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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
INTEREST AND DIVIDEND INCOME    
Loans, including fees $ 19,254 $ 16,090
Securities:    
Taxable 3,286 1,550
Tax-exempt 314 140
Dividends 41 35
Other 1,014 262
Total Interest Income 23,909 18,077
INTEREST EXPENSE    
Deposits 473 738
Short-term borrowings 17 17
Long-term borrowings 327 269
Total Interest Expense 817 1,024
Net Interest Income 23,092 17,053
Net Interest Income after Provisions for Credit Losses and Unfunded Commitments 22,719 17,053
OTHER INCOME    
Commissions from insurance sales 1,902 1,200
Earnings on investment in bank-owned life insurance 442 327
Net losses on sales or calls of securities (193) 0
Net gains (losses) on equity securities 20 (109)
Other 171 239
Total Other Income 4,984 4,459
OTHER EXPENSES    
Salaries and employee benefits 10,442 7,559
Net occupancy 1,037 1,159
Equipment 1,607 1,518
Other tax 337 416
Professional services 382 309
Supplies and postage 206 181
Marketing and corporate relations 154 103
FDIC and regulatory 249 271
Intangible assets amortization 360 309
Other operating 1,508 1,457
Total Other Expenses 16,282 13,282
Income before Income Taxes 11,421 8,230
PROVISION FOR INCOME TAXES 2,398 1,631
Net Income $ 9,023 $ 6,599
PER SHARE DATA    
Basic earnings (in dollars per share) $ 1.06 $ 0.76
Diluted earnings (in dollars per share) 1.06 0.76
Cash dividends declared (in dollars per share) $ 0.28 $ 0.26
Financing Receivable Excluding Unfunded Commitments    
INTEREST EXPENSE    
Provision for Credit Losses $ 97 $ 0
Unfunded Loan Commitment    
INTEREST EXPENSE    
Provision for Credit Losses 276 0
Service charges on deposit accounts    
OTHER INCOME    
Revenue from contract with customer, excluding assessed tax 962 958
Income from fiduciary, investment management and brokerage activities    
OTHER INCOME    
Revenue from contract with customer, excluding assessed tax 840 810
Income from mortgage loans held for sale    
OTHER INCOME    
Revenue from contract with customer, excluding assessed tax 17 281
Service charges on ATM and debit card transactions    
OTHER INCOME    
Revenue from contract with customer, excluding assessed tax $ 823 $ 753