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CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Loans, including fees:    
Taxable $ 31,676 $ 21,470
Tax-exempt 292 319
Investment Securities:    
Taxable 2,902 2,911
Tax-exempt 288 284
Dividends 340 240
Other 792 750
Total Interest and Dividend Income 36,290 25,974
INTEREST EXPENSE    
Deposits 5,996 2,160
Short-term borrowings 294 339
Long-term borrowings 2,910 2,882
Total Interest Expense 9,200 5,381
Net Interest Income 27,090 20,593
Provision for credit losses 5,488 72
Net Interest Income after Provisions for (Reversal of) Credit Losses and Unfunded Commitments 21,602 20,521
NONINTEREST INCOME    
Insurance commissions 2,147 2,115
Earnings on investment in bank-owned life insurance 580 477
Gain on life insurance proceeds 254 0
Net gains on sales or calls of investment securities 0 69
Net gains (losses) on equity securities 14 (10)
Other 349 196
Total Noninterest Income 7,184 5,667
NONINTEREST EXPENSES    
Salaries and employee benefits 12,861 11,168
Equipment 2,280 1,729
Net occupancy 1,442 1,130
Professional services 577 616
FDIC and regulatory 401 375
Other tax 527 370
Intangible assets amortization 857 321
Merger-related 8,031 0
Other 2,359 1,953
Total Noninterest Expenses 29,335 17,662
(Loss) Income Before Income Taxes (549) 8,526
Income tax (benefit) expense (277) 1,758
Net (Loss) Income $ (272) $ 6,768
PER SHARE DATA    
Basic (loss) earnings (in dollars per share) $ (0.03) $ 0.80
Diluted (loss) earnings (in dollars per share) $ (0.03) $ 0.80
Weighted average shares of common stock outstanding, basic (in shares) 9,806,299 8,493,104
Weighted average shares of common stock outstanding, diluted (in shares) 9,823,475 8,511,648
Financing Receivable Excluding Unfunded Commitments    
INTEREST EXPENSE    
Provision for credit losses $ 5,968 $ 223
Unfunded Loan Commitment    
INTEREST EXPENSE    
Provision for credit losses (480) (151)
ATM debit card charges    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 831 819
Service charges on deposits    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 1,094 991
Wealth management    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax 1,060 962
Gain from mortgage loans held for sale    
NONINTEREST INCOME    
Revenue from contract with customer, excluding assessed tax $ 855 $ 48