XML 52 R62.htm IDEA: XBRL DOCUMENT v2.4.1.9
Loans and Allowance for Loan Losses (Details 4) (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2014
NumberOfLoans
Dec. 31, 2013
NumberOfLoans
Financing Receivable, Modifications [Line Items]    
Number of loans TDRs 8cofs_NumberOfLoans 7cofs_NumberOfLoans
Pre-Modification Outstanding Recorded Investment $ 1,909us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2 $ 1,276us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
Post Modification Oustanding Recorded Investment 1,909us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2 1,276us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
Number of loans with payment default 8us-gaap_FinancingReceivableModificationsNumberOfContracts2 5us-gaap_FinancingReceivableModificationsNumberOfContracts2
Post Modification Oustanding Recorded Investment - past due for 30 days or more 1,702us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1 673us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
Commercial and Industrial [Member]    
Financing Receivable, Modifications [Line Items]    
Number of loans TDRs 1cofs_NumberOfLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= cofs_FinancingReceivableCommercialAndIndustrialMember
1cofs_NumberOfLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= cofs_FinancingReceivableCommercialAndIndustrialMember
Pre-Modification Outstanding Recorded Investment 32us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= cofs_FinancingReceivableCommercialAndIndustrialMember
216us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= cofs_FinancingReceivableCommercialAndIndustrialMember
Post Modification Oustanding Recorded Investment 32us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= cofs_FinancingReceivableCommercialAndIndustrialMember
216us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= cofs_FinancingReceivableCommercialAndIndustrialMember
Consumer [Member]    
Financing Receivable, Modifications [Line Items]    
Number of loans with payment default   1us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
Post Modification Oustanding Recorded Investment - past due for 30 days or more   29us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ConsumerPortfolioSegmentMember
Commercial Real Estate [Member]    
Financing Receivable, Modifications [Line Items]    
Number of loans TDRs 5cofs_NumberOfLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
4cofs_NumberOfLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
Pre-Modification Outstanding Recorded Investment 1,596us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
948us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
Post Modification Oustanding Recorded Investment 1,596us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
948us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
Number of loans with payment default 6us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
3us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
Post Modification Oustanding Recorded Investment - past due for 30 days or more 1,592us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
573us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_CommercialRealEstatePortfolioSegmentMember
Residential Real Estate [Member]    
Financing Receivable, Modifications [Line Items]    
Number of loans TDRs 2cofs_NumberOfLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
2cofs_NumberOfLoans
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Pre-Modification Outstanding Recorded Investment 281us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
112us-gaap_FinancingReceivableModificationsPreModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Post Modification Oustanding Recorded Investment 281us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
112us-gaap_FinancingReceivableModificationsPostModificationRecordedInvestment2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Number of loans with payment default 2us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
1us-gaap_FinancingReceivableModificationsNumberOfContracts2
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
Post Modification Oustanding Recorded Investment - past due for 30 days or more $ 110us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember
$ 71us-gaap_FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
/ us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis
= us-gaap_ResidentialPortfolioSegmentMember