<SEC-DOCUMENT>0000905729-15-000210.txt : 20150623
<SEC-HEADER>0000905729-15-000210.hdr.sgml : 20150623
<ACCEPTANCE-DATETIME>20150623083153
ACCESSION NUMBER:		0000905729-15-000210
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		3
CONFORMED PERIOD OF REPORT:	20150622
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20150623
DATE AS OF CHANGE:		20150623

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHOICEONE FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000803164
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				382659066
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-19202
		FILM NUMBER:		15946113

	BUSINESS ADDRESS:	
		STREET 1:		109 E DIVISION
		STREET 2:		P O BOX 186
		CITY:			SPARTA
		STATE:			MI
		ZIP:			49345-0186
		BUSINESS PHONE:		6168877366

	MAIL ADDRESS:	
		STREET 1:		109 EAST DIVISION
		STREET 2:		P O BOX 186
		CITY:			SPARTA
		STATE:			MI
		ZIP:			49345-0186

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	1ST COMMUNITY BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>choice8k_062315.htm
<DESCRIPTION>CHOICEONE FORM 8-K
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin: 0"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="CENTER" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 8pt; text-align: center"><FONT STYLE="font-size: 14pt"><B>UNITED STATES</B></FONT><BR>
<FONT STYLE="font-size: 14pt"><B>SECURITIES AND EXCHANGE COMMISSION</B></FONT><BR>
<B>Washington, D.C. 20549</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0 8pt; text-align: center"><B>FORM 8-K</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0 8pt; text-align: center"><B>CURRENT REPORT</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0 8pt; text-align: center">Pursuant to Section 13 or 15(d) of the<BR>
Securities Exchange Act of 1934</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0 8pt; text-align: center">Date of Report (Date of earliest event reported):
<B>June 22, 2015</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0 8pt; text-align: center"><B>ChoiceOne Financial Services, Inc.</B><BR>
(Exact Name of Registrant as<BR>
Specified in its Charter)</P>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr style="vertical-align: top">
    <TD STYLE="width: 4%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <TD STYLE="width: 29%; padding-top: 5pt; padding-bottom: 5pt; text-align: center; layout-grid-mode: line"><b>Michigan</b><br>
(State or Other Jurisdiction<br>
of Incorporation)</td>
    <TD STYLE="width: 33%; padding-top: 5pt; padding-bottom: 5pt; text-align: center; layout-grid-mode: line"><b>000-19202</b><br>
(Commission<br>
File Number)</td>
    <TD STYLE="width: 27%; padding-top: 5pt; padding-bottom: 5pt; text-align: center; layout-grid-mode: line"><b>38-2659066</b><br>
(IRS Employer<br>
Identification No.)</td>
    <TD STYLE="width: 7%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td></tr>
</table>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center">&nbsp;</P>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 45%; text-align: center; layout-grid-mode: line"><b>109 E. Division Street</b><br>
<b>Sparta, Michigan</b><br>
(Address of Principal Executive Offices)</td>
    <td style="width: 21%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="width: 27%; padding-top: 5pt; padding-bottom: 5pt; text-align: center; layout-grid-mode: line"><br>
<b>49345</b><br>
(Zip Code)</td>
    <td style="width: 7%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td></tr>
</table>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center">Registrant's telephone number, including
area code: <B>(616) 887-7366</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction
A.2. below):</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><FONT STYLE="font-family: Wingdings">o</FONT> Written communications
pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><FONT STYLE="font-family: Wingdings">o</FONT> Soliciting material
pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><FONT STYLE="font-family: Wingdings">o</FONT> Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><FONT STYLE="font-family: Wingdings">o</FONT>
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"></P>

<!-- Field: Rule-Page --><DIV ALIGN="CENTER" STYLE="margin-top: 3pt; margin-bottom: 3pt"><DIV STYLE="font-size: 1pt; border-top: Black 1pt solid; border-bottom: Black 1pt solid; width: 100%">&nbsp;</DIV></DIV><!-- Field: /Rule-Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><BR>
</P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><BR>
</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<table cellspacing="0" cellpadding="0" style="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="width: 13%; text-align: justify; layout-grid-mode: line"><b>Item 5.02</b></td>
    <td style="width: 87%; text-align: justify; layout-grid-mode: line"><b>Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</b></td></tr>
</table>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">Effective June 22, 2015,
the Boards of Directors of ChoiceOne Financial Services, Inc. (&quot;ChoiceOne&quot;) and ChoiceOne Bank appointed Kelly J. Potes
as President of ChoiceOne and ChoiceOne Bank. Mr. Potes was also appointed as a director of ChoiceOne and ChoiceOne Bank. Prior
to his appointment, Mr. Potes (age 53) was Senior Vice President and General Manager of ChoiceOne Insurance Agencies, Inc. since
January 2001 and Senior Vice President of ChoiceOne Bank since January 2011. Prior to that, Mr.&nbsp;Potes was President of Kent-Ottawa
Financial Advisors, Inc., a financial consulting firm, from 1998 to 2001 and Vice President, Retail Services of ChoiceOne Bank
from 1984 to 1998. Mr. Potes has been a director of ChoiceOne Insurance Agencies, Inc. since January 2001. Mr.&nbsp;Potes formerly
served as a Trustee of the Sparta Board of Education.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">Mr. Potes is not a party
to any transaction, or series of transactions, required to be disclosed pursuant to Item 404(a) of Regulation S-K. There is no
agreement, arrangement or understanding pursuant to which Mr. Potes was selected as a director.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">Mr. Potes will be entitled
to receive compensation for his service as a director and as an officer and will participate in the various benefit plans of ChoiceOne
applicable to executive officers of ChoiceOne as described in ChoiceOne's Proxy Statement for ChoiceOne's 2015 annual meeting of
shareholders.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 1in; text-align: justify">For more information about these changes, please
see the press release attached as Exhibit 99.1 to this report, which is here incorporated by reference.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 1in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 14%; padding: 0; font: 12pt Times New Roman, Times, Serif; layout-grid-mode: line"><B>Item 9.01</B></TD>
    <TD STYLE="width: 86%; padding: 0; font: 12pt Times New Roman, Times, Serif; layout-grid-mode: line"><B>Financial Statements and Exhibits.</B></TD></TR>
</TABLE>
<P STYLE="font: 12pt/120% Times New Roman, Times, Serif; margin-top: 12pt; margin-right: 0; margin-left: 0; text-indent: 1in">(d) Exhibits:</P>

<P STYLE="font: 12pt/120% Times New Roman, Times, Serif; margin-top: 0; margin-right: 0; margin-left: 0; text-indent: 1in"><FONT STYLE="font-size: 12pt">99.1
Press Release dated June 23, 2015.</FONT></P>



