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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2024
Mar. 31, 2023
Loans, including fees    
Taxable $ 21,470 $ 18,898
Tax-exempt 319 356
Securities:    
Taxable 2,911 3,286
Tax-exempt 284 314
Dividends 240 41
Other 750 1,014
Total Interest and Dividend Income 25,974 23,909
INTEREST EXPENSE    
Deposits 2,160 473
Short-term borrowings 339 17
Long-term borrowings 2,882 327
Total Interest Expense 5,381 817
Net Interest Income 20,593 23,092
Net Interest Income after Provisions for Credit Losses and Unfunded Commitments 20,521 22,719
NONINTEREST INCOME    
Insurance commissions 2,115 1,902
Earnings on investment in bank-owned life insurance 477 442
Net gains (losses) on sales or calls of investment securities 69 (193)
Net (losses) gains on equity securities (10) 20
Other 196 171
Total Noninterest Income 5,667 4,984
NONINTEREST EXPENSES    
Salaries and employee benefits 11,168 10,442
Equipment 1,729 1,607
Net occupancy 1,130 1,037
Professional services 616 382
FDIC and regulatory 375 249
Other tax 370 337
Intangible assets amortization 321 360
Supplies and postage 191 206
Marketing and corporate relations 88 154
Other 1,674 1,508
Total Noninterest Expenses 17,662 16,282
Income before Income Taxes 8,526 11,421
Provision for income taxes 1,758 2,398
Net Income $ 6,768 $ 9,023
PER SHARE DATA    
Basic earnings (in dollars per share) $ 0.80 $ 1.06
Diluted earnings (in dollars per share) $ 0.80 $ 1.06
Financing Receivable Excluding Unfunded Commitments    
INTEREST EXPENSE    
Provision for credit losses $ 223 $ 97
Unfunded Loan Commitment    
INTEREST EXPENSE    
Provision for credit losses (151) 276
Service charges on deposits    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 991 962
Wealth management    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 962 840
ATM debit card charges    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 819 823
Gain from mortgage loans held for sale    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax $ 48 $ 17