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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Loans, including fees        
Taxable $ 20,285 $ 17,789 $ 58,130 $ 50,078
Tax-exempt 361 424 1,069 995
Securities:        
Taxable 2,477 2,830 8,451 7,102
Tax-exempt 284 189 883 618
Dividends 104 20 196 79
Other 723 2,130 2,627 3,283
Total Interest Income 24,234 23,382 71,356 62,155
INTEREST EXPENSE        
Deposits 928 605 1,887 1,989
Short-term borrowings 439 23 564 60
Long-term borrowings 1,122 234 2,078 729
Total Interest Expense 2,489 862 4,529 2,778
Net Interest Income 21,745 22,520 66,827 59,377
Net Interest Income after Provisions for (Reversal of) Credit Losses and Unfunded Commitments 21,666 22,520 66,527 59,377
OTHER INCOME        
Commissions from insurance sales 2,629 2,429 7,371 6,437
Earnings on investment in bank-owned life insurance 473 362 1,399 1,052
Net losses on sales or calls of securities 0 0 (739) 0
Equity Securities, FV-NI, Unrealized Gain (Loss) (27) (88) (22) (345)
Gain on assets held for sale 14 0 337 0
Other 410 362 873 822
Total Other Income 6,297 5,849 17,475 16,384
OTHER EXPENSES        
Salaries and employee benefits 10,069 9,320 30,335 26,193
Net occupancy 942 1,000 2,981 3,098
Equipment 1,554 1,521 4,784 4,566
Other tax 323 411 965 1,229
Professional services 617 589 1,600 1,328
Supplies and postage 229 254 633 630
Marketing and corporate relations 159 57 472 227
FDIC and regulatory 388 263 932 798
Intangible assets amortization 352 395 1,072 1,093
Other operating 1,703 1,510 5,125 4,446
Total Other Expenses 16,336 15,320 48,899 43,608
Income before Income Taxes 11,627 13,049 35,103 32,153
PROVISION FOR INCOME TAXES 2,583 2,725 7,512 6,600
Net Income $ 9,044 $ 10,324 $ 27,591 $ 25,553
PER SHARE DATA        
Basic earnings (in dollars per share) $ 1.06 $ 1.20 $ 3.24 $ 2.95
Diluted earnings (in dollars per share) $ 1.06 $ 1.20 $ 3.23 $ 2.95
Financing Receivable Excluding Unfunded Commitments        
INTEREST EXPENSE        
Provision for Credit Losses $ 250 $ 0 $ 74 $ 0
Unfunded Loan Commitment        
INTEREST EXPENSE        
Provision for Credit Losses (171) 0 226 0
Service charges on deposit accounts        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 1,000 1,082 2,951 3,046
Income from fiduciary, investment management and brokerage activities        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 953 823 2,772 2,449
Gain from mortgage loans held for sale        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax 0 42 31 468
Service charges on ATM and debit card transactions        
OTHER INCOME        
Revenue from contract with customer, excluding assessed tax $ 845 $ 837 $ 2,502 $ 2,455