<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-size: 12pt">&nbsp;</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center"></P>

<!-- Field: Page; Sequence: 2; Options: NewSection; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->2<!-- Field: /Sequence -->-</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: justify; text-indent: 1in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.</P>

<table cellspacing="0" cellpadding="0" style="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<tr style="vertical-align: top">
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">Dated:</td>
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">June 23, 2015</td>
    <td colspan="2" style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">CHOICEONE FINANCIAL SERVICES, INC.<br>
(Registrant)</td></tr>
<tr style="vertical-align: top">
    <td style="width: 7%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="width: 45%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="width: 5%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="width: 43%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td></tr>
<tr style="vertical-align: top">
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">By:</td>
    <td style="border-bottom: Black 1pt solid; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">/s/ James A. Bosserd</td></tr>
<tr style="vertical-align: top">
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</td>
    <td style="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">James A. Bosserd<br>
Its Chief Executive Officer</td></tr>
</table>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: justify">&nbsp;</P>



<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0">&nbsp;</P>

<P STYLE="margin: 0"></P>

<!-- Field: Page; Sequence: 3; Value: 2 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">-<!-- Field: Sequence; Type: Arabic; Name: PageNo -->3<!-- Field: /Sequence -->-</TD></TR></TABLE></DIV>
    <DIV STYLE="margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="margin: 0"></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>2
<FILENAME>choiceex991_062315.htm
<DESCRIPTION>CHOICEONE EXHIBIT 99.1 TO FORM 8-K
<TEXT>
<HTML>
<HEAD>
     <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="margin-top: 0; text-align: center; margin-bottom: 0"><FONT STYLE="font: 12pt Arial, Helvetica, Sans-Serif"><B>EXHIBIT
99.1</B></FONT></P>

<P STYLE="font: 9pt Sans-Serif; margin: 0; text-align: center; color: Red">&nbsp;</P>

<P STYLE="font: 9pt Sans-Serif; margin: 0; text-align: center; color: Red"><IMG SRC="choice.jpg" ALT="" STYLE="width: 296px; height: 85px">&nbsp;</P>

<P STYLE="font: 9pt Sans-Serif; margin: 0; text-align: center; color: Red">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 4.5in; text-indent: 0.5in; text-align: left"></P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 72%; font: 12pt Calibri, Helvetica, Sans-Serif">&nbsp;</TD>
    <TD STYLE="width: 28%; font: 12pt Calibri, Helvetica, Sans-Serif"><FONT STYLE="font: 12pt Arial, Helvetica, Sans-Serif">Contact: James Bosserd</FONT><BR>
<FONT STYLE="font: 12pt Arial, Helvetica, Sans-Serif">President &amp; CEO</FONT><BR>
<FONT STYLE="font: 12pt Arial, Helvetica, Sans-Serif">Phone: 616.887.2347</FONT></TD></TR>
</TABLE>


<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0 0 0 4.5in; text-indent: 0.5in; text-align: left"></P>

<P STYLE="font: 14pt/normal Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 14pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: center"><B>ChoiceOne Appoints Kelly Potes
as President and Board Member</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"><B>Sparta, MI (June 23, 2015)</B> &ndash; The Boards
of Directors of ChoiceOne Financial Services, Inc. and ChoiceOne Bank are pleased to announce the appointment of Kelly Potes as
President and member of the Board of Directors of both organizations. James A. Bosserd will continue in the role of Chief Executive
Officer of both organizations.</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">&ldquo;It brings me great pleasure to announce Kelly
Potes as President and newest member of the Board of Directors of ChoiceOne Financial and ChoiceOne Bank,&rdquo; said Bosserd.
&ldquo;Kelly has had an extremely successful career in banking and finance and is well qualified to help lead our organizations
into the future. I look forward to working with Kelly to transition the responsibilities of President while I continue in my role
as Chief Executive Officer.&rdquo;</P>



<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">Over the past 30 years, Potes has gained significant
knowledge and expertise in financial, investment, and asset/liability management, along with pricing and promotion of all of ChoiceOne
Bank&rsquo;s loan and deposit products. As an integral part of the bank&rsquo;s senior management team for over 20 years, Potes
has gained the respect of his peers and has played a role in every major decision made at ChoiceOne Bank. Potes currently oversees
the branch network, Investment Center, business development, information technology (IT), marketing, accounting, and operations
for the bank.</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">Potes joined ChoiceOne Bank in 1984 and held various
management positions including Assistant Controller, Bank Investment Portfolio Manager, Head of ALCO, Head of Bank Retail Services,
and Head of Investment Services. In 1998, he left ChoiceOne Bank to become the President and Owner of Kent-Ottawa Investment Advisors,
an investment advisory firm. In 2001, he returned to ChoiceOne Bank as Senior Vice President of Retail Services, and General Manager
of ChoiceOne Insurance Agencies, Inc.</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: right">1 &#9474; P a g e</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="width: 100%; font: 10pt Times New Roman, Times, Serif"><TR><TD STYLE="text-align: center; width: 100%">&nbsp;</TD></TR></TABLE></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">Kelly graduated from Grand Valley State University with
a Bachelor of Business Administration in Finance. He also has attained Certified Financial Planner (CFP) designation, Series 7,
24, 63 and 66 securities licenses, and the State of Michigan life, health and variable contracts licenses. Kelly recently graduated
from the American Bankers Association Stonier Graduate School of Banking held at the Wharton School of Business, University of
Pennsylvania.</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">Holding numerous community positions throughout
his career, Potes is currently a board member and past president of the Rotary Club of Sparta, Michigan. He is also a board member
of the Pension &amp; Health Committee for West Michigan Conference of the United Methodist Church, a member of the Community Bank
Initiatives (CBI) and its Member Services Advisory Board, and past president, treasurer and trustee of the Sparta Board of Education.</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt">&ldquo;Kelly has planned well for this position,&rdquo;
said Bosserd. &ldquo;He has had an impressive career to date, and I am sure his success will continue. I know you will join me
in congratulating Kelly as our President.&rdquo;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0"><B>About ChoiceOne Financial and ChoiceOne Bank</B></P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: justify">ChoiceOne Bank is a full service
financial institution with offices in Kent, Ottawa, Muskegon and Newaygo Counties and a member of the FDIC. ChoiceOne Bank offers
insurance and investment products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc.
is a bank holding company headquartered in Sparta, Michigan and the parent corporation of ChoiceOne Bank. ChoiceOne Financial
is publicly traded and is available on the OTCQX under the symbol &ldquo;COFS.&rdquo;<B> </B>For more information on the bank,
please visit ChoiceOne&rsquo;s website at <U>www.choiceone.com</U>.</P>

