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DEPOSITS (Schedule Of Deposits) (Details) - USD ($)
Dec. 31, 2024
Dec. 31, 2023
Interest-Bearing Deposit Liabilities [Abstract]    
Noninterest-bearing demand deposits $ 451,503,000 $ 500,332,000
Interest-bearing demand deposits 505,096,000 524,289,000
Deposits, Money Market Deposits 251,667,000 264,907,000
Deposits, Savings Deposits 311,207,000 340,134,000
Total demand and savings 1,519,473,000 1,629,662,000
Time 273,028,000 232,151,000
Total Deposits 1,792,501,000 1,861,813,000
Brokered deposits $ 24,100,000 $ 0