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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Interest income      
Loans, including fees $ 15,971 $ 15,765 $ 15,801
Securities:      
Taxable 1,939 1,847 1,812
Tax exempt 1,428 1,393 1,390
Other 14 9 12
Total interest income 19,352 19,014 19,015
Interest expense      
Deposits 877 1,042 1,328
Advances from Federal Home Loan Bank 83 63 45
Other 30 46 46
Total interest expense 990 1,151 1,419
Net interest income 18,362 17,863 17,596
Provision for loan losses (Note 3) 100 100 300
Net interest income after provision for loan losses 18,262 17,763 17,296
Noninterest income      
Customer service charges 4,083 3,951 3,677
Insurance and investment commissions 1,060 906 826
Gains on sales of loans (Note 4) 1,416 1,023 1,566
Net gains on sales of securities (Note 2) 261 311 137
Net losses on sales and write-downs of other assets (Note 7) (121) (135) (822)
Earnings on life insurance policies 651 302 299
Other 352 444 562
Total noninterest income 7,702 6,802 6,245
Noninterest expense      
Salaries and benefits (Notes 13 and 14) 9,273 8,456 8,240
Occupancy and equipment (Note 5) 2,396 2,389 2,341
Data processing 2,320 1,857 1,675
Professional fees 971 889 887
Supplies and postage 413 440 493
Advertising and promotional 253 275 239
Intangible amortization (Note 6) 448 448 448
Loan and collection expense 104 122 377
FDIC insurance 288 337 330
Other 1,810 1,581 1,634
Total noninterest expense 18,276 16,794 16,664
Income before income tax 7,688 7,771 6,877
Income tax expense (Note 11) 1,945 2,076 1,783
Net income $ 5,743 $ 5,695 $ 5,094
Basic earnings per share (Note 15) (in dollars per share) $ 1.75 $ 1.73 $ 1.55
Diluted earnings per share (Note 15) (in dollars per share) 1.74 1.72 1.54
Dividends declared per share (in dollars per share) $ .66 $ 0.59 $ 0.54