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CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)
In Thousands, unless otherwise specified
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Dec. 31, 2012
Cash flows from operating activities:      
Net income $ 5,695us-gaap_NetIncomeLoss $ 5,094us-gaap_NetIncomeLoss $ 4,262us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash from operating activities:      
Provision for loan losses 100us-gaap_ProvisionForLoanAndLeaseLosses 300us-gaap_ProvisionForLoanAndLeaseLosses 2,515us-gaap_ProvisionForLoanAndLeaseLosses
Depreciation 986us-gaap_Depreciation 927us-gaap_Depreciation 900us-gaap_Depreciation
Amortization 1,493us-gaap_AdjustmentForAmortization 1,636us-gaap_AdjustmentForAmortization 1,569us-gaap_AdjustmentForAmortization
Compensation expense on employee stock purchases and restricted stock units 60us-gaap_ShareBasedCompensation 22us-gaap_ShareBasedCompensation 11us-gaap_ShareBasedCompensation
Net gains on sales of securities (311)us-gaap_GainLossOnSaleOfSecuritiesNet (137)us-gaap_GainLossOnSaleOfSecuritiesNet (419)us-gaap_GainLossOnSaleOfSecuritiesNet
Gains on sales of loans (1,023)us-gaap_GainLossOnSaleOfLoansAndLeases (1,566)us-gaap_GainLossOnSaleOfLoansAndLeases (1,634)us-gaap_GainLossOnSaleOfLoansAndLeases
Loans originated for sale (29,850)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale (42,906)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale (44,889)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale
Proceeds from loan sales 29,561us-gaap_ProceedsFromSaleOfLoansHeldForSale 45,204us-gaap_ProceedsFromSaleOfLoansHeldForSale 45,622us-gaap_ProceedsFromSaleOfLoansHeldForSale
Earnings on bank-owned life insurance (302)us-gaap_BankOwnedLifeInsuranceIncome (299)us-gaap_BankOwnedLifeInsuranceIncome (447)us-gaap_BankOwnedLifeInsuranceIncome
Gains on sales of other real estate owned (24)us-gaap_GainsLossesOnSalesOfOtherRealEstate (122)us-gaap_GainsLossesOnSalesOfOtherRealEstate (51)us-gaap_GainsLossesOnSalesOfOtherRealEstate
Write-downs of other real estate owned 154cofs_WriteDownsOfOtherRealEstateOwned 926cofs_WriteDownsOfOtherRealEstateOwned 405cofs_WriteDownsOfOtherRealEstateOwned
Proceeds from sales of other real estate owned 789us-gaap_ProceedsFromSaleOfOtherRealEstate 1,604us-gaap_ProceedsFromSaleOfOtherRealEstate 1,259us-gaap_ProceedsFromSaleOfOtherRealEstate
Deferred federal income tax (benefit)/expense (460)us-gaap_DeferredFederalIncomeTaxExpenseBenefit 59us-gaap_DeferredFederalIncomeTaxExpenseBenefit (132)us-gaap_DeferredFederalIncomeTaxExpenseBenefit
Net changes in other assets (380)us-gaap_IncreaseDecreaseInOtherOperatingAssets 289us-gaap_IncreaseDecreaseInOtherOperatingAssets 667us-gaap_IncreaseDecreaseInOtherOperatingAssets
Net changes in other liabilities 985us-gaap_IncreaseDecreaseInOtherOperatingLiabilities (667)us-gaap_IncreaseDecreaseInOtherOperatingLiabilities 4us-gaap_IncreaseDecreaseInOtherOperatingLiabilities
Net cash from operating activities 7,473us-gaap_NetCashProvidedByUsedInOperatingActivities 10,364us-gaap_NetCashProvidedByUsedInOperatingActivities 9,642us-gaap_NetCashProvidedByUsedInOperatingActivities
Cash flows from investing activities:      
Sales of securities available for sale 24,766us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities 8,790us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities 9,369us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities
Maturities, prepayments and calls of securities available for sale 11,427us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 26,072us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 39,098us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
