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LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)

12 Months Ended

Dec. 31, 2022

Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract]

Classes Of The Loan Portfolio Summarized By The Aggregate Risk Rating

The following tables present the classes of the loan portfolio summarized by the aggregate pass rating and the classified ratings of special mention, substandard and doubtful within the Corporation’s internal risk rating system as of December 31, 2022 and 2021:

In thousands			Pass						Special Mention						Substandard						Doubtful						Total
December 31, 2022
Originated Loans
Commercial and industrial			$	145,691					$	3,239					$	1,225					$	—					$	150,155
Commercial real estate			604,315						23,773						5,352						—						633,440
Commercial real estate construction			73,538						1,562						—						—						75,100
Residential mortgage			323,121						3,469						73						—						326,663
Home equity lines of credit			70,669						675						—						—						71,344
Consumer			10,723						—						—						—						10,723
Total Originated Loans			1,228,057						32,718						6,650						—						1,267,425
Acquired Loans
Commercial and industrial			27,746						796						65						—						28,607
Commercial real estate			182,396						5,767						202						—						188,365
Commercial real estate construction			5,114						256						—						—						5,370
Residential mortgage			32,960						2,334						141						—						35,435
Home equity lines of credit			12,375						37						385						—						12,797
Consumer			611						—						—						—						611
Total Acquired Loans			261,202						9,190						793						—						271,185
Total Loans
Commercial and industrial			173,437						4,035						1,290						—						178,762
Commercial real estate			786,711						29,540						5,554						—						821,805
Commercial real estate construction			78,652						1,818						—						—						80,470
Residential mortgage			356,081						5,803						214						—						362,098
Home equity lines of credit			83,044						712						385						—						84,141
Consumer			11,334						—						—						—						11,334
Total Loans			$	1,489,259					$	41,908					$	7,443					$	—					$	1,538,610

In thousands			Pass						Special Mention						Substandard						Doubtful						Total
December 31, 2021
Originated Loans
Commercial and industrial			$	139,908					$	5,549					$	2,056					$	—					$	147,513
Commercial real estate			500,978						56,462						8,658						—						566,098
Commercial real estate construction			41,002						1,659						—						—						42,661
Residential mortgage			299,041						4,961						75						—						304,077
Home equity lines of credit			74,094						883						—						—						74,977
Consumer			9,708						—						—						—						9,708
Total Originated Loans			1,064,731						69,514						10,789						—						1,145,034
Acquired Loans
Commercial and industrial			29,728						1,555						771						—						32,054
Commercial real estate			207,937						11,596						624						—						220,157
Commercial real estate construction			5,228						2,111						—						—						7,339
Residential mortgage			39,378						4,175						1,495						—						45,048
Home equity lines of credit			17,491						37						257						—						17,785
Consumer			997						—						13						—						1,010
Total Acquired Loans			300,759						19,474						3,160						—						323,393
Total Loans
Commercial and industrial			169,636						7,104						2,827						—						179,567
Commercial real estate			708,915						68,058						9,282						—						786,255
Commercial real estate construction			46,230						3,770						—						—						50,000
Residential mortgage			338,419						9,136						1,570						—						349,125
Home equity lines of credit			91,585						920						257						—						92,762
Consumer			10,705						—						13						—						10,718
Total Loans			$	1,365,490					$	88,988					$	13,949					$	—					$	1,468,427

Schedule Of Changes In Accretable Yields Of Acquired Loans

The following table provides changes in accretable yield for all acquired loans accounted for under ASC 310-30. Loans accounted for under ASC 310-20 are not included in this table.

In thousands						Year Ended December 31, 2022						Year Ended December 31, 2021
Balance at beginning of period						$	435					$	596
Acquisitions of impaired loans						—						—
Reclassification from non-accretable differences						642						253
Accretion to loan interest income						(644)						(414)
Balance at end of period						$	433					$	435

Impaired Loans By Loan Portfolio Class

The following table summarizes information relative to impaired loans by loan portfolio class as of December 31, 2022 and 2021:

