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CONSOLIDATED STATEMENTS OF INCOME - USD ($)
$ in Thousands
 12 Months Ended
Dec. 31, 2016
Dec. 31, 2015
Dec. 31, 2014
Interest income      
Loans, including fees $ 16,507 $ 15,971 $ 15,765
Securities:      
Taxable 2,334 1,939 1,847
Tax exempt 1,450 1,428 1,393
Other 21 14 9
Total interest income 20,312 19,352 19,014
Interest expense      
Deposits 790 877 1,042
Advances from Federal Home Loan Bank 171 83 63
Other 8 30 46
Total interest expense 969 990 1,151
Net interest income 19,343 18,362 17,863
Provision for loan losses (Note 3)   100 100
Net interest income after provision for loan losses 19,343 18,262 17,763
Noninterest income      
Customer service charges 4,056 4,083 3,951
Insurance and investment commissions 1,009 1,060 906
Gains on sales of loans (Note 4) 1,748 1,416 1,023
Net gains on sales of securities (Note 2) 312 261 311
Net losses on sales and write-downs of other assets (Note 7) (41) (121) (135)
Earnings on life insurance policies 356 651 302
Other 441 352 444
Total noninterest income 7,881 7,702 6,802
Noninterest expense      
Salaries and benefits (Notes 13 and 14) 9,982 9,273 8,456
Occupancy and equipment (Note 5) 2,588 2,396 2,389
Data processing 2,273 2,320 1,857
Professional fees 935 971 889
Supplies and postage 385 413 440
Advertising and promotional 222 253 275
Intangible amortization (Note 6) 379 448 448
Loan and collection expense 96 104 122
FDIC insurance 238 288 337
Other 1,874 1,810 1,581
Total noninterest expense 18,972 18,276 16,794
Income before income tax 8,252 7,688 7,771
Income tax expense (Note 11) 2,162 1,945 2,076
Net income $ 6,090 $ 5,743 $ 5,695
Basic earnings per share (Note 15) (in dollars per share) $ 1.85 $ 1.75 $ 1.73
Diluted earnings per share (Note 15) (in dollars per share) 1.85 1.74 1.72
Dividends declared per share (in dollars per share) $ 0.68 $ 0.66 $ 0.59