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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Loans, including fees        
Taxable $ 23,108 $ 20,285 $ 67,253 $ 58,130
Tax-exempt 311 361 943 1,069
Investment Securities:        
Taxable 2,617 2,477 8,193 8,451
Tax-exempt 284 284 852 883
Dividends 251 104 739 196
Other 670 723 2,104 2,627
Total Interest and Dividend Income 27,241 24,234 80,084 71,356
INTEREST EXPENSE        
Deposits 3,112 928 7,915 1,887
Short-term borrowings 204 439 847 564
Long-term borrowings 2,983 1,122 8,823 2,078
Total Interest Expense 6,299 2,489 17,585 4,529
Net Interest Income 20,942 21,745 62,499 66,827
Provision for (reversal of) credit losses 81 250 (2,686) 74
Provision for (reversal of) unfunded commitments 40 (171) (370) 226
Net Interest Income after Provisions for (Reversal of) Credit Losses and Unfunded Commitments 20,821 21,666 65,555 66,527
NONINTEREST INCOME        
Insurance commissions 2,787 2,629 7,649 7,371
Earnings on investment in bank-owned life insurance 503 473 1,473 1,399
Net gains (losses) on sales or calls of investment securities 0 0 69 (739)
Net gains (losses) on equity securities 28 (27) 19 (22)
Gain on assets held for sale 0 14 0 337
Other 339 410 756 873
Total Noninterest Income 6,833 6,297 18,927 17,475
NONINTEREST EXPENSES        
Salaries and employee benefits 11,017 10,069 32,611 30,335
Equipment 1,698 1,554 4,997 4,784
Net occupancy 945 942 3,066 2,981
Professional services 409 617 1,554 1,600
FDIC and regulatory 365 388 1,088 932
Other tax 360 323 1,086 965
Intangible assets amortization 304 352 940 1,072
Supplies and postage 236 229 610 633
Marketing and corporate relations 99 159 275 472
Merger-related 1,137 0 1,160 0
Other 1,674 1,703 4,910 5,125
Total Noninterest Expenses 18,244 16,336 52,297 48,899
Income Before Income Taxes 9,410 11,627 32,185 35,103
Provision for income taxes 2,206 2,583 6,934 7,512
Net Income $ 7,204 $ 9,044 $ 25,251 $ 27,591
PER SHARE DATA        
Basic earnings (in dollars per share) $ 0.85 $ 1.06 $ 2.97 $ 3.24
Diluted earnings (in dollars per share) $ 0.84 $ 1.06 $ 2.96 $ 3.23
Weighted average shares of common stock outstanding, basic (in shares) 8,507,140 8,517,917 8,500,860 8,518,006
Weighted average shares of common stock outstanding, diluted (in shares) 8,545,578 8,551,545 8,532,691 8,544,732
ATM debit card charges        
NONINTEREST INCOME        
Revenue from contract with customer, excluding assessed tax $ 828 $ 845 $ 2,488 $ 2,502
Service charges on deposits        
NONINTEREST INCOME        
Revenue from contract with customer, excluding assessed tax 1,048 1,000 3,060 2,951
Wealth management        
NONINTEREST INCOME        
Revenue from contract with customer, excluding assessed tax 1,188 953 3,219 2,772
Gain from mortgage loans held for sale        
NONINTEREST INCOME        
Revenue from contract with customer, excluding assessed tax $ 112 $ 0 $ 194 $ 31