EXHIBIT 21


SUBSIDIARIES OF THE REGISTRANT



The following lists the subsidiaries of the Registrant and the state or jurisdiction of incorporation.

 

Name and Address of Subsidiary

Incorporated

 

 

 

1.

ChoiceOne Bank
109 East Division
Sparta, Michigan 49345

Michigan

 

 

 

2.

ChoiceOne Insurance Agencies, Inc.(1)
109 East Division
Sparta, Michigan 49345

Michigan

 

 

 

3.

ChoiceOne Travel, Inc.(1)(2)
5228 Alpine Avenue NW
Comstock Park, Michigan 49544

Michigan

 

 

 

4.

ChoiceOne Mortgage Company of Michigan(1)
109 E. Division
Sparta, Michigan 49345

Michigan

 

 

 

5.

West Shore Computer Services, Inc.(3)
111 North Main Street
Scottville, Michigan 49454

Michigan

                                                           

(1)

These are wholly-owned subsidiaries of ChoiceOne Bank.

(2)

The operations of ChoiceOne Travel were closed on April 1, 2001. The corporation remains inactive.

(3)

ChoiceOne Bank owns a 20% interest in West Shore Computer Services, Inc.