary continuation agreements and is not intended to be a full description of the agreements. The employment
agreements and salary continuation agreements are attached hereto as Exhibits 99.1 through 99.8 and are incorporated herein by reference.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in">&#160;</p>


<!-- Field: Page; Sequence: 4 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in"><b>&#160;</b></p>

<table cellpadding="0" cellspacing="0" style="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td style="width: 0"></td><td style="width: 1in"><b><span style="text-decoration: underline">ITEM 9.01</span></b></td><td style="text-align: justify"><span style="text-transform: uppercase"><b><span style="text-decoration: underline">F</span></b></span><b><span style="text-decoration: underline">inancial Statements and Exhibits</span></b></td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify; text-indent: 0.5in">(d) Exhibits.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&#160;</p>

<table cellpadding="0" cellspacing="0" style="font: 10pt Times New Roman, Times, Serif; width: 100%; margin-top: 0pt; margin-bottom: 0pt"><tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: left"><span style="text-decoration: underline">Exhibit Number</span></td><td><span style="text-decoration: underline">Description</span></td></tr>
                                                                                                                                          <tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
                                                                                                                                          <tr style="vertical-align: top">
<td style="width: 1.4in"></td><td style="text-align: center; width: 1.2in"><a href="tm2227778d1_ex99-1.htm">99.1</a></td><td><a href="tm2227778d1_ex99-1.htm">Amended and Restated Employment Agreement by and among ACNB Corporation, ACNB Bank and James P. Helt dated as of October 5, 2022.</a></td></tr>
<tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
<tr style="vertical-align: top">
<td></td><td style="text-align: center"><a href="tm2227778d1_ex99-2.htm">99.2</a></td><td><a href="tm2227778d1_ex99-2.htm">Amended and Restated Employment Agreement by and among ACNB Corporation, ACNB Bank and Jason H. Weber dated as of October 5, 2022.</a></td></tr>
<tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
<tr style="vertical-align: top">
<td></td><td style="text-align: center"><a href="tm2227778d1_ex99-3.htm">99.3</a></td><td><a href="tm2227778d1_ex99-3.htm">Salary Continuation Agreement by and between ACNB Bank and James P. Helt dated as of October 5, 2022.</a></td></tr>
<tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
<tr style="vertical-align: top">
<td></td><td style="text-align: center"><a href="tm2227778d1_ex99-4.htm">99.4</a></td><td><a href="tm2227778d1_ex99-4.htm">Salary Continuation Agreement by and between ACNB Bank and Jason H. Weber dated as of October 5, 2022.</a></td></tr>
<tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
<tr style="vertical-align: top">
<td></td><td style="text-align: center"><a href="tm2227778d1_ex99-5.htm">99.5</a></td><td><a href="tm2227778d1_ex99-5.htm">First Amendment to ACNB Bank Salary Continuation Agreement by and between ACNB Bank and James P. Helt dated as of October 5, 2022.</a></td></tr>
<tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
<tr style="vertical-align: top">
<td></td><td style="text-align: center"><a href="https://www.sec.gov/Archives/edgar/data/715579/000110465918070284/a18-40776_1ex99d1.htm" style="-sec-extract: exhibit">99.6</a></td><td><a href="https://www.sec.gov/Archives/edgar/data/715579/000110465918070284/a18-40776_1ex99d1.htm" style="-sec-extract: exhibit">Salary Continuation Agreement by and between ACNB Bank and James P. Helt dated as of November 27, 2018. (Incorporated by reference
to Exhibit 99.1 of the Registrant&#8217;s Current Report on Form 8-K filed with the Commission on November 28, 2018.)</a></td></tr>
<tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
<tr style="vertical-align: top">
<td></td><td style="text-align: center"><a href="tm2227778d1_ex99-7.htm">99.7</a></td><td><a href="tm2227778d1_ex99-7.htm">First Amendment to ACNB Bank Salary Continuation Agreement by and between ACNB Bank and Jason H. Weber dated as of October 5, 2022.</a></td></tr>
<tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
<tr style="vertical-align: top">
<td></td><td style="text-align: center"><a href="tm2227778d1_ex99-8.htm">99.8</a></td><td><a href="tm2227778d1_ex99-8.htm">Salary Continuation Agreement by and between ACNB Bank and Jason H. Weber dated as of January 31, 2022.</a></td></tr>
<tr style="vertical-align: top">
<td>&#160;</td><td style="text-align: center">&#160;</td><td>&#160;</td></tr>
<tr style="vertical-align: top">
<td></td><td style="text-align: center">104</td><td>Cover Page Interactive Data File (embedded within the Inline XBRL document).</td></tr></table>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 3in; text-indent: -1in"><b>&#160;</b></p>


<!-- Field: Page; Sequence: 5 -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p></div>
    <div style="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><p style="margin: 0pt">&#160;</p></div>
    <!-- Field: /Page -->


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&#160;</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><b>SIGNATURES</b></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: left">Pursuant to the requirements of the Securities
Exchange Act of 1934, the Registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereunto
duly authorized.</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><b>&#160;</b></p>

<table cellpadding="0" cellspacing="0" style="border-collapse: collapse; width: 100%">
  <tr style="vertical-align: bottom">
    <td style="width: 50%"><span style="font-size: 10pt">&#160;</span></td>
    <td style="font: bold 10pt Times New Roman, Times, Serif; width: 50%"><span style="font-size: 10pt">ACNB CORPORATION</span></td></tr>
  <tr style="vertical-align: bottom">
    <td><span style="font-size: 10pt">&#160;</span></td>
    <td style="font: 10pt Times New Roman, Times, Serif"><span style="font-size: 10pt">(Registrant)</span></td></tr>
  <tr style="vertical-align: bottom">
    <td><span style="font-size: 10pt">&#160;</span></td>
    <td style="font: 10pt Times New Roman, Times, Serif"><span style="font-size: 10pt">&#160;</span></td></tr>
  <tr style="vertical-align: bottom">
    <td><span style="font-size: 10pt">&#160;</span></td>
    <td style="font: 10pt Times New Roman, Times, Serif"><span style="font-size: 10pt">&#160;</span></td></tr>
  <tr style="vertical-align: bottom">
    <td><span style="font-size: 10pt">Dated: October 7, 2022</span></td>
    <td style="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><span style="font-size: 10pt">/s/ Lynda L. Glass</span></td></tr>
  <tr style="vertical-align: bottom">
    <td><span style="font-size: 10pt">&#160;</span></td>
    <td style="font: 10pt Times New Roman, Times, Serif"><span style="font-size: 10pt">Lynda L. Glass</span></td></tr>
  <tr style="vertical-align: bottom">
    <td><span style="font-size: 10pt">&#160;</span></td>
    <td style="font: 10pt Times New Roman, Times, Serif"><span style="font-size: 10pt">Executive Vice President/ Secretary &amp; Chief
    Governance Officer</span></td></tr>
  </table>


<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 3in">&#160;</p>

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 3in"></p>

<!-- Field: Page; Sequence: 6; Options: Last -->
    <div style="border-bottom: Black 1pt solid; margin-top: 12pt; margin-bottom: 6pt"><p style="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></p></div>
    <!-- Field: /Page -->

<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 3in"></p>

</body>
</html>
<!-- Field: Set; Name: xdx; ID: xdx_08B_extensions -->
<!-- eJxFjd0KwjAMhZ9g7xB6LbOdPxe7dKiIU2SIeFtdlOLWjLROfSTf0rohhkBIzvlyhBiIJS1MhQzHWZHDHuum0h6hwAsy2jMGR7ZapxBmgVfjPGvru/UHZhQYDMwkHp3CvXO2xmGZgpwOpRomEuQ4VQp2GxF99YzsxZRovdEVaFvCjqlhg17zq/+w10+yVL+6pAOyM2RTULHs5TckUiWwpVY/iG8O8jwT0aCrSCyZ7s035u481TCvsA5Zrkf/HX0A171JDw== -->
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>tm2227778d1_ex99-1.htm
<DESCRIPTION>EXHIBIT 99.1
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="text-align: right; margin: 0"><B>Exhibit&nbsp;99.1</B></P>

