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Off-Balance Sheet Activities | 12 Months Ended
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Dec. 31, 2014
Fair Value Disclosures [Abstract] |
Off-Balance Sheet Activities | Note 19 – Off-Balance Sheet Activities Some financial instruments, such as loan commitments, credit lines, letters of credit, and overdraft protection, are issued to meet customers’ financing needs. These are agreements to provide credit or to support the credit of others, as long as conditions established in the contract are met, and usually have expiration dates. Commitments may expire without being used. Off-balance sheet risk to credit loss exists up to the face amount of these instruments, although material losses are not anticipated. The same credit policies are used to make such commitments as are used for loans, including obtaining collateral at exercise of the commitment. The contractual amount of financial instruments with off-balance sheet risk was as follows at December 31:
|  | 2014 |  | 2013
|  | Fixed |  | Variable |  | Fixed |  | Variable
(Dollars in thousands) |  | Rate |  | Rate |  | Rate |  | Rate
Unused lines of credit and letters of credit |  | $ | 7,076 |  |  | $ | 60,476 |  |  | $ | 3,495 |  |  | $ | 66,421 |
Commitments to fund loans (at market rates) |  |  | 3,116 |  |  |  | 1,050 |  |  |  | 7,464 |  |  |  | 1,899 |
Commitments to fund loans are generally made for periods of 180 days or less. The fixed rate loan commitments have interest rates ranging from 3.75% to 8.20% and maturities ranging from 18 months to 30 years.

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- Definition Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section 50 -Paragraph 3 -URI http://asc.fasb.org/extlink&oid=6367646&loc=d3e18780-107790 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 9 -URI http://asc.fasb.org/extlink&oid=35738203&loc=d3e5144-111524 + Details
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