<P STYLE="font: 12pt/115% Arial, Helvetica, Sans-Serif; margin: 0 0 10pt; text-align: center">###<BR>
<BR>
</P>



<P STYLE="margin: 0; text-align: right"><FONT STYLE="font: 12pt Arial, Helvetica, Sans-Serif">2&#9474; P a g e</FONT></P>

</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>3
<FILENAME>choice.jpg
<DESCRIPTION>GRAPHIC
<TEXT>
begin 644 choice.jpg
M_]C_X``02D9)1@`!`0$`D`"0``#_X1#X17AI9@``34T`*@````@`!`$[``(`
M```/```(2H=I``0````!```(6IR=``$````>```0TNH<``<```@,````/@``
M```<Z@````@`````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M`````````````````````````````````````````````````%9A;D5C:RP@
M4VAE<G)I````!9`#``(````4```0J)`$``(````4```0O)*1``(````#-C8`
M`)*2``(````#-C8``.H<``<```@,```(G``````<Z@````@`````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M````````````````````````````````````````````````````````````
M`````````````````````````#(P,34Z,#8Z,C(@,30Z,C(Z-3$`,C`Q-3HP
M-CHR,B`Q-#HR,CHU,0```%8`80!N`$4`8P!K`"P`(`!3`&@`90!R`'(`:0``
M`/_A"R%H='1P.B\O;G,N861O8F4N8V]M+WAA<"\Q+C`O`#P_>'!A8VME="!B
M96=I;CTG[[N_)R!I9#TG5S5-,$UP0V5H:4AZ<F53>DY48WIK8SED)S\^#0H\
M>#IX;7!M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(CX\<F1F.E)$1B!X
M;6QN<SIR9&8](FAT='`Z+R]W=W<N=S,N;W)G+S$Y.3DO,#(O,C(M<F1F+7-Y
M;G1A>"UN<R,B/CQR9&8Z1&5S8W)I<'1I;VX@<F1F.F%B;W5T/2)U=6ED.F9A
M9C5B9&0U+6)A,V0M,3%D82UA9#,Q+60S,V0W-3$X,F8Q8B(@>&UL;G,Z9&,]
M(FAT='`Z+R]P=7)L+F]R9R]D8R]E;&5M96YT<R\Q+C$O(B\^/')D9CI$97-C
M<FEP=&EO;B!R9&8Z86)O=70](G5U:60Z9F%F-6)D9#4M8F$S9"TQ,61A+6%D
M,S$M9#,S9#<U,3@R9C%B(B!X;6QN<SIX;7`](FAT='`Z+R]N<RYA9&]B92YC
M;VTO>&%P+S$N,"\B/CQX;7`Z0W)E871E1&%T93XR,#$U+3`V+3(R5#$T.C(R
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M9CI21$8^/"]X.GAM<&UE=&$^#0H@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@(#P_
M>'!A8VME="!E;F0])W<G/S[_VP!#``<%!08%!`<&!08(!P<("A$+"@D)"A4/
M$`P1&!4:&1@5&!<;'B<A&QTE'1<8(BXB)2@I*RPK&B`O,R\J,B<J*RK_VP!#
M`0<("`H)"A0+"Q0J'!@<*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ
M*BHJ*BHJ*BHJ*BHJ*BHJ*BHJ*BK_P``1"`"?`@(#`2(``A$!`Q$!_\0`'P``
M`04!`0$!`0$```````````$"`P0%!@<("0H+_\0`M1```@$#`P($`P4%!`0`
M``%]`0(#``01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T?`D,V)R@@D*%A<8
M&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U=G=X
M>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&Q\C)
MRM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0`'P$``P$!`0$!`0$!
M`0````````$"`P0%!@<("0H+_\0`M1$``@$"!`0#!`<%!`0``0)W``$"`Q$$
M!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O`58G+1"A8D-.$E\1<8&1HF)R@I
M*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$A8:'
MB(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4U=;7
MV-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H`#`,!``(1`Q$`/P#Z1HHHH`****`"
MBBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`**
M**`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHH
MH`****`"BBB@`HHHH`****`"BBB@`HHHH`****`"BBB@`HHI.@R3@4`+6'K_