			Impaired Loans with Allowance																		Impaired Loans with No Allowance
In thousands			Recorded Investment						Unpaid Principal Balance						Related Allowance						Recorded Investment						Unpaid Principal Balance
December 31, 2022
Commercial and industrial			$	781					$	781					$	628					$	—					$	—
Commercial real estate			350						350						192						4,984						4,984
Commercial real estate construction			—						—						—						—						—
Residential mortgage			—						—						—						—						—
Home equity lines of credit			—						—						—						—						—
Total			$	1,131					$	1,131					$	820					$	4,984					$	4,984
December 31, 2021
Commercial and industrial			$	1,005					$	1,005					$	855					$	482					$	1,452
Commercial real estate			1,311						1,311						600						6,265						6,265
Commercial real estate construction			—						—						—						—						—
Residential mortgage			—						—						—						—						—
Home equity lines of credit			—						—						—						—						—
Total			$	2,316					$	2,316					$	1,455					$	6,747					$	7,717

Average Of Impaired Loans And Related Interest Income By Loan Portfolio Class

The following table summarizes information in regards to the average of impaired loans and related interest income by loan portfolio class as of December 31, 2022 and 2021:

			Impaired Loans with Allowance												Impaired Loans with No Allowance
In thousands			Average Recorded Investment						Interest Income						Average Recorded Investment						Interest Income
December 31, 2022
Commercial and industrial			$	991					$	—					$	2					$	—
Commercial real estate			856						—						5,566						589
Commercial real estate construction			—						—						—						—
Residential mortgage			—						—						—						—
Home equity lines of credit			—						—						—						—
Total			$	1,847					$	—					$	5,568					$	589
December 31, 2021
Commercial and industrial			$	1,888					$	—					$	7					$	—
Commercial real estate			1,468						181						6,673						20
Commercial real estate construction			—						2						123						—
Residential mortgage			—						—						60						—
Home equity lines of credit			—						—						—						—
Total			$	3,356					$	183					$	6,863					$	20

Nonaccrual Loans By Classes Of The Loan Portfolio

The following table presents nonaccrual loans by loan portfolio class as of December 31, 2022 and 2021, the table below excludes $735,000 and $4.6 million, respectively, in purchase credit impaired loans, net of unamortized fair value adjustments:

In thousands			2022						2021
Commercial and industrial			$	781					$	1,487
Commercial real estate			1,873						4,002
Commercial real estate construction			—						—
Residential mortgage			—						—
Home equity lines of credit			—						—
Total			$	2,654					$	5,489

Loan Portfolio Summarized By The Past Due Status

The following table presents the classes of the loan portfolio summarized by the past due status as of December 31, 2022 and 2021:

In thousands			30-59 Days Past Due						60-89 Days Past Due						>90 Days Past Due						Total Past Due						Current						Total Loans Receivable						Loans Receivable >90 Days and Accruing
December 31, 2022
Originated Loans
Commercial and industrial			$	257					$	—					$	162					$	419					$	149,736					$	150,155					$	—
Commercial real estate			1,809						—						255						2,064						631,376						633,440						—
Commercial real estate construction			24						—						—						24						75,076						75,100						—
Residential mortgage			1,846						734						330						2,910						323,753						326,663						330
Home equity lines of credit			245						117						49						411						70,933						71,344						49
Consumer			150						80						—						230						10,493						10,723						—
Total originated loans			4,331						931						796						6,058						1,261,367						1,267,425						379
Acquired Loans
Commercial and industrial			30						—						—						30						28,577						28,607						—
Commercial real estate			217						350						—						567						187,798						188,365						—
Commercial real estate construction			—						—						—						—						5,370						5,370						—
Residential mortgage			1,123						236						375						1,734						33,701						35,435						375
Home equity lines of credit			193						—						449						642						12,155						12,797						449
Consumer			5						—						—						5						606						611						—
Total acquired loans			1,568						586						824						2,978						268,207						271,185						824
Total Loans
Commercial and industrial			287						—						162						449						178,313						178,762						—
Commercial real estate			2,026						350						255						2,631						819,174						821,805						—
Commercial real estate construction			24						—						—						24						80,446						80,470						—
Residential mortgage			2,969						970						705						4,644						357,454						362,098						705
Home equity lines of credit			438						117						498						1,053						83,088						84,141						498
Consumer			155						80						—						235						11,099						11,334						—
Total Loans			$	5,899					$	1,517					$	1,620					$	9,036					$	1,529,574					$	1,538,610					$	1,203

