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Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2018

Banking and Thrift [Abstract]

Schedule of actual capital and minimum required levels

Actual capital levels and minimum required levels for ChoiceOne and the Bank were as follows:

																		Minimum Required
																		to be Well
										Minimum Required								Capitalized Under
										for Capital								Prompt Corrective
(Dollars in thousands)		Actual								Adequacy Purposes								Action Regulations
		Amount				Ratio				Amount				Ratio				Amount				Ratio
December 31, 2018
ChoiceOne Financial Services Inc.
Total capital (to risk weighted assets)		$	72,148				13.8	%		$	41,811				8.0	%			N/A				N/A
Common equity Tier 1 capital (to risk weighted assets)			67,481				12.9				23,519				4.5				N/A				N/A
Tier 1 capital (to risk weighted assets)			67,481				12.9				31,359				6.0				N/A				N/A
Tier 1 capital (to average assets)			67,481				10.5				25,658				4.0				N/A				N/A
ChoiceOne Bank
Total capital (to risk weighted assets)		$	66,976				12.9	%		$	41,599				8.0	%		$	51,999				10.0	%
Common equity Tier 1 capital (to risk weighted assets)			62,309				12.0				23,399				4.5				33,799				6.5
Tier 1 capital (to risk weighted assets)			62,309				12.0				31,199				6.0				41,599				8.0
Tier 1 capital (to average assets)			62,309				9.8				25,512				4.0				31,890				5.0
December 31, 2017
ChoiceOne Financial Services Inc.
Total capital (to risk weighted assets)		$	67,155				13.9	%		$	38,761				8.0	%			N/A				N/A
Common equity Tier 1 capital (to risk weighted assets)			62,584				12.9				21,803				4.5				N/A				N/A
Tier 1 capital (to risk weighted assets)			62,584				12.9				29,071				6.0				N/A				N/A
Tier 1 capital (to average assets)			62,584				9.9				25,301				4.0				N/A				N/A
ChoiceOne Bank
Total capital (to risk weighted assets)		$	62,393				12.9	%		$	38,555				8.0	%		$	48,194				10.0	%
Common equity Tier 1 capital (to risk weighted assets)			57,822				12.0				21,687				4.5				31,326				6.5
Tier 1 capital (to risk weighted assets)			57,822				12.0				28,917				6.0				38,555				8.0
Tier 1 capital (to average assets)			57,822				9.2				25,156				4.0				31,445				5.0

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- References

No definition available.

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X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1G
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958577-112826

Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1H
-Subparagraph (c)(2)
-URI http://asc.fasb.org/extlink&oid=84167132&loc=d3e65071-112826

Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958568-112826

Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 505
-Section 50
-Paragraph 1B
-URI http://asc.fasb.org/extlink&oid=84167132&loc=SL5958570-112826

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