<P STYLE="margin: 0; text-align: right">&nbsp;</P>

<P STYLE="margin: 0; text-align: right">Execution Version</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><B><U>AMENDED AND RESTATED
EMPLOYMENT AGREEMENT</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>THIS
AGREEMENT</B></FONT>&nbsp;(&ldquo;Agreement&rdquo;) is made as of the 5 day of&nbsp;October, 2022, by and among&nbsp;<B>ACNB Corporation
</B>(&ldquo;Corporation&rdquo;), a Pennsylvania business corporation having a principle place of business at 16 Lincoln Square, Gettysburg,
Pennsylvania, 17325, <B>ACNB Bank&nbsp;</B>(&ldquo;Bank&rdquo;), a Pennsylvania state-chartered bank having a principle place of business
at 16 Lincoln Square, Gettysburg, Pennsylvania, 17325, and <B>James P. Helt</B> (&ldquo;Executive&rdquo;), an individual residing in
Pennsylvania.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>WITNESSETH</U></B></FONT><B>:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,</B></FONT>
the Corporation is a registered financial holding company;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,</B></FONT>&nbsp;the
Bank is a subsidiary of the Corporation;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,</B></FONT>
on April&nbsp;15, 2009, Executive entered into an employment agreement with the Bank, which was amended on December&nbsp;27, 2016 (&ldquo;2009
Employment Agreement&rdquo;) and amended and restated on August&nbsp;14, 2018 (&ldquo;2018 Employment Agreement&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,</B></FONT>
Executive serves as President and Chief Executive Officer of the Corporation and President and Chief Executive Officer of the Bank; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,</B></FONT>
the parties would like to enter into an amended and restated employment agreement, at which time the 2018 Employment Agreement and any
amendments thereto will be null and void and without further effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>AGREEMENT</U></B></FONT><B>:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>NOW,
THEREFORE,</B></FONT>&nbsp;the parties hereto, intending to be legally bound, agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">1.</TD><TD STYLE="text-align: justify"><B><U>Employment</U>.</B></TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     <TR STYLE="vertical-align: top; text-align: justify">
<TD></TD><TD STYLE="text-align: left">&nbsp;</TD><TD STYLE="text-align: justify">The Corporation
and Bank hereby employ Executive, and Executive hereby accepts, employment with the Corporation and Bank, under the terms and conditions
set forth in this Agreement.</TD></TR>
     </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">2.</TD><TD STYLE="text-align: justify"><B><U>Duties of Executive</U>.</B>&nbsp; Executive shall serve
as the President and Chief Executive Officer of the Corporation and the Bank reporting only to the Board of Directors of the Corporation
and Bank.&nbsp; Executive shall have such other duties and hold such other titles as may be given to him from time to time by the Board
of Directors of the Corporation and Bank, provided that such duties are consistent with the Executive&rsquo;s position as President and
Chief Executive Officer of the Corporation and Bank.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">3.</TD><TD STYLE="text-align: justify"><B><U>Engagement in Other Employment</U>.</B>&nbsp; Executive
shall devote his full working time, ability, skill, energy, attention and best efforts to the business of the Corporation and Bank and/or
their subsidiaries or affiliates in a manner that will faithfully and diligently further the best interests of the Corporation and Bank
during the term of this Agreement.&nbsp; The Executive shall notify the Board of Directors of the Corporation and Bank in writing before
the Executive engages in any other business or commercial duties or pursuits, including but not limited to, directorships of other companies.&nbsp;
Under no circumstances may the Executive engage in any business or commercial activities, duties or pursuits which compete with the business
or commercial activities of the Corporation, the Bank and/or any of their subsidiaries or affiliates, nor may the Executive serve as
a director or officer or in any other capacity in a company which competes with the Corporation, the Bank and/or any of their subsidiaries
or affiliates.&nbsp; Executive shall not be precluded, however, upon written notification to the Board of Directors of the Corporation
and Bank, from engaging in voluntary or philanthropic endeavors, from engaging in activities designed to maintain and improve his professional
skills, or from engaging in activities incident or necessary to personal investments, so long as they are, in the Corporation&rsquo;s
and Bank&rsquo;s Board&rsquo;s reasonable opinion, not in conflict with or detrimental to the Executive&rsquo;s rendition and performance
of services on behalf of the Corporation, the Bank and/or any of their subsidiaries or affiliates.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1; Options: NewSection; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->1<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">4.</TD><TD STYLE="text-align: justify"><B><U>Term of Agreement</U>.</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(a)</TD><TD STYLE="text-align: justify">This Agreement shall be for a three (3)&nbsp;year period (the
 &ldquo;Employment Period&rdquo;) beginning on the date first written above, and if not previously terminated pursuant to the terms of
this Agreement, the Employment Period shall end three (3)&nbsp;years later (the &ldquo;Initial Term&rdquo;).&nbsp; The Employment Period
shall be extended automatically for one (1)&nbsp;additional year on the first annual anniversary date of the commencement of the Initial
Term (the date first above written), and then on each anniversary date of this Agreement thereafter, unless the Bank or Executive gives
contrary written notice to the other not less than one hundred eighty (180) days before any such anniversary date so that upon the anniversary
date if notice had not been previously given as provided in this Section&nbsp;4(a), the Employment Period shall be and continue for a
three (3)&nbsp;year period thereafter.&nbsp; References in the Agreement to &ldquo;Employment Period&rdquo; shall refer to the Initial
Term of this Agreement and any extensions to the Initial Term of this Agreement.&nbsp; It is the intention of the parties that this Agreement
be &ldquo;Evergreen&rdquo; unless (i)&nbsp;either party gives written notice to the other party of his or its intention not to renew
this Agreement as provided above or (ii)&nbsp;this Agreement is terminated pursuant to Section&nbsp;4(b)&nbsp;hereof.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(b)</TD><TD STYLE="text-align: justify">Notwithstanding the provisions of Section&nbsp;4(a)&nbsp;of
this Agreement, this Agreement shall terminate automatically for Cause (as defined herein) upon written notice from the Board of Directors
of the Bank to Executive.&nbsp; As used in this Agreement, &ldquo;Cause&rdquo; shall mean any of the following:</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Executive&rsquo;s
conviction of or plea of guilty or nolo contendere to a felony, a crime of falsehood or a crime involving moral turpitude, or the actual
incarceration of Executive for a period of twenty (20) consecutive days or more;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;Executive&rsquo;s
failure to follow the good faith lawful instructions of the Board of Directors of the Bank with respect to its operations, after written
notice from the Bank and a failure to cure such violation within thirty (30) days of said written notice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(iii)&#8239;&#8239;&#8239;&#8239;&#8239;Executive&rsquo;s
willful failure to substantially perform Executive&rsquo;s duties to the Corporation or Bank and/or their subsidiaries, other than a failure
resulting from Executive&rsquo;s incapacity because of physical or mental illness, as provided in subsection (d)&nbsp;of this Section&nbsp;4,
after written notice from the Corporation or Bank and a failure to cure such violation within thirty (30) days of said written notice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(iv)&#8239;&#8239;&#8239;&#8239;Executive&rsquo;s
intentional violation of the provisions of this Agreement, after written notice from the Corporation or Bank and a failure to cure such
violation within thirty (30) days of said written notice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(v)&#8239;&#8239;&#8239;&#8239;&#8239;dishonesty
or gross negligence of the Executive in the performance of his duties;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(vi)&#8239;&#8239;&#8239;&#8239;Executive&rsquo;s
removal or prohibition from being an institutional-affiliated party by a final order of an appropriate federal banking agency pursuant
to Section&nbsp;8(e)&nbsp;or 8(g)&nbsp;of the Federal Deposit Insurance Act or by an appropriate banking regulatory agency;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(vii)&#8239;&#8239;&#8239;conduct
by the Executive as determined by an affirmative vote of seventy-five percent (75%) of the disinterested members of the Board of Directors
of the Corporation which brings material public discredit to the Corporation or the Bank and which results or may be reasonably expected
to result in material financial or other material harm to the Corporation or the Bank;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(viii)&#8239;&#8239;Executive&rsquo;s
breach of fiduciary duty involving personal profit;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(ix)&#8239;&#8239;&#8239;&#8239;&#8239;unlawful
harassment by the Executive against employees,&nbsp;customers, business associates, contractors, or vendors of the Corporation or&nbsp;the
Bank which results or may be reasonably expected to result in material&nbsp;liability to the Corporation or the Bank, as determined by
an affirmative vote of&nbsp;seventy-five percent (75%) of the disinterested independent members of&nbsp;the Board of Directors of the
Corporation, following an investigation of the claims&nbsp;by a third party unrelated to the Corporation or Bank chosen by the&nbsp;Executive,
the Corporation and the Bank.&nbsp; If the Executive, the Corporation and the Bank&nbsp;do not agree on said third party, then as chosen
by an affirmative vote of&nbsp;seventy-five percent (75%) of the disinterested independent members of&nbsp;the Board of Directors of the
Corporation;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(x)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;the
willful violation by the Executive of the provisions of Section&nbsp;9, 10, 11 or 18 hereof, after written notice from the Corporation
or Bank and a failure to cure such violation within thirty (30) days of said written notice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(xi)&#8239;&#8239;&#8239;&#8239;&#8239;the
willful violation of any material law, rule&nbsp;or regulation governing banks or financial or bank holding companies, or the officers
thereof or any final cease and desist order issued by a bank regulatory authority having appropriate jurisdiction;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(xii)&#8239;&#8239;&#8239;theft or material abuse by Executive of the Corporation&rsquo;s or the Bank&rsquo;s property or the property of the Corporation&rsquo;s
or the Bank&rsquo;s customers, employees, contractors, vendors, or business associates;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(xiii)&#8239;&#8239;any
act of fraud, misappropriation or material personal dishonesty;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(xiv)&#8239;&#8239;gross
insubordination as determined by an affirmative vote of seventy-five percent (75%) of the Board of Directors of the Corporation, after
written notice from the Corporation or Bank and a failure to cure such violation within thirty (30) days of said written notice; or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(xv)&#8239;&#8239;&#8239;the
existence of any material conflict between the interests of the Corporation or the Bank and the Executive that is not disclosed in writing
by the Executive to the Corporation and the Bank and approved in writing by the Boards of Directors of the Corporation and the Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(xvi)&#8239;&#8239;Before
taking any vote under subparagraphs (vii), (ix)&nbsp;or (xiv)&nbsp;above, all which require notice, Executive shall be entitled to appear
before the Board and present Executive&rsquo;s position as to any issues about which Executive has been notified by the Board in writing.&nbsp;
Such appearance shall be within a reasonable period of time following written notice to Executive of the issues but in no event longer
than thirty (30) days after the date of said written notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; background-color: white">If this Agreement
is terminated for Cause, all of Executive&rsquo;s rights under this Agreement shall cease as of the effective date of such termination,
except for the rights under Paragraph 19 hereof with respect to arbitration.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)</FONT></TD><TD STYLE="text-align: justify">Notwithstanding the provisions of Section&nbsp;4(a)&nbsp;of this Agreement, this Agreement shall terminate
automatically upon Executive&rsquo;s voluntary termination of employment (other than in accordance with Section&nbsp;6 of this Agreement)
for Good Reason.&nbsp; The term &ldquo;Good Reason&rdquo; shall mean unless agreed to in writing by the Executive (i)&nbsp;the assignment
of duties and responsibilities inconsistent with Executive&rsquo;s status as President and Chief Executive Officer of the Corporation
or the Bank, (ii)&nbsp;a reassignment which requires Executive to move his principal residence or his office more than fifty (50) miles
from the Bank&rsquo;s principal executive office immediately prior to this Agreement, (iii)&nbsp;any removal of the Executive from office
or any adverse change in the terms and conditions, responsibilities, duties, reporting, compensation or benefits of the Executive&rsquo;s
employment, except for any termination of the Executive&rsquo;s employment for Cause, (iv)&nbsp;any reduction in the Executive&rsquo;s
Annual Base Salary as in effect on the date hereof or as the same may be increased from time to time, or (v)&nbsp;any failure of the Corporation
or Bank to provide the Executive with benefits at least as favorable as those enjoyed by the Executive during the Employment Period under
any of the pension, life insurance, medical, health and accident, disability or other employee plans of the Bank, or the taking of any
action that would materially reduce or change any of such benefits unless such reduction or change is part of a reduction or change applicable
to all employees and then only to the same extent.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">Executive shall, within ninety (90) days
of the occurrence of any of the foregoing events, provide notice to the Bank of the existence of the condition and provide the Bank thirty
(30) days in which to cure such condition.&nbsp; In the event that the Bank does not cure the condition within thirty (30) days of such
notice, Executive may resign from employment for Good Reason by delivering written notice to the Corporation and the Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; background-color: white"><FONT STYLE="font-family: Times New Roman, Times, Serif">If
such termination occurs for Good Reason, then the Bank shall pay Executive an amount equal to and no greater than 2.99 times the Executive&rsquo;s
Agreed Compensation as defined in subsection (g)&nbsp;of Section&nbsp;4, and shall be payable in thirty-six (36) equal monthly installments
and shall be subject to federal, state and local tax withholdings.&nbsp; In addition, for a period of two (2)&nbsp;years from the date
of termination of employment, or until Executive secures substantially similar benefits through other employment, whichever shall first
occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits
in effect with respect to Executive during the two (2)&nbsp;years prior to his termination of employment, or, if the Bank cannot legally
provide such benefits because Executive is no longer an employee, the Bank shall reimburse Executive in an amount equal to the monthly
premiums or costs paid by him to obtain substantially similar employee benefits which he enjoyed prior to termination, subject to Code
Section&nbsp;409A if applicable.&nbsp; </FONT>However, in the event the payment described herein, when added to all other amounts or benefits
provided to or on behalf of the Executive in connection with his termination of employment, would result in the imposition of an excise
tax under Section&nbsp;4999 of the Code, or Section&nbsp;280G of the Code, or any successor Code sections thereto, the Bank will pay to
Executive an additional cash payment (&ldquo;Gross-up Payment&rdquo;) in an amount such that the after-tax proceeds of such Gross-up Payment
(including any income tax or excise tax on such Gross-up Payment) will be equal to the amount of the excise tax.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; background-color: white">Notwithstanding
any other provision, in the event that Executive is determined to be a specified employee as that term is defined in Section&nbsp;409A
of the Code, no payment that is determined to be deferred compensation subject to Section&nbsp;409A of the Code shall be made until one
(1)&nbsp;day following six (6)&nbsp;months from the date of separation of service as that term is defined in Section&nbsp;409A of the
Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(d)</TD><TD STYLE="text-align: justify">Notwithstanding
the provisions of Section&nbsp;4(a)&nbsp;of this Agreement, this Agreement shall terminate automatically upon Executive&rsquo;s Disability
and Executive&rsquo;s rights under this Agreement shall cease as of the date of such termination; provided, however, that Executive shall
nevertheless be entitled to receive an amount equal to and no greater than seventy-five percent (75%) of the Executive&rsquo;s Agreed
Compensation as defined in subsection (g)&nbsp;of this Section&nbsp;4, less amounts payable under any disability plan of the Bank, until
the earliest of (i)&nbsp;Executive&rsquo;s return to employment, (ii)&nbsp;his attainment of age sixty-five (65), (iii)&nbsp;his death,
or (iv)&nbsp;the end of the then existing Employment Period.&nbsp; In addition, Executive shall receive for such period a continuation
of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the
two (2)&nbsp;years prior to his disability, or, if the Bank legally cannot provide such benefits because Executive is no longer an employee,
the Bank shall reimburse Executive in an amount equal to the monthly premiums or costs paid by him to obtain substantially similar employee
benefits which he enjoyed prior to termination, subject to Code Section&nbsp;409A if applicable.&nbsp; For purposes of this Agreement,
the Executive shall have a Disability if, the Executive is unable to engage in any substantial gainful activity by reason of any medically
determinable physical or mental impairment that can be expected to result in death or can be expected to last for a continuous period
of not less than twelve (12) months or the Executive is, by reason of any medically determinable physical or mental impairment that can
be expected to result in death or can be expected to last for a continuous period of not less than twelve (12) months, receiving income
replacement benefits for a period of not less than three (3)&nbsp;months under an accident and health plan covering employees of the
Bank.&nbsp; The Executive shall have no duty to mitigate any payment provided for in this Section&nbsp;4(d)&nbsp;by seeking other employment.
In addition, Disability shall also have the meaning provided in Code Section&nbsp;409A and the regulations promulgated thereunder.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(e)</TD><TD STYLE="text-align: justify">In
the event that Executive terminates his employment without Good Reason as defined in Section&nbsp;4(c), all of Executive&rsquo;s rights
under this Agreement shall cease as of the effective date of such termination, except for the rights under Paragraph 19 hereof with respect
to arbitration.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(f)</TD><TD STYLE="text-align: justify">Executive agrees that in the event his employment under this Agreement is terminated, then effective upon such termination, Executive
shall resign, and hereby upon such event resigns as a director of the Corporation or the Bank, or any affiliate or subsidiary thereof,
if he is then serving as a director of any of such entities.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(g)</TD><TD STYLE="text-align: justify">The
term &ldquo;Agreed Compensation&rdquo; shall mean the sum of (i)&nbsp;the Executive&rsquo;s highest Annual Base Salary under the Agreement,
and (ii)&nbsp;the average of the Executive&rsquo;s annual bonuses with respect to the three (3)&nbsp;calendar years immediately preceding
the Executive&rsquo;s termination.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">5.</TD><TD STYLE="text-align: justify"><B><U>Employment Period
                                            Compensation.</U></B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(a)</TD><TD STYLE="text-align: justify"> <U>Annual Base Salary</U>.&nbsp; For services performed by Executive under this Agreement, the Bank shall pay Executive an Annual Base
Salary during the Employment Period at the rate of $525,000 per year, minus applicable withholdings and deductions, payable at the same
times as salaries are payable to other executive employees of the Bank.&nbsp; The Bank may, from time to time, increase Executive&rsquo;s
Annual Base Salary, and any and all such increases shall be deemed to constitute amendments to this Section&nbsp;5(a)&nbsp;to reflect
the increased amounts, effective as of the date established for such increases by the Board of Directors of the Bank or any committee
of such Board in the resolutions authorizing such increases.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">(b)</FONT></TD><TD STYLE="text-align: justify"><U>Bonus</U>.&nbsp;
For services performed by Executive under this Agreement, the Bank may, from time to time, pay a bonus or bonuses to Executive as the
Corporation, Bank or an affiliate thereof, in its sole discretion, deems appropriate.&nbsp; The payment, or non-payment, of any such
bonuses shall not reduce or otherwise affect any other obligation of the Corporation or Bank to Executive provided for in this Agreement.
Executive shall be eligible to participate in the Bank&rsquo;s Variable Compensation Plan, subject to its terms and conditions as may
exist from time to time. Payment of a bonus, pursuant to a Plan or otherwise, shall not constitute a change to Annual Base Salary or
provide a contractual right to future payments of bonus under this Agreement. All Plans shall be subject to terms of such Plan except
as provided by Code Section&nbsp;409A.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(c)</TD><TD STYLE="text-align: justify"><U>Paid
Time-off</U>.&nbsp; During the term of this Agreement, Executive shall be entitled to paid time-off in accordance with the manner and
amount provided under the paid time-off plan currently in effect.&nbsp; Executive shall be able to accumulate unused paid time-off from
one (1)&nbsp;year to the next not to exceed forty-five (45) days in total. However, Executive shall not be entitled to receive any additional
compensation from the Bank for failure to take a vacation, except to the extent authorized by the Board of Directors of the Bank.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(d)</TD><TD STYLE="text-align: justify"><U>Employee
Benefit Plans</U>.&nbsp; During the term of this Agreement, Executive shall be entitled to participate in or receive the benefits of
any employee benefit plan currently in effect at the Corporation and Bank, subject to the terms of said plan, until such time that the
Board of Directors of the Corporation or Bank authorize a change in such benefits.&nbsp; The Corporation or Bank shall not make any changes
in such plans or benefits which would adversely affect Executive&rsquo;s rights or benefits thereunder, unless such change occurs pursuant
to a program applicable to all executive officers of the Corporation or Bank and does not result in a proportionately greater adverse
change in the rights of or benefits to Executive as compared with any other executive officer of the Corporation or Bank.&nbsp; Nothing
paid to Executive under any plan or arrangement presently in effect or made available in the future shall be deemed to be in lieu of
the salary payable to Executive pursuant to Section&nbsp;5(a)&nbsp;hereof.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 7; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify"><U>Voluntary Annual Physical Examination</U>.&nbsp; The Bank shall pay or reimburse the Executive for
up to five hundred dollars ($500) of the cost, if any, in excess of applicable insurance coverage for an annual physical examination conducted
by a Pennsylvania licensed physician selected by the Executive, the results of which examination shall not be required to be disclosed
to the Bank. Any such reimbursement shall be made upon presentation and approval of receipts, invoices or other appropriate evidence of
such expense in accordance with Bank policies.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(f)</TD><TD STYLE="text-align: justify"><U>Business
Expenses</U>.&nbsp; During the term of this Agreement, Executive shall be entitled to receive prompt reimbursement for all reasonable
business expenses incurred by him, which are properly accounted for, in accordance with the policies and procedures established by the
Board of Directors of the Corporation or Bank for its executive officers.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify"><U>Membership Dues</U>. During the term of this Agreement, the Bank shall reimburse to the Executive the
initiation fee, &ldquo;family&rdquo; membership dues and member assessments to the Country and Business Clubs, as selected by Executive
(the &ldquo;Clubs&rdquo;), incurred by the Executive to obtain and maintain membership in such Clubs. Business expenses incurred by Executive
at the Clubs shall be subject to reimbursement in accordance with the reimbursement policies adopted by the Bank for its senior executive
officers.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(h)</TD><TD STYLE="text-align: justify"><U>Automobile</U>. The Executive shall be entitled to the use of a Bank provided automobile and the Bank
shall pay all expenses relating thereto, including fuel, oil, maintenance and insurance. The use of said automobile shall be limited to
the Executive, his spouse, authorized Bank personnel, or a designated driver in the event of an emergency.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">6.</TD><TD STYLE="text-align: justify"><B><U>Termination of Employment Following Change in Control</U>.</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(a)</TD><TD STYLE="text-align: justify">If
a Change in Control (as defined in Section&nbsp;6(b)&nbsp;of this Agreement) shall occur and (1)&nbsp;Executive is involuntarily terminated
without Cause within two (2)&nbsp;years of a Change in Control or (2)&nbsp;Executive terminates Employment for Good Reason as defined
in Section&nbsp;4(c)&nbsp;within one (1)&nbsp;year of a Change in Control or (3)&nbsp;Executive experiences an involuntary Separation
of Service within two (2)&nbsp;years of a Change in Control or (4)&nbsp;at the option of Executive, exercisable by Executive within one
year of the Change in Control, the Executive terminates employment and gives notice of the intention to collect benefits under this Agreement
by delivering written notice (the &ldquo;Notice of Termination&rdquo;) to the Corporation or Bank, then the provisions of Section&nbsp;7
of this Agreement shall apply.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 8; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(b)</TD><TD STYLE="text-align: justify">As
used in this Agreement, &ldquo;Change in Control&rdquo; shall mean the occurrence of any of the following, provided the event constitutes
a change in control within the meaning of Code Section&nbsp;409A and the rules, regulations, and guidance promulgated thereunder:</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;(A)&nbsp;a
merger, consolidation or division involving the Corporation or the Bank, (B)&nbsp;a sale, exchange, transfer or other disposition of substantially
all of the assets of the Corporation or the Bank, or (C)&nbsp;a purchase by the Corporation or the Bank of substantially all of the assets
of another entity, unless after such merger, consolidation, division, sale, exchange, transfer, purchase or disposition a majority of
the members of the Board of Directors of the legal entity resulting from or existing after any such transaction (and of the Board of Directors
of such entity&rsquo;s parent corporation, if any,) are former members of the Board of Directors of the Corporation or the Bank; or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;any &ldquo;person&rdquo; (as such term is defined in Code Section&nbsp;409A and any Revenue Guidance or Treasury Regulations issued thereunder),
other than the Corporation or the Bank or any &ldquo;person&rdquo; who on the date hereof is a director or officer of the Corporation
or the Bank, is or becomes the &ldquo;beneficial owner&rdquo; (as defined in Rule&nbsp;13d-3 under the Exchange Act), directly or indirectly,
of securities of the Corporation or the Bank representing thirty (30%) percent or more of the total voting power of the Corporation&rsquo;s
or the Bank&rsquo;s then outstanding securities; or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(iii)&#8239;&#8239;&#8239;
during any period of one (1)&nbsp;year during the Employment Period, individuals who at the beginning of such period constitute the Board
of Directors of the Corporation or the Bank cease for any reason to constitute at least a majority thereof, unless the election of each
director who was not a director at the beginning of such period has been approved in advance by directors representing at least two-thirds
(2/3) of the directors then in office who were directors at the beginning of the period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in">A Change in Control shall also mean the change in ownership
or effective control of the Corporation, or a change in the ownership of a substantial portion of the assets of the Corporation, as defined
by Code Section&nbsp;409A and the regulations and guidance thereunder, including, but not limited to, Treasury Regulation &sect;1.409A-3(i)(5).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 9; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">7.</TD><TD STYLE="text-align: justify"><B><U>Rights in Event
of Termination Following a Change in Control</U>.</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(a)</TD><TD STYLE="text-align: justify">In
the event that Executive delivers a Notice of Termination (as defined in Section&nbsp;6(a)&nbsp;of this Agreement) to the Corporation
or Bank or Executive is involuntarily terminated without Cause after a Change in Control (as defined in Section&nbsp;6(b)&nbsp;of this
Agreement), Executive shall be entitled to receive the compensation and benefits set forth below:</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; background-color: white">The Bank shall
pay Executive a lump sum amount equal to and no greater than 2.99 times the Executive&rsquo;s Agreed Compensation as defined in subsection
(g)&nbsp;of Section&nbsp;4, minus applicable taxes and withholdings. In addition, for a period of two (2)&nbsp;years from the date of
termination of employment, or until Executive secures substantially similar benefits through other employment, whichever shall first occur,
Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits in effect
with respect to Executive during the two (2)&nbsp;years prior to his termination of employment, or, if the Bank legally cannot provide
such benefits because Executive is no longer an employee, the Bank shall reimburse Executive in an amount equal to the monthly premiums
or costs paid by him to obtain substantially similar employee benefits which he enjoyed prior to termination, subject to Code Section&nbsp;409A
if applicable. However, in the event the payments described herein, when added to all other amounts or benefits provided to or on behalf
of the Executive in connection with his termination of employment, would result in the imposition of an excise tax under Section&nbsp;280G
or Section&nbsp;4999 of the Code, or any Successor Code sections thereto, the Bank will pay to Executive an additional cash payment (&ldquo;Gross-up
Payment&rdquo;) in an amount such that the after-tax proceeds of such Gross-up Payment (including any income tax or excise tax on such
Gross-up Payment) will be equal to the amount of the excise tax.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; background-color: white">Notwithstanding
any other provision, in the event that Executive is determined to be a specified employee as that term is defined in Section&nbsp;409A
of the Code, no payment that is determined to be deferred compensation subject to Section&nbsp;409A of the Code shall be made until one
(1)&nbsp;day following six (6)&nbsp;months from the date of separation of service as that term is defined in Section&nbsp;409A of the
Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(b)</TD><TD STYLE="text-align: justify">Executive
shall not be required to mitigate the amount of any payment provided for in this Section&nbsp;7 by seeking other employment or otherwise.&nbsp;
Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section&nbsp;7 shall not be reduced
by any compensation earned by Executive as the result of employment by another employer or by reason of Executive&rsquo;s receipt of
or right to receive any retirement or other benefits after the date of termination of employment or otherwise.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">8.</TD><TD STYLE="text-align: justify"><B><U>Rights in Event of Termination of Employment Absent Change
in Control</U>.</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(a)</TD><TD STYLE="text-align: justify">In
the event that Executive&rsquo;s employment is involuntarily terminated by the Corporation or Bank without Cause and no Change in Control
shall have occurred at the date of such termination, the Bank shall pay Executive an amount equal to and no greater than 2.99 times the
Executive&rsquo;s Agreed Compensation as defined in subsection (g)&nbsp;of Section&nbsp;4, and shall be payable in thirty-six (36) equal
monthly installments and shall be subject to federal, state and local tax withholdings.&nbsp; In addition, for a period of two (2)&nbsp;years
from the date of termination of employment, or until Executive secures substantially similar benefits through other employment, whichever
shall first occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare
benefits in effect with respect to Executive during the two (2)&nbsp;years prior to his termination of employment, or, if the Bank cannot
legally provide such benefits because Executive is no longer an employee, the Bank shall reimburse Executive in an amount equal to the
monthly premiums or costs paid by him to obtain substantially similar employee benefits which he enjoyed prior to termination, subject
to Code Section&nbsp;409A if applicable.&nbsp; However, in the event the payments described herein, when added to all other amounts or
benefits provided to or on behalf of the Executive in connection with his termination of employment, would result in the imposition of
an excise tax under Section&nbsp;4999 of the Code, or Section&nbsp;280G of the Code, or any Successor Code sections thereto, the Bank
will pay to Executive an additional cash payment (&ldquo;Gross-up Payment&rdquo;) in an amount such that the after-tax proceeds of such
Gross-up Payment (including any income tax or excise tax on such Gross-up Payment) will be equal to the amount of the excise tax.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 10; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; background-color: white">Notwithstanding
any other provision, in the event that Executive is determined to be a specified employee as that term is defined in Section&nbsp;409A
of the Code, no payment that is determined to be deferred compensation subject to Section&nbsp;409A of the Code shall be made until one
(1)&nbsp;day following six (6)&nbsp;months from the date of separation of service as that term is defined in Section&nbsp;409A of the
Code.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(b)</TD><TD STYLE="text-align: justify">Executive shall not be required to mitigate the amount of any payment provided for in this Section&nbsp;8 by seeking other employment
or otherwise.&nbsp; Unless otherwise agreed to in writing, the amount of payment or the benefit provided for in this Section&nbsp;8 shall
not be reduced by any compensation earned by Executive as the result of employment by another employer or by reason of Executive&rsquo;s
receipt of or right to receive any retirement or other benefits after the date of termination of employment or otherwise.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">9.</TD><TD STYLE="text-align: justify"><B><U>Covenant Not to Compete</U>.</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(a)</TD><TD STYLE="text-align: justify">Executive
hereby acknowledges and recognizes the highly competitive nature of the business of the Corporation and the Bank and accordingly agrees
that, during and for the applicable period set forth in Section&nbsp;9(c)&nbsp;hereof, Executive shall not, except as otherwise permitted
in writing by the Bank:</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;be engaged, directly or indirectly, either for his own account or as agent, consultant, employee, partner, officer, director, proprietor,
investor (except as an investor owning less than 5% of the stock of a publicly owned company) or otherwise of any person, firm, corporation
or enterprise engaged in (1)&nbsp;the banking (including bank or financial holding company) or financial services industry, or (2)&nbsp;any
other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period, and remain
so engaged at the end of the Employment Period, in any county in which a branch, office or other facility of the Corporation or Bank is
located or in any county contiguous to such county at the end of the Employment Period (the &ldquo;Non-Competition Area&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 11; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;provide
financial or other assistance to any person, firm, corporation, or enterprise engaged in (1)&nbsp;the banking (including bank or financial
holding company) or financial services industry, or (2)&nbsp;any other activity in which the Corporation or the Bank or any of their subsidiaries
are engaged during the Employment Period and remain so engaged in at the end of the Employment Period, in the Non-Competition Area;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(iii)&#8239;&#8239;&#8239;&#8239;directly
or indirectly solicit persons or entities who were customers or referral sources of the Corporation, the Bank or their subsidiaries within
six (6)&nbsp;months of Executive&rsquo;s termination of employment, to become a customer or referral source of a person or entity other
than the Corporation, the Bank or their subsidiaries; or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(iv)&#8239;&#8239;&#8239;directly
or indirectly solicit employees of the Corporation, the Bank or their subsidiaries who were employed within two (2)&nbsp;years of Executive&rsquo;s
termination of employment to work for anyone other than the Corporation, the Bank or their subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(b)</TD><TD STYLE="text-align: justify">It
is expressly understood and agreed that, although Executive and the Corporation and the Bank consider the restrictions contained in Section&nbsp;9(a)&nbsp;hereof
reasonable for the purpose of preserving for the Corporation and the Bank and their subsidiaries their goodwill and other proprietary
rights, if a final judicial determination is made by a court having jurisdiction that the time or territory or any other restriction
contained in Section&nbsp;9(a)&nbsp;hereof is an unreasonable or otherwise unenforceable restriction against Executive, the provisions
of Section&nbsp;9(a)&nbsp;hereof shall not be rendered void but shall be deemed amended to apply as to such maximum time and territory
and to such other extent as such court may judicially determine or indicate to be reasonable.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(c)</TD><TD STYLE="text-align: justify">The
provisions of this Section&nbsp;9 shall be applicable, commencing on the date of this Agreement and ending on one of the following dates
as applicable:</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(i)&#8239;&#8239;&#8239;&#8239;&#8239;&#8239;if Executive voluntarily terminates his employment in accordance with the provisions of Section&nbsp;4(e)&nbsp;of this Agreement (relating
to termination without Good Reason), the second anniversary date of the effective date of termination of employment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(ii)&#8239;&#8239;&#8239;&#8239;&#8239;if
Executive&rsquo;s employment terminates in accordance with the provisions of Section&nbsp;4(b)&nbsp;of this Agreement (relating to termination
for Cause), the first anniversary date of the effective date of termination of employment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 12; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(iii)&#8239;&#8239;&#8239;&#8239;if
the Executive voluntarily terminates his employment in accordance with the provisions of Section&nbsp;4(c)&nbsp;of this Agreement (relating
to termination by Executive for Good Reason), the second anniversary date of the effective date of termination of employment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(iv)&#8239;&#8239;&#8239;&#8239;if
the Executive&rsquo;s employment is involuntarily terminated in accordance with the provisions of Section&nbsp;6 of this Agreement (relating
to involuntary termination without Cause following a Change in Control), the second anniversary date of the effective date of termination
of employment; or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1.5in; text-align: justify; text-indent: 0.5in; background-color: white">(v)&#8239;&#8239;&#8239;&#8239;&#8239;if
the Executive&rsquo;s employment is involuntarily terminated in accordance with the provisions of Section&nbsp;8 of this Agreement (relating
to involuntary termination without Cause absent a Change in Control), the second anniversary date of the effective date of termination
of employment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">10.</TD><TD STYLE="text-align: justify"><B><U>Unauthorized
Disclosure</U>.</B>&nbsp; During the Employment Period, or at any later time, the Executive shall not, without the written consent of
the Board of Directors of the Bank or a person authorized thereby, knowingly disclose to any person, other than an employee of the Corporation
or the Bank or a person to whom disclosure is reasonably necessary or appropriate in connection with the performance by the Executive
of his duties as an executive of the Bank, any material confidential information obtained by him while in the employ of the Bank with
respect to any of the Corporation&rsquo;s and the Bank&rsquo;s services, products, improvements, formulas, strategic or business plans,
operational plans, designs or styles, processes, customers, methods of business or any business practices the disclosure of which could
be or will be damaging to the Corporation or the Bank; provided, however, that confidential information shall not include any information
known generally to the public (other than as a result of unauthorized disclosure by the Executive or any person with the assistance,
consent or direction of the Executive) or any information of a type not otherwise considered confidential by persons engaged in the same
business or a business similar to that conducted by the Corporation and the Bank or any information that must be disclosed as required
by law.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">11.</TD><TD STYLE="text-align: justify"><B><U>Work
Made for Hire</U>.&nbsp;&nbsp;</B>Any work performed by the Executive under this Agreement should be considered a &ldquo;Work Made for
Hire&rdquo; as the phrase is defined by the U.S. copyright laws and shall be owned by and for the express benefit of the Bank and its
affiliates and subsidiaries.&nbsp; In the event it should be established that such work does not qualify as a Work Made for Hire, the
Executive agrees to and does hereby assign to the Bank, and its affiliates and subsidiaries, all of his rights, title, and/or interest
in such work product, including, but not limited to, all copyrights, patents, trademarks, and propriety rights.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">12.</TD><TD STYLE="text-align: justify"><B><U>Return
of Company Property and Documents</U>.</B>&nbsp; The Executive agrees that, at the time of termination of his employment, regardless
of the reason for termination, he will deliver to the Bank and its affiliates and subsidiaries, any and all company property, including,
but not limited to, keys, security codes or passes, mobile telephones, laptops, electronic tablets, smart devices, all other electronic
devices, records, strategic or business plans, operational plans, data, notes, reports, proposals, lists, correspondence, specifications,
drawings, blueprints, sketches, software programs, equipment, other documents or property, or reproductions of any of the aforementioned
items developed or obtained by the Executive during the course of his employment.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 13; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">13.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>Liability
Insurance</U>.</B>&nbsp; The Corporation and Bank shall obtain liability insurance coverage for the Executive under an insurance policy
with similar terms as that which is currently covering officers and directors of the Corporation and Bank against lawsuits, arbitrations
or other legal or regulatory proceedings. </FONT>Except for gross recklessness, willful misconduct, or commission of a criminal act,
the Corporation and Bank shall indemnify Executive to the fullest extent permitted by Pennsylvania law and the Bank&rsquo;s bylaws, with
respect to any threatened, pending or completed legal or regulatory action, suit or proceeding, brought against him by reason of the
fact that he is or was an officer, executive or agent of the Corporation or Bank or is or was serving at the request of the Bank or the
Corporation as a director, officer, executive or agent of another person or entity. The indemnification contemplated herein shall only
be provided to Executive if there is no or insufficient insurance coverage for the payment of expenses incurred by Executive, in connection
with any threatened, pending or completed legal or regulatory action, suit or proceeding, provided under any insurance policy in the
name of or for the benefit of the Corporation, Bank or Executive as the insured. Except to the extent inconsistent with the Corporation&rsquo;s
or Bank&rsquo;s articles of incorporation or bylaws, the Corporation and Bank will indemnify the Executive and hold Executive harmless
to the fullest extent permitted by law with respect to Executive&rsquo;s service as an officer and employee of the Corporation and Bank
and their subsidiaries, which indemnification shall be provided following termination of employment for so long as Executive may have
liability with respect to Executive&rsquo;s service as an officer or employee of the Corporation or Bank and their subsidiaries. The
Executive will be covered by a directors&rsquo; and officers&rsquo; insurance policy with respect to Executive&rsquo;s acts as an officer
to the same extent as all other officers of the Corporation and Bank under such policies.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in">14.</TD><TD STYLE="text-align: justify"><B><U>Mitigation</U>. </B>Executive shall not be required to mitigate the amount of any payment provided
for in this Agreement by seeking other employment or otherwise.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in">15.</TD><TD STYLE="text-align: justify"><B><U>Survival</U>. </B>The provisions, rights and obligations of Paragraphs or Sections 9, 10, 11, 12,
13, 18, 19, 20, 21 and 22 shall survive the expiration or termination of this Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16.</FONT></TD><TD STYLE="text-align: justify"><B><U>Section&nbsp;409A</U>.</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">If when Executive&rsquo;s employment terminates, the Executive is a &ldquo;specified employee,&rdquo;
as defined in Code Section&nbsp;409A(a)(2)(B)(i), then despite any provision of this Agreement or other plan or agreement to the contrary,
Executive will not be entitled to the payments until the earliest of: (a)&nbsp;the date that is at least six (6)&nbsp;months after Executive&rsquo;s
separation from service, as defined in Code Section&nbsp;409A, for reasons other than Executive&rsquo;s death, (b)&nbsp;the date of Executive&rsquo;s
death, or (c)&nbsp;any earlier date that does not result in additional tax or interest to Executive under Code Section&nbsp;409A. As promptly
as possible after the end of the period during which payments are delayed under this provision, the entire amount of the delayed payments
shall be paid to Executive in a single lump sum with any remaining payments to commence in accordance with the terms of this Agreement
or other applicable plan or agreement. Provided, however, no payments shall be made earlier than permitted under Code Section&nbsp;409A.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 14; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">Any payments made pursuant to this Agreement, to the extent of payments made from the date of termination
through March&nbsp;15th of the calendar year following such date, are intended to constitute separate payments for purposes of Treas.
Reg. &sect;1.409A-2(b)(2)&nbsp;and thus payable pursuant to the &ldquo;short-term deferral&rdquo; rule&nbsp;set forth in Treas. Reg. &sect;1.409A-1(b)(4);
to the extent such payments are made following said March&nbsp;15th, they are intended to constitute separate payments for purposes of
Treas. Reg. &sect;1.409A-2(b)(2)&nbsp;made upon an involuntary termination from service and payable pursuant to Treas. Reg. &sect;1.409A-1(b)(9)(iii),
to the maximum extent permitted by said provision.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">The parties hereto intend that any and all post-employment compensation under this Agreement satisfy the
requirements of Section&nbsp;409A or an exception or exclusion therefrom to avoid the imposition of any accelerated or additional taxes
pursuant to Section&nbsp;409A. Any terms not specifically defined shall have the meaning as set forth in Section&nbsp;409A.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">Notwithstanding the foregoing, no payment shall be made pursuant to this Agreement unless such termination
of employment is a &ldquo;separation of service&rdquo; as defined in Code Section&nbsp;409A.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">409A Safe Harbor. Notwithstanding anything in this Agreement to the contrary, in no event shall the Corporation
or Bank be obligated to commence payment or distribution to the Executive of any amount that constitutes nonqualified deferred compensation
within the meaning of Code Section&nbsp;409A (&ldquo;Section&nbsp;409A&rdquo;) earlier than the earliest permissible date under Section&nbsp;409A
that such amount could be paid without additional taxes or interest being imposed under Section&nbsp;409A. The Corporation, Bank and Executive
agree that they will execute any and all amendments to this Agreement as they mutually agree in good faith may be necessary to ensure
compliance with the distribution provisions of Section&nbsp;409A, to be paid or distributed in a single sum payment at the earliest permissible
date under Section&nbsp;409A. Without limiting the generality of the foregoing, in the event Executive is to receive a payment of compensation
hereunder that is or account of a Separation from Service, such payment is subject to the provisions of Section&nbsp;409A, and Executive
is a key employee of the Corporation or Bank, then payment shall not be made before the date that is six months after the date of Separation
from Service (or, if earlier than the end of the six month period, the date of the Executive&rsquo;s death). Amounts otherwise payable
during such six month payment shall be accumulated and paid in a lump sum on the first day of the seventh month. For purposes hereof,
Executive is a key employee of the Corporation or Bank if, on his date of separation from service, the Corporation is publicly traded
and he met the definition key employee found in Code Section&nbsp;416(i)(1)(A)(i), (ii)&nbsp;or (iii)&nbsp;(disregarding Section&nbsp;416(i)(5))
as of the last day of the calendar year preceding the date of separation.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 15; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in">17.</TD><TD STYLE="text-align: justify"><B><U>Consent to Jurisdiction</U>.</B> To the extent that any court action is permitted consistent with
or to enforce this Agreement, the parties hereby consent to the jurisdiction of the Court of Common Pleas of Adams County located in Gettysburg,
Pennsylvania. Accordingly, with respect to any such court action, Executive (a)&nbsp;submits to the personal jurisdiction of such court;
(b)&nbsp;consents to service of process; and (c)&nbsp;waives any other requirement (whether imposed by statute, rule&nbsp;of court or
otherwise) with respect to personal jurisdiction or service of process.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in">18.</TD><TD STYLE="text-align: justify"><B><U>Clawback</U>.</B> Executive acknowledges that Executive is subject to any clawback policy that may
be adopted by the Board of Directors of the Corporation and any clawback requirements, regulations or rules&nbsp;of the U.S. Securities
and Exchange Commission, or any national securities exchange on which the Corporation has a class of securities listed, or any federal
bank, or bank or financial holding company, regulatory authority having jurisdiction thereof. Absent any formal clawback policy, the Executive
also agrees that Executive shall be required to forfeit and pay back to the Corporation and Bank any bonus or other incentive compensation
paid to or received by Executive if (a)&nbsp;a court makes a final determination that the Executive directly or indirectly engaged in
fraud or willful or intentional misconduct that caused or partially caused the need for a material financial restatement by the Corporation;
(b)&nbsp;75% of the independent members of the Board of Directors of the Corporation determine that the Executive has committed a willful
or intentional material violation of the Employer Code of Conduct; or (c)&nbsp;the Corporation or Bank are required to do so under the
regulations, rules, orders, or enforcement actions of the U.S. Securities and Exchange Commission, the Federal Reserve Board or regional
bank thereof, the Federal Deposit Insurance Corporation, the Pennsylvania Department of Banking and Securities or the national securities
exchange on which the Corporation has a class of securities listed.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in">19.</TD><TD STYLE="text-align: justify"><B><U>Non-Disparagement</U>.</B> Upon termination of employment hereunder, Executive agrees that Executive
shall not malign, criticize or otherwise disparage the Corporation, Bank, subsidiaries thereof, affiliates or any of their respective
officers, employees or directors.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in">20.</TD><TD STYLE="text-align: justify"><B><U>Attorney&rsquo;s Fees and Related Expenses</U>.</B> After a Change in Control, or after the execution
of an agreement to effect a Change in Control, if Executive prevails in connection with enforcing Executive&rsquo;s right under this Agreement,
then the enforcement by Executive of Executive&rsquo;s rights under this Agreement including all reasonable attorney&rsquo;s fees and
related expenses incurred by Executive shall be paid by the Bank or any successor Corporation, Bank or entity thereto.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in">21.</TD><TD STYLE="text-align: justify"><B><U>Disclosure</U>.</B> Executive agrees to disclose the restrictive covenants contained in Section&nbsp;9
of this Agreement to any prospective employer prior to employment with the prospective employer both during his employment by the Corporation
and Bank and for a period of two (2)&nbsp;years following termination of employment with the Corporation and Bank.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 16; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in">22.</TD><TD STYLE="text-align: justify"><B><U>Excess Parachute Gross-up Payment</U>.</B> If any payment, benefit or amount distributable under
this Agreement when added to all other amounts or benefits provided to or on behalf of Executive in connection with his termination of
employment would result in the imposition or would create an excise tax under the excess parachute rules&nbsp;of Code Section&nbsp;280G,
Code Section&nbsp;4999 or any other successor Code sections thereto, the Bank or successor thereto, shall distribute to the Executive
an additional cash payment (the &ldquo;Gross-up Payment&rdquo;) in an amount such that the after tax proceeds of such Gross-up Payment
(including income tax or excise tax on such Gross-up Payment) will be equal to the amount of the excise tax. The Gross-up Payment shall
be paid in the same manner as the Change in Control benefit described in Section&nbsp;7.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">23.</TD><TD STYLE="text-align: justify"><B><U>Notices</U>.</B>&nbsp;
Except as otherwise provided in this Agreement, any notice required or permitted to be given under this Agreement shall be deemed properly
given if in writing and if mailed by registered or certified mail, postage prepaid with return receipt requested, to Executive&rsquo;s
residence, in the case of notices to Executive, and to the principal executive office of the Corporation and Bank, in the case of notices
to the Corporation and the Bank.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">24.</TD><TD STYLE="text-align: justify"><B><U>Waiver</U>.</B>&nbsp;
No provision of this Agreement may be modified, waived or discharged unless such waiver, modification or discharge is agreed to in writing
and signed by Executive and an executive officer specifically designated by the Board of Directors of the Corporation or the Bank.&nbsp;
No waiver by either party hereto at any time of any breach by the other party hereto of, or compliance with, any condition or provision
of this Agreement to be performed by such other party shall be deemed a waiver of similar or dissimilar provisions or conditions at the
same or at any prior or subsequent time.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">25.</TD><TD STYLE="text-align: justify"><B><U>Assignment</U>.</B>&nbsp;
This Agreement shall not be assignable by any party, except by the Corporation or the Bank to any successor in interest to its business.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">26.</FONT></TD><TD STYLE="text-align: justify"><B><U>Entire
Agreement</U>.</B>&nbsp; This Agreement supersedes any and all agreements, either oral or in writing, between the parties with respect
to the employment of the Executive by the Bank and/or the Corporation and this Agreement contains all the covenants and agreements between
the parties with respect to employment. This Agreement specifically releases all parties of any rights and obligations under the Executive
Employment Agreements of April&nbsp;15, 2009 and August&nbsp;22, 2018, and all amendments thereto, and said 2009 Employment Agreement
and 2018 Employment Agreement and all amendments thereto are hereafter null and void.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">27.</TD><TD STYLE="text-align: justify"><B><U>Successors;
Binding Agreement</U>.</B></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(a)</TD><TD STYLE="text-align: justify">The Corporation or the Bank will require any successor (whether direct or indirect, by purchase, merger, consolidation, or otherwise)
to all or substantially all of the businesses and/or assets of the Corporation and the Bank to expressly assume and agree to perform
this Agreement in the same manner and to the same extent that the Bank would be required to perform it if no such succession had taken
place.&nbsp; Failure by the Corporation and the Bank to obtain such assumption and agreement prior to the effectiveness of any such succession
shall constitute a breach of this Agreement and the provisions of Section&nbsp;7 of this Agreement shall apply.&nbsp; As used in this
Agreement, &ldquo;Corporation&rdquo; and &ldquo;Bank&rdquo; shall mean the Corporation and the Bank, as defined previously and any successor
to their respective businesses and/or assets as aforesaid which assumes and agrees to perform this Agreement by operation of law or otherwise.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 17; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in; text-align: left">(b)</TD><TD STYLE="text-align: justify">This Agreement shall inure to the benefit of and be enforceable by Executive&rsquo;s personal or legal representatives, executors, administrators,
heirs, distributees, devisees and legatees.&nbsp; If Executive should die after a Notice of Termination is delivered by Executive, after
a Change in Control, or following termination of Executive&rsquo;s employment without Cause or for Good Reason, and any amounts would
be payable to Executive under this Agreement if Executive had continued to live, all such amounts shall be paid in accordance with the
terms of this Agreement to Executive&rsquo;s devisee, legatee, or other designee, or, if there is no such designee, to Executive&rsquo;s
estate.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">28.</TD><TD STYLE="text-align: justify"><B><U>Arbitration</U>.</B>&nbsp;
The Bank and Executive recognize that in the event a dispute should arise between them concerning the interpretation or implementation
of this Agreement, lengthy and expensive litigation will not afford a practical resolution of the issues within a reasonable period of
time. Consequently, each party agrees that all disputes, disagreements and questions of interpretation concerning this Agreement (except
for any enforcement sought with respect to Sections 6, 7, 9, 10, 11, 12, 13, 16 18, 19, 20, 21 or 22 which may be litigated in court,
including an action for injunction or other relief) are to be submitted for resolution, in Gettysburg, Pennsylvania, to the American
Arbitration Association (the &ldquo;Association&rdquo;) in accordance with the Association&rsquo;s National Rules&nbsp;for the Resolution
of Employment Disputes or other applicable rules&nbsp;then in effect (&ldquo;Rules&rdquo;).&nbsp; The Corporation, Bank or Executive
may initiate an arbitration proceeding at any time by giving notice to the other in accordance with the Rules.&nbsp; The Bank and Executive
may, as a matter of right, mutually agree on the appointment of a particular arbitrator from the Association&rsquo;s pool.&nbsp; The
arbitrator shall not be bound by the rules&nbsp;of evidence and procedure of the courts of the Commonwealth of Pennsylvania but shall
be bound by the substantive law applicable to this Agreement.&nbsp; The decision of the arbitrator, absent fraud, duress, incompetence
or gross and obvious error of fact, shall be final and binding upon the parties and shall be enforceable in courts of proper jurisdiction.&nbsp;
Following written notice of a request for arbitration, the Bank and Executive shall be entitled to an injunction restraining all further
proceedings in any pending or subsequently filed litigation concerning this Agreement, except as otherwise provided herein or any enforcement
sought with respect to Sections 6, 7, 9, 10, 11, 12, 13, 16 18, 19, 20, 21 or 22 of this Agreement, including an action for injunction
or other relief.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">29.</TD><TD STYLE="text-align: justify"><B><U>Validity</U>.</B>&nbsp;
The invalidity or unenforceability of any provision of this Agreement shall not affect the validity or enforceability of any other provision
of this Agreement, which shall remain in full force and effect.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 18; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">30.</TD><TD STYLE="text-align: justify"><B><U>Applicable
Law</U>. &nbsp;</B>This Agreement shall be governed by and construed in accordance with the domestic, internal laws of the Commonwealth
of Pennsylvania, without regard to its conflicts of laws principles.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0in"></TD><TD STYLE="width: 0.5in; text-align: left">31.</TD><TD STYLE="text-align: justify"><B><U>Headings</U>.</B>&nbsp;
The section headings of this Agreement are for convenience only and shall not control or affect the meaning or construction or limit
the scope or intent of any of the provisions of this Agreement.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center; background-color: white">[Remainder of page&nbsp;left
intentionally blank]</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 19; Value: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->19<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>IN
WITNESS WHEREOF</B></FONT>, the Parties, intending to be legally bound hereby, have caused this Amended and Restated Employment Agreement
to be duly executed in their respective names and, in the case of the Corporation and the Bank, by its authorized representative, effective
on the day and year first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font-size: 10pt; border-collapse: collapse; width: 100%">
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">ATTEST:&nbsp;</FONT></TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">ACNB CORPORATION</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 45%"><FONT STYLE="font-size: 10pt">/s/
Emily E. Berwager</FONT></TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt; width: 5%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 4%"><FONT STYLE="font-size: 10pt">By</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 46%">/s/ Alan J. Stock </TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">Alan J. Stock</TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">Chairman
of the Board</TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 3.5in"></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 10pt">ACNB BANK</FONT><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; text-indent: 3.5in">&nbsp;</TD>
<TD STYLE="font-size: 10pt">&nbsp;</TD>
<TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left">&nbsp;</TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">/s/ Emily E. Berwager</FONT></TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">By</FONT></TD>
<TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">/s/ Alan J. Stock </TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">Alan J. Stock </TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">Chairman
of the Board</TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">WITNESS:</FONT></TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">EXECUTIVE</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
<TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD STYLE="font-size: 10pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="font-size: 10pt; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">/s/ Emily E. Berwager&#8239;&nbsp;&nbsp;</FONT></TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
<TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">/s/
James P. Helt</FONT></TD></TR>
<TR STYLE="font-size: 10pt; vertical-align: bottom">
<TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
<TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
<TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt"> James P. Helt</TD></TR>
</TABLE>



<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 20; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->20<!-- Field: /Sequence --></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.2
<SEQUENCE>3
<FILENAME>tm2227778d1_ex99-2.htm
<DESCRIPTION>EXHIBIT 99.2
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="text-align: right; margin: 0"><B>&nbsp;</B></P>