In thousands			30-59 Days Past Due						60-89 Days Past Due						>90 Days Past Due						Total Past Due						Current						Total Loans Receivable						Loans Receivable >90 Days and Accruing
December 31, 2021
Originated Loans
Commercial and industrial			$	20					$	64					$	1,397					$	1,481					$	146,032					$	147,513					$	—
Commercial real estate			—						—						2,483						2,483						563,615						566,098						—
Commercial real estate construction			—						—						—						—						42,661						42,661						—
Residential mortgage			970						140						475						1,585						302,492						304,077						475
Home equity lines of credit			239						42						255						536						74,441						74,977						255
Consumer			84						58						—						142						9,566						9,708						—
Total originated loans			1,313						304						4,610						6,227						1,138,807						1,145,034						730
Acquired Loans
Commercial and industrial			—						—						—						—						32,054						32,054						—
Commercial real estate			—						270						—						270						219,887						220,157						—
Commercial real estate construction			—						—						—						—						7,339						7,339						—
Residential mortgage			210						950						—						1,160						43,888						45,048						—
Home equity lines of credit			1,156						—						—						1,156						16,629						17,785						—
Consumer			—						—						—						—						1,010						1,010						—
Total acquired loans			1,366						1,220						—						2,586						320,807						323,393						—
Total Loans
Commercial and industrial			20						64						1,397						1,481						178,086						179,567						—
Commercial real estate			—						270						2,483						2,753						783,502						786,255						—
Commercial real estate construction			—						—						—						—						50,000						50,000						—
Residential mortgage			1,180						1,090						475						2,745						346,380						349,125						475
Home equity lines of credit			1,395						42						255						1,692						91,070						92,762						255
Consumer			84						58						—						142						10,576						10,718						—
Total Loans			$	2,679					$	1,524					$	4,610					$	8,813					$	1,459,614					$	1,468,427					$	730

Allowance For Loan Losses And Recorded Investment In Financing Receivables

The following table summarizes the allowance for loan losses and recorded investment in loans:

In thousands			Commercial and Industrial						Commercial Real Estate						Commercial Real Estate Construction						Residential Mortgage						Home Equity Lines of Credit						Consumer						Unallocated						Total
December 31, 2022
Allowance for loan losses
Beginning balance- January 1, 2022			$	3,176					$	10,716					$	616					$	3,235					$	501					$	408					$	381					$	19,033
Charge-offs			(238)						(831)						—						(3)						(33)						(181)						—						(1,286)
Recoveries			58						—						—						5						22						29						—						114
Provisions (credits)			(148)						131						384						(208)						(143)						120						(136)						—
Ending balance- December 31, 2022			$	2,848					$	10,016					$	1,000					$	3,029					$	347					$	376					$	245					$	17,861
Ending balance: individually evaluated for impairment			$	628					$	192					$	—					$	—					$	—					$	—					$	—					$	820
Ending balance: collectively evaluated for impairment			$	2,220					$	9,824					$	1,000					$	3,029					$	347					$	376					$	245					$	17,041
Loans receivables
Ending balance			$	178,762					$	821,805					$	80,470					$	362,098					$	84,141					$	11,334					$	—					$	1,538,610
Ending balance: individually evaluated for impairment			$	781					$	5,334					$	—					$	—					$	—					$	—					$	—					$	6,115
Ending balance: collectively evaluated for impairment			$	177,981					$	816,471					$	80,470					$	362,098					$	84,141					$	11,334					$	—					$	1,532,495
December 31, 2021
Allowance for loan losses
Beginning balance- January 1, 2021			$	4,037					$	9,569					$	503					$	3,395					$	693					$	648					$	1,381					$	20,226
Charge-offs			(1,176)						—						—						—						(22)						(120)						—						(1,318)
Recoveries			43						—						—						—						—						32						—						75
Provisions			272						1,147						113						(160)						(170)						(152)						(1,000)						50
Ending balance- December 31, 2021			$	3,176					$	10,716					$	616					$	3,235					$	501					$	408					$	381					$	19,033
Ending balance: individually evaluated for impairment			$	855					$	600					$	—					$	—					$	—					$	—					$	—					$	1,455
Ending balance: collectively evaluated for impairment			$	2,321					$	10,116					$	616					$	3,235					$	501					$	408					$	381					$	17,578
Loans receivables
Ending balance			$	179,567					$	786,255					$	50,000					$	349,125					$	92,762					$	10,718					$	—					$	1,468,427
Ending balance: individually evaluated for impairment			$	1,487					$	7,576					$	—					$	—					$	—					$	—					$	—					$	9,063
Ending balance: collectively evaluated for impairment			$	178,080					$	778,679					$	50,000					$	349,125					$	92,762					$	10,718					$	—					$	1,459,364

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