<DOCUMENT>
<TYPE>EX-10
<SEQUENCE>3
<FILENAME>ex10-1.txt
<TEXT>
<page>

                                                                    EXHIBIT 10.1

            AMENDMENT NO. 4 TO AMENDED AND RESTATED CREDIT AGREEMENT

         THIS AMENDMENT NO. 4 TO AMENDED AND RESTATED CREDIT AGREEMENT (this
"AGREEMENT") is made and entered into as of November 5, 2004, by and among
MILLER INDUSTRIES, INC., a Tennessee corporation ("MILLER"), and MILLER
INDUSTRIES TOWING EQUIPMENT INC., a Delaware corporation and wholly owned
subsidiary of Miller ("MILLER TOWING") (Miller and Miller Towing may be referred
to herein individually as a "BORROWER" and together as the "Borrowers"), EACH OF
THE GUARANTORS SIGNATORY HERETO (the "GUARANTORS"), HARBOURSIDE INVESTMENTS,
LLLP ("HARBOURSIDE") as successor Agent to Bank of America, N.A. and Contrarian
Funds, LLC (in such capacity, the "Agent") for the Lenders under the Credit
Agreement (as defined below) and as a Lender.

                              W I T N E S S E T H:

         WHEREAS, the Agent, the Lenders and the Borrowers have entered into
that certain Amended and Restated Credit Agreement dated as of July 23, 2001, as
previously amended and modified from time to time (the "CREDIT AGREEMENT"); and

         WHEREAS, the Borrowers have requested that the terms of the Credit
Agreement be amended in the manner set forth herein, and the Agent and the
Lenders, subject to the terms and conditions contained herein, have agreed to
such amendments as set forth below; and

         WHEREAS, the Borrowers, the Agent, the Lenders and the Guarantors
acknowledge that the terms of this Agreement constitute an amendment and
modification of, and not a novation of, the Credit Agreement and the Notes;

         NOW, THEREFORE, in consideration of the mutual covenants and the
fulfillment of the conditions set forth herein, the parties hereby agree as
follows:

         1. DEFINITIONS. Unless the context otherwise requires, all capitalized
terms used herein without definition shall have the definitions provided
therefor in the Credit Agreement.

         2. AMENDMENTS TO CREDIT AGREEMENT. Subject to the conditions hereof,
the Credit Agreement is hereby amended, effective as of the date hereof, as
follows:

            (a) SECTION 1.1 of the Credit Agreement is hereby amended by
amending and restating the following definition to read in its entirety as
follows:

            "Stated Termination Date" means January 1, 2006.

         3. CONTINUING EFFECT OF LOAN DOCUMENTS.

            (a) Each Guarantor hereby (i) consents and agrees to the amendments
to the Credit Agreement set forth herein and (ii) confirms its joint and several
guarantee of payment of all the Guarantors' Obligations pursuant to the
Guaranty.

<PAGE>

            (b) Each of the Borrowers and Guarantors hereby acknowledge and
agree that each of the Security Instruments (i) remains in full force and effect
and is hereby reaffirmed, (ii) continues to secure all of the Obligations of the
Borrowers and the Guarantors' Obligations pursuant to the Guaranty, as
applicable, and (iii) notwithstanding anything to the contrary in any Security
Instrument, shall remain in effect until the Facility Termination Date.

         4. REPRESENTATIONS AND WARRANTIES. Each of the Borrowers hereby
certifies that after giving effect to this Agreement:

            (a) The Borrowers and each Subsidiary have the power and authority
to execute and perform this Amendment Agreement and have taken all action
required for the lawful execution, delivery and performance thereof; and

            (b) No event has occurred and no condition exists which has not been
waived which, upon the consummation of the transaction contemplated hereby, will
constitute a Default or an Event of Default on the part of the Borrowers under
the Credit Agreement or any other Loan Document either immediately or with the
lapse of time or the giving of notice, or both.

         5. CONDITIONS TO EFFECTIVENESS. This Amendment shall not be effective
until the following condition shall have been satisfied:

            (a) this Agreement duly executed by the Borrowers, the Guarantors,
the Agent and the Lenders and Agent shall have received a counterpart thereof
from each party thereto.

         Upon the satisfaction of the condition set forth in this SECTION 5, the
Amendment Agreement shall be effective as of the date hereof.