<P STYLE="margin: 0; text-align: right"><B>Exhibit 99.2</B></P>

<P STYLE="margin: 0; text-align: right">&nbsp;</P>

<P STYLE="margin: 0; text-align: right">Execution Version</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>AMENDED AND RESTATED</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><U>EMPLOYMENT AGREEMENT</U></B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>THIS
AGREEMENT </B></FONT><FONT STYLE="font-size: 10pt">is made effective as of the 5 day of October, 2022, by and among <B>ACNB CORPORATION
</B>(&ldquo;Corporation&rdquo;), a Pennsylvania business corporation having a principle place of business at 16 Lincoln Square, Gettysburg,
Pennsylvania 17325, <B>ACNB BANK </B>(&ldquo;Bank&rdquo;), a Pennsylvania state-chartered bank having a place of business at 16 Lincoln
Square, Gettysburg, Pennsylvania, 17325, and <B>JASON H. WEBER</B> (&ldquo;Executive&rdquo;), an individual residing in Pennsylvania.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>WITNESSETH</U></B></FONT><B>:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,
</B></FONT>Corporation is a registered financial holding company;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,
</B></FONT>Bank is a subsidiary of Corporation;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,
</B></FONT>on January&nbsp;31, 2022, Executive entered into an employment agreement with the Corporation and the Bank (&ldquo;2022 Employment
Agreement&rdquo;);</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,
</B></FONT>Corporation and Bank desire to retain Executive to continue to serve in the capacity of Chief Financial Officer of Corporation
and Bank under the terms and conditions set forth herein;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>WHEREAS,
</B></FONT>Executive desires to continue to serve Corporation and Bank in an executive capacity under the terms and conditions set forth
herein; and</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in"><B>WHEREAS,</B> the parties
would like to enter into an amended and restated employment agreement, at which time the 2022 Employment Agreement and any amendments
thereto will be null and void and without further effect.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B><U>AGREEMENT</U></B></FONT><B>:</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>NOW,
THEREFORE, </B></FONT>the parties hereto, intending to be legally bound, agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">1.</TD><TD STYLE="text-align: justify"><B><U>Employment</U>. </B>Corporation and Bank
                                            hereby employ Executive, and Executive hereby accepts employment with Corporation and Bank,
                                            under the terms and conditions set forth in this Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">2.</TD><TD STYLE="text-align: justify"><B><U>Duties of Executive</U>. </B>Executive
                                            shall serve as Chief Financial Officer of Corporation and Bank, reporting only to the Board
                                            of Directors and the President of the Corporation and Bank. Executive shall have such other
                                            duties and hold such other titles as may be given to him from time to time by the Board of
                                            Directors of the Corporation and Bank.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.</FONT></TD><TD STYLE="text-align: justify"><B><U>Engagement
                                            in Other Employment</U>. </B>Executive shall devote all his working time, ability and attention
                                            to the business of the Corporation and Bank and/or their subsidiaries or affiliates during
                                            the term of this Agreement. The Executive shall notify the President of the Corporation and
                                            Bank and the Board of Directors of the Corporation and Bank in writing before the Executive
                                            engages in any other business or commercial duties or pursuits, including, but not limited
                                            to, directorships of other companies. Under no circumstances may the Executive engage in
                                            any business or commercial activities, duties or pursuits which compete with the business
                                            or commercial activities of the Corporation, the Bank and/or any of their subsidiaries or
                                            affiliates, nor may the Executive serve as a director or officer or in any other capacity
                                            in a company which competes with the Corporation, the Bank and/or any of their subsidiaries
                                            or affiliates. Executive shall not be precluded, however, from engaging in voluntary or philanthropic
                                            endeavors, from engaging in activities designed to maintain and improve his professional
                                            skills, or from engaging in activities incident or necessary to personal investments, so
                                            long as they are, in the Board&rsquo;s reasonable opinion, not in conflict with or detrimental
                                            to the Executive&rsquo;s rendition of services on behalf of the Corporation, the Bank and/or
                                            any of their subsidiaries or affiliates.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">4.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><B><U>Term
                                            of Agreement</U>.</B></FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">This Agreement shall be for a three (3)&nbsp;year
                                            period (the &ldquo;Employment Period&rdquo;) beginning on the date first written above, and
                                            if not previously terminated pursuant to the terms of this Agreement, the Employment Period
                                            shall end three (3)&nbsp;years later (the &ldquo;Initial Term&rdquo;). The Employment Period
                                            shall be extended automatically for one (1)&nbsp;additional year on the first annual anniversary
                                            date of the commencement of the Initial Term (October&nbsp;5, 2022), and then on each anniversary
                                            date of this Agreement thereafter, unless the Bank or Executive gives contrary written notice
                                            to the other not less than one hundred eighty (180) days before any such anniversary date
                                            so that upon the anniversary date if notice had not been previously given as provided in
                                            this Section&nbsp;4(a), the Employment Period shall be and continue for a three (3)&nbsp;year
                                            period thereafter. References in the Agreement to &ldquo;Employment Period&rdquo; shall refer
                                            to the Initial Term of this Agreement and any extensions to the Initial Term of this Agreement.
                                            It is the intention of the parties that this Agreement be &ldquo;Evergreen&rdquo; unless
                                            (i)&nbsp;either party gives written notice to the other party of his or its intention not
                                            to renew this Agreement as provided above or (ii)&nbsp;this Agreement is terminated pursuant
                                            to Section&nbsp;4(b)&nbsp;hereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">Notwithstanding the provisions of Section&nbsp;4(a)&nbsp;of
                                            this Agreement, this Agreement shall terminate automatically for Cause (as defined herein)
                                            upon written notice from the Board of Directors of the Bank to Executive. As used in this
                                            Agreement, &ldquo;Cause&rdquo; shall mean any of the following:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(i)&nbsp;Executive&rsquo;s
conviction of or plea of guilty or nolo contendere to a felony, a crime of falsehood or a crime involving moral turpitude, or the actual
incarceration of Executive for a period of twenty (20) consecutive days or more;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(ii)&nbsp;Executive&rsquo;s
failure to follow the good faith lawful instructions of the Board of Directors of the Bank with respect to its operations, after written
notice from the Bank and a failure to cure such violation within thirty (30) days of said written notice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(iii)&nbsp;Executive&rsquo;s
willful failure to substantially perform Executive&rsquo;s duties to the Bank, other than a failure resulting from Executive&rsquo;s
incapacity because of physical or mental illness, as provided in subsection (d)&nbsp;of this Section&nbsp;4, after written notice from
the Bank and a failure to cure such violation within thirty (30) days of said written notice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(iv)&nbsp;Executive&rsquo;s
intentional violation of the provisions of this Agreement, after written notice from the Bank and a failure to cure such violation within
thirty (30) days of said written notice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(v)&nbsp;dishonesty,
gross negligence, or incompetence of Executive in the performance of his duties;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(vi)&nbsp;Executive&rsquo;s
(1)&nbsp;removal or prohibition from being an institutional-affiliated party by a final order of an appropriate banking agency or (2)&nbsp;communication
from an appropriate banking agency having jurisdiction over the Bank (a)&nbsp;instructing the Bank to terminate Executive&rsquo;s employment,
(b)&nbsp;objecting to or disapproving Executive&rsquo;s employment by the Bank, or (c)&nbsp;indicating that Executive is no longer an
acceptable selection to serve in the capacity of the Executive Vice President of Finance or Chief Financial Officer of the Bank;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(vii)&nbsp;intentional
or willful misconduct by Executive as determined by an affirmative vote of seventy-five percent (75%) of the disinterested members of
the Board of Directors of the Bank which brings public discredit to the Corporation or the Bank and which results or may be reasonably
expected to result in material financial or other harm to the Corporation or the Bank;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(viii)&nbsp;Executive&rsquo;s
breach of fiduciary duty involving personal profit;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(ix)&nbsp;unlawful
harassment by Executive against employees, customers, business associates, contractors or vendors of the Corporation or the Bank which
results or may be reasonably expected to result in material liability to the Corporation or the Bank, as determined by an affirmative
vote of seventy-five percent (75%) of the disinterested independent members of the Board of Directors of the Bank, following an investigation
of the claims by a third party unrelated to the Corporation or the Bank chosen by the Executive, the Corporation and the Bank. If the
Executive, the Corporation and the Bank do not agree on said third party, then as chosen by an affirmative vote of seventy-five percent
(75%) of the disinterested independent members of the Board of Directors of the Corporation;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(x)&nbsp;the willful
violation by Executive of the provisions of Sections 9, 10, 11 or 27 hereof, after written notice from the Bank and a failure to cure
such violation within thirty (30) days of said written notice;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(xi)&nbsp;the willful
violation of any law, rule&nbsp;or regulation governing banks or bank officers or any final cease and desist order issued by a bank regulatory
authority;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(xii)&nbsp;theft
or abuse by Executive of the Corporation&rsquo;s or the Bank&rsquo;s property or the property of the Corporation&rsquo;s or the Bank&rsquo;s
customers, employees, contractors, vendors or business associates;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(xiii)&nbsp;any act
of fraud, misappropriation or personal dishonesty;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(xiv)&nbsp;insubordination
as determined by an affirmative vote of seventy-five percent (75%) of the Board of Directors of the Bank, after written notice from the
Bank and a failure to cure such violation within thirty (30) days of said written notice; or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(xv)&nbsp;the existence
of any material conflict between the interests of the Corporation or the Bank and Executive that is not disclosed in writing by Executive
to the Corporation and the Bank and approved in writing by the Boards of Directors of the Corporation and the Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">Before taking any vote under subparagraphs
(vii), (ix)&nbsp;or (xiv)&nbsp;above, all which require notice, Executive shall be entitled to appear before the Board and present Executive&rsquo;s
position as to any issues about which Executive has been notified by the Board in writing. Such appearance shall be within a reasonable
period of time following written notice to Executive of the issues, but in no event longer than thirty (30) days after the date of said
written notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">If this Agreement is terminated for Cause,
all of Executive&rsquo;s rights under this Agreement shall cease as of the effective date of such termination, except for the rights
under Paragraph 22 hereof with respect to arbitration.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Notwithstanding
                                            the provisions of Section&nbsp;4(a)&nbsp;of this Agreement, this Agreement shall terminate
                                            automatically upon Executive&rsquo;s voluntary termination of employment (other than in accordance
                                            with Section&nbsp;6 of this Agreement) for Good Reason. The term &ldquo;Good Reason&rdquo;
                                            shall mean, unless agreed to in writing by Executive, (i)&nbsp;the assignment of duties and
                                            responsibilities inconsistent with Executive&rsquo;s status as the Chief Financial Officer
                                            of the Corporation and Bank, (ii)&nbsp;a reassignment which requires Executive to move his
                                            principal residence or his office more than fifty (50) miles from the Bank&rsquo;s principal
                                            executive office immediately prior to this Agreement, (iii)&nbsp;any removal of Executive
                                            from office or any adverse change in the terms, conditions, responsibilities, duties, reporting,
                                            compensation or benefits of Executive&rsquo;s employment, except for any termination of Executive&rsquo;s
                                            employment for Cause, </FONT>(iv)&nbsp;any reduction in Executive&rsquo;s Annual Base Salary
                                            as in effect on the date hereof or as the same may be increased from time to time, or (v)&nbsp;any
                                            failure of the Bank to provide Executive with benefits at least as favorable as those enjoyed
                                            by Executive during the Employment Period under any of the pension, life insurance, medical,
                                            health and accident, disability or other employee plans of the Bank, or the taking of any
                                            action that would materially reduce any of such benefits unless such reduction is part of
                                            a reduction applicable to all employees, and then only to the same extent.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">Executive shall, within ninety (90) days
of the occurrence of any of the foregoing events, provide notice to the Bank of the existence of the condition and provide the Bank thirty
(30) days in which to cure such condition. In the event that the Bank does not cure the condition within thirty (30) days of such notice,
Executive may resign from employment for Good Reason by delivering written notice (&ldquo;Notice of Termination&rdquo;) to the Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">If such termination occurs for Good Reason,
then the Bank shall pay Executive an amount equal to and no greater than 2.0 times Executive&rsquo;s Agreed Compensation as defined in
subsection (g)&nbsp;of Section&nbsp;4 and shall be payable in twenty-four (24) equal monthly installments and shall be subject to federal,
state and local tax withholdings. In addition, for a period of two (2)&nbsp;years from the date of termination of employment, or until
Executive secures substantially similar benefits through other employment, whichever shall first occur, Executive shall receive a continuation
of all life, disability, medical insurance and other normal health and welfare benefits in effect with respect to Executive during the
two (2)&nbsp;years prior to his termination of employment, or, if the Bank cannot provide such benefits because Executive is no longer
an employee, the Bank shall reimburse Executive in an amount equal to the monthly premiums or costs paid by him to obtain substantially
similar employee benefits which he enjoyed prior to termination, subject to Code Section&nbsp;409A if applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">Notwithstanding the provisions of Section&nbsp;4(a)&nbsp;of
                                            this Agreement, this Agreement shall terminate automatically upon Executive&rsquo;s Disability
                                            and Executive&rsquo;s rights under this Agreement shall cease as of the date of such termination;
                                            provided, however, that Executive shall nevertheless be entitled to receive an amount equal
                                            to and no greater than seventy-five percent (75%) of Executive&rsquo;s Agreed Compensation
                                            as defined in subsection (g)&nbsp;of this Section&nbsp;4, less amounts payable under any
                                            disability plan of the Bank, until the earliest of (i)&nbsp;Executive&rsquo;s return to employment,
                                            (ii)&nbsp;his attainment of age sixty-five (65), (iii)&nbsp;his death, or (iv)&nbsp;the end
                                            of the then existing Employment Period. In addition, Executive shall receive for such period
                                            a continuation of all life, disability, medical insurance and other normal health and welfare
                                            benefits in effect with respect to Executive during the two (2)&nbsp;years prior to his disability,
                                            or, if Bank cannot legally provide such benefits because Executive is no longer an employee,
                                            Bank shall reimburse Executive in an amount equal to the monthly premiums or costs paid by
                                            him to obtain substantially similar employee benefits which he enjoyed prior to termination,
                                            subject to Code Section&nbsp;409A if applicable. For purposes of this Agreement, the Executive
                                            shall have a Disability if Executive is unable to engage in any substantial gainful activity
                                            by reason of any medically determinable physical or mental impairment that can be expected
                                            to result in death or can be expected to last for a continuous period of not less than twelve
                                            (12) months or Executive is, by reason of any medically determinable physical or mental impairment
                                            that can be expected to result in death or can be expected to last for a continuous period
                                            of not less than twelve (12) months, receiving income replacement benefits for a period of
                                            not less than three (3)&nbsp;months under an accident and health plan covering employees
                                            of the Bank. The Executive shall have no duty to mitigate any payment provided for in this
                                            Section&nbsp;4(d)&nbsp;by seeking other employment. In addition, Disability shall also have
                                            the meaning provided in Code Section&nbsp;409A and the regulations promulgated thereunder.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">In the event that Executive terminates
                                            his employment without Good Reason or as a result of a Disability as defined in Section&nbsp;4(d),
                                            or as a result of Executive&rsquo;s retirement, all of Executive&rsquo;s rights under this
                                            Agreement shall cease as of the effective date of such termination, except for the rights
                                            under Paragraph 22 hereof with respect to arbitration.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(f)</TD><TD STYLE="text-align: justify">Executive agrees that in the event his
                                            employment under this Agreement is terminated, then effective upon termination, Executive
                                            will be deemed to have resigned as a director of the Corporation or the Bank, or any affiliate
                                            or subsidiary thereof, if he is then serving as a director of any of such entities.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(g)</TD><TD STYLE="text-align: justify">The term &ldquo;Agreed Compensation&rdquo;
                                            shall mean the sum of (i)&nbsp;Executive&rsquo;s highest Annual Base Salary under the Agreement
                                            and (ii)&nbsp;the average of Executive&rsquo;s annual bonuses with respect to the three (3)&nbsp;calendar
                                            years immediately preceding Executive's termination.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">5.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><B><U>Employment
                                            Period Compensation</U>.</B></FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify"><U>Annual Base Salary</U>. For services
                                            performed by Executive under this Agreement, the Bank shall pay Executive an Annual Base
                                            Salary during the Employment Period at the rate of $315,000 per year, minus applicable withholdings
                                            and deductions, payable at the same times as salaries are payable to other executive employees
                                            of the Bank. The Bank may increase Executive&rsquo;s Annual Base Salary, and any and all
                                            such increases shall be deemed to constitute amendments to this Section&nbsp;5(a)&nbsp;to
                                            reflect the increased amounts, effective as of the date established for such increases by
                                            the Board of Directors of the Bank or any committee of such Board in the resolutions authorizing
                                            such increases.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify"><U>Bonus</U>. For services performed by
                                            Executive under this Agreement, Bank may, from time to time, pay a bonus or bonuses to Executive
                                            as the Bank or an affiliate thereof, in its sole discretion, deems it appropriate. The payment
                                            or non-payment of any such bonuses shall not reduce or otherwise affect any other obligation
                                            of the Bank to Executive provided for in this Agreement. Executive shall be eligible to participate
                                            in the Bank&rsquo;s Variable Compensation Plan, subject to its terms and conditions as may
                                            exist from time to time. Payment of a bonus, pursuant to a Plan or otherwise, shall not constitute
                                            a change to Annual Base Salary or provide a contractual right to future payments of bonus
                                            under this Agreement. All Plans shall be subject to terms of such Plan except as provided
                                            by Code Section&nbsp;409A.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify"><U>Paid Time-Off</U>. During the term
                                            of this Agreement, Executive shall be entitled to paid time-off in accordance with the manner
                                            and amount provided under the paid time-off plan currently in effect. Executive shall be
                                            able to accumulate unused paid time-off from one (1)&nbsp;year to the next not to exceed
                                            forty-five (45) days in total. However, Executive shall not be entitled to receive any additional
                                            compensation from the Bank for failure to take a vacation, except to the extent authorized
                                            by the Boards of Directors of the Corporation and the Bank.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify"><U>Employee Benefit Plans</U>. During
                                            the term of this Agreement, Executive shall be entitled to participate in or receive the
                                            benefits of any employee benefit plan currently in effect at the Bank, subject to the terms
                                            of said plan, until such time that the Board of Directors of the Bank authorize a change
                                            in such benefits. The Bank shall not make any changes in such plans or benefits which would
                                            adversely affect Executive&rsquo;s rights or benefits thereunder, unless such change occurs
                                            pursuant to a program applicable to all executive officers of the Bank and does not result
                                            in a proportionately greater adverse change in the rights of or benefits to Executive as
                                            compared with any other executive officer of the Bank. Nothing paid to Executive under any
                                            plan or arrangement presently in effect or made available in the future shall be deemed to
                                            be in lieu of the salary payable to Executive pursuant to Section&nbsp;5(a)&nbsp;hereof.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify"><U>Business Expenses</U>. During the term
                                            of this Agreement, Executive shall be entitled to receive prompt reimbursement for all reasonable
                                            expenses incurred by him, which are properly accounted for, in accordance with the policies
                                            and procedures established by the Board of Directors of the Bank for its executive officers.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">6.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><B><U>Termination
                                            of Employment Following Change in Control</U>.</B></FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">If a Change in Control (as defined in
                                            Section&nbsp;6(b)&nbsp;of this Agreement) shall occur and (1)&nbsp;Executive is involuntarily
                                            terminated without Cause within two (2)&nbsp;years of a Change in Control or (2)&nbsp;if
                                            Executive terminates employment for Good Reason as defined in Section&nbsp;4(c)&nbsp;within
                                            one year of the Change in Control or (3)&nbsp;Executive experiences an involuntary Separation
                                            of Service, within two (2)&nbsp;years of a Change of Control, then the provisions of Section&nbsp;7
                                            of this Agreement shall apply.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 7; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">As used in this Agreement, &ldquo;Change
                                            in Control&rdquo; shall mean the occurrence of any of the following, provided the event constitutes
                                            a change in control within the meaning of Code Section&nbsp;409A and the rules, regulations
                                            and guidance promulgated thereunder:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(i)&nbsp;any &ldquo;person&rdquo;
(as such term is defined in Code Section&nbsp;409A and any Revenue Guidance or Treasury Regulations issued thereunder), other than the
Corporation or the Bank or any &ldquo;person&rdquo; who on the date hereof is a director or officer of the Corporation or the Bank, is
or becomes the &ldquo;beneficial owner&rdquo; (as defined in Rule&nbsp;13d-3 under the Exchange Act), directly or indirectly, of securities
of the Corporation or the Bank representing thirty (30%) percent or more of the total voting power of the Corporation&rsquo;s or the
Bank&rsquo;s then outstanding securities;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(ii)&nbsp;any &ldquo;person&rdquo;
or more than one &ldquo;person&rdquo; acting as a group acquires ownership of stock of the Corporation or the Bank that together with
stock held by such person or group constitutes more than fifty percent (50%) of the total fair market value or total voting power of
the stock of the Corporation or the Bank; or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(iii)&nbsp;during
any period of one (1)&nbsp;year during the term of Executive&rsquo;s employment under this Agreement, individuals who at the
beginning of such one (1)&nbsp;year period constitute the Board of Directors of the Corporation or the Bank cease for any reason to
constitute at least a majority thereof, unless the election of each director who was not a director at the beginning of such period
has been approved in advance by directors representing at least two-thirds (2/3) of the directors then in office who were directors
at the beginning of the period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">A Change in Control shall also mean the
change in ownership or effective control of the Corporation, or a change in the ownership of a substantial portion of the assets of the
Corporation, as defined by Code Section&nbsp;409A and the regulations and guidance thereunder, including, but not limited to, Treasury
Regulation &sect;1.409A-3(i)(5).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">7.</TD><TD STYLE="text-align: justify"><B><U>Rights in Event of Termination Following
                                            a Change in Control</U>. </B>In the event that Executive terminates employment for Good Reason
                                            as defined in Section&nbsp;4(c)&nbsp;within one year of a Change in Control or Executive
                                            is involuntarily terminated without Cause within two (2)&nbsp;years after a Change in Control
                                            (as defined in Section&nbsp;6(b)&nbsp;of this Agreement), and such termination of employment
                                            constitutes a Separation of Service, Executive shall be entitled to receive the compensation
                                            and benefits set forth below:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">The
Bank, or successor thereto, shall pay Executive a lump sum amount equal to and no greater than 2.0 times Executive&rsquo;s Agreed Compensation
as defined in subsection (g)&nbsp;of Section&nbsp;4, minus applicable taxes and withholdings within thirty (30) days of Executive&rsquo;s
Separation of Service, subject to Compliance with Code Section&nbsp;409A. In addition, for a period of two (2)&nbsp;years from the date
of Separation of Service, or until Executive secures substantially comparable benefits through other employment, whichever shall first
occur, Executive shall receive a continuation of all life, disability, medical insurance and other normal health and welfare benefits
in effect with respect to Executive immediately prior to his Separation of Service, or, if the Bank cannot legally provide such benefits
because Executive is no longer an employee, or future law or plans do not so permit, the Bank shall reimburse Executive in an amount
equal to the monthly premium paid by him to obtain substantially comparable employee benefits which he enjoyed immediately prior to termination,
subject to compliance with Code Section&nbsp;409A if applicable. </FONT>In addition for a period of two (2)&nbsp;years from the date
of Separation of Service, or until Executive secures benefits of substantially comparable coverage through other employment, whichever
shall first occur, Executive shall notify Bank upon receipt of benefits from a third party and provide details of such benefits to the
Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 8; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">The Corporation, Bank and Executive
hereby recognize that: (i)&nbsp;the non-solicitation restrictions and non-competition restrictions under&nbsp;Section&nbsp;9 of this
Agreement have value, (ii)&nbsp;the value shall be recognized in any calculations the Corporation, Bank and Executive perform with respect
to determining the affect, if any, of the parachute payment provisions of Section&nbsp;280G of the Code (&ldquo;Section&nbsp;280G&rdquo;),
by allocating a portion of the payments under Section&nbsp;7 of this Agreement to the fair value of the non-solicitation and non-competition
restrictions under&nbsp;Section&nbsp;9 of this Agreement (the &ldquo;Appraised Value&rdquo;), (iii)&nbsp;the Bank shall obtain an independent
appraisal to determine the Appraised Value, (iv)&nbsp;the Appraised Value will be considered reasonable compensation for post change
in control services within the meaning of Q&amp;A-40 of the regulations under Section&nbsp;280G, and (v)&nbsp;any aggregate parachute
payments, as defined in Section&nbsp;280G, will be reduced by the Appraised Value.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">In addition, in the event that the
payments described herein, even after giving effect and application to the immediately above paragraph, when added to all other amounts
or benefits provided to or on behalf of the Executive in connection with his termination of employment would result in the imposition
of an excise tax under Section&nbsp;4999 of the Code or under Section&nbsp;280G of the Code, the Bank, or successor thereto, will pay
to Executive an additional cash payment (&ldquo;Limited Gross Up Payment&rdquo;) in an amount such that the after tax proceeds of such
Limited Gross Up Payment (including any income tax or excise tax on such Limited Gross Up Payment) will be equal to the amount of the
excise tax that is a product, result, or an effect of inclusion of any amounts included or from any and all Salary Continuation Agreements
by and between Executive and the Bank.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">Executive shall not be required to
mitigate the amount of any payment provided for in this Section&nbsp;7 by seeking other employment or otherwise. Unless otherwise agreed
to in writing, the amount of payment or the benefit provided for in this Section&nbsp;7 shall not be reduced by any compensation earned
by Executive as the result of employment by another employer or by reason of Executive&rsquo;s receipt of or right to receive any retirement
or other benefits after the date of Separation of Service, termination of employment or otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 9; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">8.</TD><TD STYLE="text-align: justify"><B><U>Rights in Event of Termination of Employment
                                            Absent Change in Control</U>. </B>In the event that Executive&rsquo;s employment is involuntarily
                                            terminated by the Bank without Cause and no Change in Control shall have occurred at the
                                            date of such termination, the Bank shall pay Executive an amount equal to and no greater
                                            than 2.0 times Executive&rsquo;s Agreed Compensation as defined in subsection (g)&nbsp;of
                                            Section&nbsp;4 and shall be payable in twenty-four (24) equal monthly installments and shall
                                            be subject to federal, state and local tax withholdings. In addition, for a period of two
                                            (2)&nbsp;years from the date of termination of employment, or until Executive secures substantially
                                            similar benefits through other employment, whichever shall first occur, Executive shall receive
                                            a continuation of all life, disability, medical insurance and other normal health and welfare
                                            benefits in effect with respect to Executive during the two (2)&nbsp;years prior to his termination
                                            of employment, or, if the Bank cannot provide such benefits because Executive is no longer
                                            an employee, the Bank shall reimburse Executive in an amount equal to the monthly premium
                                            paid by him to obtain substantially similar employee benefits which he enjoyed prior to termination,
                                            subject to Code Section&nbsp;409A if applicable.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">9.</TD><TD STYLE="text-align: justify"><B><U>Covenant Not to Compete</U>.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">Executive hereby acknowledges and recognizes
                                            the highly competitive nature of the business of the Corporation and the Bank and accordingly
                                            agrees that, during and for the applicable period set forth in Section&nbsp;9(c)&nbsp;hereof,
                                            Executive shall not, except as otherwise permitted in writing by the Bank:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(i)&nbsp;be engaged,
directly or indirectly, either for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor
(except as an investor owning less than 5% of the stock of a publicly owned company) or otherwise of any person, firm, corporation or
enterprise engaged in (1)&nbsp;the banking (including bank or financial holding company) or financial services industry, or (2)&nbsp;any
other activity in which the Corporation or the Bank or any of their subsidiaries are engaged during the Employment Period, and remain
so engaged at the end of the Employment Period, in any county in which, a branch, office or other facility of the Corporation or the
Bank is located or in any county contiguous to such county at the end of the Employment Period (the &ldquo;Non-Competition Area&rdquo;);</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(ii)&nbsp;provide
financial or other assistance to any person, firm, corporation or enterprise engaged in (1)&nbsp;the banking (including bank or financial
holding company) or financial services industry, or (2)&nbsp;any other activity in which the Corporation or the Bank or any of their
subsidiaries are engaged during the Employment Period, and remain so engaged at the end of the Employment Period, in the Non-Competition
Area;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 10; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(iii)&nbsp;directly
or indirectly solicit persons or entities who were customers or referral sources of the Corporation, the Bank or their subsidiaries within
six (6)&nbsp;months of Executive&rsquo;s termination of employment, to become a customer or referral source of a person or entity other
than the Corporation, the Bank or their subsidiaries; or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(iv)&nbsp;directly
or indirectly solicit employees of the Corporation, the Bank or their subsidiaries who were employed within two (2)&nbsp;years of Executive&rsquo;s
termination of employment to work for anyone other than the Corporation, the Bank or their subsidiaries.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">It is expressly understood and agreed
                                            that, although Executive and the Corporation and the Bank consider the restrictions contained
                                            in Section&nbsp;9(a)&nbsp;hereof reasonable for the purpose of preserving for the Corporation
                                            and the Bank and their subsidiaries their goodwill and other proprietary rights, if a final
                                            judicial determination is made by a court having jurisdiction that the time or territory
                                            or any other restriction contained in Section&nbsp;9(a)&nbsp;hereof is an unreasonable or
                                            otherwise unenforceable restriction against Executive, the provisions of Section&nbsp;9(a)&nbsp;hereof
                                            shall not be rendered void but shall be deemed amended to apply as to such maximum time and
                                            territory and to such other extent as such court may judicially determine or indicate to
                                            be reasonable.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">The provisions of this Section&nbsp;9
                                            shall be applicable, commencing on the date of this Agreement and ending on one of the following
                                            dates as applicable:</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(i)&nbsp;if Executive
voluntarily terminates his employment in accordance with the provisions of Section&nbsp;4(e)&nbsp;of this Agreement (relating to termination
without Good Reason), the second anniversary date of the effective date of termination of employment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(ii)&nbsp;if Executive&rsquo;s
employment terminates in accordance with the provisions of Section&nbsp;4(b)&nbsp;of this Agreement (relating to termination for Cause),
the first anniversary date of the effective date of termination of employment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(iii)&nbsp;if Executive
voluntarily terminates his employment in accordance with the provisions of Section&nbsp;4(c)&nbsp;of this Agreement (relating to termination
by Executive for Good Reason), the second anniversary date of the effective date of termination of employment;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(iv)&nbsp;if Executive&rsquo;s
employment is involuntarily terminated in accordance with the provisions of Section&nbsp;6 of this Agreement (relating to involuntary
termination without Cause following a Change in Control), the second anniversary date of the effective date of termination of employment;
or,</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 11; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->11<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify; text-indent: 0.5in">(v)&nbsp;if Executive&rsquo;s
employment is involuntarily terminated in accordance with the provisions of Section&nbsp;8 of this Agreement (relating to involuntary
termination without Cause absent a Change in Control), the second anniversary date of the effective date of termination of employment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">10.</TD><TD STYLE="text-align: justify"><B><U>Unauthorized Disclosure</U>. </B>During
                                            the term of his employment hereunder, or at any later time, Executive shall not, without
                                            the written consent of the Board of Directors of the Bank or a person authorized thereby,
                                            knowingly disclose to any person, other than an employee of the Corporation or the Bank or
                                            a person to whom disclosure is reasonably necessary or appropriate in connection with the
                                            performance by Executive of his duties as an executive of the Bank, any material confidential
                                            information obtained by him while in the employ of the Bank with respect to any of the Corporation&rsquo;s
                                            and the Bank&rsquo;s services, products, improvements, formulas, strategic, business, capital,
                                            operational, or human resource plans, designs or styles, processes, customers, methods of
                                            business, or any business practices the disclosure of which could be or will be damaging
                                            to the Corporation or the Bank; provided, however, that confidential information shall not
                                            include any information known generally to the public (other than as a result of unauthorized
                                            disclosure by Executive or any person with the assistance, consent or direction of Executive)
                                            or any information of a type not otherwise considered confidential by persons engaged in
                                            the same business or a business similar to that conducted by the Corporation and the Bank
                                            or any information that must be disclosed as required by law.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">11.</TD><TD STYLE="text-align: justify"><B><U>Work Made for Hire</U>. </B>Any work
                                            performed by Executive under this Agreement should be considered a &ldquo;Work Made for Hire&rdquo;
                                            as the phrase is defined by the U.S. Copyright Act of 1976 and shall be owned by and for
                                            the express benefit of the Bank and its affiliates and subsidiaries. In the event it should
                                            be established that such work does not qualify as a Work Made for Hire, Executive agrees
                                            to and does hereby assign to the Bank, and its affiliates and subsidiaries, all of his rights,
                                            title, and/or interest in such work product, including, but not limited to, all copyrights,
                                            patents, trademarks, and propriety rights.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">12.</TD><TD STYLE="text-align: justify"><B><U>Return of Company Property and Documents</U>.
                                            </B>Executive agrees that, at the time of termination of his employment, regardless of the
                                            reason for termination, he will deliver to the Bank and its affiliates and subsidiaries,
                                            any and all company property, including, but not limited to, keys, security codes or passes,
                                            mobile telephones, laptops, electronic tablets, smart devices, all other electronic devices,
                                            records, strategic, business, capital, or operational plans, records, data, notes, reports,
                                            proposals, lists, correspondence, specifications, drawings, blueprints, sketches, software
                                            programs, equipment, other documents or property, or reproductions of any of the aforementioned
                                            items developed or obtained by Executive during the course of his employment.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">13.</TD><TD STYLE="text-align: justify"><B><U>Liability Insurance</U>. </B>The Bank
                                            shall obtain liability insurance coverage for Executive under an insurance policy with similar
                                            terms as that which is currently covering officers and directors of the Bank against lawsuits,
                                            arbitrations or other legal or regulatory proceedings. Except for gross recklessness, willful
                                            misconduct, or commission of a criminal act, the Bank shall indemnify Executive to the fullest
                                            extent permitted by Pennsylvania law and the Bank&rsquo;s bylaws, with respect to any threatened,
                                            pending or completed legal or regulatory action, suit or proceeding, brought against him
                                            by reason of the fact that he is or was an officer, executive or agent of the Bank or is
                                            or was serving at the request of the Bank or the Corporation as a director, officer, executive
                                            or agent of another person or entity. The indemnification contemplated herein shall only
                                            be provided to Executive if there is no insurance coverage for the payment of expenses incurred
                                            by Executive, in connection with any threatened, pending or completed legal or regulatory
                                            action, suit or proceeding, provided under any insurance policy in the name of or for the
                                            benefit of the Bank or Executive as the insured.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 12; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->12<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">14.</TD><TD STYLE="text-align: justify"><B><U>Mitigation</U>. </B>Executive shall
                                            not be required to mitigate the amount of any payment provided for in this Agreement by seeking
                                            other employment or otherwise.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">15.</TD><TD STYLE="text-align: justify"><B><U>Survival</U>. </B>The provisions, rights
                                            and obligations of Paragraphs 9, 10, 11, 12, 13, 27, 28, 29, and 30 shall survive the expiration
                                            or termination of this Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">16.</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-size: 10pt"><B><U>Section&nbsp;409A</U>.</B></FONT></TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">If when Executive&rsquo;s employment terminates,
                                            the Executive is a &ldquo;specified employee,&rdquo; as defined in Code Section&nbsp;409A(a)(2)(B)(i),
                                            then despite any provision of this Agreement or other plan or agreement to the contrary,
                                            Executive will not be entitled to the payments until the earliest of: (a)&nbsp;the date that
                                            is at least six (6)&nbsp;months after Executive&rsquo;s separation from service, as defined
                                            in Code Section&nbsp;409A, for reasons other than Executive&rsquo;s death, (b)&nbsp;the date
                                            of Executive&rsquo;s death, or (c)&nbsp;any earlier date that does not result in additional
                                            tax or interest to Executive under Code Section&nbsp;409A. As promptly as possible after
                                            the end of the period during which payments are delayed under this provision, the entire
                                            amount of the delayed payments shall be paid to Executive in a single lump sum with any remaining
                                            payments to commence in accordance with the terms of this Agreement or other applicable plan
                                            or agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">Any payments made pursuant to this Agreement,
                                            to the extent of payments made from the date of termination through March&nbsp;15th of the
                                            calendar year following such date, are intended to constitute separate payments for purposes
                                            of Treas. Reg. &sect;1.409A-2(b)(2)&nbsp;and thus payable pursuant to the &ldquo;short-term
                                            deferral&rdquo; rule&nbsp;set forth in Treas. Reg. &sect;1.409A-1(b)(4); to the extent such
                                            payments are made following said March&nbsp;15th, they are intended to constitute separate
                                            payments for purposes of Treas. Reg. &sect;1.409A-2(b)(2)&nbsp;made upon an involuntary termination
                                            from service and payable pursuant to Treas. Reg. &sect;1.409A-1(b)(9)(iii), to the maximum
                                            extent permitted by said provision.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(c)</TD><TD STYLE="text-align: justify">The parties hereto intend that any and
                                            all post-employment compensation under this Agreement satisfy the requirements of Section&nbsp;409A
                                            or an exception or exclusion therefrom to avoid the imposition of any accelerated or additional
                                            taxes pursuant to Section&nbsp;409A. Any terms not specifically defined shall have the meaning
                                            as set forth in Section&nbsp;409A.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 13; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->13<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(d)</TD><TD STYLE="text-align: justify">Notwithstanding the foregoing, no payment
                                            shall be made pursuant to this Agreement unless such termination of employment is a &ldquo;separation
                                            of service&rdquo; as defined in Code Section&nbsp;409A.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(e)</TD><TD STYLE="text-align: justify">409A Safe Harbor. Notwithstanding anything
                                            in this Agreement to the contrary, in no event shall the Corporation or Bank be obligated
                                            to commence payment or distribution to the Executive of any amount that constitutes nonqualified
                                            deferred compensation within the meaning of Code Section&nbsp;409A (&ldquo;Section&nbsp;409A&rdquo;)
                                            earlier than the earliest permissible date under Section&nbsp;409A that such amount could
                                            be paid without additional taxes or interest being imposed under Section&nbsp;409A. The Bank
                                            and Executive agree that they will execute any and all amendments to this Agreement as they
                                            mutually agree in good faith may be necessary to ensure compliance with the distribution
                                            provisions of Section&nbsp;409A, to be paid or distributed in a single sum payment at the
                                            earliest permissible date under Section&nbsp;409A. Without limiting the generality of the
                                            foregoing, in the event Executive is to receive a payment of compensation hereunder that
                                            is or account of a Separation from Service, such payment is subject to the provisions of
                                            Section&nbsp;409A, and Executive is a key employee of the Corporation or Bank, then payment
                                            shall not be made before the date that is six months after the date of Separation from Service
                                            (or, if earlier than the end of the six month period, the date of the Executive&rsquo;s death).
                                            Amounts otherwise payable during such six month payment shall be accumulated and paid in
                                            a lump sum on the first day of the seventh month. For purposes hereof, Executive is a key
                                            employee of the Corporation or Bank if, on his date of separation from service, the Corporation
                                            is publicly traded and he met the definition key employee found in Code Section&nbsp;416(i)(1)(A)(i),
                                            (ii)&nbsp;or (iii)&nbsp;(disregarding Section&nbsp;416(i)(5)) as of the last day of the calendar
                                            year preceding the date of separation.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">17.</TD><TD STYLE="text-align: justify"><B><U>Notices</U>. </B>Except as otherwise
                                            provided in this Agreement, any notice required or permitted to be given under this Agreement
                                            shall be deemed properly given if in writing and if mailed by registered or certified mail,
                                            postage prepaid with return receipt requested, to Executive&rsquo;s residence, in the case
                                            of notices to Executive, and to the principal executive office of the Bank, in the case of
                                            notices to the Bank.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">18.</TD><TD STYLE="text-align: justify"><B><U>Waiver</U>. </B>No provision of this
                                            Agreement may be modified, waived or discharged unless such waiver, modification or discharge
                                            is agreed to in writing and signed by Executive and an executive officer specifically designated
                                            by the Board of Directors of the Bank. No waiver by either party hereto at any time of any
                                            breach by the other party hereto of, or compliance with, any condition or provision of this
                                            Agreement to be performed by such other party shall be deemed a waiver of similar or dissimilar
                                            provisions or conditions at the same or at any prior or subsequent time.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 14; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->14<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">19.</TD><TD STYLE="text-align: justify"><B><U>Assignment</U>. </B>This Agreement shall
                                            not be assignable by any party, except by the Corporation or Bank to any successor in interest
                                            to its respective business.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">20.</TD><TD STYLE="text-align: justify"><B><U>Entire Agreement</U>. </B>This Agreement
                                            supersedes any and all agreements, either oral or in writing, between the parties with respect
                                            to the employment of Executive by the Bank and/or the Corporation and this Agreement contains
                                            all the covenants and agreements between the parties with respect to employment. This Agreement
                                            specifically releases all parties of any rights and obligations under the 2022 Employment
                                            Agreement and said 2022 Employment Agreement and all amendments thereto, are hereafter null
                                            and void.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">21.</TD><TD STYLE="text-align: justify"><B><U>Successors; Binding Agreement</U>.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify">The Corporation or the Bank will require
                                            any successor (whether direct or indirect, by purchase, merger, consolidation or otherwise)
                                            to all or substantially all of the businesses and/or assets of the Corporation and the Bank
                                            to expressly assume and agree to perform this Agreement in the same manner and to the same
                                            extent that the Bank would be required to perform it if no such succession had taken place.
                                            Failure by the Corporation and the Bank to obtain such assumption and agreement prior to
                                            the effectiveness of any such succession shall constitute a breach of this Agreement and
                                            the provisions of Section&nbsp;7 of this Agreement shall apply. As used in this Agreement,
                                            &ldquo;Corporation&rdquo; and &ldquo;Bank&rdquo; shall mean the Corporation and the Bank,
                                            as defined previously and any successor to their respective businesses and/or assets as aforesaid
                                            which assumes and agrees to perform this Agreement by operation of law or otherwise.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify">This Agreement shall inure to the benefit
                                            of and be enforceable by Executive&rsquo;s personal or legal representatives, executors,
                                            administrators, heirs, distributees, devisees and legatees. If Executive should die after
                                            a Notice of Termination is delivered by Executive, after a Change in Control, or following
                                            termination of Executive&rsquo;s employment without Cause, and any amounts would be payable
                                            to Executive under this Agreement if Executive had continued to live, all such amounts shall
                                            be paid in accordance with the terms of this Agreement to Executive&rsquo;s devisee, legatee,
                                            or other designee, or, if there is no such designee, to Executive&rsquo;s estate.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">22.</TD><TD STYLE="text-align: justify"><B><U>Arbitration</U>. </B>The Bank and Executive
                                            recognize that in the event a dispute should arise between them concerning the interpretation
                                            or implementation of this Agreement, lengthy and expensive litigation will not afford a practical
                                            resolution of the issues within a reasonable period of time. Consequently, each party agrees
                                            that all disputes, disagreements and questions of interpretation concerning this Agreement
                                            (except for any enforcement sought with respect to Sections 6, 7, 9, 10, 11, 12, 13, 16,
                                            27, 28, 29, or 30 which may be litigated in court, including an action for injunction or
                                            other relief) are to be submitted for resolution, in Gettysburg, Pennsylvania, to the American
                                            Arbitration Association (the &ldquo;Association&rdquo;) in accordance with the Association&rsquo;s
                                            National Rules&nbsp;for the Resolution of Employment Disputes or other applicable rules&nbsp;then
                                            in effect (&ldquo;Rules&rdquo;). The Bank or Executive may initiate an arbitration proceeding
                                            at any time by giving notice to the other in accordance with the Rules. The Bank and Executive
                                            may, as a matter of right, mutually agree on the appointment of a particular arbitrator from
                                            the Association&rsquo;s pool. The arbitrator shall not be bound by the rules&nbsp;of evidence
                                            and procedure of the courts of the Commonwealth of Pennsylvania, but shall be bound by the
                                            substantive law applicable to this Agreement. The decision of the arbitrator, absent fraud,
                                            duress, incompetence or gross and obvious error of fact, shall be final and binding upon
                                            the parties and shall be enforceable in courts of proper jurisdiction. Following written
                                            notice of a request for arbitration, the Bank and Executive shall be entitled to an injunction
                                            restraining all further proceedings in any pending or subsequently filed litigation concerning
                                            this Agreement, except as otherwise provided herein or any enforcement sought with respect
                                            to Sections 6, 7, 9, 10, 11, 12, 13, 16, 27, 28, 29, or 30 of this Agreement, including an
                                            action for injunction or other relief.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 15; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->15<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">23.</TD><TD STYLE="text-align: justify"><B><U>Validity</U>. </B>The invalidity or
                                            unenforceability of any provision of this Agreement shall not affect the validity or enforceability
                                            of any other provision of this Agreement, which shall remain in full force and effect.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">24.</TD><TD STYLE="text-align: justify"><B><U>Applicable Law</U>. </B>This Agreement
                                            shall be governed by and construed in accordance with the domestic, internal laws of the
                                            Commonwealth of Pennsylvania, without regard to its conflicts of laws principles. In addition,
                                            in the event that the Corporation&rsquo;s or the Bank&rsquo;s regulators determine that this
                                            Agreement is not a safe and sound practice or in the event that 12 C.F.R. Part&nbsp;359 applies,
                                            then the Bank shall only be required to make such payments as are permitted by the applicable
                                            regulatory agency.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">25.</TD><TD STYLE="text-align: justify"><B><U>Headings</U>. </B>The section headings
                                            of this Agreement are for convenience only and shall not control or affect the meaning or
                                            construction or limit the scope or intent of any of the provisions of this Agreement.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">26.</TD><TD STYLE="text-align: justify"><B><U>Consent to Jurisdiction</U>.</B> To
                                            the extent that any court action is permitted consistent with or to enforce this Agreement,
                                            the parties hereby consent to the jurisdiction of the Court of Common Pleas of Adams County
                                            located in Gettysburg, Pennsylvania. Accordingly, with respect to any such court action,
                                            Executive (a)&nbsp;submits to the personal jurisdiction of such court; (b)&nbsp;consents
                                            to service of process; and (c)&nbsp;waives any other requirement (whether imposed by statute,
                                            rule&nbsp;of court or otherwise) with respect to personal jurisdiction or service of process.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">27.</TD><TD STYLE="text-align: justify"><B><U>Clawback</U>.</B> Executive acknowledges
                                            that Executive is subject to any clawback policy that may be adopted by the Board of Directors
                                            of the Corporation and any clawback requirements, regulations or rules&nbsp;of the U.S. Securities
                                            and Exchange Commission, or any national securities exchange on which the Corporation has
                                            a class of securities listed, or any federal bank, or bank or financial holding company,
                                            regulatory authority having jurisdiction thereof. Absent any formal clawback policy, the
                                            Executive also agrees that Executive shall be required to forfeit and pay back to the Bank
                                            any bonus or other incentive compensation paid to or received by Executive if (a)&nbsp;a
                                            court makes a final determination that the Executive directly or indirectly engaged in fraud
                                            or willful or intentional misconduct that caused or partially caused the need for a material
                                            financial restatement by the Corporation; (b)&nbsp;the independent members of the Board of
                                            Directors of the Corporation determine that the Executive has committed a willful or intentional
                                            material violation of the Employer Code of Conduct of the Bank; or (c)&nbsp;the Corporation
                                            or Bank are required to do so under the regulations, rules, orders, or enforcement actions
                                            of the U.S. Securities and Exchange Commission, the Federal Reserve Board or regional bank
                                            thereof, the Federal Deposit Insurance Corporation, the Pennsylvania Department of Banking
                                            and Securities or the national securities exchange on which the Corporation has a class of
                                            securities listed.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 16; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->16<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">28.</TD><TD STYLE="text-align: justify"><B><U>Non-Disparagement</U>.</B> Upon termination
                                            of employment hereunder, Executive agrees that Executive shall not malign, criticize or otherwise
                                            disparage the Corporation, Bank, subsidiaries thereof, affiliates or any of their respective
                                            officers, employees or directors.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">29.</TD><TD STYLE="text-align: justify"><B><U>Attorney&rsquo;s Fees and Related Expenses</U>.
                                            </B>After a Change in Control, or after the execution of an agreement to effect a Change
                                            in Control, if Executive prevails in connection with enforcing Executive&rsquo;s right under
                                            this Agreement, then the enforcement by Executive of Executive&rsquo;s rights under this
                                            Agreement including all reasonable attorney&rsquo;s fees and related expenses incurred by
                                            Executive shall be paid by the Bank or any successor Corporation, Bank or entity thereto.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in">30.</TD><TD STYLE="text-align: justify"><B><U>Disclosure</U>.</B> Executive agrees
                                            to disclose the restrictive covenants contained in Section&nbsp;9 of this Agreement to any
                                            prospective employer prior to employment with the prospective employer both during his employment
                                            by the Bank and for a period of two (2)&nbsp;years following termination of employment with
                                            the Corporation and Bank.</TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 17; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->17<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>IN
WITNESS WHEREOF, </B></FONT>the parties intending to be legally bound hereby have executed this Amended and Restated Employment Agreement
as of the date first above written.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">ATTEST:</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">ACNB CORPORATION</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; width: 49%"><FONT STYLE="font-size: 10pt">/s/
    Emily E. Berwager</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 2%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; width: 4%"><FONT STYLE="font-size: 10pt">By</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; width: 45%"><FONT STYLE="font-size: 10pt">/s/
    James P. Helt</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">James P. Helt, President and CEO</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">ATTEST:</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">ACNB BANK</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">/s/
    Emily E. Berwager</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">By</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">/s/
    James P. Helt</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="text-align: left"><FONT STYLE="font-size: 10pt">James P. Helt, President and CEO</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">WITNESS:</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">EXECUTIVE</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">/s/
    Jeffrey Schleicher</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">/s/
    Jason H. Weber</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">Jason H. Weber</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 18; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->18<!-- Field: /Sequence --></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.3
<SEQUENCE>4
<FILENAME>tm2227778d1_ex99-3.htm
<DESCRIPTION>EXHIBIT 99.3
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit&nbsp;99.3</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Execution Version</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ACNB BANK</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SALARY CONTINUATION AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">THIS AGREEMENT is made this
5 day of October, 2022 by and between <B>ACNB BANK</B>, located in Gettysburg, Pennsylvania, and <B>James P. Helt</B> (&ldquo;Executive&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INTRODUCTION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">To encourage the Executive
to remain an employee of the Bank, the Bank entered into Salary Continuation Agreements with Executive on March&nbsp;28, 2012, and November&nbsp;27,
2018. In an effort to provide benefits in excess of the limitations imposed on qualified plans, and to continue to encourage the Executive
to remain an employee of the Bank, the Bank is willing to provide additional salary continuation benefits to the Executive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The purpose of this Agreement
is to provide specified benefits to the Executive, a member of a select group of management or highly compensated employees who contribute
materially to the continued growth, development and future business success of the Bank. This Agreement shall be unfunded for tax purposes
and for purposes of Title I of the Employee Retirement Income Security Act of 1974 (&ldquo;ERISA&rdquo;), as amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">The Executive and the Bank, intending
to be legally bound, agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Definitions</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1
<I>Definitions. </I></FONT>Whenever used in this Agreement, the following words and phrases shall have the meanings specified:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.1
 &ldquo;<I>Bank</I>&rdquo;</FONT> means ACNB Bank and any successor thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.2 &ldquo;<I>Change of Control</I>&rdquo;
means a change in the ownership or effective control of the Corporation or Bank or a change in the ownership of a substantial portion
of the assets of the Corporation or Bank as defined in Code Section&nbsp;409A and 16 C.F.R. &sect; 1.409A-3(i)(5).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.3 &ldquo;<I>Code</I>&rdquo;
means the Internal Revenue Code of 1986, as amended, and the regulations and guidance promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.4 &ldquo;<I>Competing Business</I>&rdquo;
means any person, firm, corporation, business or enterprise which is located or operates an office within fifty (50) miles of the Bank&rsquo;s
principal office at the time of the Executive&rsquo;s Separation of Service and which is engaged in any business or activity that is
or may be deemed to be competitive with any business or activity carried on by the Corporation, Bank, or their subsidiaries as of the
date of the Executive&rsquo;s Separation of Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">1.1.5 &ldquo;<I>Corporation</I>&rdquo;
means ACNB Corporation and any successor thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.6
 &ldquo;<I>Normal Retirement Date&rdquo; </I></FONT>means the Executive attaining age 65, or his actual retirement date if after age 65.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.7
 &ldquo;<I>Separation of Service&rdquo; or &ldquo;Separates from Service&rdquo; </I></FONT>means termination of the Executive&rsquo;s
employment. Whether a Separation of Service has occurred is determined based on whether the facts and circumstances indicate that the
Bank and the Executive reasonably anticipated that no further services would be performed after a certain date or that the level of bona
fide services the Executive would perform after such date (whether as an employee or as an independent contractor) would permanently
decrease to no more than twenty percent (20%) of the average level of bona fide services performed (whether as an employee or as an independent
contractor) over the immediately preceding thirty-six (36) month period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.8 &ldquo;<I>Specified Employee&rdquo;
</I>means an employee who at the time of Separation of Service is a key employee of the Corporation or Bank, if any stock of the Corporation
or Bank is publicly traded on an established securities market or otherwise. For purposes of this Agreement, an employee is a key employee
if the employee meets the requirements of Code Section&nbsp;416(i)(I)(A)(i), (ii)&nbsp;or (iii)&nbsp;(applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during the twelve (12) month period ending on December&nbsp;31
(the &ldquo;Identification Period&rdquo;). If the employee is a key employee during an Identification Period, the employee is treated
as a key employee for purposes of this Agreement during the twelve (12) month period that begins on the first day of April&nbsp;following
the close of the Identification Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.9 &ldquo;<I>2012 SERP</I>&rdquo;
means the Salary Continuation Agreement entered into and between the Bank and the Executive on March&nbsp;28, 2012, and including any
subsequent amendments or restatements thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.10 &ldquo;<I>2018 SERP</I>&rdquo;
means the Salary Continuation Agreement entered into and between the Bank and the Executive on November&nbsp;27, 2018, and including
any subsequent amendments or restatements thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Retirement Benefits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.1
<I>Normal Retirement Benefit. </I></FONT>If the Executive Separates from Service on or after the Executive&rsquo;s Normal Retirement
Date for reasons other than death, the Bank shall pay to the Executive the benefit described in this Section&nbsp;2.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.1.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.1 is $150,000.00. The amount shall be in addition to the
amounts received under the 2012 SERP and 2018 SERP, respectively.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">2.1.2 Payment <I>of Benefit.
</I>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable on the first day of each
month commencing with the month following the Executive&rsquo;s Separation of Service and continuing for the greater of the Executive&rsquo;s
life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.2
<I>Early Retirement Benefit. </I></FONT>If the Executive Separates from Service before the Executive&rsquo;s Normal Retirement Date for
reasons other than death and a Change of Control has not occurred, the Bank shall pay to the Executive the benefit described in this
Section&nbsp;2.2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.2.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.2 is the benefit determined under Schedule A based on the
date of the Executive&rsquo;s Separation of Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.2.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable
on the first day of each month commencing with the month following the Executive&rsquo;s Normal Retirement Date and continuing for the
greater of the Executive&rsquo;s life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3
<I>Change of Control Benefit. </I></FONT>If a Change of Control has occurred and is followed by a Separation of Service, the Bank shall
pay to the Executive the benefit described in this Section 2.3 in lieu of any other benefit under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.3 is the Normal Retirement Benefit described in Section&nbsp;2.1.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable
on the first day of each month commencing with the month following the Executive&rsquo;s Normal Retirement Date and continuing for the
greater of the Executive&rsquo;s life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.4
<I>Restriction on Timing of Distributions. </I></FONT>Notwithstanding any provision of this Agreement to the contrary, if the Executive
is considered a Specified Employee, the provisions of this Section&nbsp;2.4 shall govern all distributions under this Article&nbsp;2.
If benefit distributions which would otherwise be made to the Executive due to a Separation of Service are limited because the Executive
is a Specified Employee, then such distributions shall not be made during the first six (6)&nbsp;months following Separation of Service.
Rather, any distribution which would otherwise be paid to the Executive during such period shall be accumulated and paid to the Executive
in a lump sum on the first day of the seventh month following the Separation of Service. All subsequent distributions shall be paid in
the manner specified in the appropriate subsection.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.5
<I>Distributions Upon Income Inclusion Under Section&nbsp;409A of the Code. </I></FONT>If, pursuant to Code Section&nbsp;409A, the Federal
Insurance Contributions Act or other state, local or foreign tax, the Executive becomes subject to tax on the amounts deferred hereunder,
then the Bank may make a limited distribution to the Executive in accordance with the provisions of Treasury Regulations Section&nbsp;1.409A-3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.6
<I>Change in Form&nbsp;or Timing of Distributions. </I></FONT>All changes in the form or timing of distributions hereunder must comply
with the following requirements. The changes:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(a)</TD><TD STYLE="text-align: justify">may not accelerate the
                                            time or schedule of any distribution, except as provided in Section&nbsp;409A of the Code
                                            and the regulations thereunder;</TD>
</TR></TABLE>