M`(QT3PU"7U2^BB8#B/=\QKS7XJ?&J'P_YFD^'F6:]P0\H/"5Y)X2\%^(_BMK
M1N;^>5K0-F2:0G'T%`'J6L?M':>ET;?0;%KB0=#*A(/Y$5EGXX^/ICNLO#%F
M\?8FWE_^.5Z=X8^%7AGPU;(D5DEQ*HYDE7)S76QZ?9PKMBMHD'H$%,#P/_A?
M7C&S.[5O#MG$@ZE;>4?S>N@\/_M%:%J+^5J<+6\F<%E4A1^=>KW.CZ==J5N;
M*"4'J&05Y?X[^!&C:[;O<Z(HL[M<E47A6H`])T;Q)I.OP++I5[%<`C.%;D52
MN/&NE6WBZ'P[(Y^W3#*K7R(Q\2?#GQ"8!+-:30MPN2%>NB\#^*+S7?C/INJZ
MNP:9SM)STI`?71(`)/`'>O/?'/Q@T/PA#)%%,EW>@<1J<@'WQ6!\:-7\;6T/
MD>&K9VL2N9)8A\PKYDNFFEGDDO&9ISG>7ZYH&?87PN\=7WCO1I;V_M[>':V%
M$"L`1^+&NZKR']G=2/!+D]"W%>O4""BBB@`HHHH`****`"BBB@`HHHH`****
M`"BBB@`HHHH`****`"BBB@`HHHH`****`"DS0?:@4`&:"P5<L0!ZFN4\4^/=
M/\/*8HV$]SV53G!]Z\JUCQWK6L2,3.8(ST6,XKCK8RG2=MV9RJ1B>YRZSIT!
MQ+>PH?=JB7Q'I#MA=0@S_O5\Y27%Q,V9IW<^YIFY@>';/UKB>92Z1,_;/L?3
MD%[;7(_T>=)/]TYJ;)KYHM=8U&RD#6UY*F.P:NW\/?%2ZM72#64\R+.-XZUO
M3S"$G::L5&JGN>P9HS533=4M-6M%N+&99$8=CTJV:]%--71L+12"EI@%%%%`
M!1110`4444`%%%%`!1110`4444`%%%%`!1110`5Y=\:?B)_PB6@_8-/<?;[L
M;1@\H/6O2[NYCL[.6XF(5(E+$GVKXJ\?^))O%/C*]OI7)17*(I/``H`A\*>'
M[SQIXM@LB6D>>3=-)UQSS7V;X=T"R\-:+!IVGQ*D<:@'`^\?6O&_V<?#:1V%
MUKLJ9:7Y4)'2O>*``44=**`"BBB@#@OBE\/+3QIX?E>.-5U"%2T4@')]J^7/
M#:S:)X^M(KI3'+!/L8'ZU]P5\V?'KPG_`&+XGL?$=A'A)YE\W:.AS0!]&0A;
MBQCW@,KQC((Z\5\=?%ZPAT_XD:C#:QB*+J%`XKZW\,7@O_#-A<*<[H5_E7RI
M\</^2F7WTH!'LO[/7_(B_P#`J];KR3]GK_D13_O5ZW0`4444`%%%%`!1110`
M4444`%%!I*`/)/BC\9QX/OQI>DQ+->8^<MT6N>\`_'R\U7Q!%IWB*&-4G.U)
M$'0U@?&_X>ZQ%XIEUNPMY+JWN#EM@SMKFOAM\/\`6M=\6VLDEG);VT#AVD<8
M'%`S[`4AE!'0C(I:;&NR-4_N@"G4""BBB@`HHHH`****`"BBB@`HHHH`*X/X
M@^-QHT!L-/8&ZD&&8?P5U'B+5X]$T6>[D."JD+]:^=KV]EU*_FN[ABSR,2<]
MJ\[&XATX\D=V95)V5D12RR3S-+.Y>1CDL33,X%+R3@<GL*]'\$_#G[?$FH:R
M"L9Y2/UKQZ5*=67+$YHQ<G9'G]O87EY_QZVTDOT%6&T'5XUR^GS`>N*^B;72
MK&RC5+:VC0*.RU8:*)QM:-2/<5Z2RU6UD;JCYGS`Z-$Y252C>A%)]:^@M=\%
MZ3K=NRO`L4N.'08YKQ3Q'X=N_#>I-;W*YC/W'[$5Q5\+.CJ]493IN))X8\47
M?AO4$DA=FMR?WD9/&*]\TG5+?6--CO+1@R..0.Q]*^:"*[SX8>)&T_5/[-N7
M_<3?<![-6V"Q#A+DELRJ<[.S/:****]XZ@HHHH`****`"BBB@`HHHH`****`
M"BBB@`HHHH`****`.&^+^L'2/AW?M&V)94VK7QQN,F&;[TC#/XU]0?M%3M%X
M.MT4\/(0:^8%&&A'^VO\Z!H^ROA-IRZ;\.[")%V[AN/XUVM8/@A`G@S30O3R
M5_E6]0(****`"BBB@`K/U?1+#7;46^IP+-&#D!AWK0HH`AM;6&RM4M[9`D48
MPJCL*^1OCAC_`(6;?9_NU]?U\?\`QP_Y*9?C_9H&CV?]GM"O@$-ZM7K#NL:E
MG8*!U).*^?/A]\0M,\!_"9);EO.O)"1%;KRQ-9-Y-\3_`(D%IX$FT^R?F/9E
M>*8CZ,_MO3?,\O[=!N]-XJZCK(H9&#*>A!S7QUXA\">.O#<)N;N2[DC'+2JQ
MXJQX'^,&N^%+Z)+VX>\L=V)%D.2!2`^OJ*S/#^NV?B/1H-2TZ0/#,N>#T/I6
MG0`9IK.L:[I&"@=23BN$^(GQ4TKP+9LC,+B^(^6%3G'UKR72I/'_`,8+IY4N
MY--TW/#H2H(H`^B&US2UDV-?0!O3>*N131S*&AD5U/=3FO#[CX`7QM"8?$,_
MVK'#%SC->=W]]X^^%.K+'=7<TT0;Y7D)*,*8'UMFEKR[X;?&33_&)6PU#;;:
MAC@'@/\`2O3+BXCM;>2>=PD<:[F8]A2`=)%'-&4E174]0PS4.+/38<_NK9"?
M9<UY5XL_:`T+24DAT8&]G&0&'W0:\2UKXE>(O%WB"S^UWC00-<+B.(X&,T`?
M9*N'4,A!!Z&G52T9=NBV8)S^Z7D]^*MLP12S'"@9)/:@!U0SW=O:KNN)XXQ_
MM,!7CWC_`.-$EOJO_"/^#(OMFH,=AD49`-9-C\)?&GB=/MWB77I;=I.1`K'B
M@#V^/6M-E?;'?0L?0.*NA@PRI!'J#7RSX^^%OB?P78C4K'5;BYME^_L8Y6LG
MP5\8]?\`#-]$MY<->6)($BR')`H`^O<T5FZ!K=IXBT:WU*P?=%,H8>U<-\4/
