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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Loans, including fees    
Taxable $ 79,433 $ 68,898
Tax-exempt 1,405 1,348
Securities:    
Taxable 10,985 9,799
Tax-exempt 1,168 1,144
Dividends 331 104
Other 3,318 5,756
Total Interest and Dividend Income 96,640 87,049
INTEREST EXPENSE    
Deposits 3,695 2,561
Short-term borrowings 898 77
Long-term borrowings 3,727 986
Total Interest Expense 8,320 3,624
Net Interest Income 88,320 83,425
Net Interest Income after Provisions for Credit Losses and Unfunded Commitments 87,476 83,425
NONINTEREST INCOME    
Insurance commissions 9,319 8,307
Earnings on investment in bank-owned life insurance 1,878 1,532
Net losses on sales or calls of investment securities (5,240) (234)
Net gains (losses) on equity securities 18 (298)
Net gains on sales of low income housing partnership 0 421
Gain on assets held for sale 337 0
Other 1,127 1,044
Total Noninterest Income 18,445 21,807
NONINTEREST EXPENSES    
Salaries and employee benefits 40,931 35,979
Net occupancy 3,908 4,076
Equipment 6,514 6,612
Other tax 1,269 1,632
Professional services 2,320 2,086
Supplies and postage 808 823
Marketing and corporate relations 612 299
FDIC and regulatory 1,388 1,128
Intangible assets amortization 1,424 1,492
Other 6,898 6,154
Total Noninterest Expenses 66,072 60,281
Income Before Income Taxes 39,849 44,951
Provision for income taxes 8,161 9,199
Net Income $ 31,688 $ 35,752
PER SHARE DATA    
Basic earnings $ 3.72 $ 4.15
Diluted earnings $ 3.71 $ 4.15
Financing Receivable Excluding Unfunded Commitments    
INTEREST EXPENSE    
Provision for credit losses $ 860 $ 0
Unfunded Loan Commitment    
INTEREST EXPENSE    
Provision for credit losses (16) 0
Service charges on deposits    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 3,958 4,066
Wealth management    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 3,644 3,160
ATM debit card charges    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 3,348 3,322
Gain from mortgage loans held for sale    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax $ 56 $ 487