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CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 12 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Dec. 31, 2024
CASH FLOWS FROM OPERATING ACTIVITIES      
Net (loss) income $ (272) $ 6,768  
Adjustments to reconcile net (loss) income to net cash (used in) provided by operating activities:      
Gain on sales of loans originated for sale (855) (48)  
Earnings on investment in bank-owned life insurance (580) (477)  
Gain on life insurance proceeds (254) 0  
Gain on sales or calls of securities 0 (69)  
(Gain) loss on equity securities (14) 10 $ 9
Restricted stock compensation expense 612 534  
Depreciation and amortization 1,445 766  
Provision for credit losses and unfunded commitments 5,488 72  
Net amortization of investment securities premiums 385 414  
Increase in interest receivable (615) (60)  
Increase in interest payable 69 682  
Mortgage loans originated for sale (26,749) (1,820)  
Proceeds from sales of loans originated for sale 19,129 2,060  
(Increase) decrease in other assets (2,771) 3,589  
Decrease (increase) in deferred tax asset 798 (222)  
Increase (decrease) in other liabilities 4,113 (1,381)  
Net Cash (Used in) Provided by Operating Activities (71) 10,818  
CASH FLOWS FROM INVESTING ACTIVITIES      
Proceeds from calls/maturities of investment securities held to maturity 171 184  
Proceeds from calls/maturities of investment securities available for sale 6,668 9,225  
Proceeds from sales of investment securities available for sale 97,883 14,336  
Purchase of investment securities available for sale (61,055) 0  
Redemption (purchase) of restricted investment in bank stocks 616 (1,200)  
Net decrease (increase) in loans 9,097 (37,012)  
Net cash and cash equivalents received from acquisition (36,206) 0  
Capital expenditures (659) (78)  
Net Cash Provided by (Used in) Investing Activities 88,927 (14,545)  
CASH FLOWS FROM FINANCING ACTIVITIES      
Net increase (decrease) in noninterest-bearing deposits 825 (749)  
Net increase (decrease) in interest-bearing deposits 5,175 (25,840)  
Net increase (decrease) in short-term borrowings 28,362 (39,579)  
Proceeds from long-term borrowings 0 60,000  
Repayments on long-term borrowings (40,188) 0  
Dividends paid (3,374) (2,547)  
Common stock repurchased (3,106) (147)  
Common stock issued, net of restricted stock forfeitures and withheld for taxes (249) (234)  
Net Cash Used In Financing Activities (12,555) (9,096)  
Net Increase (Decrease) in Cash and Cash Equivalents 76,301 (12,823)  
CASH AND CASH EQUIVALENTS — BEGINNING 47,262 65,958 65,958
CASH AND CASH EQUIVALENTS — ENDING 123,563 53,135 $ 47,262
Supplemental disclosures of cash flow information      
Cash paid for interest 7,718 5,321  
Cash paid for income taxes 6 0  
Supplemental disclosures of certain noncash activities:      
Recognition of Operating Lease Right of Use Assets, Noncash 183 0  
Lease Obligation Incurred 183 0  
Fair Value of Assets Acquired 877,557 0  
Liabilities Assumed 793,908 0  
Common shares issued $ 83,649 $ 0