<SEC-DOCUMENT>0001381258-26-000002-index.html : 20260227
<SEC-HEADER>0001381258-26-000002.hdr.sgml : 20260227
<ACCEPTANCE-DATETIME>20260227115544
ACCESSION NUMBER:		0001381258-26-000002
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20260214
FILED AS OF DATE:		20260227
DATE AS OF CHANGE:		20260227

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Davis Jane Ann
		CENTRAL INDEX KEY:			0001381258
		ORGANIZATION NAME:           	

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-39731
		FILM NUMBER:		26695298

	MAIL ADDRESS:	
		STREET 1:		CARTER BANK & TRUST
		STREET 2:		1300 KINGS MOUNTAIN ROAD
		CITY:			MARTINSVILLE
		STATE:			VA
		ZIP:			24112

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Carter Bankshares, Inc.
		CENTRAL INDEX KEY:			0001829576
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		ORGANIZATION NAME:           	02 Finance
		EIN:				853365661
		STATE OF INCORPORATION:			VA
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		1300 KINGS MOUNTAIN ROAD
		CITY:			MARTINSVILLE
		STATE:			VA
		ZIP:			24112
		BUSINESS PHONE:		276-656-1776

	MAIL ADDRESS:	
		STREET 1:		1300 KINGS MOUNTAIN ROAD
		CITY:			MARTINSVILLE
		STATE:			VA
		ZIP:			24112
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>wk-form4_1772211341.xml
<DESCRIPTION>FORM 4
<TEXT>
Document 1 - file: wk-form4_1772211341.html

Document 1 - RAW XML: wk-form4_1772211341.xml

</DOCUMENT>
<DOCUMENT>
<TYPE>EX-24
<SEQUENCE>2
<FILENAME>jdavis.htm
<DESCRIPTION>EX-24
<TEXT>
Document 2 - file: jdavis.htm

</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>jdavis001.jpg
<TEXT>
Document 3 - file: jdavis001.jpg

</DOCUMENT>
</SEC-DOCUMENT>