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Regulatory Capital (Tables) | 12 Months Ended
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Dec. 31, 2015
Banking and Thrift [Abstract] |
Schedule of actual capital and minimum required levels | Actual capital levels and minimum required levels for ChoiceOne and the Bank were as follows:
(Dollars in thousands) |  | Actual |  |  | Minimum Required for Capital Adequacy Purposes |  |  | Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
December 31, 2015 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ChoiceOne Financial Services Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 59,737 |  |  |  | 14.2 | % |  | $ | 33,600 |  |  |  | 8.0 | % |  |  | N/A |  |  |  | N/A |
Common equity Tier 1 capital (to risk weighted assets) |  |  | 54,532 |  |  |  | 13.0 |  |  |  | 18,900 |  |  |  | 4.5 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to risk weighted assets) |  |  | 54,532 |  |  |  | 13.0 |  |  |  | 16,800 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to average assets) |  |  | 54,532 |  |  |  | 9.7 |  |  |  | 22,434 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
ChoiceOne Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 55,723 |  |  |  | 13.3 | % |  | $ | 33,470 |  |  |  | 8.0 | % |  | $ | 41,837 |  |  |  | 10.0 | %
Common equity Tier 1 capital (to risk weighted assets) |  |  | 51,574 |  |  |  | 12.3 |  |  |  | 18,827 |  |  |  | 4.5 |  |  |  | 27,194 |  |  |  | 6.5 |
Tier 1 capital (to risk weighted assets) |  |  | 51,574 |  |  |  | 12.3 |  |  |  | 16,735 |  |  |  | 4.0 |  |  |  | 25,102 |  |  |  | 6.0 |
Tier 1 capital (to average assets) |  |  | 51,574 |  |  |  | 9.2 |  |  |  | 22,350 |  |  |  | 4.0 |  |  |  | 27,937 |  |  |  | 5.0 |
December 31, 2014 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ChoiceOne Financial Services Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 55,223 |  |  |  | 14.3 | % |  | $ | 30,948 |  |  |  | 8.0 | % |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to risk weighted assets) |  |  | 50,562 |  |  |  | 13.1 |  |  |  | 15,474 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to average assets) |  |  | 50,562 |  |  |  | 9.6 |  |  |  | 21,016 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
ChoiceOne Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 52,664 |  |  |  | 13.6 | % |  | $ | 30,881 |  |  |  | 8.0 | % |  | $ | 38,601 |  |  |  | 10.0 | %
Tier 1 capital (to risk weighted assets) |  |  | 48,665 |  |  |  | 12.6 |  |  |  | 15,441 |  |  |  | 4.0 |  |  |  | 23,161 |  |  |  | 6.0 |
Tier 1 capital (to average assets) |  |  | 48,665 |  |  |  | 9.3 |  |  |  | 20,971 |  |  |  | 4.0 |  |  |  | 26,214 |  |  |  | 5.0 |

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