<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(b)</TD><TD STYLE="text-align: justify">must, for benefits distributable
                                            under Sections 2.1, 2.2 and 2.3, delay the commencement of distributions for a minimum of
                                            five (5)&nbsp;years from the date the first distribution was originally scheduled to be made;
                                            and,</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(c)</TD><TD STYLE="text-align: justify">must take effect not
                                            less than twelve (12) months after the election is made.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>3</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Survivor Benefits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">3.1 Death <I>During Active
Service. </I>If the Executive dies while in the active service of the Bank, the Bank shall pay to the Executive&rsquo;s beneficiary the
benefit described in this Section&nbsp;3.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.1.1
<I>Amount of Benefit. </I></FONT>The benefit under Section&nbsp;3.1 is the benefit that would have been paid to the Executive under Section&nbsp;2.1
calculated as if the date of the Executive&rsquo;s death were the Executive&rsquo;s Normal Retirement Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.1.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the benefit to the beneficiary on the first day of each month commencing with the
month following the Executive&rsquo;s death and continuing for 179 additional months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.2
<I>Death During Benefit Period. </I></FONT>If the Executive dies after benefit payments have commenced under this Agreement but before
receiving 180 monthly payments, the Bank shall pay the remaining benefits (up to the 180 monthly payments) to the Executive&rsquo;s beneficiary
at the same time and in the same amounts they would have been paid to the Executive had the Executive survived.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3
<I>Death Following Active Service Before Benefits Commence. </I></FONT>If the Executive is entitled to benefit payments under this Agreement,
but dies prior to receiving said benefit payments, the Bank shall pay the Executive&rsquo;s beneficiary the benefit described in this
Section 3.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3.1
<I>Amount of Benefit. </I></FONT>The annual benefit under Section&nbsp;3.3 is the vested benefit that would have been paid to the Executive
pursuant to Schedule A.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the beneficiary in twelve (12) equal monthly installments
payable on the first day of each month commencing with the month following the Executive&rsquo;s death and continuing for 179 additional
months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4
<I>Death After Change of Control. </I></FONT>If the Executive dies following a Change of Control, provided the Executive was in active
service at the time of the Change of Control, the Bank shall pay the Executive&rsquo;s beneficiary the benefit described in this Section&nbsp;3.4.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4.1
<I>Amount of Benefit. </I></FONT>The benefit under Section&nbsp;3.4 is the benefit that would have been paid to the Executive under Section&nbsp;2.1
calculated as if the date of the Executive&rsquo;s death were the Executive&rsquo;s Normal Retirement Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the benefit to the beneficiary on the first day of each month commencing with the
month following the Executive&rsquo;s death and continuing for 179 additional months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;4</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Beneficiaries</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.1
<I>Beneficiary Designations. </I></FONT>The Executive shall designate a beneficiary by filing a written designation with the Bank. The
Executive may revoke or modify the designation at any time by filing a new designation. However, designations shall only be effective
if signed by the Executive and accepted by the Bank during the Executive&rsquo;s lifetime. The Executive&rsquo;s beneficiary designation
shall be deemed automatically revoked if the beneficiary predeceases the Executive, or if the Executive names a spouse as beneficiary
and the marriage is subsequently dissolved. If the Executive dies without a valid beneficiary designation, all payments shall be made
to the Executive&rsquo;s surviving spouse, if any, and, if none, to the Executive&rsquo;s surviving children and the descendants of any
deceased child by right of representation, and, if no children or descendants survive, to the Executive&rsquo;s estate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.2
<I>Facility of Payment. </I></FONT>If a benefit is payable to a minor, to a person declared incapacitated, or to a person incapable of
handling the disposition of his or her property, the Bank may pay such benefit to the guardian, legal representative, or person having
the care or custody of such minor, incapacitated person or incapable person. The Bank may require proof of incapacity, minority or guardianship
as it may deem appropriate prior to distribution of the benefit. Such distribution shall completely discharge the Bank from all liability
with respect to such benefit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;5</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>General Limitations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">5.1 Termination <I>of Employment
for the Commission of a Felony</I>. Notwithstanding any provision of this Agreement to the contrary, the Bank shall not pay any benefit
under this Agreement if the Bank terminates the Executive&rsquo;s employment for the commission of a felony involving the Bank or Bank
property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">5.2 <I>Noncompetition.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.1 If the Executive experiences
a Separation of Service before the Executive&rsquo;s Normal Retirement Date, and no Change of Control has occurred, then no benefits
shall be payable under this Agreement, if the Executive, without the written consent of the Bank, engages, directly or indirectly, either
for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning
less than 5% of the stock of a publicly owned company) or otherwise in a Competing Business within five (5)&nbsp;years after the date
of the Executive&rsquo;s Separation of Service; provided, however, the restrictions of this Section&nbsp;5.2.1 shall not extend longer
than three (3)&nbsp;years after the date on which the Executive begins to receive benefits under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.2 If the Executive experiences
a Separation of Service on or after the Executive&rsquo;s Normal Retirement Date, and no Change of Control has occurred, then no benefits
shall be payable under this Agreement, if the Executive, without the written consent of the Bank, engages, directly or indirectly, either
for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning
less than 5% of the stock of a publicly owned company) or otherwise in a Competing Business within three (3)&nbsp;years after the date
on which the Executive begins to receive benefits under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.3 If a Change of Control
occurs after the date of this Agreement, then this Section&nbsp;5.2 shall not apply.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;6</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Claims and Review Procedures</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.1
<I>Claims Procedure. </I></FONT>The Bank shall notify the Executive or the Executive&rsquo;s beneficiary in writing, within ninety (90)
days of his or her written application for benefits, of his or her eligibility or non-eligibility for benefits under the Agreement. If
the Bank determines that the Executive or beneficiary is not eligible for benefits or full benefits, the notice shall set forth (1)&nbsp;the
specific reasons for such denial, (2)&nbsp;a specific reference to the provisions of the Agreement on which the denial is based, (3)&nbsp;a
description of any additional information or material necessary for the claimant to perfect his or her claim and a description of why
it is needed and (4)&nbsp;an explanation of the Agreement&rsquo;s claims review procedure and other appropriate information as to the
steps to be taken if the Executive or beneficiary wishes to have the claim reviewed. If the Bank determines that there are special circumstances
requiring additional time to make a decision, the Bank shall notify the Executive or beneficiary of the special circumstances and the
date by which a decision is expected to be made and may extend the time for up to an additional ninety (90) day period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2
<I>Review Procedure. </I></FONT>If the Executive or beneficiary is determined by the Bank not to be eligible for benefits, or if the
Executive or beneficiary believes that he or she is entitled to greater or different benefits, the Executive or beneficiary shall have
the opportunity to have such claim reviewed by the Bank by filing a petition for review with the Bank within sixty (60) days after receipt
of the notice issued by the Bank. Said petition shall state the specific reasons which the Executive or beneficiary believes entitle
him or her to benefits or to greater or different benefits. Within sixty (60) days after receipt by the Bank of the petition, the Bank
shall afford the Executive or beneficiary (and counsel, if any) an opportunity to present his or her position to the Bank orally or in
writing, and the Executive or beneficiary (or counsel) shall have the right to review the pertinent documents. The Bank shall notify
the Executive or beneficiary of its decision in writing within the sixty (60) day period, stating specifically the basis of its decision,
written in a manner calculated to be understood by the Executive or beneficiary and the specific provisions of the Agreement on which
the decision is based. If, because of the need for a hearing, the sixty (60) day period is not sufficient, the decision may be deferred
for up to another sixty (60) day period at the election of the Bank but notice of this deferral shall be given to the Executive or beneficiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>7</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Amendments and Termination</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.1
<I>Amendments. </I></FONT>This Agreement may be amended only by a written agreement signed by the Bank and the Executive. However, the
Bank may unilaterally amend this Agreement to conform with written directives from its banking regulators or to comply with changes of
law or tax law, including without limitation Section&nbsp;409A of the Code and any and all Treasury Regulations and guidance promulgated
thereunder. Notwithstanding anything in this Agreement to the contrary, the Agreement may be amended by the Bank at any time, if found
necessary in the opinion of the Bank, (1)&nbsp;to ensure that the Agreement is characterized as plan of deferred compensation maintained
for a select group of management or highly compensated employees as described under ERISA, (2)&nbsp;to conform the Agreement to the requirements
of any applicable law or (3)&nbsp;to comply with the written instructions of the Bank&rsquo;s [auditors or] banking regulators.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.2
<I>Plan Termination Generally. </I></FONT>This Agreement may be terminated only by a written agreement signed by the Bank and the Executive.
Unless otherwise specified herein, the benefit under Section&nbsp;7.2 shall be the dollar amount that the Bank should have accrued with
respect to the obligations hereunder as of the date the Agreement is terminated, the Accrued Benefit as defined in the next sentence.
The Accrued Benefit means the dollar value of the liability that should be accrued by the Bank under Generally Accepted Accounting Principles,
for the Bank&rsquo;s obligations to the Executive under the Agreement, calculated by applying Accounting Standards Codification 710-10
or any successor standard or pronouncement thereto. Except as provided in Section&nbsp;7.3, the termination of this Agreement shall not
cause a distribution of benefits under this Agreement. Rather, after such termination, benefit distributions will be made at the earliest
distribution event permitted under Article&nbsp;2 or Article&nbsp;3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.3
<I>Plan Terminations Under Section&nbsp;409A. </I></FONT>Notwithstanding anything to the contrary in Section&nbsp;7.2 and subject to
the requirements of Code Section&nbsp;409A and Treasury Regulation <FONT STYLE="font-family: Times New Roman, Times, Serif">&sect;</FONT>
1.409A-3(j)(4)(ix), if this Agreement terminates in the following circumstances:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(a)</TD><TD STYLE="text-align: justify">Within thirty (30) days
                                            before, or twelve (12) months after a change in the ownership or effective control of the
                                            Corporation or Bank, or in the ownership of a substantial portion of the assets of the Corporation
                                            or Bank as described in Section&nbsp;409A(2)(A)(v)&nbsp;of the Code, provided that all distributions
                                            are made no later than twelve (12) months following such termination of the Agreement and
                                            further provided that all the Bank&rsquo;s arrangements which are substantially similar to
                                            the Agreement are terminated so the Executive and all participants in the similar arrangements
                                            are required to receive all amounts of compensation deferred under the terminated arrangements
                                            within twelve (12) months of the termination of the arrangements;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(b)</TD><TD STYLE="text-align: justify">Upon the Bank&rsquo;s
                                            termination of this and all other arrangements that would be aggregated with this Agreement
                                            pursuant to Treasury Regulations Section&nbsp;1.409A-1(c)&nbsp;if the Executive participated
                                            in such arrangements (&ldquo;Similar Arrangements&rdquo;), provided that (i)&nbsp;the termination
                                            and liquidation does not occur proximate to a downturn in the financial health of the Bank,
                                            (ii)&nbsp;all termination distributions are made no earlier than twelve (12) months and no
                                            later than twenty-four (24) months following such termination, and (iii)&nbsp;the Bank does
                                            not adopt any new arrangement that would be a Similar Arrangement for a minimum of three
                                            (3)&nbsp;years following the date the Bank takes all necessary action to irrevocably terminate
                                            and liquidate the Agreement; or</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Within
                                            twelve (12) months of a corporate dissolution taxed under Code Section&nbsp;331, or with
                                            the approval of a bankruptcy court pursuant to 11 U.S.C. &sect;</FONT>503(b)(1)(A), provided
                                            that all benefits paid under the Agreement are included in the Executive&rsquo;s gross income
                                            in the latest of: (i)&nbsp;the calendar year which the termination occurs; (ii)&nbsp;the
                                            calendar year in which the amount is no longer subject to a substantial risk of forfeiture;
                                            or (iii)&nbsp;the first calendar year in which the payment is administratively practicable;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">then if this Agreement terminates under Section&nbsp;7.3(a),
the Bank may distribute the actuarial equivalent of the present value of the Change of Control Benefit provided in Section&nbsp;2.3 using
a discount rate of five percent (5%) to the Executive in a lump sum subject to the above terms, or then if this Agreement terminates
under Section&nbsp;7.3(b)&nbsp;or Section&nbsp;7.3(c), the Bank may distribute the Accrued Benefit, determined as of the date of the
termination of the Agreement, to the Executive in a lump sum subject to the above terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 7; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>8</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Miscellaneous</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.1
<I>Binding Effect. </I></FONT>This Agreement shall bind the Executive and the Bank, and their beneficiaries, survivors, executors, successors,
administrators, and transferees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.2
<I>No Guaranty of Employment. </I></FONT>This Agreement is not an employment policy or contract. It does not give the Executive the right
to remain an employee of the Bank, nor does it interfere with the Bank&rsquo;s right to discharge the Executive. It also does not require
the Executive to remain an employee nor interfere with the Executive&rsquo;s right to terminate employment at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.3
<I>Non-Transferability.</I></FONT> Benefits under this Agreement cannot be sold, transferred, assigned, pledged, attached or encumbered
in any manner.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.4
<I>Tax Withholding. </I></FONT>The Bank shall withhold any taxes that are required to be withheld from the benefits provided under this
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.5
<I>Applicable Law. </I></FONT>The Agreement and all rights hereunder shall be governed by the laws of Pennsylvania, except to the extent
preempted by the laws of the United States of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.6
<I>Unfunded Arrangement. </I></FONT>The Executive and beneficiary are general unsecured creditors of the Bank for the payment of benefits
under this Agreement. The benefits represent the mere promise by the Bank to pay such benefits. The rights to benefits are not subject
in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance, attachment, or garnishment by creditors.
Any insurance on the Executive&rsquo;s life is a general asset of the Bank to which the Executive and beneficiary have no preferred or
secured claim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.7
<I>Compliance with Section&nbsp;409A. </I></FONT>This Agreement shall at all times be administered and the provisions of this Agreement
shall be interpreted consistent with the requirements of Section&nbsp;409A of the Code and any and all regulations thereunder, including
such regulations as may be promulgated after the effective date of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">8.8 <I>Removal.</I> Notwithstanding
anything in this Agreement to the contrary, the Bank shall not distribute any benefit under this Agreement if the Executive is subject
to a final removal or prohibition order issued pursuant to Section&nbsp;8(e)&nbsp;of the Federal Deposit Insurance Act. Furthermore,
any payments made to the Executive pursuant to this Agreement shall, if required comply with 12 U.S.C. 1828, FDIC Regulation 12 CFR Part&nbsp;359
and any other regulations or guidance promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 8; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, the Executive
and a duly authorized Bank officer have signed this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">EXECUTIVE:</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">ACNB BANK</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 49%"><FONT STYLE="font-size: 10pt">/s/
    James P. Helt</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt; width: 2%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 4%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 45%"><FONT STYLE="font-size: 10pt">/s/
    Alan J. Stock</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">James P.
    Helt</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 9; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ACNB BANK</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">SALARY CONTINUATION AGREEMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">BENEFICIARY DESIGNATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">I, _____________, designate
the following as beneficiary of any death benefits under the Salary Continuation Agreement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Primary:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 60%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 10%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 10%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 20%"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Contingent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 60%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 10%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 10%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 20%"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>Note:</B></TD><TD STYLE="text-align: justify"><B>To name a trust as beneficiary,
                                            please provide the name of the trustee(s)&nbsp;and the exact date of the trust agreement.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">I understand that I may change these beneficiary
designations by filing a new written designation with the Bank. I further understand that the designations will be automatically revoked
if the beneficiary predeceases me, or, if I have named my spouse as beneficiary, in the event of the dissolution of our marriage.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Signature</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 42%">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Accepted by the Bank this _____ day of ________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%">By</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 45%">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">Title</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
  </TABLE>