MBW9>"+9K2S*SZDPX4<A/K0!Z1+/%`I::144=V.*I?V]I>[;]O@SZ;Q7SKX=T
M+Q[\5I#J%_J4MA8DY&&(#?2N@U;X!:I'I[R:7KT[7*KG#.?F-`'N\<L<R!HG
M5U/=3FGU\?:-\0/%GP\\0/9WT\LRPOMECF.<CVKZB\'>++'QCH$6HV##D?O$
M[H?2@#B_B]JIQ;Z:C<,-S`5Y=76?$BY-QXLD4G/E\"N3S7S.*FYUI,XJCO)G
M3>`=`&N>(D$P_<P_.??VKWM%6)%C0`*HP`.U>>?"*Q6+1[BZ8?.SX!]J]%KV
M,#34*2?<Z*2M$`*7%%%=QJ(:YOQQH$6N>'I@RCSH5+HV.>.U=)WIK('4HW(8
M8(J)P4XN+ZB:NK'R^R-$S)(,,IP13[6X:TO8;E#@QL&%:?BJT%GXHO8U&%,A
M(K'897%?*R3C)KL<.S/I;1+W[?HEK<YR9(P3]:L/?6T;;9)T5O0FN7^&UR;C
MPG'N.=AVBO,?&]W=1^*[E8[F15#'@-7OU,5[.C&=KW.ISY8IGNG]HVG_`#\Q
M_P#?53I(LB!HR&!Z$5\QM?7Q7`NY?^^J[S4?'<NG>%[73=-D+7#1CS)2>165
M/,(RNY*UA*JGN>J76M:=9-MNKR*-AU!:F6^OZ7=.%M[Z%V/8-7SC/=7-S(7N
M9WE9O[QID<TL#`PRO&WJIK'^TI7^'0GVWD?4.[.,<CUHS7D?@+Q_/%=QZ9J\
MF^-SA)&Z@UZV"&`93D'H:]*C6C6CS1-HR4E="YHS39'2*-GD(5%&23VKRWQ?
M\3G69['0\87AI3W^E.M6A1C>02DHJ[/2[G4K.S_X^KF./_>:J?\`PE&B[L?V
MC!G_`'J^>KG4KV\D+W-U(Y)Z%JJ\YSN.?K7F2S*5](F/MO(^G+;4+6\&;6=)
M/]TU9S7S-::KJ%C*)+6[D0KV#<5ZCX)^(XU"5-/UDA)CPDG8UT4<="H^66C+
MC53T9Z110#D9'(HKT34****`/'/VC(R_A&T('"RG-?,8_P"69]&!KZZ^-VEM
MJ'P[NI(UW-`-P%?(B@^7@CG%`T?:OPTO!>^`=/D4YPFW\JZNO'?V=]>%[X1?
M3)'W26K9QGL:]AH$+1110`4444`%%%%`!7R#\;CCXGWOT%?7U?'_`,</^2F7
MW^[0-'3_``*^'T'B"[?6M9'G6]J?W$3<J37TM%%'!$L<**B*,!5&`*\L_9]_
MY)\G'\76O5<4"([BWBNX'AN8UDC<896&0:^2/C/X-@\)^+BUFFRUO.47TKZ\
MKP3]I>W0VVES$?,"0#0!#^S;K\S"^TB9R8E.8AGI7JOQ%\91>"_"D]\2#<$;
M8D[DUX7^SJ3_`,)=-_NG-2_M%ZW+=^)K;35<B.W'*^M`'">'['4/B/\`$"&.
M^D>5[B3>[$YPN>E?8VBZ/::%I,&GV$2QQ1*!@#K[U\[_`+-]@MQXCO+MERT(
MP#Z5],4#"N?\9^%++Q=X>GL+R)6<J3&^.5-=!10(^%=1L[[PAXJDAW-%=6<N
M58<<`\5]7_#;Q;!X^\$K]JPTRIY5POK7B_[0^D)8^,H+R-`#=#+$"I/V=M9>
MS\73:9OQ'<J6QGO0,[#XD?!+0TT&XU30XS;W4(+E<\,*^>-._P"0W9`]5N5!
M_.OMOQC_`,B?J/\`UP;^5?$EA_R,%K_U^#_T*@$?=6D?\@:T_P"N*_RKS#XZ
M_$!O#.@#2].EV7MV.2#RJUZ=I;!-#M6;HL*D_E7R#\6=:?7_`(C7@=LQ1/LC
M]A0(]1_9[\%1FVF\2:G'YUQ(W[IG&?QKWJN2^&-FEE\.]+BC&/W6376T`5M1
ML(-3TZ>RNE#13(48$>M?+/BSX&>(]/UN=-'@-U9RL3&5'W0?6OJZEH`\KT..
M?X5_"&2359/])"?*I/W6(X%?/F@VUSX^^(D1U"7>T\V^0N>-N:]E_:2U-X]%
MM-.5B%E.XCUKR3X:^#;WQCK;6^G7QL9(TR90<&@9]?:7;6&D:;!8V;11PPH%
M50PJU]I@_P">T?\`WV*\+/P*\4?]#;/_`-]FC_A17BC_`*&V;_OLT".8_:(T
MZS@\6VMW9O&7G0F4*1UIO[/?B633O%SZ/(Y^SW*D@$\;JW[C]G35;QMU[K_V
MAAT,A)K8\&?`:7PQXF@U2;45E$1SL4=:!F5X^4KXQNL]VXKFCTKM?BE:&W\4
MA\8$JYS7%U\O75JLEYG!/XF>U_"M@?"[8[/7<"O,/A!J(^SW-@Q^;=O`KT[)
M->]A)*5&)UT]8H=12"EKJ+$-'>EJ*XF6VMI)G/RQJ2:0'@7CU@WBZYQV8YKG
M#]VM'7KS[?X@O+C.5:0XK.8X6OE:CO-LX9.[/;OA6,>%#G_GI7F?COCQ=<_[
MQKUOX?69M/"<&1CS/FKR3QW_`,C=<_[QKTL2K8:"-I_`CGJDB@FNI1';QM+(
M>@`J(\"O9_AEX>M;;1!?31*]Q*<AF'05PT*+K3Y3*$>9V/+I/"^MQ0^;)I\@
M3&2<5ED$,58$,."/2OJ%D5UVLH*^A%>'?$S2(-,\2[K50B3+O*CUKIQ.#]C#
MF3N7.GRJZ..W-&RNG#*<@BOH7P9J9U7PQ;2L<LB["?7%?/1KV;X2S%_"\@)X
M60T9?)JK;N%%^]8K?%+Q.]E;+I=F^V649D(/:O(@,?6MSQG>M?\`BNZ=SGRV
M*BL,@FN?$U'4JMD3E>1H:1H=_KD_E:?"S^K8X%=,?A5K0AW^:I./NUU/A/Q+
MX:T#0X;=9U65AF0XY)K<_P"%B:!_S]K792PV'Y;SEJ:1A"VK/#]2TN\TBZ-O
M?PM&XZ9'6JJLT<BNA*NIR".U>E?$'7-"U_2T-I*K72'((ZD5YF.G-<-:G&G.
