    <SEC-DOCUMENT>0001829576-26-000029-index.html : 20260415
    <SEC-HEADER>0001829576-26-000029.hdr.sgml : 20260415
    <ACCEPTANCE-DATETIME>20260415104633
    ACCESSION NUMBER:		0001829576-26-000029
    CONFORMED SUBMISSION TYPE:	ARS
    PUBLIC DOCUMENT COUNT:		205
    CONFORMED PERIOD OF REPORT:	20251231
    FILED AS OF DATE:		20260415
    DATE AS OF CHANGE:		20260415
    EFFECTIVENESS DATE:		20260415

    FILER:

    	COMPANY DATA:
    		COMPANY CONFORMED NAME:			Carter Bankshares, Inc.
    		CENTRAL INDEX KEY:			0001829576
    		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
    		ORGANIZATION NAME:           	02 Finance
    		EIN:				853365661
    		STATE OF INCORPORATION:			VA
    		FISCAL YEAR END:			1231

    	FILING VALUES:
    		FORM TYPE:		ARS
    		SEC ACT:		1934 Act
    		SEC FILE NUMBER:	001-39731
    		FILM NUMBER:		26862996

    	BUSINESS ADDRESS:
    		STREET 1:		1300 KINGS MOUNTAIN ROAD
    		CITY:			MARTINSVILLE
    		STATE:			VA
    		ZIP:			24112
    		BUSINESS PHONE:		276-656-1776

    	MAIL ADDRESS:
    		STREET 1:		1300 KINGS MOUNTAIN ROAD
    		CITY:			MARTINSVILLE
    		STATE:			VA
    		ZIP:			24112
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