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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Interest income    
Loans, including fees $ 3,942us-gaap_InterestAndFeeIncomeLoansAndLeases $ 3,824us-gaap_InterestAndFeeIncomeLoansAndLeases
Securities:    
Taxable 452us-gaap_InterestIncomeSecuritiesTaxable 482us-gaap_InterestIncomeSecuritiesTaxable
Tax exempt 349us-gaap_InterestIncomeSecuritiesTaxExempt 347us-gaap_InterestIncomeSecuritiesTaxExempt
Other 3us-gaap_OtherInterestAndDividendIncome 3us-gaap_OtherInterestAndDividendIncome
Total interest income 4,746us-gaap_InterestAndDividendIncomeOperating 4,656us-gaap_InterestAndDividendIncomeOperating
Interest expense    
Deposits 225us-gaap_InterestExpenseDeposits 279us-gaap_InterestExpenseDeposits
Advances from Federal Home Loan Bank 19us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm 11us-gaap_InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
Other 12us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase 13us-gaap_InterestExpenseFederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
Total interest expense 256us-gaap_InterestExpense 303us-gaap_InterestExpense
Net interest income 4,490us-gaap_InterestIncomeExpenseNet 4,353us-gaap_InterestIncomeExpenseNet
Provision for loan losses 100us-gaap_ProvisionForLoanAndLeaseLosses 100us-gaap_ProvisionForLoanAndLeaseLosses
Net interest income after provision for loan losses 4,390us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss 4,253us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss
Noninterest income    
Customer service charges 983us-gaap_FeesAndCommissionsDepositorAccounts 859us-gaap_FeesAndCommissionsDepositorAccounts
Insurance and investment commissions 341us-gaap_InsuranceCommissionsAndFees 231us-gaap_InsuranceCommissionsAndFees
Gains on sales of loans 503us-gaap_GainLossOnSalesOfLoansNet 146us-gaap_GainLossOnSalesOfLoansNet
Net gains on sales of securities 8us-gaap_GainLossOnSaleOfSecuritiesNet 65us-gaap_GainLossOnSaleOfSecuritiesNet
Net losses on sales and write-downs of other assets (21)us-gaap_GainLossOnSaleOfOtherAssets (1)us-gaap_GainLossOnSaleOfOtherAssets
Earnings on life insurance policies 387us-gaap_BankOwnedLifeInsuranceIncome 71us-gaap_BankOwnedLifeInsuranceIncome
Other 91us-gaap_NoninterestIncomeOther 115us-gaap_NoninterestIncomeOther
Total noninterest income 2,294us-gaap_NoninterestIncome 1,486us-gaap_NoninterestIncome
Noninterest expense    
Salaries and benefits 2,299us-gaap_LaborAndRelatedExpense 2,084us-gaap_LaborAndRelatedExpense
Occupancy and equipment 596us-gaap_OccupancyNet 617us-gaap_OccupancyNet
Data processing 553us-gaap_InformationTechnologyAndDataProcessing 426us-gaap_InformationTechnologyAndDataProcessing
Professional fees 277us-gaap_ProfessionalFees 197us-gaap_ProfessionalFees
Supplies and postage 105us-gaap_SuppliesAndPostageExpense 113us-gaap_SuppliesAndPostageExpense
Advertising and promotional 67us-gaap_MarketingAndAdvertisingExpense 42us-gaap_MarketingAndAdvertisingExpense
Intangible amortization 112us-gaap_AmortizationOfIntangibleAssets 112us-gaap_AmortizationOfIntangibleAssets
Loan and collection expense 44cofs_LoanAndCollectionExpense 26cofs_LoanAndCollectionExpense
FDIC insurance 78us-gaap_FederalDepositInsuranceCorporationPremiumExpense 80us-gaap_FederalDepositInsuranceCorporationPremiumExpense
Other 429us-gaap_OtherNoninterestExpense 359us-gaap_OtherNoninterestExpense
Total noninterest expense 4,561us-gaap_NoninterestExpense 4,056us-gaap_NoninterestExpense
Income before income tax 2,124us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments 1,683us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
Income tax expense 482us-gaap_IncomeTaxExpenseBenefit 435us-gaap_IncomeTaxExpenseBenefit
Net income $ 1,642us-gaap_NetIncomeLoss $ 1,248us-gaap_NetIncomeLoss
Basic earnings per share (Note 4) (in dollars per share) $ 0.50us-gaap_EarningsPerShareBasic $ 0.38us-gaap_EarningsPerShareBasic
Diluted earnings per share (Note 4) (in dollars per share) $ 0.50us-gaap_EarningsPerShareDiluted $ 0.38us-gaap_EarningsPerShareDiluted
Dividends declared per share (in dollars per share) $ 0.15us-gaap_CommonStockDividendsPerShareDeclared $ 0.14us-gaap_CommonStockDividendsPerShareDeclared