MT7=&<DD]#WKX?^(3KGAY/..9X?E;/4BNKKQ7X4ZBUMK\EJ3\DHP!7M)KW<)4
M=2DFSJIN\1:*3`HKK+*&NZ:FK:%=V,@R)HRM?$&NZ=+I&O7EE<*5:.5@`?3-
M?=]?.?[07@5[>\7Q+I\1,<GRSA1]WWH`XKX/>+O^$5\;PB9BMK=G9)SP*^OX
MY%EB62,[E<!@1W%?`2M]UXR00<@CM7TU\$OB=%K6FIH6L3!;Z`8C9C]\>E`V
M>RT444""BBB@`HHKS_XG?$RQ\%:2\$#B;4YALAA4Y()[T`=ZDT4C%8Y%8KU`
M.<5\@?&V3?\`$V_XZ"O<?@QX?UJTTVXUSQ!<RM/J)WK"Y^X*\*^-/_)3M1^E
M`T>X?L^_\D]3_>KU:O*?V??^2>I_O5ZM0(*\(_:6_P"0=IOU->[UX1^TMG^S
MM,],F@#E?V=?^1OF_P!TUE?'9"OQ*N">A`K3_9W?'C.1?535O]HS19;7Q':Z
MDB$QW`^9O2F/J7_V9"/MFK^N17T17R_^SOJT=GXOFL7<*;D97/>OJ$^](04@
MI:*`/G/]I>5?[4TN/^+::X[X'QR/\4K0Q@X"'-7_`(^ZO'J7CPVT;[A:#!QV
MKH?V</#DLVI76MS(52+Y8V(ZYH'T/<O&7_(GZE_UP;^5?$FG_P#(?MO^OP?^
MA5]M^,O^1/U+_K@W\J^)-/\`^1@M?^OP?^A4`C[BMSCPJA'7[+_[+7Q/XH<C
MQ3?R'EEE)_6OMRPC\[P]!'_?MP/TKXQ\?Z;)I?CO4K:92H$A(SWH$CZI^$NI
M+J7PYTYU.6C3:P]*[6OG[]G/Q6H%SH-U)\Y.^$$]J^@:`"BBB@#YX_:65OMN
MFG^'8:R/V<YT3QA/"Q`9HR178_M'Z5)-X>MM11<K"VTD#I7C'PT\0CPSX[LK
MUVQ&["-O0`T#Z'VI14=O/'=6\<\+!TD4,K#N*DH$%)2U0U#6].TJ6*/4+N.!
MYCB-6/+&@#B?BQHS76EQZA$N7B."!Z5Y`.17TU?V<6I:?+;2@%)4QFOGKQ'H
MD_A_69;292$R3&WJ*\3,*+C/VBV9S58ZW%\,ZV^@:[#=H2$R!)]*^A-/OX-2
ML8[JU8-'(,C':OF7KUKI/"WC6^\-3!`3+:GK&>U9X3%>Q?++9BISY=&>_@^U
M&:Y/2_B-H>H1@RSBW<_PO6C+XQT&)"[:A%CV->TJU-JZDCHYDS;KA/B3XJCT
MS2VT^VD!N9AA@#T%4?$/Q5MXH7AT9"\IX$AZ"O++R\GU"Z>YO)#)*YR2>U>?
MBL9'EY*;U,IU%LB`#CGDU<TBQ?4M8MK1%W;W`/L*I$X'->K?"WPLT2G6+U,,
MPQ&K#MZUYE"DZM111C"/,['H^GVHLM/@MEZ1H%KP7QW_`,C=<_[QKZ"%?/OC
MK_D;KG_>->KF"M22-ZWPG-O]VOH7P1_R*EI_NU\]/]VOH;P1_P`BG:?[M<V7
M?Q'Z$4=S?Q7CWQ>_Y#EO_P!<Z]BKQWXO?\ARW_ZYUW8[^`S2K\)YZ>E>P_"0
M9\+SCOO->/&O8OA#_P`BW-_UT->9@?XYC2^(\LUY2GB*^#=?--4*ZCXA:8^F
M^*Y21\DWS@URY&:Y:D7&;3(DK,?]BF89%NQ!Z'::/L4__/L__?)KU7P#XITF
MZTY+#4XH8[B/A691\PKODMM,==R16Q![@"NZE@HU(\T9&L:2DKIGS:+.<=+=
M\_[II?LMQ_SPD_[Y-?1MP-'MHR\ZVJ*.I(%-L#H^IPF6QCMYD!P2JCBM/[/5
M[<P_8^9XQX`@N(_%UN6A=5W<DBO>B*@2SM86#16\:-ZJH%38]*]##4/81Y;W
M-81Y586BC!HKI+%JIJ>F6NL:;-8W\0E@F7:RD5;-&:`/D7XF?"G4/!NHR7=C
M$UQIDC9#*/N>U<!9WL]A>1W=E*T,\9RI!P:^\[NSM[ZV:"[B2:)Q@JXR#7CO
MC/\`9]TW5I)+OP]*+*=N2AZ&@=RC\/?C[;3P1Z?XK_<RH`HN>QKV&Q\3Z-J4
M8DL]0@D4C(^<"OE#6O@SXNTECML&ND'1UK$_X1OQ?9':L%Y#CLA-`C[7-_:*
MNXW4('KO%9&J>-_#VCQL]]J<*;1T#9KY(CTCQU=XBB%^WMO-='HOP4\9>(&4
MZF\MM&QY:9L\4`=OXS_:!\S=I_@^W:6=SM$N,TGPT^%>H:YJR^*O'9>65COA
M@D.<5VO@;X+Z#X1*W,T:WE[W=AP#]*]&QM3:@``'`%`"*(XD"+M55&`!Q@5\
M<?&299OB=J6P@@#J#7J?BK0_BA>>);O^RI66Q8_(0W:N&N?@CXTOKE[BZ0R2
MN<LS'.:!H]7_`&?)4/@!5##*MR,UZP#GO7S%I7PY^)?ANW=-&9HU8<J&KW+X
M<V^O6OA2)/%+9OL_-FF(ZPD#J<5X9^TI(G]D:<H92VX\9YKJOBO8>,[TV/\`
MPA;E0N?.`/6O)-7^%7Q#\12)+K#/*R]`6R!2`C_9ZD">."K$#*GJ:]]^(7@^
MW\:^%KBP?'GA2T3=P:\`T[X-^.M'O%NM.W0RKT93BO3?AKIGC^R\0,?%;LUI
MC@DT`?/,#ZEX$\9(TJ-#<V<N#D8RH-?8G@[Q78^+O#\%_92JS,@\Q,\J:Q/'
M_P`+-(\<6[22(L%\!\LP'7ZUXQ#X$^(WPVOVF\.E[J(-DX/RD?2@#ZAKF_&_
MBVR\(>&[B]O)55]A$:9Y)KR:/XG_`!':+R1H#&?&,[.,UF?\*U\=_$G4H[SQ
MA.UG!G/E$\8^E`'FFF:5JOQ'\9/]GC>1[F7,DF.%7-?7WA#PS:^$O#=MIEJ!
MB-1O;^\:K>#?`ND>"M-6VTR!?,Q\\I'+&E\>PZS<>$[B/PX2+\XV8H`G\:2*
