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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2016
Sep. 30, 2015
Sep. 30, 2016
Sep. 30, 2015
Interest income        
Loans, including fees $ 4,210 $ 4,015 $ 12,293 $ 11,945
Securities:        
Taxable 594 489 1,731 1,427
Tax exempt 358 361 1,088 1,067
Other 5 6 14 10
Total interest income 5,167 4,871 15,126 14,449
Interest expense        
Deposits 190 222 599 663
Advances from Federal Home Loan Bank 44 17 119 64
Other 2 7 7 28
Total interest expense 236 246 725 755
Net interest income 4,931 4,625 14,401 13,694
Provision for loan losses 100
Net interest income after provision for loan losses 4,931 4,625 14,401 13,594
Noninterest income        
Customer service charges 1,030 1,092 3,020 3,137
Insurance and investment commissions 290 219 740 852
Gains on sales of loans 508 308 1,345 1,120
Gains on sales of securities 28 155 255 208
Losses on sales and write-downs of other assets (3) (21) (26) (97)
Earnings on life insurance policies 88 87 265 562
Other 124 120 360 322
Total noninterest income 2,065 1,960 5,959 6,104
Noninterest expense        
Salaries and benefits 2,542 2,323 7,519 6,835
Occupancy and equipment 626 598 1,959 1,786
Data processing 556 558 1,654 1,689
Professional fees 232 263 700 776
Supplies and postage 92 100 312 278
Advertising and promotional 52 54 184 179
Intangible amortization 112 112 336 336
Loan and collection expense 15 53 59 104
FDIC insurance 78 72 218 222
Other 364 469 1,426 1,441
Total noninterest expense 4,669 4,602 14,367 13,646
Income before income tax 2,327 1,983 5,993 6,052
Income tax expense 644 533 1,591 1,529
Net income $ 1,683 $ 1,450 $ 4,402 $ 4,523
Basic earnings per share (Note 4) (in dollars per share) $ 0.52 $ 0.44 $ 1.34 $ 1.37
Diluted earnings per share (Note 4) (in dollars per share) 0.52 0.44 1.34 1.37
Dividends declared per share (in dollars per share) $ 0.17 $ 0.17 $ 0.51 $ 0.49