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Regulatory Capital (Tables) | 12 Months Ended
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Dec. 31, 2018
Banking and Thrift [Abstract] |
Schedule of actual capital and minimum required levels | Actual capital levels and minimum required levels for ChoiceOne and the Bank were as follows:
|  |  |  |  |  |  |  |  |  |  |  |  |  | Minimum Required |
|  |  |  |  |  |  |  |  |  |  |  |  |  | to be Well |
|  |  |  |  |  |  |  | Minimum Required |  |  | Capitalized Under |
|  |  |  |  |  |  |  | for Capital |  |  | Prompt Corrective |
(Dollars in thousands) |  | Actual |  |  | Adequacy Purposes |  |  | Action Regulations |
|  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |  |  | Amount |  |  | Ratio |
December 31, 2018 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ChoiceOne Financial Services Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 72,148 |  |  |  | 13.8 | % |  | $ | 41,811 |  |  |  | 8.0 | % |  |  | N/A |  |  |  | N/A |
Common equity Tier 1 capital (to risk weighted assets) |  |  | 67,481 |  |  |  | 12.9 |  |  |  | 23,519 |  |  |  | 4.5 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to risk weighted assets) |  |  | 67,481 |  |  |  | 12.9 |  |  |  | 31,359 |  |  |  | 6.0 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to average assets) |  |  | 67,481 |  |  |  | 10.5 |  |  |  | 25,658 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
ChoiceOne Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 66,976 |  |  |  | 12.9 | % |  | $ | 41,599 |  |  |  | 8.0 | % |  | $ | 51,999 |  |  |  | 10.0 | %
Common equity Tier 1 capital (to risk weighted assets) |  |  | 62,309 |  |  |  | 12.0 |  |  |  | 23,399 |  |  |  | 4.5 |  |  |  | 33,799 |  |  |  | 6.5 |
Tier 1 capital (to risk weighted assets) |  |  | 62,309 |  |  |  | 12.0 |  |  |  | 31,199 |  |  |  | 6.0 |  |  |  | 41,599 |  |  |  | 8.0 |
Tier 1 capital (to average assets) |  |  | 62,309 |  |  |  | 9.8 |  |  |  | 25,512 |  |  |  | 4.0 |  |  |  | 31,890 |  |  |  | 5.0 |
December 31, 2017 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ChoiceOne Financial Services Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 67,155 |  |  |  | 13.9 | % |  | $ | 38,761 |  |  |  | 8.0 | % |  |  | N/A |  |  |  | N/A |
Common equity Tier 1 capital (to risk weighted assets) |  |  | 62,584 |  |  |  | 12.9 |  |  |  | 21,803 |  |  |  | 4.5 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to risk weighted assets) |  |  | 62,584 |  |  |  | 12.9 |  |  |  | 29,071 |  |  |  | 6.0 |  |  |  | N/A |  |  |  | N/A |
Tier 1 capital (to average assets) |  |  | 62,584 |  |  |  | 9.9 |  |  |  | 25,301 |  |  |  | 4.0 |  |  |  | N/A |  |  |  | N/A |
ChoiceOne Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 62,393 |  |  |  | 12.9 | % |  | $ | 38,555 |  |  |  | 8.0 | % |  | $ | 48,194 |  |  |  | 10.0 | %
Common equity Tier 1 capital (to risk weighted assets) |  |  | 57,822 |  |  |  | 12.0 |  |  |  | 21,687 |  |  |  | 4.5 |  |  |  | 31,326 |  |  |  | 6.5 |
Tier 1 capital (to risk weighted assets) |  |  | 57,822 |  |  |  | 12.0 |  |  |  | 28,917 |  |  |  | 6.0 |  |  |  | 38,555 |  |  |  | 8.0 |
Tier 1 capital (to average assets) |  |  | 57,822 |  |  |  | 9.2 |  |  |  | 25,156 |  |  |  | 4.0 |  |  |  | 31,445 |  |  |  | 5.0 |

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