<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 10; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.4
<SEQUENCE>5
<FILENAME>tm2227778d1_ex99-4.htm
<DESCRIPTION>EXHIBIT 99.4
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit&nbsp;99.4</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Execution Version</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ACNB BANK</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SALARY CONTINUATION AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">THIS AGREEMENT is made this
5 day of October, 2022 by and between <B>ACNB BANK</B>, located in Gettysburg, Pennsylvania, and <B>Jason H. Weber</B> (&ldquo;Executive&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INTRODUCTION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">To encourage the Executive
to remain an employee of the Bank the Bank entered into a Salary Continuation Agreement with Executive on January&nbsp;31, 2022. In an
effort to provide benefits in excess of the limitations imposed on qualified plans, and to continue to encourage the Executive to remain
an employee of the Bank, the Bank is willing to provide additional salary continuation benefits to the Executive.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">The purpose of this Agreement
is to provide specified benefits to the Executive, a member of a select group of management or highly compensated employees who contribute
materially to the continued growth, development and future business success of the Bank. This Agreement shall be unfunded for tax purposes
and for purposes of Title I of the Employee Retirement Income Security Act of 1974 (&ldquo;ERISA&rdquo;), as amended from time to time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">The Executive and the Bank, intending
to be legally bound, agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Definitions</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1
<I>Definitions. </I></FONT>Whenever used in this Agreement, the following words and phrases shall have the meanings specified:</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.1
 &ldquo;<I>Bank</I>&rdquo;</FONT> means ACNB Bank and any successor thereto.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.2 &ldquo;<I>Change of Control</I>&rdquo;
means a change in the ownership or effective control of the Corporation or Bank or a change in the ownership of a substantial portion
of the assets of the Corporation or Bank as defined in Code Section&nbsp;409A and 16 C.F.R. &sect; 1.409A-3(i)(5).</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.3 &ldquo;<I>Code</I>&rdquo;
means the Internal Revenue Code of 1986, as amended, and the regulations and guidance promulgated thereunder.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.4 &ldquo;<I>Competing Business</I>&rdquo;
means any person, firm, corporation, business or enterprise which is located or operates an office within fifty (50) miles of the Bank&rsquo;s
principal office at the time of the Executive&rsquo;s Separation of Service and which is engaged in any business or activity that is
or may be deemed to be competitive with any business or activity carried on by the Corporation, Bank, or their subsidiaries as of the
date of the Executive&rsquo;s Separation of Service.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">1.1.5 &ldquo;<I>Corporation</I>&rdquo;
means ACNB Corporation and any successor thereto.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.6
 &ldquo;<I>Normal Retirement Date&rdquo; </I></FONT>means the Executive attaining age 65, or his actual retirement date if after age 65.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.7
 &ldquo;<I>Separation of Service&rdquo; or &ldquo;Separates from Service&rdquo; </I></FONT>means termination of the Executive&rsquo;s
employment. Whether a Separation of Service has occurred is determined based on whether the facts and circumstances indicate that the
Bank and the Executive reasonably anticipated that no further services would be performed after a certain date or that the level of bona
fide services the Executive would perform after such date (whether as an employee or as an independent contractor) would permanently
decrease to no more than twenty percent (20%) of the average level of bona fide services performed (whether as an employee or as an independent
contractor) over the immediately preceding thirty-six (36) month period.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.8 &ldquo;<I>Specified Employee&rdquo;
</I>means an employee who at the time of Separation of Service is a key employee of the Corporation or Bank, if any stock of the Corporation
or Bank is publicly traded on an established securities market or otherwise. For purposes of this Agreement, an employee is a key employee
if the employee meets the requirements of Code Section&nbsp;416(i)(I)(A)(i), (ii)&nbsp;or (iii)&nbsp;(applied in accordance with the
regulations thereunder and disregarding Section&nbsp;416(i)(5)) at any time during the twelve (12) month period ending on December&nbsp;31
(the &ldquo;Identification Period&rdquo;). If the employee is a key employee during an Identification Period, the employee is treated
as a key employee for purposes of this Agreement during the twelve (12) month period that begins on the first day of April&nbsp;following
the close of the Identification Period.</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.9 &ldquo;2022 <I>SERP</I>&rdquo;
means the Salary Continuation Agreement entered into and between the Bank and the Executive on January&nbsp;31, 2022, and including any
subsequent amendments or restatements thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Retirement Benefits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.1
<I>Normal Retirement Benefit. </I></FONT>If the Executive Separates from Service on or after the Executive&rsquo;s Normal Retirement
Date for reasons other than death, the Bank shall pay to the Executive the benefit described in this Section&nbsp;2.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.1.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.1 is $92,500.00. The amount shall be in addition to the
amounts received under the 2022 SERP.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">2.1.2 Payment <I>of Benefit.
</I>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable on the first day of each
month commencing with the month following the Executive&rsquo;s Separation of Service and continuing for the greater of the Executive&rsquo;s
life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">2.2
</FONT><FONT STYLE="font-size: 10pt"><I>Early Retirement Benefit. </I>If the Executive Separates from Service before the Executive&rsquo;s
Normal Retirement Date for reasons other than death and a Change of Control has not occurred, the Bank shall pay to the Executive the
benefit described in this Section&nbsp;2.2.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.2.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.2 is the benefit determined under Schedule A based on the
date of the Executive&rsquo;s Separation of Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.2.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable
on the first day of each month commencing with the month following the Executive&rsquo;s Normal Retirement Date and continuing for the
greater of the Executive&rsquo;s life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3
<I>Change of Control Benefit. </I></FONT>If a Change of Control has occurred and is followed by a Separation of Service, the Bank shall
pay to the Executive the benefit described in this Section 2.3 in lieu of any other benefit under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.3 is the Normal Retirement Benefit described in Section&nbsp;2.1.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable
on the first day of each month commencing with the month following the Executive&rsquo;s Normal Retirement Date and continuing for the
greater of the Executive&rsquo;s life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.4
<I>Restriction on Timing of Distributions. </I></FONT>Notwithstanding any provision of this Agreement to the contrary, if the Executive
is considered a Specified Employee, the provisions of this Section&nbsp;2.4 shall govern all distributions under this Article&nbsp;2.
If benefit distributions which would otherwise be made to the Executive due to a Separation of Service are limited because the Executive
is a Specified Employee, then such distributions shall not be made during the first six (6)&nbsp;months following Separation of Service.
Rather, any distribution which would otherwise be paid to the Executive during such period shall be accumulated and paid to the Executive
in a lump sum on the first day of the seventh month following the Separation of Service. All subsequent distributions shall be paid in
the manner specified in the appropriate subsection.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.5
<I>Distributions Upon Income Inclusion Under Section&nbsp;409A of the Code. </I></FONT>If, pursuant to Code Section&nbsp;409A, the Federal
Insurance Contributions Act or other state, local or foreign tax, the Executive becomes subject to tax on the amounts deferred hereunder,
then the Bank may make a limited distribution to the Executive in accordance with the provisions of Treasury Regulations Section&nbsp;1.409A-3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.6
<I>Change in Form&nbsp;or Timing of Distributions. </I></FONT>All changes in the form or timing of distributions hereunder must comply
with the following requirements. The changes:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(a)</TD><TD STYLE="text-align: justify">may not accelerate the
                                            time or schedule of any distribution, except as provided in Section&nbsp;409A of the Code
                                            and the regulations thereunder;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(b)</TD><TD STYLE="text-align: justify">must, for benefits distributable
                                            under Sections 2.1, 2.2 and 2.3, delay the commencement of distributions for a minimum of
                                            five (5)&nbsp;years from the date the first distribution was originally scheduled to be made;
                                            and,</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(c)</TD><TD STYLE="text-align: justify">must take effect not
                                            less than twelve (12) months after the election is made.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>3</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Survivor Benefits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">3.1 Death <I>During Active
Service. </I>If the Executive dies while in the active service of the Bank, the Bank shall pay to the Executive&rsquo;s beneficiary the
benefit described in this Section&nbsp;3.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.1.1
<I>Amount of Benefit. </I></FONT>The benefit under Section&nbsp;3.1 is the benefit that would have been paid to the Executive under Section&nbsp;2.1
calculated as if the date of the Executive&rsquo;s death were the Executive&rsquo;s Normal Retirement Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.1.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the benefit to the beneficiary on the first day of each month commencing with the
month following the Executive&rsquo;s death and continuing for 179 additional months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.2
<I>Death During Benefit Period. </I></FONT>If the Executive dies after benefit payments have commenced under this Agreement but before
receiving 180 monthly payments, the Bank shall pay the remaining benefits (up to the 180 monthly payments) to the Executive&rsquo;s beneficiary
at the same time and in the same amounts they would have been paid to the Executive had the Executive survived.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3
<I>Death Following Active Service Before Benefits Commence. </I></FONT>If the Executive is entitled to benefit payments under this Agreement,
but dies prior to receiving said benefit payments, the Bank shall pay the Executive&rsquo;s beneficiary the benefit described in this
Section 3.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3.1
<I>Amount of Benefit. </I></FONT>The annual benefit under Section&nbsp;3.3 is the vested benefit that would have been paid to the Executive
pursuant to Schedule A.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the beneficiary in twelve (12) equal monthly installments
payable on the first day of each month commencing with the month following the Executive&rsquo;s death and continuing for 179 additional
months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4
<I>Death After Change of Control. </I></FONT>If the Executive dies following a Change of Control, provided the Executive was in active
service at the time of the Change of Control, the Bank shall pay the Executive&rsquo;s beneficiary the benefit described in this Section&nbsp;3.4.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4.1
<I>Amount of Benefit. </I></FONT>The benefit under Section&nbsp;3.4 is the benefit that would have been paid to the Executive under Section&nbsp;2.1
calculated as if the date of the Executive&rsquo;s death were the Executive&rsquo;s Normal Retirement Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the benefit to the beneficiary on the first day of each month commencing with the
month following the Executive&rsquo;s death and continuing for 179 additional months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;4</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Beneficiaries</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.1
<I>Beneficiary Designations. </I></FONT>The Executive shall designate a beneficiary by filing a written designation with the Bank. The
Executive may revoke or modify the designation at any time by filing a new designation. However, designations shall only be effective
if signed by the Executive and accepted by the Bank during the Executive&rsquo;s lifetime. The Executive&rsquo;s beneficiary designation
shall be deemed automatically revoked if the beneficiary predeceases the Executive, or if the Executive names a spouse as beneficiary
and the marriage is subsequently dissolved. If the Executive dies without a valid beneficiary designation, all payments shall be made
to the Executive&rsquo;s surviving spouse, if any, and, if none, to the Executive&rsquo;s surviving children and the descendants of any
deceased child by right of representation, and, if no children or descendants survive, to the Executive&rsquo;s estate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->4<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.2
<I>Facility of Payment. </I></FONT>If a benefit is payable to a minor, to a person declared incapacitated, or to a person incapable of
handling the disposition of his or her property, the Bank may pay such benefit to the guardian, legal representative, or person having
the care or custody of such minor, incapacitated person or incapable person. The Bank may require proof of incapacity, minority or guardianship
as it may deem appropriate prior to distribution of the benefit. Such distribution shall completely discharge the Bank from all liability
with respect to such benefit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;5</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>General Limitations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">5.1 Termination <I>of Employment
for the Commission of a Felony</I>. Notwithstanding any provision of this Agreement to the contrary, the Bank shall not pay any benefit
under this Agreement if the Bank terminates the Executive&rsquo;s employment for the commission of a felony involving the Bank or Bank
property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">5.2 <I>Noncompetition.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.1 If the Executive experiences
a Separation of Service before the Executive&rsquo;s Normal Retirement Date, and no Change of Control has occurred, then no benefits
shall be payable under this Agreement, if the Executive, without the written consent of the Bank, engages, directly or indirectly, either
for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning
less than 5% of the stock of a publicly owned company) or otherwise in a Competing Business within five (5)&nbsp;years after the date
of the Executive&rsquo;s Separation of Service; provided, however, the restrictions of this Section&nbsp;5.2.1 shall not extend longer
than three (3)&nbsp;years after the date on which the Executive begins to receive benefits under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.2 If the Executive experiences
a Separation of Service on or after the Executive&rsquo;s Normal Retirement Date, and no Change of Control has occurred, then no benefits
shall be payable under this Agreement, if the Executive, without the written consent of the Bank, engages, directly or indirectly, either
for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning
less than 5% of the stock of a publicly owned company) or otherwise in a Competing Business within three (3)&nbsp;years after the date
on which the Executive begins to receive benefits under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.3 If a Change of Control
occurs after the date of this Agreement, then this Section&nbsp;5.2 shall not apply.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->5<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;6</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Claims and Review Procedures</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.1
<I>Claims Procedure. </I></FONT>The Bank shall notify the Executive or the Executive&rsquo;s beneficiary in writing, within ninety (90)
days of his or her written application for benefits, of his or her eligibility or non-eligibility for benefits under the Agreement. If
the Bank determines that the Executive or beneficiary is not eligible for benefits or full benefits, the notice shall set forth (1)&nbsp;the
specific reasons for such denial, (2)&nbsp;a specific reference to the provisions of the Agreement on which the denial is based, (3)&nbsp;a
description of any additional information or material necessary for the claimant to perfect his or her claim and a description of why
it is needed and (4)&nbsp;an explanation of the Agreement&rsquo;s claims review procedure and other appropriate information as to the
steps to be taken if the Executive or beneficiary wishes to have the claim reviewed. If the Bank determines that there are special circumstances
requiring additional time to make a decision, the Bank shall notify the Executive or beneficiary of the special circumstances and the
date by which a decision is expected to be made and may extend the time for up to an additional ninety (90) day period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2
<I>Review Procedure. </I></FONT>If the Executive or beneficiary is determined by the Bank not to be eligible for benefits, or if the
Executive or beneficiary believes that he or she is entitled to greater or different benefits, the Executive or beneficiary shall have
the opportunity to have such claim reviewed by the Bank by filing a petition for review with the Bank within sixty (60) days after receipt
of the notice issued by the Bank. Said petition shall state the specific reasons which the Executive or beneficiary believes entitle
him or her to benefits or to greater or different benefits. Within sixty (60) days after receipt by the Bank of the petition, the Bank
shall afford the Executive or beneficiary (and counsel, if any) an opportunity to present his or her position to the Bank orally or in
writing, and the Executive or beneficiary (or counsel) shall have the right to review the pertinent documents. The Bank shall notify
the Executive or beneficiary of its decision in writing within the sixty (60) day period, stating specifically the basis of its decision,
written in a manner calculated to be understood by the Executive or beneficiary and the specific provisions of the Agreement on which
the decision is based. If, because of the need for a hearing, the sixty (60) day period is not sufficient, the decision may be deferred
for up to another sixty (60) day period at the election of the Bank but notice of this deferral shall be given to the Executive or beneficiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>7</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Amendments and Termination</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.1
<I>Amendments. </I></FONT>This Agreement may be amended only by a written agreement signed by the Bank and the Executive. However, the
Bank may unilaterally amend this Agreement to conform with written directives from its banking regulators or to comply with changes of
law or tax law, including without limitation Section&nbsp;409A of the Code and any and all Treasury Regulations and guidance promulgated
thereunder. Notwithstanding anything in this Agreement to the contrary, the Agreement may be amended by the Bank at any time, if found
necessary in the opinion of the Bank, (1)&nbsp;to ensure that the Agreement is characterized as plan of deferred compensation maintained
for a select group of management or highly compensated employees as described under ERISA, (2)&nbsp;to conform the Agreement to the requirements
of any applicable law or (3)&nbsp;to comply with the written instructions of the Bank&rsquo;s auditors or banking regulators.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->6<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.2
<I>Plan Termination Generally. </I></FONT>This Agreement may be terminated only by a written agreement signed by the Bank and the Executive.
Unless otherwise specified herein, the benefit under Section&nbsp;7.2 shall be the dollar amount that the Bank should have accrued with
respect to the obligations hereunder as of the date the Agreement is terminated, the Accrued Benefit as defined in the next sentence.
The Accrued Benefit means the dollar value of the liability that should be accrued by the Bank under Generally Accepted Accounting Principles,
for the Bank&rsquo;s obligations to the Executive under the Agreement, calculated by applying Accounting Standards Codification 710-10
or any successor standard or pronouncement thereto. Except as provided in Section&nbsp;7.3, the termination of this Agreement shall not
cause a distribution of benefits under this Agreement. Rather, after such termination, benefit distributions will be made at the earliest
distribution event permitted under Article&nbsp;2 or Article&nbsp;3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.3
<I>Plan Terminations Under Section&nbsp;409A. </I></FONT>Notwithstanding anything to the contrary in Section&nbsp;7.2 and subject to
the requirements of Code Section&nbsp;409A and Treasury Regulation <FONT STYLE="font-family: Times New Roman, Times, Serif">&sect;</FONT>
1.409A-3(j)(4)(ix), if this Agreement terminates in the following circumstances:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(a)</TD><TD STYLE="text-align: justify">Within thirty (30) days
                                            before, or twelve (12) months after a change in the ownership or effective control of the
                                            Corporation or Bank, or in the ownership of a substantial portion of the assets of the Corporation
                                            or Bank as described in Section&nbsp;409A(2)(A)(v)&nbsp;of the Code, provided that all distributions
                                            are made no later than twelve (12) months following such termination of the Agreement and
                                            further provided that all the Bank&rsquo;s arrangements which are substantially similar to
                                            the Agreement are terminated so the Executive and all participants in the similar arrangements
                                            are required to receive all amounts of compensation deferred under the terminated arrangements
                                            within twelve (12) months of the termination of the arrangements;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(b)</TD><TD STYLE="text-align: justify">Upon the Bank&rsquo;s
                                            termination of this and all other arrangements that would be aggregated with this Agreement
                                            pursuant to Treasury Regulations Section&nbsp;1.409A-1(c)&nbsp;if the Executive participated
                                            in such arrangements (&ldquo;Similar Arrangements&rdquo;), provided that (i)&nbsp;the termination
                                            and liquidation does not occur proximate to a downturn in the financial health of the Bank,
                                            (ii)&nbsp;all termination distributions are made no earlier than twelve (12) months and no
                                            later than twenty-four (24) months following such termination, and (iii)&nbsp;the Bank does
                                            not adopt any new arrangement that would be a Similar Arrangement for a minimum of three
                                            (3)&nbsp;years following the date the Bank takes all necessary action to irrevocably terminate
                                            and liquidate the Agreement; or</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Within
                                            twelve (12) months of a corporate dissolution taxed under Code Section&nbsp;331, or with
                                            the approval of a bankruptcy court pursuant to 11 U.S.C. &sect;</FONT>503(b)(1)(A), provided
                                            that all benefits paid under the Agreement are included in the Executive&rsquo;s gross income
                                            in the latest of: (i)&nbsp;the calendar year which the termination occurs; (ii)&nbsp;the
                                            calendar year in which the amount is no longer subject to a substantial risk of forfeiture;
                                            or (iii)&nbsp;the first calendar year in which the payment is administratively practicable;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">then if this Agreement terminates under Section&nbsp;7.3(a),
the Bank may distribute the actuarial equivalent of the present value of the Change of Control Benefit provided in Section&nbsp;2.3 using
a discount rate of five percent (5%) to the Executive in a lump sum subject to the above terms, or then if this Agreement terminates
under Section&nbsp;7.3(b)&nbsp;or Section&nbsp;7.3(c), the Bank may distribute the Accrued Benefit, determined as of the date of the
termination of the Agreement, to the Executive in a lump sum subject to the above terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 7; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->7<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>8</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Miscellaneous</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.1
<I>Binding Effect. </I></FONT>This Agreement shall bind the Executive and the Bank, and their beneficiaries, survivors, executors, successors,
administrators, and transferees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.2
<I>No Guaranty of Employment. </I></FONT>This Agreement is not an employment policy or contract. It does not give the Executive the right
to remain an employee of the Bank, nor does it interfere with the Bank&rsquo;s right to discharge the Executive. It also does not require
the Executive to remain an employee nor interfere with the Executive&rsquo;s right to terminate employment at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.3
<I>Non-Transferability.</I></FONT> Benefits under this Agreement cannot be sold, transferred, assigned, pledged, attached or encumbered
in any manner.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.4
<I>Tax Withholding. </I></FONT>The Bank shall withhold any taxes that are required to be withheld from the benefits provided under this
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.5
<I>Applicable Law. </I></FONT>The Agreement and all rights hereunder shall be governed by the laws of Pennsylvania, except to the extent
preempted by the laws of the United States of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.6
<I>Unfunded Arrangement. </I></FONT>The Executive and beneficiary are general unsecured creditors of the Bank for the payment of benefits
under this Agreement. The benefits represent the mere promise by the Bank to pay such benefits. The rights to benefits are not subject
in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance, attachment, or garnishment by creditors.
Any insurance on the Executive&rsquo;s life is a general asset of the Bank to which the Executive and beneficiary have no preferred or
secured claim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.7
<I>Compliance with Section&nbsp;409A. </I></FONT>This Agreement shall at all times be administered and the provisions of this Agreement
shall be interpreted consistent with the requirements of Section&nbsp;409A of the Code and any and all regulations thereunder, including
such regulations as may be promulgated after the effective date of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">8.8 <I>Removal.</I> Notwithstanding
anything in this Agreement to the contrary, the Bank shall not distribute any benefit under this Agreement if the Executive is subject
to a final removal or prohibition order issued pursuant to Section&nbsp;8(e)&nbsp;of the Federal Deposit Insurance Act. Furthermore,
any payments made to the Executive pursuant to this Agreement shall, if required comply with 12 U.S.C. 1828, FDIC Regulation 12 CFR Part&nbsp;359
and any other regulations or guidance promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 8; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->8<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, the Executive
and a duly authorized Bank officer have signed this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">EXECUTIVE:</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left"><FONT STYLE="font-size: 10pt">ACNB BANK</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD><TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD COLSPAN="2" STYLE="text-align: left"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 49%"><FONT STYLE="font-size: 10pt">/s/
    Jason H. Weber</FONT></TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt; width: 2%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 4%"><FONT STYLE="font-size: 10pt">By:</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt; width: 45%"><FONT STYLE="font-size: 10pt">/s/
    James P. Helt</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">Jason H. Weber</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt"><FONT STYLE="font-size: 10pt">James P.
    Helt</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD><TD STYLE="font: 10pt Times New Roman, Times, Serif; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; text-align: left; padding-bottom: 1pt">President&nbsp;&amp; Chief Executive
    Officer</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 9; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->9<!-- Field: /Sequence --></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ACNB BANK</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">SALARY CONTINUATION AGREEMENT</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">BENEFICIARY DESIGNATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">I, _____________, designate
the following as beneficiary of any death benefits under the Salary Continuation Agreement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Primary:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 60%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 10%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 10%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 20%"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Contingent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 60%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="width: 10%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; width: 10%"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 20%"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">&nbsp;</FONT></TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-size: 10pt">%</FONT></TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>Note:</B></TD><TD STYLE="text-align: justify"><B>To name a trust as beneficiary,
                                            please provide the name of the trustee(s)&nbsp;and the exact date of the trust agreement.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">I understand that I may change these beneficiary
designations by filing a new written designation with the Bank. I further understand that the designations will be automatically revoked
if the beneficiary predeceases me, or, if I have named my spouse as beneficiary, in the event of the dissolution of our marriage.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 8%"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Signature</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 42%">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
<TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date</FONT></TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Accepted by the Bank this _____ day of ________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%">
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 5%">By</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif; width: 45%">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif; width: 50%">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
  <TR STYLE="vertical-align: bottom">
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">Title</TD>
    <TD STYLE="border-bottom: Black 1pt solid; font: 10pt Times New Roman, Times, Serif">&nbsp;</TD>
    <TD STYLE="font: 10pt Times New Roman, Times, Serif">&nbsp;</TD></TR>
  </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 10; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><!-- Field: Sequence; Type: Arabic; Name: PageNo -->10<!-- Field: /Sequence --></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.5
<SEQUENCE>6
<FILENAME>tm2227778d1_ex99-5.htm
<DESCRIPTION>EXHIBIT 99.5
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit&nbsp;99.5</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Execution Version</P>