MO@W4CD?ZEN_M7Q/IYQKUJ3T^U@_^/5[)<>$?BQJEB]M>RMY3\,-W6N>'P)\7
M*P=8<,#D<]Z!GU+H[H=%M"K*1Y*\@^U>*?'_`,`2W<2>(]+A+O'_`*]5')]Z
MR;?PQ\6K!(((97,,;`8W=!7O6DVLTWAN"VUI!)*T6V96&<F@1\1Z)K5WX?UB
M#4M/<I-"P)'J/2OK7P)\5-%\6Z7$9+F.VO0`)(7..:\_\??L_FYO)=0\*N(]
MYW-;^_M7DUS\.O&>D7+;=.GB93]^,D9H&?:(N("N1-&1Z[A7/>*/'N@^%=/D
MN-0OHMZCY8U;)8^E?,>G:!\2[QEM[=;T(>,ESQ7H7A3X!7E[<)>^-K^6X4-N
M^SLV:!'3^']?G^+_`(9U>TO]-:"V.?LTC#&3VKYIU[0[OPYKEQIM\K))"Y"L
M1C//:ON/3=-M-)L8[33X5AAC&%51BN/^(?PNTSQU:EV"V]^H^28#K]:`/+OA
M1\:H]*M8M$\3,?)3Y8K@G[H]#7NMIXKT2^@$UMJ4#H1G.^OE?7_@IXLT:1A#
M:&]C!X=:Q(_!WC5&\J&TO$/]U6(%`SZG\2?%+PUX<LWEFOHYI0/EB0Y)->1>
M'#JGQG^(L>L7HD@TG3WW1J,@<=JR?"?P(\0:_=1S>)&>VMP<LLAR37TAX<\-
MZ?X7TB/3]*A6.)!R0.6/J:!&HH"*%'11@5@>+?"MMXGTXQN`LZC]W)70$45$
MXQG'EEL)I-69\UZOHM[H=XUO?1,N#P^.#5#K7TIJVBV.LVQAOX5<$<-CD5YO
MK/PDD5FDTF?Y>T9KQ*V!G!WAJCFE2:V/,L#.0.?6EY/WB3]:Z&Z\"^(;1B#9
M,P]159?"6NL0!I[\UQ>RFM.5F?*S&P!THZG`Y/H*[#3_`(9ZY>.OGQ_9U/<U
MWWA[X9Z;I++->?Z3.O3(XK>GA*M1[6*5.3.-\$>`)]5N$O=4C,=JIRJD?>KV
M6&&.WA2&%0B(,`#M2JBQJ$10JCH`*=TKW*%"-&-D=48**`5\_>._^1MN?]XU
M]`CBO(?%7@36=2\03W5M%NC<Y!KGQT)3II11%5-K0\X?[OXU]"^"/^13M/\`
M=KRAOAIKY7B&O8/"]A-IOA^"VN1B1%P17/@*<X5&Y*Q%*+3U->O'?B]_R'+?
M_KG7L7-><?$3PEJ>O:K%/8)N14P:[,9&4J-HJYI43<=#R.O8OA#_`,BW+_UT
MKBO^%::_VAKT?X=Z#>Z!HTEO?KM=GR!7GX.E4C63DC*G%J6H_P`>^%1XBT<O
M`/\`2H?F4]V]J\+GAEM9VAN$*2(<$$5]/]ZY?Q/X$T[Q"#)M$%SVD45U8O">
MU?/#<NI3YM4>"@E3N4E6[$5:75-0C7:E[,!_OFNHU+X8ZW92-]F7[2@Z$5BM
MX2UY6P=/>O(=*K!V:9S\LD9LM]>S#$MW,P[@M6IX:\4WGAF_66!R\+'YXL]1
M5BS\">(;M@/L3(/4UV_ASX50VLB7&LR><PY$8[5M1H5Y23BK>948S;NCO-%U
M2/6=+BO(D*!Q]T]JOU'!#%;PK%`BHBC`"C%25]%&]M3L"BBBF!GZMKECHD*R
MZC,(E<X!/>LG_A8/AW_G]7\JY_XP@'1;3/\`ST->/A1CI7E8G&3I5'"*1A.H
MXNQ]`?\`"P?#O_/Z/RH_X6#X=_Y_1^5>`;0.U&T5S_VC5[(GVS/?S\0/#I'-
MZOY5$WC?PLWWIX3]4%>"X'I1M!H_M&KV0>V9[TOCCPLARD\*GV05+_PL'P[_
M`,_J_E7@&T>E&T4?VC5[(7MF>_\`_"P?#O\`S^K^5'_"P?#O_/ZOY5X#M'I2
M;1Z4?VC5[(/;,]__`.%@^'?^?U?RH_X6#X=_Y_5_*O`-JT;11_:-7LA^V9[_
M`/\`"PO#O_/Z/RH_X6#X=_Y_1^5>`;1Z4;1Z4?VC5[(/;,]__P"%@^'?^?U?
MRH_X6#X=_P"?U?RKP#:/2C:/2C^T:O9![9GO_P#PL'P[_P`_J_E1_P`+!\._
M\_J_E7@&T4;1Z4?VC5[(/;,]_P#^%@^'?^?T?E2?\+!\.D<WJX^E>`[11M%'
M]HU>R#VS/?!X[\,@Y%S&#Z[13_\`A8/AW_G]7\J\`P/2C:*/[1J]D'MF>_\`
M_"P?#O\`S^C\J/\`A8/A[_G]7\J\`VCTHVCTH_M&KV0>V9[_`/\`"P?#W_/Z
MOY4?\+!\/?\`/ZOY5X!M'I1M%']HU>R%[9GO_P#PL'P]_P`_J_E1_P`+!\._
M\_J_E7@&!Z48'I1_:-7LA^V9[_\`\+!\._\`/Z/RIK>/O#;_`'[M&^HS7@6T
M4;11_:-7L@]LSWU?'OAM/N7:+]%Q3O\`A8/AW_G]'Y5X!M&*-HH_M&KV0>V9
M[_\`\+!\._\`/Z/RH_X6#X=_Y_1^5>`;1Z4;1GI1_:-7LA>VD>_GX@>'3UO5
M_*F?\)WX8SG[3'GUVUX'M'I1M%']HU>R#VS/?_\`A8/AW_G]'Y4?\+!\/?\`
M/Z/RKP#:*-HH_M&KV0_;,]__`.%@^'?^?U?RH_X6#X=_Y_5_*O`-HI'&%)`H
M_M&KV0O;,]__`.%A>'?^?Y:/^%A>'>U\M<%I7@;0Y/#$.KZO=>1'(.3[TZ+P
M)X;UI7C\/ZHLEPJY"^M=7M\0ULC3FF=X?B!X=Z&]4_A2#Q_X<_Y_%_*O"+VQ
MDTZ_FL[E<21-M-0;0>U<KS"JG9I$>VD>_P#_``L'P[_S^C\J3_A8/AT?\OH_
M*O`=HHVBC^T:O9![9GO_`/PL'P[_`,_J_E2'X@^'?^?U:\`8`#@<UTNH^#)K
M'PE!K)!)E(RN.@JXXZO)-I+0%5D^AZU_PL'PZ?\`E]7\J7_A8/AW_G]'Y5X`