Purchases of securities available for sale (41,770)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (40,687)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (69,564)us-gaap_PaymentsToAcquireAvailableForSaleSecurities
Purchase of Federal Reserve Bank Stock       (1)us-gaap_PaymentsToAcquireFederalReserveStock
Calls of FHLB stock 565us-gaap_ProceedsFromSaleOfFederalReserveStock      
Purchase of bank-owned life insurance policies (1,500)us-gaap_PaymentsToAcquireLifeInsurancePolicies      
Loan originations and payments, net (31,370)us-gaap_PaymentsForProceedsFromLoansAndLeases (6,812)us-gaap_PaymentsForProceedsFromLoansAndLeases 5,065us-gaap_PaymentsForProceedsFromLoansAndLeases
Proceeds from life insurance       311us-gaap_ProceedsFromLifeInsurancePolicies
Additions to premises and equipment (786)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (801)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (921)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Net cash from investing activities (38,668)us-gaap_NetCashProvidedByUsedInInvestingActivities (13,438)us-gaap_NetCashProvidedByUsedInInvestingActivities (16,643)us-gaap_NetCashProvidedByUsedInInvestingActivities
Cash flows from financing activities:      
Net change in deposits 16,701us-gaap_IncreaseDecreaseInDeposits (6,072)us-gaap_IncreaseDecreaseInDeposits 20,834us-gaap_IncreaseDecreaseInDeposits
Net change in repurchase agreements 710us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase 6,461us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase (2,297)us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
Proceeds from Federal Home Loan Bank advances 87,700us-gaap_ProceedsFromFederalHomeLoanBankAdvances 7,000us-gaap_ProceedsFromFederalHomeLoanBankAdvances   
Payments on Federal Home Loan Bank advances (75,729)us-gaap_PaymentsForFederalHomeLoanBankAdvances (1,028)us-gaap_PaymentsForFederalHomeLoanBankAdvances (8,027)us-gaap_PaymentsForFederalHomeLoanBankAdvances
Issuance of common stock 132us-gaap_ProceedsFromIssuanceOfCommonStock 130us-gaap_ProceedsFromIssuanceOfCommonStock 123us-gaap_ProceedsFromIssuanceOfCommonStock
Repurchase of common stock (203)us-gaap_PaymentsForRepurchaseOfCommonStock (192)us-gaap_PaymentsForRepurchaseOfCommonStock (75)us-gaap_PaymentsForRepurchaseOfCommonStock
Cash dividends (1,945)us-gaap_PaymentsOfDividends (1,780)us-gaap_PaymentsOfDividends (1,648)us-gaap_PaymentsOfDividends
Net cash from financing activities 27,366us-gaap_NetCashProvidedByUsedInFinancingActivities 4,519us-gaap_NetCashProvidedByUsedInFinancingActivities 8,910us-gaap_NetCashProvidedByUsedInFinancingActivities
Net change in cash and cash equivalents (3,829)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease 1,445us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease 1,909us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Beginning cash and cash equivalents 20,479us-gaap_CashAndCashEquivalentsAtCarryingValue 19,034us-gaap_CashAndCashEquivalentsAtCarryingValue 17,125us-gaap_CashAndCashEquivalentsAtCarryingValue
Ending cash and cash equivalents 16,650us-gaap_CashAndCashEquivalentsAtCarryingValue 20,479us-gaap_CashAndCashEquivalentsAtCarryingValue 19,034us-gaap_CashAndCashEquivalentsAtCarryingValue
Supplemental disclosures of cash flow information:      
Cash paid for interest 1,161us-gaap_InterestPaidNet 1,456us-gaap_InterestPaidNet 2,625us-gaap_InterestPaidNet
Cash paid for income taxes 1,760us-gaap_IncomeTaxesPaidNet 2,000us-gaap_IncomeTaxesPaidNet 1,425us-gaap_IncomeTaxesPaidNet
Loans transferred to other real estate owned 561cofs_LoansTransferredToOtherRealEstate 897cofs_LoansTransferredToOtherRealEstate 1,718cofs_LoansTransferredToOtherRealEstate
Other real estate owned transferred to premises and equipment       $ 20cofs_OtherRealEstateOwnedTransferredToPremisesAndEquipment