         6. ENTIRE AGREEMENT. This Agreement sets forth the entire understanding
and agreement of the parties hereto in relation to the subject matter hereof and
supersedes any prior negotiations and agreements among the parties relative to
such subject matter. No promise, condition, representation or warranty, express
or implied, not herein set forth shall bind any party hereto, and not one of
them has relied on any such promise, condition, representation or warranty. Each
of the parties hereto acknowledges that, except as otherwise expressly stated
herein, no representations, warranties or commitments, express or implied, have
been made by any party to the other. None of the terms or conditions of this
Agreement may be changed, modified, waived or canceled orally or otherwise,
except as provided in the Credit Agreement.

         7. FULL FORCE AND EFFECT OF AGREEMENT. Except as hereby specifically
amended, modified or supplemented, the Credit Agreement and all of the other
Loan Documents are hereby confirmed and ratified in all respects and shall
remain in full force and effect according to their respective terms.

         8. COUNTERPARTS. This Amendment Agreement may be executed in one or
more counterparts, each of which shall be deemed an original but all of which
together shall constitute one and the same instrument. Delivery of an executed
signature page hereof by facsimile transmission shall be effective as delivery
of a manually executed counterpart hereof.


                                       2
<PAGE>

         9. GOVERNING LAW. This Agreement shall in all respects be governed by,
and construed in accordance with, the laws of the State of Georgia.

         10. ENFORCEABILITY. Should any one or more of the provisions of this
Amendment Agreement be determined to be illegal or unenforceable as to one or
more of the parties hereto, all other provisions nevertheless shall remain
effective and binding on the parties hereto.

         11. NO NOVATION. This Agreement is given as an amendment and
modification of, and not as a payment of, the Obligations of the Borrower under
the Credit Agreement and is not intended to constitute a novation of the Credit
Agreement. All of the indebtedness, liabilities and obligations owing by the
Borrowers under the Credit Agreement and the Guarantor's obligations under the
Guaranties, as applicable, shall continue to be secured by the "Collateral" as
defined in the Credit Agreement and the Borrowers and the Guarantors acknowledge
and agree that the "Collateral" as defined in the Credit Agreement shall
continue to constitute "Collateral" hereunder and remains subject to a security
interest in favor of the Agent for the benefit of itself and the Lenders and to
secure such Obligations and Guarantors' Obligations.

         12. SUCCESSORS AND ASSIGNS. This Agreement shall be binding upon and
inure to the benefit of each of the Borrowers, the Lenders and the Agent and
their respective successors, assigns and legal representatives; PROVIDED,
however, that the Borrowers, without the prior consent of the Agent, may not
assign any rights, powers, duties or obligations hereunder.

      [Remainder of page intentionally blank; next page is signature page]





                                       3
<PAGE>



         IN WITNESS WHEREOF, the parties hereto have caused this Amendment No. 4
to Amended and Restated Credit Agreement to be duly executed by their duly
authorized officers, all as of the day and year first above written.

                                   BORROWERS:

                                   MILLER INDUSTRIES, INC.

                                   By:  /S/  J. VINCENT MISH
                                      ------------------------------------------
                                        J. Vincent Mish
                                        Chief Financial Officer

                                   MILLER INDUSTRIES TOWING EQUIPMENT INC.

                                   By:  /S/  J. VINCENT MISH
                                      ------------------------------------------
                                        J. Vincent Mish
                                        Chief Financial Officer




                                       4
<PAGE>


                                       GUARANTORS:

