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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
CASH FLOWS FROM OPERATING ACTIVITIES      
Net income $ 31,846 $ 31,688 $ 35,752
Adjustments to reconcile net income to net cash provided by operating activities:      
Gain on sales of loans originated for sale (301) (56) (487)
Gain on sales of assets held for sale 0 (337) 0
Loss on sale of premises and equipment 0 0 41
Earnings on investment in bank-owned life insurance (1,979) (1,878) (1,532)
(Gain) loss on sales or calls of securities (69) 5,240 234
Loss (gain) on equity securities 9 (18) 298
Gain on sale of low-income housing partnership 0 0 (421)
Restricted stock compensation expense 1,263 1,004 729
Depreciation and amortization 3,033 3,362 3,796
(Reversal of) provision for credit losses and reversal of unfunded commitments (2,763) 844 0
Net amortization of investment securities premiums 1,702 690 2,156
Increase in interest receivable (109) (1,165) (1,395)
Increase (decrease) in interest payable 757 743 (58)
Mortgage loans originated for sale (13,090) (2,646) (36,664)
Proceeds from sales of loans originated for sale 13,245 2,545 39,221
Decrease (increase) in other assets 5,351 (7,449) (4,303)
Deferred income tax 779 2,376 924
Increase in other liabilities 108 5,659 910
Net Cash Provided by Operating Activities 39,782 40,602 39,201
CASH FLOWS FROM INVESTING ACTIVITIES      
Proceeds from calls/maturities of investment securities held to maturity 727 1,097 2,903
Proceeds from calls/maturities of investment securities available for sale 44,707 32,594 58,578
Proceeds from sales of investment securities held to maturity 0 0 1,054
Proceeds from sales of investment securities available for sale 14,336 125,241 3,129
Proceeds from sales of equity securities 0 592 811
Purchase of investment securities available for sale 0 (48,838) (284,336)
Purchase of investment securities held to maturity 0 0 (22,204)
Purchase of equity securities 0 0 (206)
(Purchase)/redemption of restricted investment in bank stocks (1,176) (8,048) 674
Net increase in loans (55,206) (89,589) (71,829)
Proceeds from sale of low-income housing partnerships 0 0 421
Purchase of bank-owned life insurance 0 0 (12,200)
Acquisition of insurance books of business/agency 0 (174) (7,800)
Capital expenditures (960) (1,168) (1,811)
Proceeds from sales of premises and equipment 0 0 1,093
Proceeds from sales of assets held for sale 0 3,730 0
Net Cash Provided by (Used in) Investing Activities 2,428 15,437 (331,723)
CASH FLOWS FROM FINANCING ACTIVITIES      
Net decrease in noninterest-bearing deposits (48,829) (94,717) (28,311)
Net decrease in interest-bearing deposits (20,483) (242,445) (199,103)
Net (decrease) increase in short-term borrowings (41,056) 14,928 6,752
Proceeds from long-term borrowings 60,000 175,000 1,500
Repayments on long-term borrowings 0 0 (15,200)
Dividends paid (10,713) (9,702) (9,117)
Common stock repurchased (249) (2,027) (6,682)
Common stock issued, net of restricted stock forfeitures and withheld for taxes 424 721 713
Net Cash Used In Financing Activities (60,906) (158,242) (249,448)
Net Decrease in Cash and Cash Equivalents (18,696) (102,203) (541,970)
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Beginning Balance 65,958 168,161 710,131
Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Ending Balance 47,262 65,958 168,161
Supplemental disclosures of cash flow information:      
Cash paid for interest 23,097 7,155 3,682
Cash paid for income taxes 6,628 10,030 7,225
Supplemental disclosures of certain noncash activities:      
Recognition of operating lease right of use assets 0 126 472
Recognition of operating lease liabilities 0 126 472
Investments transferred from available for sale to held to maturity 0 0 39,683
Premises and equipment transferred to fixed assets held for sale 0 0 3,393
Loans transferred to foreclosed assets held for resale and other foreclosed transactions $ 32 $ 0 $ 474