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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2018
Sep. 30, 2017
Cash flows from operating activities:    
Net income $ 5,505 $ 4,801
Adjustments to reconcile net income to net cash from operating activities:    
Provision for loan losses 35 120
Depreciation 853 944
Amortization 701 814
Compensation expense on stock purchases and restricted stock units 234 241
Gains on sales of securities (25) (177)
Gains on sales of loans (772) (920)
Loans originated for sale (19,837) (28,356)
Proceeds from loan sales 21,174 27,922
Earnings on bank-owned life insurance (289) (299)
Gains on sales of other real estate owned (69) (10)
Proceeds from sales of other real estate owned 308 579
Deferred federal income tax benefit 40 (29)
Net changes in other assets (1,321) 572
Net changes in other liabilities 461 (532)
Net cash from operating activities 6,998 5,670
Securities available for sale:    
Sales 2,716 22,521
Maturities, prepayments and calls 10,635 14,163
Purchases (27,476) (33,998)
Loan originations and payments, net (12,799) (38,235)
Additions to premises and equipment (2,810) (413)
Net cash used in investing activities (29,734) (35,962)
Cash flows from financing activities:    
Net change in deposits 4,494 13,452
Net change in repurchase agreements (7,148) (4,119)
Net change in federal funds purchased 9,400 2,650
Proceeds from Federal Home Loan Bank advances 93,500 166,500
Payments on Federal Home Loan Bank advances (97,526) (148,525)
Issuance of common stock 57 76
Repurchase of common stock (523) (88)
Cash dividends and fractional shares from stock dividend (1,928) (1,738)
Net cash from financing activities 326 28,208
Net change in cash and cash equivalents (22,410) (2,084)
Beginning cash and cash equivalents 36,837 14,809
Ending cash and cash equivalents 14,427 12,725
Supplemental disclosures of cash flow information:    
Cash paid for interest 1,532 1,029
Cash paid for taxes 850 1,150
Loans transferred to other real estate owned $ 377 $ 314