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INCOME TAXES (Schedule of Reconciliations of the Statutory Federal Income Tax) (Details)
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Income Tax Disclosure [Abstract]    
Federal income tax at statutory rate 21.00% 21.00%
State income taxes, net of federal benefit 1.50% 1.80%
Tax-exempt income (1.30%) (1.10%)
Earnings on investment in bank-owned life insurance (1.00%) (0.70%)
Tax credit benefits 0.00% (0.60%)
Other 0.30% 0.10%
Effective Income Tax Rate, Total 20.50% 20.50%