<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FIRST AMENDMENT TO</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ACNB BANK</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SALARY CONTINUATION AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">THIS FIRST AMENDMENT (the &ldquo;Amendment&rdquo;)
is adopted, made and agreed to this ___<U>5</U>__ day of ___<U>October</U>___ 2022, by and between ACNB Bank (the &ldquo;Bank&rdquo;)
and James P. Helt (the &ldquo;Executive&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">WHEREAS, the Bank and the Executive are parties
to a Salary Continuation Agreement dated November&nbsp;27, 2018 (the &ldquo;Agreement&rdquo;) which provides deferred compensation benefits
to the Executive under certain circumstances. The parties now wish to amend the Agreement pursuant to and as provided by this Amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NOW THEREFORE, in consideration of the mutual promises
contained herein, the Bank and the Executive, intending to be legally bound hereby, agree to the following amendment to the Agreement
effective as of the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Article&nbsp;7 of the Agreement shall be deleted in its entirety
and amended and replaced in its entirety with the following:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>7</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Amendments and Termination</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.1
<I>Amendments. </I></FONT>This Agreement may be amended only by a written agreement signed by the Bank and the Executive. However, the
Bank may unilaterally amend this Agreement to conform with written directives from its banking regulators or to comply with changes of
law or tax law, including without limitation Section&nbsp;409A of the Code and any and all Treasury Regulations and guidance promulgated
thereunder. Notwithstanding anything in this Agreement to the contrary, the Agreement may be amended by the Bank at any time, if found
necessary in the opinion of the Bank, (1)&nbsp;to ensure that the Agreement is characterized as plan of deferred compensation maintained
for a select group of management or highly compensated employees as described under ERISA, (2)&nbsp;to conform the Agreement to the requirements
of any applicable law or (3)&nbsp;to comply with the written instructions of the Bank&rsquo;s auditors or banking regulators.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.2
<I>Plan Termination Generally. </I></FONT>This Agreement may be terminated only by a written agreement signed by the Bank and the Executive.
Unless otherwise specified herein, the benefit under Section&nbsp;7.2 shall be the dollar amount that the Bank should have accrued with
respect to the obligations hereunder as of the date the Agreement is terminated, the Accrued Benefit as defined in the next sentence.
The Accrued Benefit means the dollar value of the liability that should be accrued by the Bank under Generally Accepted Accounting Principles,
for the Bank&rsquo;s obligations to the Executive under the Agreement, calculated by applying Accounting Standards Codification 710-10
or any successor standard or pronouncement thereto. Except as provided in Section&nbsp;7.3, the termination of this Agreement shall not
cause a distribution of benefits under this Agreement. Rather, after such termination, benefit distributions will be made at the earliest
distribution event permitted under Article&nbsp;2 or Article&nbsp;3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.3
<I>Plan Terminations Under Section&nbsp;409A. </I></FONT>Notwithstanding anything to the contrary in Section&nbsp;7.2 and subject to the
requirements of Code Section&nbsp;409A and Treasury Regulation <FONT STYLE="font-family: Times New Roman, Times, Serif">&sect;</FONT>
1.409A-3(j)(4)(ix), if this Agreement terminates in the following circumstances:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(a)</TD><TD STYLE="text-align: justify">Within thirty (30) days before, or twelve (12) months after
a change in the ownership or effective control of the Corporation or Bank, or in the ownership of a substantial portion of the assets
of the Corporation or Bank as described in Section&nbsp;409A(2)(A)(v)&nbsp;of the Code, provided that all distributions are made no later
than twelve (12) months following such termination of the Agreement and further provided that all the Bank&rsquo;s arrangements which
are substantially similar to the Agreement are terminated so the Executive and all participants in the similar arrangements are required
to receive all amounts of compensation deferred under the terminated arrangements within twelve (12) months of the termination of the
arrangements;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(b)</TD><TD STYLE="text-align: justify">Upon the Bank&rsquo;s termination of this and all other arrangements
that would be aggregated with this Agreement pursuant to Treasury Regulations Section&nbsp;1.409A-1(c)&nbsp;if the Executive participated
in such arrangements (&ldquo;Similar Arrangements&rdquo;), provided that (i)&nbsp;the termination and liquidation does not occur proximate
to a downturn in the financial health of the Bank, (ii)&nbsp;all termination distributions are made no earlier than twelve (12) months
and no later than twenty-four (24) months following such termination, and (iii)&nbsp;the Bank does not adopt any new arrangement that
would be a Similar Arrangement for a minimum of three (3)&nbsp;years following the date the Bank takes all necessary action to irrevocably
terminate and liquidate the Agreement; or</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Within
twelve (12) months of a corporate dissolution taxed under Code Section&nbsp;331, or with the approval of a bankruptcy court pursuant
to 11 U.S.C. &sect;</FONT>503(b)(1)(A), provided that all benefits paid under the Agreement are included in the Executive&rsquo;s gross
income in the latest of: (i)&nbsp;the calendar year which the termination occurs; (ii)&nbsp;the calendar year in which the amount is
no longer subject to a substantial risk of forfeiture; or (iii)&nbsp;the first calendar year in which the payment is administratively
practicable;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: justify; margin: 0pt 0">then if this Agreement terminates under Section&nbsp;7.3(a), the
Bank may distribute the actuarial equivalent of the present value of the Change of Control Benefit provided in Section&nbsp;2.3
using a discount rate of five percent (5%) to the Executive in a lump sum subject to the above terms, or then if this Agreement
terminates under Section&nbsp;7.3(b)&nbsp;or Section&nbsp;7.3(c), the Bank may distribute the Accrued Benefit, determined as of the
date of the termination of the Agreement, to the Executive in a lump sum subject to the above terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">This Amendment shall constitute an amendment to
the Agreement as provided in and pursuant to Section&nbsp;7.1 of the Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-size: 10pt">ATTEST:</FONT></TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ACNB BANK</FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="border-bottom: Black 1pt solid; width: 49%">/s/ Emily E. Berwager</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
  <TD STYLE="width: 3%"><FONT STYLE="font-size: 10pt">By</FONT></TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 46%"><FONT STYLE="font-size: 10pt">/s/ Alan J. Stock</FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>Alan J. Stock, Chairman of the Board</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>WITNESS:</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">EXECUTIVE</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="border-bottom: Black 1pt solid"><FONT STYLE="font-size: 10pt">/s/ Emily E. Berwager</FONT></TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid">/s/ James P. Helt</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">James P. Helt</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.7
<SEQUENCE>7
<FILENAME>tm2227778d1_ex99-7.htm
<DESCRIPTION>EXHIBIT 99.7
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right"><B>Exhibit&nbsp;99.7</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: right">Execution Version</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>FIRST AMENDMENT TO</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ACNB BANK</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SALARY CONTINUATION AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">THIS FIRST AMENDMENT (the &ldquo;Amendment&rdquo;)
is adopted, made and agreed to this ___<U>5</U>__ day of ___<U>October</U>___ 2022, by and between ACNB Bank (the &ldquo;Bank&rdquo;)
and Jason H. Weber (the &ldquo;Executive&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">WHEREAS, the Bank and the Executive are parties
to a Salary Continuation Agreement dated January&nbsp;31, 2022 (the &ldquo;Agreement&rdquo;) which provides deferred compensation benefits
to the Executive under certain circumstances. The parties now wish to amend the Agreement pursuant to and as provided by this Amendment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">NOW THEREFORE, in consideration of the mutual promises
contained herein, the Bank and the Executive, intending to be legally bound hereby, agree to the following amendment to the Agreement
effective as of the date hereof.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><I>Article&nbsp;7 of the Agreement shall be deleted in its entirety
and amended and replaced in its entirety with the following:</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>7</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Amendments and Termination</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.1
<I>Amendments. </I></FONT>This Agreement may be amended only by a written agreement signed by the Bank and the Executive. However, the
Bank may unilaterally amend this Agreement to conform with written directives from its banking regulators or to comply with changes of
law or tax law, including without limitation Section&nbsp;409A of the Code and any and all Treasury Regulations and guidance promulgated
thereunder. Notwithstanding anything in this Agreement to the contrary, the Agreement may be amended by the Bank at any time, if found
necessary in the opinion of the Bank, (1)&nbsp;to ensure that the Agreement is characterized as plan of deferred compensation maintained
for a select group of management or highly compensated employees as described under ERISA, (2)&nbsp;to conform the Agreement to the requirements
of any applicable law or (3)&nbsp;to comply with the written instructions of the Bank&rsquo;s auditors or banking regulators.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.2
<I>Plan Termination Generally. </I></FONT>This Agreement may be terminated only by a written agreement signed by the Bank and the Executive.
Unless otherwise specified herein, the benefit under Section&nbsp;7.2 shall be the dollar amount that the Bank should have accrued with
respect to the obligations hereunder as of the date the Agreement is terminated, the Accrued Benefit as defined in the next sentence.
The Accrued Benefit means the dollar value of the liability that should be accrued by the Bank under Generally Accepted Accounting Principles,
for the Bank&rsquo;s obligations to the Executive under the Agreement, calculated by applying Accounting Standards Codification 710-10
or any successor standard or pronouncement thereto. Except as provided in Section&nbsp;7.3, the termination of this Agreement shall not
cause a distribution of benefits under this Agreement. Rather, after such termination, benefit distributions will be made at the earliest
distribution event permitted under Article&nbsp;2 or Article&nbsp;3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.3
<I>Plan Terminations Under Section&nbsp;409A. </I></FONT>Notwithstanding anything to the contrary in Section&nbsp;7.2 and subject to the
requirements of Code Section&nbsp;409A and Treasury Regulation <FONT STYLE="font-family: Times New Roman, Times, Serif">&sect;</FONT>
1.409A-3(j)(4)(ix), if this Agreement terminates in the following circumstances:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(a)</TD><TD STYLE="text-align: justify">Within thirty (30) days before, or twelve (12) months after
a change in the ownership or effective control of the Corporation or Bank, or in the ownership of a substantial portion of the assets
of the Corporation or Bank as described in Section&nbsp;409A(2)(A)(v)&nbsp;of the Code, provided that all distributions are made no later
than twelve (12) months following such termination of the Agreement and further provided that all the Bank&rsquo;s arrangements which
are substantially similar to the Agreement are terminated so the Executive and all participants in the similar arrangements are required
to receive all amounts of compensation deferred under the terminated arrangements within twelve (12) months of the termination of the
arrangements;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(b)</TD><TD STYLE="text-align: justify">Upon the Bank&rsquo;s termination of this and all other arrangements
that would be aggregated with this Agreement pursuant to Treasury Regulations Section&nbsp;1.409A-1(c)&nbsp;if the Executive participated
in such arrangements (&ldquo;Similar Arrangements&rdquo;), provided that (i)&nbsp;the termination and liquidation does not occur proximate
to a downturn in the financial health of the Bank, (ii)&nbsp;all termination distributions are made no earlier than twelve (12) months
and no later than twenty-four (24) months following such termination, and (iii)&nbsp;the Bank does not adopt any new arrangement that
would be a Similar Arrangement for a minimum of three (3)&nbsp;years following the date the Bank takes all necessary action to irrevocably
terminate and liquidate the Agreement; or</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left"><FONT STYLE="font-family: Times New Roman, Times, Serif">(c)</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif">Within
twelve (12) months of a corporate dissolution taxed under Code Section&nbsp;331, or with the approval of a bankruptcy court pursuant
to 11 U.S.C. &sect;</FONT>503(b)(1)(A), provided that all benefits paid under the Agreement are included in the Executive&rsquo;s gross
income in the latest of: (i)&nbsp;the calendar year which the termination occurs; (ii)&nbsp;the calendar year in which the amount is
no longer subject to a substantial risk of forfeiture; or (iii)&nbsp;the first calendar year in which the payment is administratively
practicable;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="text-align: justify; font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">then if this Agreement terminates under
Section&nbsp;7.3(a), the Bank may distribute the actuarial equivalent of the present value of the Change of Control Benefit provided
in Section&nbsp;2.3 using a discount rate of five percent (5%) to the Executive in a lump sum subject to the above terms, or then if
this Agreement terminates under Section&nbsp;7.3(b)&nbsp;or Section&nbsp;7.3(c), the Bank may distribute the Accrued Benefit,
determined as of the date of the termination of the Agreement, to the Executive in a lump sum subject to the above terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">This Amendment shall constitute an amendment to
the Agreement as provided in and pursuant to Section&nbsp;7.1 of the Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
    <TD><FONT STYLE="font-size: 10pt">ATTEST:</FONT></TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2"><FONT STYLE="font-size: 10pt">ACNB BANK</FONT></TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="border-bottom: Black 1pt solid; width: 49%">/s/ Emily E. Berwager</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
  <TD STYLE="width: 3%"><FONT STYLE="font-size: 10pt">By</FONT></TD>
  <TD STYLE="border-bottom: Black 1pt solid; width: 46%">/s/ James P. Helt</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>James P. Helt, President and CEO</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>WITNESS:</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">EXECUTIVE</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD STYLE="border-bottom: Black 1pt solid">/s/ Jeffrey Schleicher</TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2" STYLE="border-bottom: Black 1pt solid">/s/ Jason H. Weber</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
    <TD><P STYLE="margin-top: 0; margin-bottom: 0">&nbsp;</P>
        <P STYLE="margin-top: 0; margin-bottom: 0"></P></TD>
    <TD>&nbsp;</TD>
  <TD COLSPAN="2">Jason H. Weber</TD></TR>
</TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.8
<SEQUENCE>8
<FILENAME>tm2227778d1_ex99-8.htm
<DESCRIPTION>EXHIBIT 99.8
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="text-align: right; margin: 0"><B>&nbsp;</B></P>