                                          APACO, INC.
                                          B&B ASSOCIATED INDUSTRIES, INC.
                                          CHEVRON, INC.
                                          CENTURY HOLDINGS, INC.
                                          CHAMPION CARRIER CORPORATION
                                          COMPETITION WHEELIFT, INC.
                                          GOLDEN WEST TOWING EQUIPMENT INC.
                                          KING AUTOMOTIVE & INDUSTRIAL
                                               EQUIPMENT, INC.
                                          MAEX, INC. F/K/A MID AMERICA WRECKER
                                               & EQUIPMENT
                                          SALES, INC. OF COLORADO
                                          MILLER FINANCIAL SERVICES GROUP,
                                               INC.
                                          MILLER/GREENEVILLE, INC.
                                          MILLER INDUSTRIES DISTRIBUTING, INC.
                                          MILLER INDUSTRIES INTERNATIONAL,
                                               INC.
                                          MILLER INDUSTRIES TOWING
                                               EQUIPMENT INC.
                                          PURPOSE, INC.
                                          SONOMA CIRCUITS, INC.
                                          SOUTHERN WRECKER CENTER, INC.
                                          SOUTHERN WRECKER SALES, INC.
                                          AETEX, INC. F/K/A A-EXCELLENCE
                                               TOWING CO.
                                          ALL AMERICAN TOWING SERVICES,INC.
                                          B-G TOWING, INC.
                                          BEAR TRANSPORTATION, INC.
                                          BTRCX, INC. F/K/A BERT'S TOWING
                                               RECOVERY CORPORATION
                                          BBSX, INC. F/K/A BOB BOLIN SERVICES,
                                               INC.
                                          BASIEX, INC. F/K/A BOB'S AUTO SERVICE,
                                               INC.
                                          BTRX, INC.
                                          BVSWS, INC. F/K/A BOB VINCENT AND SONS
                                               WRECKER SERVICE, INC.
                                          CAL WEST TOWING, INC.
                                          CBTX, INC. F/K/A CEDAR BLUFF 24 HOUR
                                               TOWING, INC.
                                          CCASX, INC.
                                          CEX, INC. F/K/A CHAD'S INC.


                                       5
<PAGE>

                                          CVDC, INC. F/K/A CLEVELAND VEHICLE
                                              DETENTION CENTER, INC.
                                          D.A. HANELINE, INC.
                                          DVREX, INC.
                                          DOLLAR ENTERPRISES, INC.
                                          DSX, INC. F/K/A DUGGER'S SERVICES,
                                               INC.
                                          GMAR, INC. F/K/A GOOD MECHANIC AUTO
                                               CO. OF RICHFIELD, INC.
                                          GATX, INC. F/K/A GREAT AMERICA
                                               TOWING, INC.
                                          GREG'S TOWING, INC.
                                          HTX, INC.
                                          LTSX, INC. F/K/A LAZER TOW SERVICES,
                                               INC.
                                          LASX, INC.
                                          LWKR, INC. MAEJO, INC.
                                          MEL'S ACQUISITION CORP.
                                          MGEX, INC. MSTEX, INC.
                                          MTSX, INC. MURPHY'S TOWING,
                                          INC. P.A.T., INC.
                                          PEX, INC. F/K/A/ PIPES ENTERPRISES,
                                                INC.
                                          RMA ACQUISITION CORP.
                                          RRIC ACQUISITION CORP.
                                          RSX, INC. F/K/A RECOVERY SERVICES,
                                               INC.
                                          ROAD ONE, INC.
                                          ROADONE EMPLOYEE SERVICES, INC.
                                          ROAD ONE INSURANCE SERVICES, INC.
                                          ROAD ONE SERVICE, INC.
                                          ROAD ONE SPECIALIZED
                                               TRANSPORTATION, INC.
                                          ROADONE TRANSPORTATION AND
                                               LOGISTICS, INC.
                                          R.M.W.S., INC.
                                          SWSX, INC. F/K/A SUBURBAN WRECKER
                                               SERVICE, INC.
                                          TEXAS TOWING CORPORATION
                                          TPCTH, INC.
                                          TREASURE COAST TOWING, INC.
                                          TREASURE COAST TOWING OF MARTIN
                                               COUNTY, INC.

                                       6
<PAGE>

                                          TSSC, INC. F/K/A TRUCK SALES & SALVAGE
                                               CO., INC.
                                          TWSX, INC.
                                          WSX, INC. F/K/A WES'S SERVICE
                                               INCORPORATED
                                          WTX, INC. F/K/A WILTSE TOWING, INC.
                                          WTC, INC.
                                          WTEX, INC.
                                          ZTRX, INC. F/K/A ZEHNER TOWING &
                                               RECOVERY, INC.

                                          By:  /S/  J. VINCENT MISH
                                               ---------------------------------



7
<PAGE>


                                          AGENT AND LENDERS:

                                          HARBOURSIDE INVESTMENTS, LLLP, as
                                          Agent and sole Lender


                                          By:  /S/  WILLIAM G. MILLER
                                             -----------------------------------
                                          Name:  William G. Miller
                                          Title:  General Partner




                                       8

</TEXT>
</DOCUMENT>
