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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Jun. 30, 2023
Jun. 30, 2022
INTEREST AND DIVIDEND INCOME        
Loans, including fees $ 18,947 $ 16,414 $ 37,845 $ 32,200
Interest and Fee Income, Loans and Leases, Tax-Exempt 352 356 708 660
Securities:        
Taxable 2,688 2,722 5,974 4,272
Tax-exempt 285 289 599 429
Dividends 51 24 92 59
Other 890 891 1,904 1,153
Total Interest Income 23,213 20,696 47,122 38,773
INTEREST EXPENSE        
Deposits 486 646 959 1,384
Short-term borrowings 108 20 125 37
Long-term borrowings 629 226 956 495
Total Interest Expense 1,223 892 2,040 1,916
Net Interest Income 21,990 19,804 45,082 36,857
Net Interest Income after Provisions for (Reversal of) Credit Losses and Unfunded Commitments 22,142 19,804 44,861 36,857
OTHER INCOME        
Commissions from insurance sales 2,840 2,808 4,742 4,008
Earnings on investment in bank-owned life insurance 484 363 926 690
Net losses on sales or calls of securities (546) 0 (739) 0
Net (losses) gains on equity securities (15) (148) 5 (257)
Gain on assets held for sale 323 0 323 0
Other 292 221 463 460
Total Other Income 6,194 6,076 11,178 10,535
OTHER EXPENSES        
Salaries and employee benefits 9,824 9,314 20,266 16,873
Net occupancy 1,002 939 2,039 2,098
Equipment 1,623 1,527 3,230 3,045
Other tax 305 402 642 818
Professional services 601 430 983 739
Supplies and postage 198 195 404 376
Marketing and corporate relations 159 67 313 170
FDIC and regulatory 295 264 544 535
Intangible assets amortization 360 389 720 698
Other operating 1,914 1,479 3,422 2,936
Total Other Expenses 16,281 15,006 32,563 28,288
Income before Income Taxes 12,055 10,874 23,476 19,104
PROVISION FOR INCOME TAXES 2,531 2,244 4,929 3,875
Net Income $ 9,524 $ 8,630 $ 18,547 $ 15,229
PER SHARE DATA        
Basic earnings (in dollars per share) $ 1.12 $ 0.99 $ 2.18 $ 1.75
Diluted earnings (in dollars per share) $ 1.12 $ 0.99 $ 2.17 $ 1.75
Financing Receivable Excluding Unfunded Commitments        
INTEREST EXPENSE        
Reversal of Credit Losses $ (273) $ 0 $ (176) $ 0
Unfunded Loan Commitment        
INTEREST EXPENSE        
Reversal of Credit Losses 121 0 397 0
Service charges on deposit accounts        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 989 1,006 1,951 1,964
Income from fiduciary, investment management and brokerage activities        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 979 816 1,819 1,626
Gain from mortgage loans held for sale        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 14 145 31 426
Service charges on ATM and debit card transactions        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 834 $ 865 $ 1,657 $ 1,618