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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2015
Mar. 31, 2014
Cash flows from operating activities:    
Net income $ 1,642us-gaap_NetIncomeLoss $ 1,248us-gaap_NetIncomeLoss
Adjustments to reconcile net income to net cash from operating activities:    
Provision for loan losses 100us-gaap_ProvisionForLoanAndLeaseLosses 100us-gaap_ProvisionForLoanAndLeaseLosses
Depreciation 244us-gaap_Depreciation 245us-gaap_Depreciation
Amortization 385us-gaap_AdjustmentForAmortization 381us-gaap_AdjustmentForAmortization
Compensation expense on employee stock purchases and restricted stock units 15us-gaap_ShareBasedCompensation 8us-gaap_ShareBasedCompensation
Net gains on sales of securities (8)us-gaap_GainLossOnSaleOfSecuritiesNet (65)us-gaap_GainLossOnSaleOfSecuritiesNet
Gains on sales of loans (503)us-gaap_GainLossOnSaleOfLoansAndLeases (146)us-gaap_GainLossOnSaleOfLoansAndLeases
Loans originated for sale (6,772)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale (4,107)us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale
Proceeds from loan sales 7,364us-gaap_ProceedsFromSaleOfLoansHeldForSale 4,444us-gaap_ProceedsFromSaleOfLoansHeldForSale
Earnings on bank-owned life insurance (387)us-gaap_BankOwnedLifeInsuranceIncome (71)us-gaap_BankOwnedLifeInsuranceIncome
Proceeds on bank-owned life insurance 461us-gaap_ProceedsFromLifeInsurancePolicies  
(Gains)/Losses on sales of other real estate owned (2)us-gaap_GainsLossesOnSalesOfOtherRealEstate 2us-gaap_GainsLossesOnSalesOfOtherRealEstate
Write-downs of other real estate owned 23cofs_WriteDownsOfOtherRealEstateOwned  
Proceeds from sales of other real estate owned 58us-gaap_ProceedsFromSaleOfOtherRealEstate 204us-gaap_ProceedsFromSaleOfOtherRealEstate
Deferred federal income tax (benefit)/expense (175)us-gaap_DeferredFederalIncomeTaxExpenseBenefit (77)us-gaap_DeferredFederalIncomeTaxExpenseBenefit
Net changes in other assets (408)us-gaap_IncreaseDecreaseInOtherOperatingAssets (148)us-gaap_IncreaseDecreaseInOtherOperatingAssets
Net changes in other liabilities 298us-gaap_IncreaseDecreaseInOtherOperatingLiabilities 134us-gaap_IncreaseDecreaseInOtherOperatingLiabilities
Net cash from operating activities 2,335us-gaap_NetCashProvidedByUsedInOperatingActivities 2,152us-gaap_NetCashProvidedByUsedInOperatingActivities
Cash flows from investing activities:    
Sales 1,123us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities 4,769us-gaap_ProceedsFromSaleOfAvailableForSaleSecurities
Maturities, prepayments and calls 1,157us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities 2,016us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
Purchases (9,441)us-gaap_PaymentsToAcquireAvailableForSaleSecurities (13,940)us-gaap_PaymentsToAcquireAvailableForSaleSecurities
Loan originations and payments, net 7,690us-gaap_PaymentsForProceedsFromLoansAndLeases (4,996)us-gaap_PaymentsForProceedsFromLoansAndLeases
Additions to premises and equipment (147)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment (197)us-gaap_PaymentsToAcquirePropertyPlantAndEquipment
Net cash from investing activities 382us-gaap_NetCashProvidedByUsedInInvestingActivities (12,348)us-gaap_NetCashProvidedByUsedInInvestingActivities
Cash flows from financing activities:    
Net change in deposits (5,746)us-gaap_IncreaseDecreaseInDeposits 10,309us-gaap_IncreaseDecreaseInDeposits
Net change in repurchase agreements (5,590)us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase (5,727)us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
Proceeds from Federal Home Loan Bank advances 38,550us-gaap_ProceedsFromFederalHomeLoanBankAdvances 6,000us-gaap_ProceedsFromFederalHomeLoanBankAdvances
Payments on Federal Home Loan Bank advances (36,033)us-gaap_PaymentsForFederalHomeLoanBankAdvances (6,007)us-gaap_PaymentsForFederalHomeLoanBankAdvances
Issuance of common stock 35us-gaap_ProceedsFromIssuanceOfCommonStock 32us-gaap_ProceedsFromIssuanceOfCommonStock
Repurchase of common stock (343)us-gaap_PaymentsForRepurchaseOfCommonStock  
Cash dividends (492)us-gaap_PaymentsOfDividends (461)us-gaap_PaymentsOfDividends
Net cash from financing activities (9,619)us-gaap_NetCashProvidedByUsedInFinancingActivities 4,146us-gaap_NetCashProvidedByUsedInFinancingActivities
Net change in cash and cash equivalents (6,902)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease (6,050)us-gaap_CashAndCashEquivalentsPeriodIncreaseDecrease
Beginning cash and cash equivalents 16,650us-gaap_CashAndCashEquivalentsAtCarryingValue 20,479us-gaap_CashAndCashEquivalentsAtCarryingValue
Ending cash and cash equivalents 9,748us-gaap_CashAndCashEquivalentsAtCarryingValue 14,429us-gaap_CashAndCashEquivalentsAtCarryingValue
Supplemental disclosures of cash flow information:    
Cash paid for interest 257us-gaap_InterestPaidNet 307us-gaap_InterestPaidNet
Cash paid for income taxes 320us-gaap_IncomeTaxesPaidNet  
Loans transferred to other real estate owned $ 320cofs_LoansTransferredToOtherRealEstate $ 246cofs_LoansTransferredToOtherRealEstate