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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Interest income    
Loans, including fees $ 4,164 $ 3,996
Securities:    
Taxable 621 553
Tax exempt 361 366
Other 15 6
Total interest income 5,161 4,921
Interest expense    
Deposits 248 209
Advances from Federal Home Loan Bank 55 30
Other 3 2
Total interest expense 306 241
Net interest income 4,855 4,680
Provision for loan losses  
Net interest income after provision for loan losses 4,855 4,680
Noninterest income    
Customer service charges 974 960
Insurance and investment commissions 238 223
Gains on sales of loans 224 419
Gains on sales of securities 66 70
Losses on sales and write-downs of other assets (23)
Earnings on life insurance policies 99 88
Other 131 106
Total noninterest income 1,732 1,843
Noninterest expense    
Salaries and benefits 2,515 2,411
Occupancy and equipment 708 641
Data processing 576 559
Professional fees 229 236
Supplies and postage 101 125
Advertising and promotional 54 43
Intangible amortization   112
Loan and collection expense 6 22
FDIC insurance 54 67
Other 426 581
Total noninterest expense 4,669 4,797
Income before income tax 1,918 1,726
Income tax expense 472 452
Net income $ 1,446 $ 1,274
Basic earnings per share (Note 4) (in dollars per share) $ 0.44 $ 0.39
Diluted earnings per share (Note 4) (in dollars per share) 0.44 0.39
Dividends declared per share (in dollars per share) $ 0.17 $ 0.17