M%4C@4;1Z5']HU>R#VS/?_P#A8/AW_G]7\J/^%@^'?^?T?E7@&T4;11_:-7LA
M>V9[]_PL'P[_`,_J_E2_\+!\._\`/ZOY5XSX7T*/Q#JKV3ML;;E3[U4UG1KK
M0]2DL[V,J5/RL1PPJ_KU?EY[*P_:RM<]Q_X6#X=_Y_EI/^%@^'2/^/U:\@\&
M>'[?Q'K;65R=J!<YK,UBQCT_6KFSCY2%RH-'UVLH<]E8/:RM<]S_`.%@^'?^
M?U?RI#\0/#O_`#^C\J\!VBC:*C^T:O9"]LSW_P#X6#X>_P"?U?RII^('AOO>
M)GZ5X$0`O2NNMO"%I-X$DUMGQ,AX%:0QM:=[):%*I)['J(^('AT?\OJC\*3_
M`(6#X=/2]4UX[X1\+S>*+[;CR[6,9EE/0"H?$MEIEAJK6FD/YJ1\,_J:/KE?
MDYVE87M)6N>XV'C+1=2NEMK.Z#RMT%;N<5X#\/5'_"86V!_%7OW>N["UI5H<
MTC:G)R5V&:***ZS0\[^+_P#R![3_`*Z&O(*]?^,'_(&M/^NAKR`5\]COX[..
MK\0&BBDKB,A:*3^=%`!112YH`3M12TG%`"TE%%`"TE%%`"T444`)1]***`"B
MEI*`%I**,4`+1244`+11FDH`#1110`M%)0*`%Q2444`+2444`+2&BB@`HHH%
M`"TV3_5M]*<*;)_JS0!Z_:V%EJ?PMMK?4[@6T'7S#ZU#X.T#0='U![G2M36[
MN]A$<><9-*=)NM:^$]M::>`\V0=N>U<[X;^'VO6FN6US=$6L4+AF;?U%>N^9
M2@U"^BU.CJM#GO$XO?\`A)+I]3B\J9W)VUE5V'Q/U*UU'Q.@LB'\E-KN.YKC
MZ\VLDJC2=S&6DF%'>BD)VJ:R)-GPGHS:YXC@M\9B1M\GTKTR#7;/7=8O?"K;
M!!'$4B/^T*S/`UC9^'?"L^JZQ*L!NAM1NX!JE8V_@_3]735(M78S!]Y]Z]2E
M%TH+;7?T-XKE2.$U*PDTK5+BRF!#1.0,]Q5:O1?B=I4-W%;^(=-*O#*,,5[^
M]>=9S7#6I^SFXF4HV=A***6L23KOABN[Q>,_W:ZZ_O=*\8ZA>:#J@6"]A8B"
M7IFN2^%__(X#)`^7O63XJ>2'QI>30/LD24E64UWPJ>SH+JKZFJ=H'4>!-%O?
M#_Q`DL[Z,C"G8^.&%<EXH_Y&N_\`^NIKTGP+XTMM:>.TU@*M_&,1RGC</K7F
MWB<'_A*K_O\`O32K*"H+D>EPE;D5C+I*7-%<)D(WW37K7AO2Y=9^&`L83M,D
MF"WH*\D;[IKU;1;R:P^$,TUK(%ER0#GD5V82W-*_9FE/=C?%KR^"O"$&EZ/#
MM688FN%[_C7E@[DG)/)/K7HG@KQ+#KUA)X>\1L',P/EROZUR?B3P[<>&]5>V
MF^:$G,3CN*,0N>*J1^'\@GJN9;%_X>_\CA;?[U>_5X%\/?\`D<+;_>KWVO0R
M_P#A/U-J/PABBBBO2-CC_B%X<O/$6G6\-A]Z-\FO/_\`A5FN?W1^=>X45R5<
M)3JRYI&<J:D[L\/_`.%6ZY_='YT?\*LUS^Z/SKW"BLO[/H^8O91/#_\`A5FN
M?W1^='_"K-<]!^=>X44?V?1\P]E$\/\`^%6:Y_='YT?\*LUS^Z/SKW"BC^SZ
M/F'LHGA__"K-<_NC\Z/^%6:W_='YU[A11_9]'S#V43P__A5FN>@_.C_A5FM_
MW1^=>X44?V?1\P]E$\/_`.%6:Y_='YT?\*LUST'YU[A11_9]'S#V43P__A5F
MN?W1^='_``JS7/[H_.O<**/[/H^8>RB>'_\`"K-<_NC\Z/\`A5FN?W1^=>X4
M4?V?1\P]E$\/_P"%6:Y_='YT?\*LUS^Z/SKW"BC^SZ/F'LHGA_\`PJS7/[H_
M.C_A5FN?W1^=>X44?V?1\P]E$\/_`.%6:Y_='YT?\*LUS^Z/SKW"BC^SZ/F'
MLHGA_P#PJS7/[H_.C_A5FM_W1^=>X44?V?1\P]E$\/\`^%6:Y_='YT?\*LUS
M^Z/SKW"BC^SZ/F'LHGA__"K-<]!^='_"K-<]!^=>X44?V?1\P]E$\/\`^%6:
MYZ#\Z/\`A5NN?W1^=>X44?V?1\P]C$\/_P"%6:Y_='YT?\*LUST'YU[A11_9
M]'S#V43P_P#X59KG]T?G1_PJS7/[H_.O<**/[/H^8>RB>'_\*LUS^Z/SH_X5
M9K?]T?G7N%%']GT?,/91/#_^%6:Y_='YT?\`"K-</!4?G7N%%']GT?,/91/(
M;7P?XSLH1#:W1CC7H`U.G\)>-KF,QS7K%3U`:O7**OZG"UKO[Q^S1X>?A;KA
M)+#)/4D]:/\`A5FN?W1^=>X45']GT?,7LHGA_P#PJW7/[H_.C_A5NN?W1^=>
MX44?V?1\P]E$\:N?`/BF\M4M;F7=!']U,\"J7_"J=9Q]Q?SKW*BF\!2>]P]E
M$\:_X0+Q6;'[&9<VW9">E5/^%6:Y_='YU[A10\!2>]P]E$\/_P"%6ZY_='YT
M'X6ZY_='YU[A12_L^CYA[*)XM:?#GQ)83>=9L(Y/[P-1S?#/Q!<S-+/AI&.2
MV>M>VT4_J%*UM0]E$\1C^&&OPRK+$=DB]&!I9?AEK\\IDFPSMU.>M>VT4?4*
M7F'LHGA__"K-<_NC\Z/^%6:Y_='YU[A12_L^CYA[*)X?_P`*LUL_PC\ZMKX"
M\5)8FS27%N>J9KV6BFL!26UP]E$\03X7:]%(LD7R.IRI!Z5;O?`?BK4HT2^D
M$H3[N3S7LE%'U&DE:[#V43RGPE\/]6T?Q##=W(`C0Y/->K9HHKIHT8T8\L2X
,Q459"9HI:*V*/__9
`
end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
