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Regulatory Capital (Tables) | 12 Months Ended
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Dec. 31, 2014
Banking and Thrift [Abstract] |
Schedule of actual capital and minimum required levels | Actual capital levels and minimum required levels for ChoiceOne and the Bank were as follows:
|  |  |  |  |  |  |  |  |  | Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations
|  |  |  |  |  | Minimum Required for Capital Adequacy Purposes |
(Dollars in thousands) |  | Actual |  |
|  | Amount |  | Ratio |  | Amount |  | Ratio |  | Amount |  | Ratio
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |
ChoiceOne Financial Services Inc. |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 55,223 |  |  |  | 14.3 | % |  | $ | 30,948 |  |  |  | 8.0 | % |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to risk weighted assets) |  |  | 50,562 |  |  |  | 13.1 |  |  |  | 15,474 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to average assets) |  |  | 50,562 |  |  |  | 9.6 |  |  |  | 21,016 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
ChoiceOne Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 52,664 |  |  |  | 13.6 | % |  | $ | 30,881 |  |  |  | 8.0 | % |  | $ | 38,601 |  |  |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  |  | 48,665 |  |  |  | 12.6 |  |  |  | 15,441 |  |  |  | 4.0 |  |  |  | 23,161 |  |  |  | 6.0 |
Tier 1 capital (to average assets) |  |  | 48,665 |  |  |  | 9.3 |  |  |  | 20,971 |  |  |  | 4.0 |  |  |  | 26,214 |  |  |  | 5.0 |
December 31, 2013 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ChoiceOne Financial Services Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 50,530 |  |  |  | 14.4 | % |  | $ | 28,077 |  |  |  | 8.0 | % |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to risk weighted assets) |  |  | 46,406 |  |  |  | 13.2 |  |  |  | 14,039 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to average assets) |  |  | 46,406 |  |  |  | 9.5 |  |  |  | 19,517 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
ChoiceOne Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 49,340 |  |  |  | 14.1 | % |  | $ | 28,048 |  |  |  | 8.0 | % |  | $ | 35,060 |  |  |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  |  | 45,216 |  |  |  | 12.9 |  |  |  | 14,024 |  |  |  | 4.0 |  |  |  | 21,036 |  |  |  | 6.0 |
Tier 1 capital (to average assets) |  |  | 45,216 |  |  |  | 9.3 |  |  |  | 19,489 |  |  |  | 4.0 |  |  |  | 24,361 |  |  |  | 5.0 |

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1H -Subparagraph (c)(2) -URI http://asc.fasb.org/extlink&oid=35709795&loc=d3e65071-112826 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1 -Subparagraph (c)(1) -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958568-112826 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1B -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958570-112826 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 942 -SubTopic 505 -Section 50 -Paragraph 1G -URI http://asc.fasb.org/extlink&oid=35709795&loc=SL5958577-112826 + Details
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