<P STYLE="margin: 0; text-align: right"><B>Exhibit&nbsp;99.8</B></P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>ACNB BANK</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>SALARY CONTINUATION AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">THIS AGREEMENT is made this
_<U>31st</U>_ day of _<U>January</U>_, 202<U>2</U> by and between <B>ACNB BANK</B>, located in Gettysburg, Pennsylvania, and <B>JASON
H. WEBER</B> (&ldquo;Executive&rdquo;).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>INTRODUCTION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">To encourage the Executive
to remain an employee of the Bank and to provide benefits in excess of the limitations imposed on qualified plans, the Bank is willing
to provide additional salary continuation benefits to the Executive.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.5in; text-align: justify">The Executive and the Bank, intending
to be legally bound, agree as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;1</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Definitions</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1
<I>Definitions. </I></FONT>Whenever used in this Agreement, the following words and phrases shall have the meanings specified:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.1
 &ldquo;<I>Bank</I>&rdquo;</FONT> means ACNB Bank and any successor thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.2 &ldquo;<I>Change of Control</I>&rdquo;
means a change in the ownership or effective control of the Corporation or Bank or a change in the ownership of a substantial portion
of the assets of the Corporation or Bank as defined in Code Section&nbsp;409A and 16 C.F.R. &sect; 1.409A-3(i)(5).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.3 &ldquo;<I>Code</I>&rdquo;
means the Internal Revenue Code of 1986, as amended, and the regulations and guidance promulgated thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.4 &ldquo;<I>Competing Business</I>&rdquo;
means any person, firm, corporation, business or enterprise which is located or operates an office within fifty (50) miles of the Bank&rsquo;s
principal office at the time of the Executive&rsquo;s Separation of Service and which is engaged in any business or activity that is or
may be deemed to be competitive with any business or activity carried on by the Corporation, Bank, or their subsidiaries as of the date
of the Executive&rsquo;s Separation of Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 1in; text-align: justify">1.1.5 &ldquo;<I>Corporation</I>&rdquo;
means ACNB Corporation and any successor thereto.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.6
 &ldquo;<I>Normal Retirement Date&rdquo; </I></FONT>means the Executive attaining age 65, or his actual retirement date if after age 65.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">1.1.7
 &ldquo;<I>Separation of Service&rdquo; or &ldquo;Separates from Service&rdquo; </I></FONT>means termination of the Executive&rsquo;s employment.
Whether a Separation of Service has occurred is determined based on whether the facts and circumstances indicate that the Bank and the
Executive reasonably anticipated that no further services would be performed after a certain date or that the level of bona fide services
the Executive would perform after such date (whether as an employee or as an independent contractor) would permanently decrease to no
more than twenty percent (20%) of the average level of bona fide services performed (whether as an employee or as an independent contractor)
over the immediately preceding thirty-six (36) month period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt"></P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">1.1.8 &ldquo;<I>Specified Employee&rdquo;
</I>means an employee who at the time of Separation of Service is a key employee of the Corporation or Bank, if any stock of the Corporation
or Bank is publicly traded on an established securities market or otherwise. For purposes of this Agreement, an employee is a key employee
if the employee meets the requirements of Code Section&nbsp;416(i)(I)(A)(i), (ii)&nbsp;or (iii)&nbsp;(applied in accordance with the regulations
thereunder and disregarding Section&nbsp;416(i)(5)) at any time during the twelve (12) month period ending on December&nbsp;31 (the &ldquo;Identification
Period&rdquo;). If the employee is a key employee during an Identification Period, the employee is treated as a key employee for purposes
of this Agreement during the twelve (12) month period that begins on the first day of April&nbsp;following the close of the Identification
Period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;2</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Retirement Benefits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.1
<I>Normal Retirement Benefit. </I></FONT>If the Executive Separates from Service on or after the Executive&rsquo;s Normal Retirement Date
for reasons other than death, the Bank shall pay to the Executive the benefit described in this Section&nbsp;2.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.1.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.1 is $65,000.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">2.1.2 Payment <I>of Benefit.
</I>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable on the first day of each
month commencing with the month following the Executive&rsquo;s Separation of Service and continuing for the greater of the Executive&rsquo;s
life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.2
<I>Early Retirement Benefit. </I></FONT>If the Executive Separates from Service before the Executive&rsquo;s Normal Retirement Date for
reasons other than death and a Change of Control has not occurred, the Bank shall pay to the Executive the benefit described in this Section&nbsp;2.2.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.2.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.2 is the benefit determined under Schedule A based on the
date of the Executive&rsquo;s Separation of Service.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.2.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable
on the first day of each month commencing with the month following the Executive&rsquo;s Normal Retirement Date and continuing for the
greater of the Executive&rsquo;s life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3
<I>Change of Control Benefit. </I></FONT>If a Change of Control has occurred and is followed by a Separation of Service, the Bank shall
pay to the Executive the benefit described in this Section 2.3 in lieu of any other benefit under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3.1
<I>Amount of Benefit. </I></FONT>The annual benefit under this Section&nbsp;2.3 is the Normal Retirement Benefit described in Section&nbsp;2.1.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.3.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the Executive in twelve (12) equal monthly installments payable
on the first day of each month commencing with the month following the Executive&rsquo;s Normal Retirement Date and continuing for the
greater of the Executive&rsquo;s life or an additional 179 months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">2</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.4
<I>Restriction on Timing of Distributions. </I></FONT>Notwithstanding any provision of this Agreement to the contrary, if the Executive
is considered a Specified Employee, the provisions of this Section&nbsp;2.4 shall govern all distributions under this Article&nbsp;2.
If benefit distributions which would otherwise be made to the Executive due to a Separation of Service are limited because the Executive
is a Specified Employee, then such distributions shall not be made during the first six (6)&nbsp;months following Separation of Service.
Rather, any distribution which would otherwise be paid to the Executive during such period shall be accumulated and paid to the Executive
in a lump sum on the first day of the seventh month following the Separation of Service. All subsequent distributions shall be paid in
the manner specified in the appropriate subsection.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.5
<I>Distributions Upon Income Inclusion Under Section&nbsp;409A of the Code. </I></FONT>If, pursuant to Code Section&nbsp;409A, the Federal
Insurance Contributions Act or other state, local or foreign tax, the Executive becomes subject to tax on the amounts deferred hereunder,
then the Bank may make a limited distribution to the Executive in accordance with the provisions of Treasury Regulations Section&nbsp;1.409A-3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">2.6
<I>Change in Form&nbsp;or Timing of Distributions. </I></FONT>All changes in the form or timing of distributions hereunder must comply
with the following requirements. The changes:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(a)</TD><TD STYLE="text-align: justify">may not accelerate the time or schedule of any distribution,
except as provided in Section&nbsp;409A of the Code and the regulations thereunder;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(b)</TD><TD STYLE="text-align: justify">must, for benefits distributable under Sections 2.1, 2.2 and
2.3, delay the commencement of distributions for a minimum of five (5)&nbsp;years from the date the first distribution was originally
scheduled to be made; and,</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(c)</TD><TD STYLE="text-align: justify">must take effect not less than twelve (12) months after the
election is made.</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>3</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Survivor Benefits</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">3.1 Death <I>During Active
Service. </I>If the Executive dies while in the active service of the Bank, the Bank shall pay to the Executive&rsquo;s beneficiary the
benefit described in this Section&nbsp;3.1.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.1.1
<I>Amount of Benefit. </I></FONT>The benefit under Section&nbsp;3.1 is the benefit that would have been paid to the Executive under Section&nbsp;2.1
calculated as if the date of the Executive&rsquo;s death were the Executive&rsquo;s Normal Retirement Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.1.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the benefit to the beneficiary on the first day of each month commencing with the
month following the Executive&rsquo;s death and continuing for 179 additional months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.2
<I>Death During Benefit Period. </I></FONT>If the Executive dies after benefit payments have commenced under this Agreement but before
receiving 180 monthly payments, the Bank shall pay the remaining benefits (up to the 180 monthly payments) to the Executive&rsquo;s beneficiary
at the same time and in the same amounts they would have been paid to the Executive had the Executive survived.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 3 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">3</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3
<I>Death Following Active Service Before Benefits Commence. </I></FONT>If the Executive is entitled to benefit payments under this Agreement,
but dies prior to receiving said benefit payments, the Bank shall pay the Executive&rsquo;s beneficiary the benefit described in this
Section 3.3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3.1
<I>Amount of Benefit. </I></FONT>The annual benefit under Section&nbsp;3.3 is the vested benefit that would have been paid to the Executive
pursuant to Schedule A.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.3.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the annual benefit to the beneficiary in twelve (12) equal monthly installments payable
on the first day of each month commencing with the month following the Executive&rsquo;s death and continuing for 179 additional months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4
<I>Death After Change of Control. </I></FONT>If the Executive dies following a Change of Control, provided the Executive was in active
service at the time of the Change of Control, the Bank shall pay the Executive&rsquo;s beneficiary the benefit described in this Section&nbsp;3.4.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4.1
<I>Amount of Benefit. </I></FONT>The benefit under Section&nbsp;3.4 is the benefit that would have been paid to the Executive under Section&nbsp;2.1
calculated as if the date of the Executive&rsquo;s death were the Executive&rsquo;s Normal Retirement Date.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-family: Times New Roman, Times, Serif">3.4.2
<I>Payment of Benefit. </I></FONT>The Bank shall pay the benefit to the beneficiary on the first day of each month commencing with the
month following the Executive&rsquo;s death and continuing for 179 additional months.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;4</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Beneficiaries</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.1
<I>Beneficiary Designations. </I></FONT>The Executive shall designate a beneficiary by filing a written designation with the Bank. The
Executive may revoke or modify the designation at any time by filing a new designation. However, designations shall only be effective
if signed by the Executive and accepted by the Bank during the Executive&rsquo;s lifetime. The Executive&rsquo;s beneficiary designation
shall be deemed automatically revoked if the beneficiary predeceases the Executive, or if the Executive names a spouse as beneficiary
and the marriage is subsequently dissolved. If the Executive dies without a valid beneficiary designation, all payments shall be made
to the Executive&rsquo;s surviving spouse, if any, and, if none, to the Executive&rsquo;s surviving children and the descendants of any
deceased child by right of representation, and, if no children or descendants survive, to the Executive&rsquo;s estate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">4.2
<I>Facility of Payment. </I></FONT>If a benefit is payable to a minor, to a person declared incapacitated, or to a person incapable of
handling the disposition of his or her property, the Bank may pay such benefit to the guardian, legal representative, or person having
the care or custody of such minor, incapacitated person or incapable person. The Bank may require proof of incapacity, minority or guardianship
as it may deem appropriate prior to distribution of the benefit. Such distribution shall completely discharge the Bank from all liability
with respect to such benefit.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 4 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">4</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;5</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>General Limitations</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">5.1 Termination <I>of Employment
for the Commission of a Felony</I>. Notwithstanding any provision of this Agreement to the contrary, the Bank shall not pay any benefit
under this Agreement if the Bank terminates the Executive&rsquo;s employment for the commission of a felony involving the Bank or Bank
property.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in">5.2 <I>Noncompetition.</I></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.1 If the Executive experiences
a Separation of Service before the Executive&rsquo;s Normal Retirement Date, and no Change of Control has occurred, then no benefits shall
be payable under this Agreement, if the Executive, without the written consent of the Bank, engages, directly or indirectly, either for
his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning less
than 5% of the stock of a publicly owned company) or otherwise in a Competing Business within five (5)&nbsp;years after the date of the
Executive&rsquo;s Separation of Service; provided, however, the restrictions of this Section&nbsp;5.2.1 shall not extend longer than three
(3)&nbsp;years after the date on which the Executive begins to receive benefits under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.2 If the Executive experiences
a Separation of Service on or after the Executive&rsquo;s Normal Retirement Date, and no Change of Control has occurred, then no benefits
shall be payable under this Agreement, if the Executive, without the written consent of the Bank, engages, directly or indirectly, either
for his own account or as agent, consultant, employee, partner, officer, director, proprietor, investor (except as an investor owning
less than 5% of the stock of a publicly owned company) or otherwise in a Competing Business within three (3)&nbsp;years after the date
on which the Executive begins to receive benefits under this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 1in">5.2.3 If a Change of Control
occurs after the date of this Agreement, then this Section&nbsp;5.2 shall not apply.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Article&nbsp;6</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Claims and Review Procedures</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.1
<I>Claims Procedure. </I></FONT>The Bank shall notify the Executive or the Executive&rsquo;s beneficiary in writing, within ninety (90)
days of his or her written application for benefits, of his or her eligibility or non-eligibility for benefits under the Agreement. If
the Bank determines that the Executive or beneficiary is not eligible for benefits or full benefits, the notice shall set forth (1)&nbsp;the
specific reasons for such denial, (2)&nbsp;a specific reference to the provisions of the Agreement on which the denial is based, (3)&nbsp;a
description of any additional information or material necessary for the claimant to perfect his or her claim and a description of why
it is needed and (4)&nbsp;an explanation of the Agreement&rsquo;s claims review procedure and other appropriate information as to the
steps to be taken if the Executive or beneficiary wishes to have the claim reviewed. If the Bank determines that there are special circumstances
requiring additional time to make a decision, the Bank shall notify the Executive or beneficiary of the special circumstances and the
date by which a decision is expected to be made and may extend the time for up to an additional ninety (90) day period.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 5 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">5</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">6.2
<I>Review Procedure. </I></FONT>If the Executive or beneficiary is determined by the Bank not to be eligible for benefits, or if the Executive
or beneficiary believes that he or she is entitled to greater or different benefits, the Executive or beneficiary shall have the opportunity
to have such claim reviewed by the Bank by filing a petition for review with the Bank within sixty (60) days after receipt of the notice
issued by the Bank. Said petition shall state the specific reasons which the Executive or beneficiary believes entitle him or her to benefits
or to greater or different benefits. Within sixty (60) days after receipt by the Bank of the petition, the Bank shall afford the Executive
or beneficiary (and counsel, if any) an opportunity to present his or her position to the Bank orally or in writing, and the Executive
or beneficiary (or counsel) shall have the right to review the pertinent documents. The Bank shall notify the Executive or beneficiary
of its decision in writing within the sixty (60) day period, stating specifically the basis of its decision, written in a manner calculated
to be understood by the Executive or beneficiary and the specific provisions of the Agreement on which the decision is based. If, because
of the need for a hearing, the sixty (60) day period is not sufficient, the decision may be deferred for up to another sixty (60) day
period at the election of the Bank but notice of this deferral shall be given to the Executive or beneficiary.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>7</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Amendments and Termination</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.1
<I>Amendments. </I></FONT>This Agreement may be amended only by a written agreement signed by the Bank and the Executive. However, the
Bank may unilaterally amend this Agreement to conform with written directives from its banking regulators or to comply with legislative
changes or tax law, including without limitation Section&nbsp;409A of the Code and any and all Treasury Regulations and guidance promulgated
thereunder.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.2
<I>Plan Termination Generally. </I></FONT>This Agreement may be terminated only by a written agreement signed by the Bank and the Executive.
The benefit hereunder shall be the amount the Bank has accrued with respect to the obligations hereunder as of the date the Agreement
is terminated. Except as provided in Section&nbsp;7.3, the termination of this Agreement shall not cause a distribution of benefits under
this Agreement. Rather, after such termination, benefit distributions will be made at the earliest distribution event permitted under
Article&nbsp;2 or Article&nbsp;3.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">7.3
<I>Plan Terminations Under Section&nbsp;409A. </I></FONT>Notwithstanding anything to the contrary in Section&nbsp;7.2, if this Agreement
terminates in the following circumstances:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(a)</TD><TD STYLE="text-align: justify">Within thirty (30) days before, or twelve (12) months after
a change in the ownership or effective control of the Corporation or Bank, or in the ownership of a substantial portion of the assets
of the Corporation or Bank as described in Section&nbsp;409A(2)(A)(v)&nbsp;of the Code, provided that all distributions are made no later
than twelve (12) months following such termination of the Agreement and further provided that all the Bank&rsquo;s arrangements which
are substantially similar to the Agreement are terminated so the Executive and all participants in the similar arrangements are required
to receive all amounts of compensation deferred under the terminated arrangements within twelve (12) months of the termination of the
arrangements; or</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 1in"></TD><TD STYLE="width: 0.25in; text-align: left">(b)</TD><TD STYLE="text-align: justify">Upon the Bank&rsquo;s termination of this and all other arrangements
that would be aggregated with this Agreement pursuant to Treasury Regulations Section&nbsp;1.409A-1(c)&nbsp;if the Executive participated
in such arrangements (&ldquo;Similar Arrangements&rdquo;), provided that (i)&nbsp;the termination and liquidation does not occur proximate
to a downturn in the financial health of the Bank, (ii)&nbsp;all termination distributions are made no earlier than twelve (12) months
and no later than twenty-four (24) months following such termination, and (iii)&nbsp;the Bank does not adopt any new arrangement that
would be a Similar Arrangement for a minimum of three (3)&nbsp;years following the date the Bank takes all necessary action to irrevocably
terminate and liquidate the Agreement;</TD>
</TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">the Bank may distribute the amount accrued by
the Bank with respect to the Bank&rsquo;s obligations hereunder, determined as of the date of the termination of the Agreement, to the
Executive in a lump sum subject to the above terms.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 6 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">6</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif"><B>Article&nbsp;</B></FONT><B>8</B>&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Miscellaneous</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.1
<I>Binding Effect. </I></FONT>This Agreement shall bind the Executive and the Bank, and their beneficiaries, survivors, executors, successors,
administrators, and transferees.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.2
<I>No Guaranty of Employment. </I></FONT>This Agreement is not an employment policy or contract. It does not give the Executive the right
to remain an employee of the Bank, nor does it interfere with the Bank&rsquo;s right to discharge the Executive. It also does not require
the Executive to remain an employee nor interfere with the Executive&rsquo;s right to terminate employment at any time.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.3
<I>Non-Transferability.</I></FONT> Benefits under this Agreement cannot be sold, transferred, assigned, pledged, attached or encumbered
in any manner.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.4
<I>Tax Withholding. </I></FONT>The Bank shall withhold any taxes that are required to be withheld from the benefits provided under this
Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.5
<I>Applicable Law. </I></FONT>The Agreement and all rights hereunder shall be governed by the laws of Pennsylvania, except to the extent
preempted by the laws of the United States of America.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.6
<I>Unfunded Arrangement. </I></FONT>The Executive and beneficiary are general unsecured creditors of the Bank for the payment of benefits
under this Agreement. The benefits represent the mere promise by the Bank to pay such benefits. The rights to benefits are not subject
in any manner to anticipation, alienation, sale, transfer, assignment, pledge, encumbrance, attachment, or garnishment by creditors. Any
insurance on the Executive&rsquo;s life is a general asset of the Bank to which the Executive and beneficiary have no preferred or secured
claim.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 7 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">7</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif">8.7
<I>Compliance with Section&nbsp;409A. </I></FONT>This Agreement shall at all times be administered and the provisions of this Agreement
shall be interpreted consistent with the requirements of Section&nbsp;409A of the Code and any and all regulations thereunder, including
such regulations as may be promulgated after the effective date of this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">IN WITNESS WHEREOF, the Executive
and a duly authorized Bank officer have signed this Agreement.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; font: 10pt Times New Roman, Times, Serif; width: 100%">
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="width: 49%">EXECUTIVE:</TD>
    <TD STYLE="width: 2%">&nbsp;</TD>
  <TD STYLE="width: 3%">&nbsp;</TD>
  <TD STYLE="width: 46%">ACNB BANK</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>&nbsp;</TD>
    <TD>&nbsp;</TD>
  <TD>&nbsp;</TD>
  <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD STYLE="border-bottom: Black 1pt solid">/s/ Jason H. Weber</TD>
    <TD>&nbsp;</TD>
  <TD>By:</TD>
  <TD STYLE="border-bottom: Black 1pt solid">/s/ James P. Helt</TD></TR>
<TR STYLE="vertical-align: top; text-align: left">
  <TD>Jason H. Weber</TD>
    <TD>&nbsp;</TD>
    <TD COLSPAN="2">James P. Helt, President &amp; Chief Executive Officer</TD></TR>
</TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 8 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">8</P></DIV>
    <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">ACNB BANK&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">SALARY CONTINUATION AGREEMENT&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">BENEFICIARY DESIGNATION</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 0.5in">I, Jason H. Weber, designate
the following as beneficiary of any death benefits under the Salary Continuation Agreement:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Primary:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">________________________________________________</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 10pt">______%</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">________________________________________________</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<FONT STYLE="font-size: 10pt">______%</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Contingent:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">________________________________________________&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;______%</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">________________________________________________</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;______%</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">________________________________________________</FONT>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;______%</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0"></TD><TD STYLE="width: 0.5in"><B>Note:</B></TD><TD STYLE="text-align: justify"><B>To name a trust as beneficiary, please provide the name of the trustee(s)&nbsp;and the exact date of
the trust agreement.</B></TD></TR></TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">I understand that I may change these beneficiary
designations by filing a new written designation with the Bank. I further understand that the designations will be automatically revoked
if the beneficiary predeceases me, or, if I have named my spouse as beneficiary, in the event of the dissolution of our marriage.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 10%">Signature</TD><TD STYLE="border-bottom: Black 1pt solid; width: 40%; text-align: left">&nbsp;</TD><TD STYLE="text-align: justify; width: 50%">&nbsp;</TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Date</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     </TABLE>
<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Accepted by the Bank this _____ day of ________________</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; width: 100%"><TR STYLE="vertical-align: top; text-align: justify">
<TD STYLE="width: 5%">By</TD><TD STYLE="border-bottom: Black 1pt solid; width: 45%; text-align: left">&nbsp;</TD><TD STYLE="text-align: justify; width: 50%">&nbsp;</TD>
</TR><TR STYLE="vertical-align: top; text-align: justify">
<TD><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Title</FONT></TD><TD STYLE="border-bottom: Black 1pt solid; text-align: left">&nbsp;</TD><TD STYLE="text-align: justify">&nbsp;</TD></TR>
     </TABLE>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 9; Options: Last -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="font-size: 10pt; text-align: center; margin-top: 0pt; margin-bottom: 0pt">9</P></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0">&nbsp;</P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>9
<FILENAME>acnb-20221005.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" ?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.16a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
    <!-- Field: Doc-Info; Name: Misc; Value: +aA5w7xRiXgen8uLa3ZcWaCIWbOdzZR+uYkxtmB7bXkajyAsEG2eFSMUZVlmAWED -->
<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:dei="http://xbrl.sec.gov/dei/2021q4" xmlns:us-gaap="http://fasb.org/us-gaap/2021-01-31" xmlns:srt="http://fasb.org/srt/2021-01-31" xmlns:srt-types="http://fasb.org/srt-types/2021-01-31" xmlns:acnb="http://acnb.com/20221005" elementFormDefault="qualified" targetNamespace="http://acnb.com/20221005">
    <annotation>
      <appinfo>
	<link:roleType roleURI="http://acnb.com/role/Cover" id="Cover">
	  <link:definition>00000001 - Document - Cover</link:definition>
	  <link:usedOn>link:presentationLink</link:usedOn>
	  <link:usedOn>link:calculationLink</link:usedOn>
	  <link:usedOn>link:definitionLink</link:usedOn>
	</link:roleType>
	<link:linkbaseRef xlink:type="simple" xlink:href="acnb-20221005_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Presentation Links" />
	<link:linkbaseRef xlink:type="simple" xlink:href="acnb-20221005_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:title="Label Links" />
      </appinfo>
    </annotation>
    <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
    <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
    <import namespace="http://xbrl.sec.gov/dei/2021q4" schemaLocation="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd" />
    <import namespace="http://fasb.org/us-gaap/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd" />
    <import namespace="http://fasb.org/us-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd" />
    <import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd" />
    <import namespace="http://xbrl.sec.gov/country/2021" schemaLocation="https://xbrl.sec.gov/country/2021/country-2021.xsd" />
    <import namespace="http://fasb.org/srt/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd" />
    <import namespace="http://fasb.org/srt-types/2021-01-31" schemaLocation="https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd" />
</schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>10
<FILENAME>acnb-20221005_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.16a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel" roleURI="http://www.xbrl.org/2009/role/negatedLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel" roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel" roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel" roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel" roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" />
    <link:roleRef xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel" roleURI="http://www.xbrl.org/2009/role/netLabel" />
    <link:labelLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CoverAbstract" xlink:label="dei_CoverAbstract" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CoverAbstract" xlink:to="dei_CoverAbstract_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CoverAbstract_lbl" xml:lang="en-US">Cover [Abstract]</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentType" xlink:label="dei_DocumentType" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentType" xlink:to="dei_DocumentType_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentType_lbl" xml:lang="en-US">Document Type</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentFlag" xlink:label="dei_AmendmentFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentFlag" xlink:to="dei_AmendmentFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentFlag_lbl" xml:lang="en-US">Amendment Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentDescription" xlink:label="dei_AmendmentDescription" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AmendmentDescription" xlink:to="dei_AmendmentDescription_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AmendmentDescription_lbl" xml:lang="en-US">Amendment Description</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentRegistrationStatement" xlink:label="dei_DocumentRegistrationStatement" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentRegistrationStatement" xlink:to="dei_DocumentRegistrationStatement_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentRegistrationStatement_lbl" xml:lang="en-US">Document Registration Statement</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAnnualReport" xlink:label="dei_DocumentAnnualReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAnnualReport" xlink:to="dei_DocumentAnnualReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAnnualReport_lbl" xml:lang="en-US">Document Annual Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentQuarterlyReport" xlink:label="dei_DocumentQuarterlyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentQuarterlyReport" xlink:to="dei_DocumentQuarterlyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentQuarterlyReport_lbl" xml:lang="en-US">Document Quarterly Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentTransitionReport" xlink:label="dei_DocumentTransitionReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentTransitionReport" xlink:to="dei_DocumentTransitionReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentTransitionReport_lbl" xml:lang="en-US">Document Transition Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyReport" xlink:label="dei_DocumentShellCompanyReport" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyReport" xlink:to="dei_DocumentShellCompanyReport_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyReport_lbl" xml:lang="en-US">Document Shell Company Report</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyEventDate" xlink:label="dei_DocumentShellCompanyEventDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentShellCompanyEventDate" xlink:to="dei_DocumentShellCompanyEventDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentShellCompanyEventDate_lbl" xml:lang="en-US">Document Shell Company Event Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodStartDate" xlink:label="dei_DocumentPeriodStartDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodStartDate" xlink:to="dei_DocumentPeriodStartDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodStartDate_lbl" xml:lang="en-US">Document Period Start Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodEndDate" xlink:label="dei_DocumentPeriodEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentPeriodEndDate" xlink:to="dei_DocumentPeriodEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentPeriodEndDate_lbl" xml:lang="en-US">Document Period End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="dei_DocumentFiscalPeriodFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalPeriodFocus" xlink:to="dei_DocumentFiscalPeriodFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalPeriodFocus_lbl" xml:lang="en-US">Document Fiscal Period Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalYearFocus" xlink:label="dei_DocumentFiscalYearFocus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentFiscalYearFocus" xlink:to="dei_DocumentFiscalYearFocus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentFiscalYearFocus_lbl" xml:lang="en-US">Document Fiscal Year Focus</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CurrentFiscalYearEndDate" xlink:label="dei_CurrentFiscalYearEndDate" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CurrentFiscalYearEndDate" xlink:to="dei_CurrentFiscalYearEndDate_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CurrentFiscalYearEndDate_lbl" xml:lang="en-US">Current Fiscal Year End Date</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFileNumber" xlink:label="dei_EntityFileNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFileNumber" xlink:to="dei_EntityFileNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFileNumber_lbl" xml:lang="en-US">Entity File Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityRegistrantName" xlink:label="dei_EntityRegistrantName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityRegistrantName" xlink:to="dei_EntityRegistrantName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityRegistrantName_lbl" xml:lang="en-US">Entity Registrant Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCentralIndexKey" xlink:label="dei_EntityCentralIndexKey" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCentralIndexKey" xlink:to="dei_EntityCentralIndexKey_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCentralIndexKey_lbl" xml:lang="en-US">Entity Central Index Key</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPrimarySicNumber" xlink:label="dei_EntityPrimarySicNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPrimarySicNumber" xlink:to="dei_EntityPrimarySicNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPrimarySicNumber_lbl" xml:lang="en-US">Entity Primary SIC Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityTaxIdentificationNumber" xlink:label="dei_EntityTaxIdentificationNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityTaxIdentificationNumber" xlink:to="dei_EntityTaxIdentificationNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityTaxIdentificationNumber_lbl" xml:lang="en-US">Entity Tax Identification Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="dei_EntityIncorporationStateCountryCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityIncorporationStateCountryCode" xlink:to="dei_EntityIncorporationStateCountryCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityIncorporationStateCountryCode_lbl" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine1" xlink:label="dei_EntityAddressAddressLine1" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine1" xlink:to="dei_EntityAddressAddressLine1_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine1_lbl" xml:lang="en-US">Entity Address, Address Line One</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine2" xlink:label="dei_EntityAddressAddressLine2" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine2" xlink:to="dei_EntityAddressAddressLine2_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine2_lbl" xml:lang="en-US">Entity Address, Address Line Two</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine3" xlink:label="dei_EntityAddressAddressLine3" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressAddressLine3" xlink:to="dei_EntityAddressAddressLine3_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressAddressLine3_lbl" xml:lang="en-US">Entity Address, Address Line Three</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCityOrTown" xlink:label="dei_EntityAddressCityOrTown" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCityOrTown" xlink:to="dei_EntityAddressCityOrTown_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCityOrTown_lbl" xml:lang="en-US">Entity Address, City or Town</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressStateOrProvince" xlink:label="dei_EntityAddressStateOrProvince" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressStateOrProvince" xlink:to="dei_EntityAddressStateOrProvince_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressStateOrProvince_lbl" xml:lang="en-US">Entity Address, State or Province</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCountry" xlink:label="dei_EntityAddressCountry" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressCountry" xlink:to="dei_EntityAddressCountry_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressCountry_lbl" xml:lang="en-US">Entity Address, Country</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressPostalZipCode" xlink:label="dei_EntityAddressPostalZipCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityAddressPostalZipCode" xlink:to="dei_EntityAddressPostalZipCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityAddressPostalZipCode_lbl" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CountryRegion" xlink:label="dei_CountryRegion" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CountryRegion" xlink:to="dei_CountryRegion_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CountryRegion_lbl" xml:lang="en-US">Country Region</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CityAreaCode" xlink:label="dei_CityAreaCode" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_CityAreaCode" xlink:to="dei_CityAreaCode_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_CityAreaCode_lbl" xml:lang="en-US">City Area Code</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_LocalPhoneNumber" xlink:label="dei_LocalPhoneNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_LocalPhoneNumber" xlink:to="dei_LocalPhoneNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_LocalPhoneNumber_lbl" xml:lang="en-US">Local Phone Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Extension" xlink:label="dei_Extension" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Extension" xlink:to="dei_Extension_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Extension_lbl" xml:lang="en-US">Extension</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_WrittenCommunications" xlink:label="dei_WrittenCommunications" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_WrittenCommunications" xlink:to="dei_WrittenCommunications_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_WrittenCommunications_lbl" xml:lang="en-US">Written Communications</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SolicitingMaterial" xlink:label="dei_SolicitingMaterial" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SolicitingMaterial" xlink:to="dei_SolicitingMaterial_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SolicitingMaterial_lbl" xml:lang="en-US">Soliciting Material</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementTenderOffer" xlink:label="dei_PreCommencementTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementTenderOffer" xlink:to="dei_PreCommencementTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementTenderOffer_lbl" xml:lang="en-US">Pre-commencement Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="dei_PreCommencementIssuerTenderOffer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_PreCommencementIssuerTenderOffer" xlink:to="dei_PreCommencementIssuerTenderOffer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_PreCommencementIssuerTenderOffer_lbl" xml:lang="en-US">Pre-commencement Issuer Tender Offer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12bTitle" xlink:label="dei_Security12bTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12bTitle" xlink:to="dei_Security12bTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12bTitle_lbl" xml:lang="en-US">Title of 12(b) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_NoTradingSymbolFlag" xlink:label="dei_NoTradingSymbolFlag" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_NoTradingSymbolFlag" xlink:to="dei_NoTradingSymbolFlag_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_NoTradingSymbolFlag_lbl" xml:lang="en-US">No Trading Symbol Flag</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_TradingSymbol" xlink:label="dei_TradingSymbol" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_TradingSymbol" xlink:to="dei_TradingSymbol_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_TradingSymbol_lbl" xml:lang="en-US">Trading Symbol</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityExchangeName" xlink:label="dei_SecurityExchangeName" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityExchangeName" xlink:to="dei_SecurityExchangeName_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityExchangeName_lbl" xml:lang="en-US">Security Exchange Name</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12gTitle" xlink:label="dei_Security12gTitle" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_Security12gTitle" xlink:to="dei_Security12gTitle_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_Security12gTitle_lbl" xml:lang="en-US">Title of 12(g) Security</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityReportingObligation" xlink:label="dei_SecurityReportingObligation" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_SecurityReportingObligation" xlink:to="dei_SecurityReportingObligation_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_SecurityReportingObligation_lbl" xml:lang="en-US">Security Reporting Obligation</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AnnualInformationForm" xlink:label="dei_AnnualInformationForm" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AnnualInformationForm" xlink:to="dei_AnnualInformationForm_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AnnualInformationForm_lbl" xml:lang="en-US">Annual Information Form</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="dei_AuditedAnnualFinancialStatements" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_AuditedAnnualFinancialStatements" xlink:to="dei_AuditedAnnualFinancialStatements_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_AuditedAnnualFinancialStatements_lbl" xml:lang="en-US">Audited Annual Financial Statements</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="dei_EntityWellKnownSeasonedIssuer" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityWellKnownSeasonedIssuer" xlink:to="dei_EntityWellKnownSeasonedIssuer_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityWellKnownSeasonedIssuer_lbl" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityVoluntaryFilers" xlink:label="dei_EntityVoluntaryFilers" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityVoluntaryFilers" xlink:to="dei_EntityVoluntaryFilers_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityVoluntaryFilers_lbl" xml:lang="en-US">Entity Voluntary Filers</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCurrentReportingStatus" xlink:label="dei_EntityCurrentReportingStatus" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCurrentReportingStatus" xlink:to="dei_EntityCurrentReportingStatus_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCurrentReportingStatus_lbl" xml:lang="en-US">Entity Current Reporting Status</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityInteractiveDataCurrent" xlink:label="dei_EntityInteractiveDataCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityInteractiveDataCurrent" xlink:to="dei_EntityInteractiveDataCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityInteractiveDataCurrent_lbl" xml:lang="en-US">Entity Interactive Data Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFilerCategory" xlink:label="dei_EntityFilerCategory" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityFilerCategory" xlink:to="dei_EntityFilerCategory_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityFilerCategory_lbl" xml:lang="en-US">Entity Filer Category</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntitySmallBusiness" xlink:label="dei_EntitySmallBusiness" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntitySmallBusiness" xlink:to="dei_EntitySmallBusiness_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntitySmallBusiness_lbl" xml:lang="en-US">Entity Small Business</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityEmergingGrowthCompany" xlink:label="dei_EntityEmergingGrowthCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityEmergingGrowthCompany" xlink:to="dei_EntityEmergingGrowthCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityEmergingGrowthCompany_lbl" xml:lang="en-US">Entity Emerging Growth Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityExTransitionPeriod" xlink:label="dei_EntityExTransitionPeriod" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityExTransitionPeriod" xlink:to="dei_EntityExTransitionPeriod_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityExTransitionPeriod_lbl" xml:lang="en-US">Elected Not To Use the Extended Transition Period</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAccountingStandard" xlink:label="dei_DocumentAccountingStandard" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentAccountingStandard" xlink:to="dei_DocumentAccountingStandard_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentAccountingStandard_lbl" xml:lang="en-US">Document Accounting Standard</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_OtherReportingStandardItemNumber" xlink:label="dei_OtherReportingStandardItemNumber" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_OtherReportingStandardItemNumber" xlink:to="dei_OtherReportingStandardItemNumber_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_OtherReportingStandardItemNumber_lbl" xml:lang="en-US">Other Reporting Standard Item Number</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityShellCompany" xlink:label="dei_EntityShellCompany" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityShellCompany" xlink:to="dei_EntityShellCompany_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityShellCompany_lbl" xml:lang="en-US">Entity Shell Company</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPublicFloat" xlink:label="dei_EntityPublicFloat" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityPublicFloat" xlink:to="dei_EntityPublicFloat_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityPublicFloat_lbl" xml:lang="en-US">Entity Public Float</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityBankruptcyProceedingsReportingCurrent" xlink:to="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityBankruptcyProceedingsReportingCurrent_lbl" xml:lang="en-US">Entity Bankruptcy Proceedings, Reporting Current</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="dei_EntityCommonStockSharesOutstanding" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_EntityCommonStockSharesOutstanding" xlink:to="dei_EntityCommonStockSharesOutstanding_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_EntityCommonStockSharesOutstanding_lbl" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock" />
      <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xlink:type="arc" />
      <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="dei_DocumentsIncorporatedByReferenceTextBlock_lbl" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>11
<FILENAME>acnb-20221005_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE
<TEXT>
<XBRL>
<?xml version="1.0" encoding="US-ASCII" standalone="no"?>
    <!-- Field: Doc-Info; Name: Generator; Value: GoFiler Complete; Version: 5.16a -->
    <!-- Field: Doc-Info; Name: VendorURI; Value: https://www.novaworks.com -->
    <!-- Field: Doc-Info; Name: Status; Value: 0x00000000 -->
<link:linkbase xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xbrli="http://www.xbrl.org/2003/instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
    <link:roleRef roleURI="http://acnb.com/role/Cover" xlink:href="acnb-20221005.xsd#Cover" xlink:type="simple" />
    <link:presentationLink xlink:type="extended" xlink:role="http://acnb.com/role/Cover" xlink:title="00000001 - Document - Cover">
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CoverAbstract" xlink:label="loc_deiCoverAbstract" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentType" xlink:label="loc_deiDocumentType" />
      <link:presentationArc order="0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentType" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentFlag" xlink:label="loc_deiAmendmentFlag" />
      <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AmendmentDescription" xlink:label="loc_deiAmendmentDescription" />
      <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAmendmentDescription" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_deiDocumentRegistrationStatement" />
      <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentRegistrationStatement" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAnnualReport" xlink:label="loc_deiDocumentAnnualReport" />
      <link:presentationArc order="40" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAnnualReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentQuarterlyReport" xlink:label="loc_deiDocumentQuarterlyReport" />
      <link:presentationArc order="50" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentQuarterlyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentTransitionReport" xlink:label="loc_deiDocumentTransitionReport" />
      <link:presentationArc order="60" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentTransitionReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyReport" xlink:label="loc_deiDocumentShellCompanyReport" />
      <link:presentationArc order="70" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyReport" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentShellCompanyEventDate" xlink:label="loc_deiDocumentShellCompanyEventDate" />
      <link:presentationArc order="80" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentShellCompanyEventDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodStartDate" xlink:label="loc_deiDocumentPeriodStartDate" />
      <link:presentationArc order="90" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodStartDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_deiDocumentPeriodEndDate" />
      <link:presentationArc order="100" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentPeriodEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_deiDocumentFiscalPeriodFocus" />
      <link:presentationArc order="110" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalPeriodFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_deiDocumentFiscalYearFocus" />
      <link:presentationArc order="120" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentFiscalYearFocus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_deiCurrentFiscalYearEndDate" />
      <link:presentationArc order="130" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCurrentFiscalYearEndDate" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFileNumber" xlink:label="loc_deiEntityFileNumber" />
      <link:presentationArc order="140" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFileNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityRegistrantName" xlink:label="loc_deiEntityRegistrantName" />
      <link:presentationArc order="150" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityRegistrantName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCentralIndexKey" xlink:label="loc_deiEntityCentralIndexKey" />
      <link:presentationArc order="160" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCentralIndexKey" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPrimarySicNumber" xlink:label="loc_deiEntityPrimarySicNumber" />
      <link:presentationArc order="170" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPrimarySicNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityTaxIdentificationNumber" xlink:label="loc_deiEntityTaxIdentificationNumber" />
      <link:presentationArc order="180" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityTaxIdentificationNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_deiEntityIncorporationStateCountryCode" />
      <link:presentationArc order="190" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityIncorporationStateCountryCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_deiEntityAddressAddressLine1" />
      <link:presentationArc order="200" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine1" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_deiEntityAddressAddressLine2" />
      <link:presentationArc order="210" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine2" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressAddressLine3" xlink:label="loc_deiEntityAddressAddressLine3" />
      <link:presentationArc order="220" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressAddressLine3" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_deiEntityAddressCityOrTown" />
      <link:presentationArc order="230" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCityOrTown" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressStateOrProvince" xlink:label="loc_deiEntityAddressStateOrProvince" />
      <link:presentationArc order="240" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressStateOrProvince" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressCountry" xlink:label="loc_deiEntityAddressCountry" />
      <link:presentationArc order="250" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressCountry" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_deiEntityAddressPostalZipCode" />
      <link:presentationArc order="260" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityAddressPostalZipCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CountryRegion" xlink:label="loc_deiCountryRegion" />
      <link:presentationArc order="270" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCountryRegion" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_CityAreaCode" xlink:label="loc_deiCityAreaCode" />
      <link:presentationArc order="280" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiCityAreaCode" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_LocalPhoneNumber" xlink:label="loc_deiLocalPhoneNumber" />
      <link:presentationArc order="290" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiLocalPhoneNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Extension" xlink:label="loc_deiExtension" />
      <link:presentationArc order="300" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiExtension" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_WrittenCommunications" xlink:label="loc_deiWrittenCommunications" />
      <link:presentationArc order="310" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiWrittenCommunications" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SolicitingMaterial" xlink:label="loc_deiSolicitingMaterial" />
      <link:presentationArc order="320" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSolicitingMaterial" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementTenderOffer" xlink:label="loc_deiPreCommencementTenderOffer" />
      <link:presentationArc order="330" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_PreCommencementIssuerTenderOffer" xlink:label="loc_deiPreCommencementIssuerTenderOffer" />
      <link:presentationArc order="340" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiPreCommencementIssuerTenderOffer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12bTitle" xlink:label="loc_deiSecurity12bTitle" />
      <link:presentationArc order="350" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12bTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_NoTradingSymbolFlag" xlink:label="loc_deiNoTradingSymbolFlag" />
      <link:presentationArc order="360" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiNoTradingSymbolFlag" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_TradingSymbol" xlink:label="loc_deiTradingSymbol" />
      <link:presentationArc order="370" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiTradingSymbol" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityExchangeName" xlink:label="loc_deiSecurityExchangeName" />
      <link:presentationArc order="380" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityExchangeName" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_Security12gTitle" xlink:label="loc_deiSecurity12gTitle" />
      <link:presentationArc order="390" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurity12gTitle" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_SecurityReportingObligation" xlink:label="loc_deiSecurityReportingObligation" />
      <link:presentationArc order="400" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiSecurityReportingObligation" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AnnualInformationForm" xlink:label="loc_deiAnnualInformationForm" />
      <link:presentationArc order="410" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAnnualInformationForm" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_deiAuditedAnnualFinancialStatements" />
      <link:presentationArc order="420" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiAuditedAnnualFinancialStatements" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityWellKnownSeasonedIssuer" xlink:label="loc_deiEntityWellKnownSeasonedIssuer" />
      <link:presentationArc order="430" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityWellKnownSeasonedIssuer" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityVoluntaryFilers" xlink:label="loc_deiEntityVoluntaryFilers" />
      <link:presentationArc order="440" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityVoluntaryFilers" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_deiEntityCurrentReportingStatus" />
      <link:presentationArc order="450" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCurrentReportingStatus" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityInteractiveDataCurrent" xlink:label="loc_deiEntityInteractiveDataCurrent" />
      <link:presentationArc order="460" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityInteractiveDataCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityFilerCategory" xlink:label="loc_deiEntityFilerCategory" />
      <link:presentationArc order="470" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityFilerCategory" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntitySmallBusiness" xlink:label="loc_deiEntitySmallBusiness" />
      <link:presentationArc order="480" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntitySmallBusiness" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_deiEntityEmergingGrowthCompany" />
      <link:presentationArc order="490" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityEmergingGrowthCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityExTransitionPeriod" xlink:label="loc_deiEntityExTransitionPeriod" />
      <link:presentationArc order="500" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityExTransitionPeriod" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentAccountingStandard" xlink:label="loc_deiDocumentAccountingStandard" />
      <link:presentationArc order="510" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentAccountingStandard" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_OtherReportingStandardItemNumber" xlink:label="loc_deiOtherReportingStandardItemNumber" />
      <link:presentationArc order="520" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiOtherReportingStandardItemNumber" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityShellCompany" xlink:label="loc_deiEntityShellCompany" />
      <link:presentationArc order="530" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityShellCompany" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityPublicFloat" xlink:label="loc_deiEntityPublicFloat" />
      <link:presentationArc order="540" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityPublicFloat" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityBankruptcyProceedingsReportingCurrent" xlink:label="loc_deiEntityBankruptcyProceedingsReportingCurrent" />
      <link:presentationArc order="550" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityBankruptcyProceedingsReportingCurrent" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_deiEntityCommonStockSharesOutstanding" />
      <link:presentationArc order="560" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiEntityCommonStockSharesOutstanding" xlink:type="arc" />
      <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd#dei_DocumentsIncorporatedByReferenceTextBlock" xlink:label="loc_deiDocumentsIncorporatedByReferenceTextBlock" />
      <link:presentationArc order="570" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_deiCoverAbstract" xlink:to="loc_deiDocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" />
    </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>12
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.22.2.2</span><table class="report" border="0" cellspacing="2" id="idm139666135944720">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cover<br></strong></div></th>
<th class="th"><div>Oct. 05, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">8-K<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct.  05,  2022<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">1-35015<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">ACNB Corporation<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000715579<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">23-2233457<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">PA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">16 Lincoln Square<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Gettysburg<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">PA<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">17325<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">717<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">334.3161<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_WrittenCommunications', window );">Written Communications</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SolicitingMaterial', window );">Soliciting Material</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementTenderOffer', window );">Pre-commencement Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_PreCommencementIssuerTenderOffer', window );">Pre-commencement Issuer Tender Offer</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Stock, $2.50 par value per share<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">ACNB<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementIssuerTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 13e<br> -Subsection 4c<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementIssuerTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_PreCommencementTenderOffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 14d<br> -Subsection 2b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_PreCommencementTenderOffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SolicitingMaterial">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Section 14a<br> -Number 240<br> -Subsection 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SolicitingMaterial</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_WrittenCommunications">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 425<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_WrittenCommunications</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>13
<FILENAME>tm2227778d1_8k_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:dei="http://xbrl.sec.gov/dei/2021q4"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink">
    <link:schemaRef xlink:href="acnb-20221005.xsd" xlink:type="simple"/>
    <context id="From2022-10-05to2022-10-05">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000715579</identifier>
        </entity>
        <period>
            <startDate>2022-10-05</startDate>
            <endDate>2022-10-05</endDate>
        </period>
    </context>
    <unit id="USD">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="Shares">
        <measure>shares</measure>
    </unit>
    <unit id="USDPShares">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <dei:EntityCentralIndexKey contextRef="From2022-10-05to2022-10-05">0000715579</dei:EntityCentralIndexKey>
    <dei:AmendmentFlag contextRef="From2022-10-05to2022-10-05">false</dei:AmendmentFlag>
    <dei:DocumentType contextRef="From2022-10-05to2022-10-05">8-K</dei:DocumentType>
    <dei:DocumentPeriodEndDate contextRef="From2022-10-05to2022-10-05">2022-10-05</dei:DocumentPeriodEndDate>
    <dei:EntityRegistrantName contextRef="From2022-10-05to2022-10-05">ACNB Corporation</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="From2022-10-05to2022-10-05">PA</dei:EntityIncorporationStateCountryCode>
    <dei:EntityFileNumber contextRef="From2022-10-05to2022-10-05">1-35015</dei:EntityFileNumber>
    <dei:EntityTaxIdentificationNumber contextRef="From2022-10-05to2022-10-05">23-2233457</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="From2022-10-05to2022-10-05">16 Lincoln Square</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="From2022-10-05to2022-10-05">Gettysburg</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="From2022-10-05to2022-10-05">PA</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="From2022-10-05to2022-10-05">17325</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="From2022-10-05to2022-10-05">717</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="From2022-10-05to2022-10-05">334.3161</dei:LocalPhoneNumber>
    <dei:WrittenCommunications contextRef="From2022-10-05to2022-10-05">false</dei:WrittenCommunications>
    <dei:SolicitingMaterial contextRef="From2022-10-05to2022-10-05">false</dei:SolicitingMaterial>
    <dei:PreCommencementTenderOffer contextRef="From2022-10-05to2022-10-05">false</dei:PreCommencementTenderOffer>
    <dei:PreCommencementIssuerTenderOffer contextRef="From2022-10-05to2022-10-05">false</dei:PreCommencementIssuerTenderOffer>
    <dei:EntityEmergingGrowthCompany contextRef="From2022-10-05to2022-10-05">false</dei:EntityEmergingGrowthCompany>
    <dei:Security12bTitle contextRef="From2022-10-05to2022-10-05">Common Stock, $2.50 par value per share</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="From2022-10-05to2022-10-05">ACNB</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="From2022-10-05to2022-10-05">NASDAQ</dei:SecurityExchangeName>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>14
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M='@//GL?)=-[*CG_5U/\!%!+ P04    " !/@4=5EXJ[',     3 @  "P
M %]R96QS+RYR96QSG9*Y;L,P#$!_Q=">, ?0(8@S9?$6!/D!5J(/V!(%BD6=
MOZ_:I7&0"QEY/3P2W!YI0.TXI+:+J1C]$%)I6M6X 4BV)8]ISI%"KM0L'C6'
MTD!$VV-#L%HL/D N&6:WO606IW.D5XA<UYVE/=LO3T%O@*\Z3'%":4A+,P[P
MS=)_,O?S##5%Y4HCE5L:>-/E_G;@2=&A(E@6FD7)TZ(=I7\=Q_:0T^FO8R*T
M>EOH^7%H5 J.W&,EC'%BM/XU@LD/['X 4$L#!!0    ( $^!1U6JQ"(6,P$
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M'EKG5LJ]AU>RY1AQ_)[E#U!+ P04    " !/@4=5)!Z;HJT   #X 0  &@
M 'AL+U]R96QS+W=O<FMB;V]K+GAM;"YR96QSM9$]#H,P#(6O$N4 -5"I0P5,
M75@K+A %\R,2$L6N"K<OA0&0.G1ALIXM?^_)3I]H%'=NH+;S)$9K!LIDR^SO
M *1;M(HNSN,P3VH7K.)9A@:\TKUJ$)(HND'8,V2>[IFBG#S^0W1UW6E\./VR
M./ /,+Q=Z*E%9"E*%1KD3,)HMC;!4N++3):BJ#(9BBJ6<%H@XLD@;6E6?;!/
M3K3G>1<W]T6NS>,)KM\,<'AT_@%02P,$%     @ 3X%'5660>9(9 0  SP,
M !,   !;0V]N=&5N=%]4>7!E<UTN>&ULK9--3L,P$(6O$F5;)2XL6*"F&V +
M77 !8T\:J_Z39UK2VS-.VDJ@$A6%3:QXWKS/GI>LWH\1L.B=]=B4'5%\% )5
M!TYB'2)XKK0A.4G\FK8B2K636Q#WR^6#4,$3>*HH>Y3KU3.T<F^I>.EY&TWP
M39G 8ED\C<+,:DH9HS5*$M?%P>L?E.I$J+EST&!G(BY84(JKA%SY'7#J>SM
M2D9#L9&)7J5CE>BM0#I:P'K:XLH90]L:!3JHO>.6&F,"J;$#(&?KT70Q32:>
M,(S/N]G\P68*R,I-"A$YL01_QYTCR=U59"-(9*:O>"&R]>S[04Y;@[Z1S>/]
M#&DWY(%B6.;/^'O&%_\;SO$1PNZ_/[&\UDX:?^:+X3]>?P%02P$"% ,4
M" !/@4=5!T%-8H$   "Q    $               @ $     9&]C4')O<',O
M87!P+GAM;%!+ 0(4 Q0    ( $^!1U6_N 1P[@   "L"   1
M  "  :\   !D;V-0<F]P<R]C;W)E+GAM;%!+ 0(4 Q0    ( $^!1U697)PC
M$ 8  )PG   3              "  <P!  !X;"]T:&5M92]T:&5M93$N>&UL
M4$L! A0#%     @ 3X%'5<!SU0P\!   =A   !@              ("!#0@
M 'AL+W=O<FMS:&5E=',O<VAE970Q+GAM;%!+ 0(4 Q0    ( $^!1U6?H!OP
ML0(  .(,   -              "  7\,  !X;"]S='EL97,N>&UL4$L! A0#
M%     @ 3X%'59>*NQS     $P(   L              ( !6P\  %]R96QS
M+RYR96QS4$L! A0#%     @ 3X%'5:K$(A8S 0  (@(   \
M ( !1!   'AL+W=O<FMB;V]K+GAM;%!+ 0(4 Q0    ( $^!1U4D'INBK0
M /@!   :              "  :01  !X;"]?<F5L<R]W;W)K8F]O:RYX;6PN
M<F5L<U!+ 0(4 Q0    ( $^!1U5ED'F2&0$  ,\#   3              "
M 8D2  !;0V]N=&5N=%]4>7!E<UTN>&UL4$L%!@     )  D /@(  -,3
!  $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>15
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>16
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
..report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

