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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Interest income        
Loans, including fees $ 4,015 $ 4,008 $ 11,945 $ 11,772
Securities:        
Taxable 489 458 1,427 1,394
Tax exempt 361 349 1,067 1,039
Other 6 2 10 6
Total interest income 4,871 4,817 14,449 14,211
Interest expense        
Deposits 222 258 663 800
Advances from Federal Home Loan Bank 17 15 64 41
Other 7 9 28 33
Total interest expense 246 282 755 874
Net interest income 4,625 4,535 13,694 13,337
Provision for loan losses     100 100
Net interest income after provision for loan losses 4,625 4,535 13,594 13,237
Noninterest income        
Customer service charges 1,092 1,056 3,137 2,878
Insurance and investment commissions 219 242 852 678
Gains on sales of loans 308 276 1,120 726
Gains on sales of securities 155 89 208 182
Losses on sales and write-downs of other assets (21) (32) (97) (142)
Earnings on life insurance policies 87 75 562 219
Other 120 130 322 362
Total noninterest income 1,960 1,836 6,104 4,903
Noninterest expense        
Salaries and benefits 2,323 2,127 6,835 6,288
Occupancy and equipment 598 599 1,786 1,812
Data processing 558 473 1,689 1,360
Professional fees 263 250 776 683
Supplies and postage 100 100 278 317
Advertising and promotional 54 57 179 191
Intangible amortization 112 112 336 336
Loan and collection expense 53 37 104 103
FDIC insurance 72 86 222 257
Other 469 388 1,441 1,151
Total noninterest expense 4,602 4,229 13,646 12,498
Income before income tax 1,983 2,142 6,052 5,642
Income tax expense 533 588 1,529 1,503
Net income $ 1,450 $ 1,554 $ 4,523 $ 4,139
Basic earnings per share (Note 4) $ 0.44 $ 0.47 $ 1.37 $ 1.25
Diluted earnings per share (Note 4) 0.44 0.47 1.37 1.25
Dividends declared per share $ 0.17 $ 0.15 $ 0.49 $ 0.44