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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2015
Jun. 30, 2014
Jun. 30, 2015
Jun. 30, 2014
Interest income        
Loans, including fees $ 3,988 $ 3,940 $ 7,930 $ 7,764
Securities:        
Taxable 485 454 937 936
Tax exempt 357 343 706 690
Other 2 1 5 4
Total interest income 4,832 4,738 9,578 9,394
Interest expense        
Deposits 215 262 440 541
Advances from Federal Home Loan Bank 28 15 47 26
Other 10 12 22 24
Total interest expense 253 289 509 591
Net interest income $ 4,579 $ 4,449 9,069 8,803
Provision for loan losses     100 100
Net interest income after provision for loan losses $ 4,579 $ 4,449 8,969 8,703
Noninterest income        
Customer service charges 1,062 963 2,045 1,822
Insurance and investment commissions 292 206 633 437
Gains on sales of loans 309 304 812 450
Gains on sales of securities 45 27 53 92
Losses on sales and write-downs of other assets (55) (110) (76) (111)
Earnings on life insurance policies 87 73 475 143
Other 111 119 202 235
Total noninterest income 1,851 1,582 4,144 3,068
Noninterest expense        
Salaries and benefits 2,214 2,076 4,513 4,160
Occupancy and equipment 593 596 1,188 1,213
Data processing 578 461 1,132 887
Professional fees 236 236 513 433
Supplies and postage 73 105 178 218
Advertising and promotional 58 93 125 135
Intangible amortization 112 112 224 224
Loan and collection expense 7 40 51 66
FDIC insurance 72 91 149 171
Other 544 403 971 763
Total noninterest expense 4,485 4,213 9,044 8,270
Income before income tax 1,945 1,818 4,069 3,501
Income tax expense 514 481 996 916
Net income $ 1,431 $ 1,337 $ 3,073 $ 2,585
Basic earnings per share (Note 4) $ 0.43 $ 0.40 $ 0.93 $ 0.78
Diluted earnings per share (Note 4) 0.43 0.40 0.93 0.78
Dividends declared per share $ 0.17 $ 0.15 $ 0.32 $ 0.29