..report table.authRefData a {
	display: block;
	font-weight: bold;
}

..report table.authRefData p {
	margin-top: 0px;
}

..report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

..report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

..report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

..report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
..pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
..report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

..report hr {
	border: 1px solid #acf;
}

/* Top labels */
..report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

..report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

..report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

..report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

..report td.pl div.a {
	width: 200px;
}

..report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
..report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
..report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
..report .re, .report .reu {
	background-color: #def;
}

..report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
..report .ro, .report .rou {
	background-color: white;
}

..report .rou td {
	border-bottom: 1px solid black;
}

..report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
..report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
..report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

..report .nump {
	padding-left: 2em;
}

..report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
..report .text {
	text-align: left;
	white-space: normal;
}

..report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

..report .text .more {
	display: none;
}

..report .text .note {
	font-style: italic;
	font-weight: bold;
}

..report .text .small {
	width: 10em;
}

..report sup {
	font-style: italic;
}

..report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>17
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.22.2.2</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>1</ContextCount>
  <ElementCount>22</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>0</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>3</UnitCount>
  <MyReports>
    <Report instance="tm2227778d1_8k.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>00000001 - Document - Cover</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://acnb.com/role/Cover</Role>
      <ShortName>Cover</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="8-K" original="tm2227778d1_8k.htm">tm2227778d1_8k.htm</File>
    <File>acnb-20221005.xsd</File>
    <File>acnb-20221005_lab.xml</File>
    <File>acnb-20221005_pre.xml</File>
    <File>tm2227778d1_ex99-1.htm</File>
    <File>tm2227778d1_ex99-2.htm</File>
    <File>tm2227778d1_ex99-3.htm</File>
    <File>tm2227778d1_ex99-4.htm</File>
    <File>tm2227778d1_ex99-5.htm</File>
    <File>tm2227778d1_ex99-7.htm</File>
    <File>tm2227778d1_ex99-8.htm</File>
  </InputFiles>
  <SupplementalFiles/>
  <BaseTaxonomies>
    <BaseTaxonomy items="22">http://xbrl.sec.gov/dei/2021q4</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>false</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>19
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "instance": {
  "tm2227778d1_8k.htm": {
   "axisCustom": 0,
   "axisStandard": 0,
   "contextCount": 1,
   "dts": {
    "inline": {
     "local": [
      "tm2227778d1_8k.htm"
     ]
    },
    "labelLink": {
     "local": [
      "acnb-20221005_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "acnb-20221005_pre.xml"
     ]
    },
    "schema": {
     "local": [
      "acnb-20221005.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-roles-2021-01-31.xsd",
      "https://xbrl.fasb.org/srt/2021/elts/srt-types-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-gaap-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-roles-2021-01-31.xsd",
      "https://xbrl.fasb.org/us-gaap/2021/elts/us-types-2021-01-31.xsd",
      "https://xbrl.sec.gov/country/2021/country-2021.xsd",
      "https://xbrl.sec.gov/dei/2021q4/dei-2021q4.xsd"
     ]
    }
   },
   "elementCount": 59,
   "entityCount": 1,
   "hidden": {
    "http://xbrl.sec.gov/dei/2021q4": 2,
    "total": 2
   },
   "keyCustom": 0,
   "keyStandard": 22,
   "memberCustom": 0,
   "memberStandard": 0,
   "nsprefix": "acnb",
   "nsuri": "http://acnb.com/20221005",
   "report": {
    "R1": {
     "firstAnchor": {
      "ancestors": [
       "span",
       "b",
       "p",
       "body",
       "html"
      ],
      "baseRef": "tm2227778d1_8k.htm",
      "contextRef": "From2022-10-05to2022-10-05",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     },
     "groupType": "document",
     "isDefault": "true",
     "longName": "00000001 - Document - Cover",
     "role": "http://acnb.com/role/Cover",
     "shortName": "Cover",
     "subGroupType": "",
     "uniqueAnchor": {
      "ancestors": [
       "span",
       "b",
       "p",
       "body",
       "html"
      ],
      "baseRef": "tm2227778d1_8k.htm",
      "contextRef": "From2022-10-05to2022-10-05",
      "decimals": null,
      "first": true,
      "lang": "en-US",
      "name": "dei:DocumentType",
      "reportCount": 1,
      "unique": true,
      "unitRef": null,
      "xsiNil": "false"
     }
    }
   },
   "segmentCount": 0,
   "tag": {
    "dei_AmendmentDescription": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Description of changes contained within amended document.",
        "label": "Amendment Description"
       }
      }
     },
     "localname": "AmendmentDescription",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "stringItemType"
    },
    "dei_AmendmentFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.",
        "label": "Amendment Flag"
       }
      }
     },
     "localname": "AmendmentFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AnnualInformationForm": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.",
        "label": "Annual Information Form"
       }
      }
     },
     "localname": "AnnualInformationForm",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_AuditedAnnualFinancialStatements": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.",
        "label": "Audited Annual Financial Statements"
       }
      }
     },
     "localname": "AuditedAnnualFinancialStatements",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_CityAreaCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Area code of city",
        "label": "City Area Code"
       }
      }
     },
     "localname": "CityAreaCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CountryRegion": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Region code of country",
        "label": "Country Region"
       }
      }
     },
     "localname": "CountryRegion",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_CoverAbstract": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Cover page.",
        "label": "Cover [Abstract]"
       }
      }
     },
     "localname": "CoverAbstract",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "xbrltype": "stringItemType"
    },
    "dei_CurrentFiscalYearEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "End date of current fiscal year in the format --MM-DD.",
        "label": "Current Fiscal Year End Date"
       }
      }
     },
     "localname": "CurrentFiscalYearEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "gMonthDayItemType"
    },
    "dei_DocumentAccountingStandard": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.",
        "label": "Document Accounting Standard"
       }
      }
     },
     "localname": "DocumentAccountingStandard",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "accountingStandardItemType"
    },
    "dei_DocumentAnnualReport": {
     "auth_ref": [
      "r11",
      "r13",
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an annual report.",
        "label": "Document Annual Report"
       }
      }
     },
     "localname": "DocumentAnnualReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentFiscalPeriodFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3.  1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.",
        "label": "Document Fiscal Period Focus"
       }
      }
     },
     "localname": "DocumentFiscalPeriodFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "fiscalPeriodItemType"
    },
    "dei_DocumentFiscalYearFocus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.",
        "label": "Document Fiscal Year Focus"
       }
      }
     },
     "localname": "DocumentFiscalYearFocus",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "gYearItemType"
    },
    "dei_DocumentPeriodEndDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period.  The format of the date is YYYY-MM-DD.",
        "label": "Document Period End Date"
       }
      }
     },
     "localname": "DocumentPeriodEndDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentPeriodStartDate": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format.",
        "label": "Document Period Start Date"
       }
      }
     },
     "localname": "DocumentPeriodStartDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentQuarterlyReport": {
     "auth_ref": [
      "r12"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as an quarterly report.",
        "label": "Document Quarterly Report"
       }
      }
     },
     "localname": "DocumentQuarterlyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentRegistrationStatement": {
     "auth_ref": [
      "r0"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a registration statement.",
        "label": "Document Registration Statement"
       }
      }
     },
     "localname": "DocumentRegistrationStatement",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentShellCompanyEventDate": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Date of event requiring a shell company report.",
        "label": "Document Shell Company Event Date"
       }
      }
     },
     "localname": "DocumentShellCompanyEventDate",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "dateItemType"
    },
    "dei_DocumentShellCompanyReport": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.",
        "label": "Document Shell Company Report"
       }
      }
     },
     "localname": "DocumentShellCompanyReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentTransitionReport": {
     "auth_ref": [
      "r15"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a form used as a transition report.",
        "label": "Document Transition Report"
       }
      }
     },
     "localname": "DocumentTransitionReport",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_DocumentType": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.",
        "label": "Document Type"
       }
      }
     },
     "localname": "DocumentType",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "submissionTypeItemType"
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "auth_ref": [
      "r3"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Documents incorporated by reference.",
        "label": "Documents Incorporated by Reference [Text Block]"
       }
      }
     },
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "textBlockItemType"
    },
    "dei_EntityAddressAddressLine1": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name",
        "label": "Entity Address, Address Line One"
       }
      }
     },
     "localname": "EntityAddressAddressLine1",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine2": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 2 such as Street or Suite number",
        "label": "Entity Address, Address Line Two"
       }
      }
     },
     "localname": "EntityAddressAddressLine2",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressAddressLine3": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Address Line 3 such as an Office Park",
        "label": "Entity Address, Address Line Three"
       }
      }
     },
     "localname": "EntityAddressAddressLine3",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCityOrTown": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the City or Town",
        "label": "Entity Address, City or Town"
       }
      }
     },
     "localname": "EntityAddressCityOrTown",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressCountry": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "ISO 3166-1 alpha-2 country code.",
        "label": "Entity Address, Country"
       }
      }
     },
     "localname": "EntityAddressCountry",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "countryCodeItemType"
    },
    "dei_EntityAddressPostalZipCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Code for the postal or zip code",
        "label": "Entity Address, Postal Zip Code"
       }
      }
     },
     "localname": "EntityAddressPostalZipCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityAddressStateOrProvince": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the state or province.",
        "label": "Entity Address, State or Province"
       }
      }
     },
     "localname": "EntityAddressStateOrProvince",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "stateOrProvinceItemType"
    },
    "dei_EntityBankruptcyProceedingsReportingCurrent": {
     "auth_ref": [
      "r6"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not.  Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.",
        "label": "Entity Bankruptcy Proceedings, Reporting Current"
       }
      }
     },
     "localname": "EntityBankruptcyProceedingsReportingCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityCentralIndexKey": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.",
        "label": "Entity Central Index Key"
       }
      }
     },
     "localname": "EntityCentralIndexKey",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "centralIndexKeyItemType"
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.",
        "label": "Entity Common Stock, Shares Outstanding"
       }
      }
     },
     "localname": "EntityCommonStockSharesOutstanding",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "sharesItemType"
    },
    "dei_EntityCurrentReportingStatus": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Current Reporting Status"
       }
      }
     },
     "localname": "EntityCurrentReportingStatus",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityEmergingGrowthCompany": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if registrant meets the emerging growth company criteria.",
        "label": "Entity Emerging Growth Company"
       }
      }
     },
     "localname": "EntityEmergingGrowthCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityExTransitionPeriod": {
     "auth_ref": [
      "r19"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.",
        "label": "Elected Not To Use the Extended Transition Period"
       }
      }
     },
     "localname": "EntityExTransitionPeriod",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityFileNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.",
        "label": "Entity File Number"
       }
      }
     },
     "localname": "EntityFileNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "fileNumberItemType"
    },
    "dei_EntityFilerCategory": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.",
        "label": "Entity Filer Category"
       }
      }
     },
     "localname": "EntityFilerCategory",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "filerCategoryItemType"
    },
    "dei_EntityIncorporationStateCountryCode": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Two-character EDGAR code representing the state or country of incorporation.",
        "label": "Entity Incorporation, State or Country Code"
       }
      }
     },
     "localname": "EntityIncorporationStateCountryCode",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "edgarStateCountryItemType"
    },
    "dei_EntityInteractiveDataCurrent": {
     "auth_ref": [
      "r16"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).",
        "label": "Entity Interactive Data Current"
       }
      }
     },
     "localname": "EntityInteractiveDataCurrent",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityPrimarySicNumber": {
     "auth_ref": [
      "r14"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.",
        "label": "Entity Primary SIC Number"
       }
      }
     },
     "localname": "EntityPrimarySicNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "sicNumberItemType"
    },
    "dei_EntityPublicFloat": {
     "auth_ref": [],
     "crdr": "credit",
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.",
        "label": "Entity Public Float"
       }
      }
     },
     "localname": "EntityPublicFloat",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "monetaryItemType"
    },
    "dei_EntityRegistrantName": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.",
        "label": "Entity Registrant Name"
       }
      }
     },
     "localname": "EntityRegistrantName",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_EntityShellCompany": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.",
        "label": "Entity Shell Company"
       }
      }
     },
     "localname": "EntityShellCompany",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntitySmallBusiness": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).",
        "label": "Entity Small Business"
       }
      }
     },
     "localname": "EntitySmallBusiness",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_EntityTaxIdentificationNumber": {
     "auth_ref": [
      "r2"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.",
        "label": "Entity Tax Identification Number"
       }
      }
     },
     "localname": "EntityTaxIdentificationNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "employerIdItemType"
    },
    "dei_EntityVoluntaryFilers": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.",
        "label": "Entity Voluntary Filers"
       }
      }
     },
     "localname": "EntityVoluntaryFilers",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "auth_ref": [
      "r17"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.",
        "label": "Entity Well-known Seasoned Issuer"
       }
      }
     },
     "localname": "EntityWellKnownSeasonedIssuer",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "yesNoItemType"
    },
    "dei_Extension": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Extension number for local phone number.",
        "label": "Extension"
       }
      }
     },
     "localname": "Extension",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_LocalPhoneNumber": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Local phone number for entity.",
        "label": "Local Phone Number"
       }
      }
     },
     "localname": "LocalPhoneNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "normalizedStringItemType"
    },
    "dei_NoTradingSymbolFlag": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true only for a security having no trading symbol.",
        "label": "No Trading Symbol Flag"
       }
      }
     },
     "localname": "NoTradingSymbolFlag",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "trueItemType"
    },
    "dei_OtherReportingStandardItemNumber": {
     "auth_ref": [
      "r13"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.",
        "label": "Other Reporting Standard Item Number"
       }
      }
     },
     "localname": "OtherReportingStandardItemNumber",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "otherReportingStandardItemNumberItemType"
    },
    "dei_PreCommencementIssuerTenderOffer": {
     "auth_ref": [
      "r7"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.",
        "label": "Pre-commencement Issuer Tender Offer"
       }
      }
     },
     "localname": "PreCommencementIssuerTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_PreCommencementTenderOffer": {
     "auth_ref": [
      "r8"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.",
        "label": "Pre-commencement Tender Offer"
       }
      }
     },
     "localname": "PreCommencementTenderOffer",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_Security12bTitle": {
     "auth_ref": [
      "r1"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(b) registered security.",
        "label": "Title of 12(b) Security"
       }
      }
     },
     "localname": "Security12bTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_Security12gTitle": {
     "auth_ref": [
      "r5"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Title of a 12(g) registered security.",
        "label": "Title of 12(g) Security"
       }
      }
     },
     "localname": "Security12gTitle",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "securityTitleItemType"
    },
    "dei_SecurityExchangeName": {
     "auth_ref": [
      "r4"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Name of the Exchange on which a security is registered.",
        "label": "Security Exchange Name"
       }
      }
     },
     "localname": "SecurityExchangeName",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "edgarExchangeCodeItemType"
    },
    "dei_SecurityReportingObligation": {
     "auth_ref": [
      "r9"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.",
        "label": "Security Reporting Obligation"
       }
      }
     },
     "localname": "SecurityReportingObligation",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "securityReportingObligationItemType"
    },
    "dei_SolicitingMaterial": {
     "auth_ref": [
      "r10"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.",
        "label": "Soliciting Material"
       }
      }
     },
     "localname": "SolicitingMaterial",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    },
    "dei_TradingSymbol": {
     "auth_ref": [],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Trading symbol of an instrument as listed on an exchange.",
        "label": "Trading Symbol"
       }
      }
     },
     "localname": "TradingSymbol",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "tradingSymbolItemType"
    },
    "dei_WrittenCommunications": {
     "auth_ref": [
      "r18"
     ],
     "lang": {
      "en-us": {
       "role": {
        "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.",
        "label": "Written Communications"
       }
      }
     },
     "localname": "WrittenCommunications",
     "nsuri": "http://xbrl.sec.gov/dei/2021q4",
     "presentation": [
      "http://acnb.com/role/Cover"
     ],
     "xbrltype": "booleanItemType"
    }
   },
   "unitCount": 3
  }
 },
 "std_ref": {
  "r0": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12"
  },
  "r1": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b"
  },
  "r10": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14a",
   "Subsection": "12"
  },
  "r11": {
   "Name": "Form 10-K",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "310"
  },
  "r12": {
   "Name": "Form 10-Q",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "308",
   "Subsection": "a"
  },
  "r13": {
   "Name": "Form 20-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "220",
   "Subsection": "f"
  },
  "r14": {
   "Name": "Form 40-F",
   "Number": "249",
   "Publisher": "SEC",
   "Section": "240",
   "Subsection": "f"
  },
  "r15": {
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r16": {
   "Name": "Regulation S-T",
   "Number": "232",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r17": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "405"
  },
  "r18": {
   "Name": "Securities Act",
   "Number": "230",
   "Publisher": "SEC",
   "Section": "425"
  },
  "r19": {
   "Name": "Securities Act",
   "Number": "7A",
   "Publisher": "SEC",
   "Section": "B",
   "Subsection": "2"
  },
  "r2": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r3": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r4": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r5": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12",
   "Subsection": "g"
  },
  "r6": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "12, 13, 15d"
  },
  "r7": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "13e",
   "Subsection": "4c"
  },
  "r8": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "14d",
   "Subsection": "2b"
  },
  "r9": {
   "Name": "Exchange Act",
   "Number": "240",
   "Publisher": "SEC",
   "Section": "15",
   "Subsection": "d"
  }
 },
 "version": "2.1"
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>20
<FILENAME>0001104659-22-107118-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0001104659-22-107118-xbrl.zip
M4$L#!!0    ( $^!1U5= OMZ-P,  .D+   1    86-N8BTR,#(R,3 P-2YX
M<V2U5DUSVC 0/;<S_0^JKQG9&)JD(9 ,)2'##&DZT'PTEXZP!5$C2XXD!])?
M7\FV@(!Q@;2<I-WWWNY*NS*-TVE$P3,6DG#6='RWX@#, AX2-FXZUP/8&K2[
M70><GGQX#_2O\1%"T"&8AG5PQ@/892-^#+ZB"-?!!698(,7%,;A!-#$6WB$4
M"]#F44RQPMJ11:J#?=<_0 #"#71O, NYN.YW9[H/2L6R[GF3R<1E_!E-N'B4
M;L"CS00'"JE$SM0JTTK^VXQ^260P(^^AUO[D<-HG=V/,/B<]5+L/;E&[>SN\
M"G_?]_>2'X]3%7TY'-X]HE\O+7E^4<6=P>7U_0V-6K?G9UG(A@P><(2 O@PF
MFXZI+R]O4G.Y&'O52L7W[BY[@Q3G9,#ZE!+V6 3WCXZ.O-1KH2O(Z5!0*UWS
MC'N())XI:R\IP1,F%6+!*WRH9H1%\+Z7.5]!22'T((,2"PWQ$D[BP!WS9T\[
M-+[J/WVRT$3",4+Q##Y"<IC*YHX4#BL^K/F6(H5:A6MC,12JEQC+0D+F*J"A
M@ UG#+,Q/6IP55^?BYXTBB/,5(>+Z R/4$)U0D\)HF1$<.@ A<08*]-T,D8!
M+E&R78L8X[JY]83E%F.+8Z*[5QO>-<PUUP6G^+O.&)B%'JM57>/PVEP_"PX@
M8=/)ED9!ZZ4:(1X11M) ^>SX )I)24Q!>IE2&MXR>$$BD3B\8B?I.A98:EZ:
M>4\;<F(.64,*$ T2NAUGGDHA)3?8$YJ?F9V//AZ!=*[JYLZ;CB3F97-RVX/
MHZ9CCA':J_FI2W-U-UB(D2Z9J_3DET\C#VPED A65%;F7HOP& M%=&,N#'>6
M.E&&_FTA##!QI .\?U$R1<-M2]843/]CK3VCOUAD/AS>?#KR_?($-72Y7"C
M5L:P[%7,WO,>#U*I$HK90<N#Q@3]JGY"W*D,YYEND\3\!+9+PO)V2&+MVUR4
M@5Q/,$N8+3<-7?K.EX8O9'J8*FDM<*ZU2SJK7X4WY).*[9#0J\L.E?",D)&N
M&)UJ25)_8Z9[N5.+!#QA2KRD%6[8)(L4NTF/8^N;6?[";W8IEI5=B/GHOZ$Y
MBO\S[)K(^M9H>)FF7OX!4$L#!!0    ( $^!1U6UF)C*_PH  &R'   5
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M"L)[(U:YF7PKZ>ICT[.FZI2#J6XI7Q)AJ)4] 6BI[4'J^(S<1.Z?H9#E1=5
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MH00QZ(\= ][[I]C9DF":<CL.>E5>8C5 H_XB^I>H7^U=)5/)GT:*X\IDYR
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MS@+=L2>>O,H/Y*T@HPT/-"'HWCLGB).#T$.!,]&3A'T9Z+W#Z9/4^HX5M[(
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MO;\W,\7*FMZH[K[@2"ZS\:N^R(%D)20YIE0<U*M#YLS(;D;^ROMJ#*E8;_I
M)KO*:0/UL2"QS1F(''<@42R)W+ ;F\ T.>@E<R&<Y,V*,#G%UYQB0[A+/:<[
MB+8(C<0E'YS?PZ6X5;=4@;/QI6 \7QIM:F6"6AF4P9@ <AJ4W\HRI"HJ@(]7
MR&%/*C7W#5]3;=NIDS]GW]! -N5T+J&!7D!UZV7!CCZ3IB9K!)865,6;=4W#
MI76T8H(AQ.15$AY.U^S-><V4S3&^+;'0[P3T*&+_94^UIRP#4==45>%L)>.
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M'-2E_9%X1+SV\]$2']%]@%*\6:MDA#[1F:$(IWI,U9A;'*_!VL/L3/1%8Z2
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M-G+**#US^*2V%ONXRN:4\Z;@ 7;@K=E_]+K/"U3[O<:YK)/ N^#EC4G3LH6
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M"@@B&A^)^9>?[U>YV=22#SD<D$AV+078P"X9A8:,F88V8\L!KI4#7 BPXY#
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M?=-C<JPGTL28/<9P!3R7!-;RGFF5,TAA4%R#O?U<$DWP1NL#0>:%G7D<??3
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M*%#7@<0Y4G$$GB2TA8[F&2)CH?PR\QAAN0=66@G!:N#ZC!:"IM#Q"=FV^<*
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M4G&/$)4P,*O8AR6YL=(&7?.%;I6?R),DQRIX 'GD DH=&]1*R"A6LXYW'+W
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M4CD%7@;8;0B+%DO;&XI]UV298,9AR9#<W*T[)Z(?23%(LU"25SK>U]4&2%$
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M8U!AZ'H#70>@N8Y*P^>PR2A,!]N.=&>II,BEF: N@@XTG[UXFLD"]S0@=I$
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M"_X8-2">)I0-\S1&PY0CH/,YA4&C*ZL9C* C2W&XH^B(?%Z7;C/IOL"]ZY;
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MFHWKU!6QT5:N(:U=(JQY16"!NK)(9["!+O*OF 1;#'7-%@7(JJI%LW%S"U/
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MC*BY!?T2Q1&FCEX_@#<.0C]1D<W^0.U*1;[4W82H@XD&K<]/(QW093SX?:(
M]"FLWNS'+J 8&C#@CJH=-4N6QUTW'C&'7RU8^_+G"M:^W 1KGY 89/7P@_1
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MCM@F^N$$#:8>VCO%YF0:I-6QVPP0U+C(^:![33G9DLP!2'5*LSBN2=6IK-[
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MOR50GJ;9_ZDAY2<C2^Z+?^G*!"0@-V5$I\>$LQ7XF4W1N .6UFQ\C2AL5$2
MBB:?>)H#K4$OJ99Y;<,00]9,_3@,96+N8;)G2NN@10V-]+P$#1(D,W0CV 0K
M.K)#0(2LM@RTM]T7G;5*1[6 C>8B>@I3CT[':41VIF8-$>!7H!)/%<#-QJ#F
MK>*V/KVU2PQ1F)783#'>JM[AL-B?BP+>AD4W3L4)YCV.&^)Q^0(*I1=, 2_M
M(G6H=,Q<X"RH/RJ!INVJTT,^_3.NC+:SGB.GEHF/]=!^<7'FZ^[V\^XV70C+
MUP5ZR%MC:AA*SU,R81)',(YNL);IRP)A3=>V[7N-C=K(]U*]@KI$^M9TP3(J
M2EN?2_Y;'DP4MK-O<1.S,V5[42ODH$A*M^JV3,#"36$II250(UZZF1E/HF'6
MY:[+"*O2)X^Y&'NU@-VKGRM@]VH3L'M"TG:W5MJFB]HN7]?XG178BKI:P]*X
M!V71'IE="RM<5HWZ.!E]\WJWN#$8?L6VW =Z5\V&:7[<^O=6Z^56*_B^I9-D
MRCIYD0=J^_J:$L:2 W[3B_=1].+]PWCE@@0=1;O:4;I>ITEF4%RQL*C5I-2V
MIS6MKD"5P91]?,L6UO'IB$.M(ZVWC-H;Z\EW6IT1$VNP. TSJS TA,Y9Q\Z3
M::JRM+!PG?OMUUF/7D/9%JOK/PPF&5XS?VDNF"\LZU([ ;1:P\I-#6LV>DVT
M2A+%@EP/8E%_T.+45E6>>4^H1-MYG66,\B33U2F5O<UIK#))D&J8^>D07:)<
MY&$+W  8FDR(8ZZSCLHVDI*-E%;U8^/<P/2[ /1L*LRS'FU>@;O<]5&C.;WO
MYKI1Z$'W>@+(ESP&UH]0J.[.!FZ^%N.JGR<+C?L:<G!G6]CW>L/K_\XVVG25
M1/6$K7EB:JPM<RYT*H)[8)WN%VC77L!9(Y>?\1"YJL-Z"W%['ZU\<4.WY6D6
M.Y?[8 \U.23764F@;YHI;;SU:^@C>,\U7^@Y7_Z:T%=;5=[>"HI4&A?0ZW>D
M#X._T,_*/")6SN6T..7W8$(^$*PM]$$H9GD2664-YHPH6V*L9 @X<CV?ZRVD
M%9C]$&-W"*=L*KLRB4WDQ5*)D[[7;(-=DG-1-GL^B@$0K9V7*P@[CK7"5ES<
M<+I+K-8\.Y1LZ\=3]CUC P*'9*I'1=10SES#>4%IU6NBI9R#76XP8IUC7-,E
MOZ$G.723HJ1G@M1!@KT%T!4\*Z3.S6FUXI0[ .UI(T4>4HK<V$ZDCO8<[%Q%
M"MUX'C95UI17M2H,V"):IU>Z+86^-TA^M\K4O)6]N]LE<X+=SFNM8JROO+J4
M(<^/$8XDGV8>QF] &R[)LVY7?.V<=XXZHF2"[VWO@J1O==%6*&3'NBO1BK;U
M>E(OJAK7+_%E#@D63N_YG-F+)$Y1"\:;G=:6F^0%1U\!%M"\+0M H'YL?I$(
MY%-._E!) Z%"B -'U*QM,Y:G"=SD4AV'H"P,71_F7EU5MB"3(*4<(F#1(Q6
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M/(%1QHU^-?P@P^S??-3(=IHW*;JP#"\<U 19NR\L*R2F!KP54RP<BDQVN)P
MC4Y2S#S@(8DZ'SRSV><2E I@/T\ #:;2K8>Q.>(?G]E8G$F"=PD"H:HIH6V,
M]F:%9%;3G$//[..=@K$E:):]."M2BJT?V<)!6A+5V9FT 4%10*ZICO!3]%$
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MH,]@]78_;@'ET( !?U3CJ%FP/.[K<8<Y_'+!VF</*UC[;!VLO4=BD-7#=S(
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MWYBT=U,#:G(UR4R)*)85QK,1OAJ17.'=$_2*N_Z4]\H+\0)Y\P@PY78PA&@
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MM34&=]JL7,1R1GW5-(+86U#/1T,FL#5-N T"H$D]M5]C"\3"*7@!Z-GU#EE
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MD4Z%V?GS MKLFI-9F"SFT$3'6.95-K,$SXN-D)HVK>U:PN:QX,K#" E3"B:
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M&_*ES7*/8+N'?789FG7B$3OG&'B_=O+[=$ST@/Z^S?[!&_U=W/\ 4$L#!!0
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M_?/PW76$,+^A<'&;_E^A_8^&]/\1_P=02P,$%     @ 3X%'514<W4K4'P
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M2^K%:9R,"4.S("$-3AP#FVGJNHI? ;R.E9)E8/<BF*!=O+]'/(SZ(# ^V*R
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M(DYC@"458;Z"G2*=TBHGP*.3!,/XW"1QYQ*+G*<!FSW.AB\1]LL$IJ$7@>*
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M!K8<NQY;@=9J0Z5K)HCM8W8EF*:AW60H>8=B:E*(BOU1"\67K5N1H=H+L X
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MU=,<O3*!,<"+=]DS"'4U'E</T95_2NTV&[IA;238O?#NX>2XM4-K_,8!P"_
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M-OF7#S=?\BXF3,<)BE/N;HY!UQJ@)MI%+T0OK;89E3FN/*O92E,.15OQ2>8
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MZ1OQ48)&N6(1P=?W",\Y)*I0\<7AI^,_B8L_]/_X>/#_4$L! A0#%     @
M3X%'55T"^WHW P  Z0L  !$              ( !     &%C;F(M,C R,C$P
M,#4N>'-D4$L! A0#%     @ 3X%'5;68F,K_"@  ;(<  !4
M ( !9@,  &%C;F(M,C R,C$P,#5?;&%B+GAM;%!+ 0(4 Q0    ( $^!1U5M
MMM^M4 <  +E8   5              "  9@.  !A8VYB+3(P,C(Q,# U7W!R
M92YX;6Q02P$"% ,4    " !/@4=5%7^DH1,=  #MI0  $@
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M+FAT;5!+ 0(4 Q0    ( $^!1U7(ZI:.D0P  )8X   6              "
M =(7 0!T;3(R,C<W-SAD,5]E>#DY+3<N:'1M4$L! A0#%     @ 3X%'514<
MW4K4'P  +\X  !8              ( !ER0! '1M,C(R-S<W.&0Q7V5X.3DM
;."YH=&U02P4&      L "P#A @  GT0!

end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
