XML 62 R49.htm IDEA: XBRL DOCUMENT v3.24.3
Loans and Allowance for Credit Losses - Schedule of Allowance for Credit Losses and Recorded Investment in Financing Receivables (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2024
Sep. 30, 2023
Sep. 30, 2024
Sep. 30, 2023
Dec. 31, 2023
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance $ 17,162 $ 19,148 $ 19,969 $ 17,861 $ 17,861
Charge-offs (51) (190) (163) (389) (506)
Recoveries 22 56 94 100  
Provisions (credits) 81 250 (2,686) 74  
Allowance for Credit Losses, Ending balance 17,214 19,264 17,214 19,264 19,969
Impact of CECL adoption          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance       1,618 1,618
Commercial Real Estate          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance 10,196 11,728 12,010 10,016 10,016
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provisions (credits) 196 170 (1,618) 776  
Allowance for Credit Losses, Ending balance 10,392 11,898 10,392 11,898 12,010
Commercial Real Estate | Impact of CECL adoption          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance       1,106 1,106
Residential Mortgage          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance 2,839 3,075 3,303 3,029 3,029
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provisions (credits) 31 78 (433) (173)  
Allowance for Credit Losses, Ending balance 2,870 3,153 2,870 3,153 3,303
Residential Mortgage | Impact of CECL adoption          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance       297 297
Commercial and Industrial          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance 1,465 1,941 2,048 2,848 2,848
Charge-offs 0 (81) 0 (110)  
Recoveries 6 32 24 42  
Provisions (credits) 301 (381) (300) (507)  
Allowance for Credit Losses, Ending balance 1,772 1,511 1,772 1,511 2,048
Commercial and Industrial | Impact of CECL adoption          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance       (762) (762)
Home Equity Lines of Credit          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance 312 388 397 347 347
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provisions (credits) (16) 5 (101) 29  
Allowance for Credit Losses, Ending balance 296 393 296 393 397
Home Equity Lines of Credit | Impact of CECL adoption          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance       17 17
Real Estate Construction          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance 2,247 1,885 2,070 1,000 1,000
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provisions (credits) (467) 279 (290) (183)  
Allowance for Credit Losses, Ending balance 1,780 2,164 1,780 2,164 2,070
Real Estate Construction | Impact of CECL adoption          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance       1,347 1,347
Consumer          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance 103 131 141 376 376
Charge-offs (51) (109) (163) (279)  
Recoveries 16 24 70 58  
Provisions (credits) 36 99 56 132  
Allowance for Credit Losses, Ending balance 104 145 104 145 141
Consumer | Impact of CECL adoption          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance       (142) (142)
Unallocated          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance 0 0 0 245 245
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provisions (credits) 0 0 0 0  
Allowance for Credit Losses, Ending balance $ 0 $ 0 $ 0 0 0
Unallocated | Impact of CECL adoption          
Allowance for Loan Losses [Roll Forward]          
Allowance for Credit Losses, Beginning balance       $ (245) $ (245)