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CONSOLIDATED STATEMENTS OF INCOME (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2019
Sep. 30, 2018
Sep. 30, 2019
Sep. 30, 2018
Interest income        
Loans, including fees $ 5,394 $ 5,111 $ 16,064 $ 14,735
Securities:        
Taxable 728 736 2,255 2,134
Tax exempt 352 374 1,079 1,097
Other 87 40 194 109
Total interest income 6,561 6,261 19,592 18,075
Interest expense        
Deposits 973 619 2,748 1,428
Advances from Federal Home Loan Bank 8 63 238 165
Other 10 8 39 34
Total interest expense 991 690 3,025 1,627
Net interest income 5,570 5,571 16,567 16,448
Provision for loan losses       35
Net interest income after provision for loan losses 5,570 5,571 16,567 16,413
Noninterest income        
Customer service charges 1,094 1,165 3,275 3,340
Insurance and investment commissions 88 97 225 231
Gains on sales of loans 638 223 1,373 772
Gains on sales of securities available for sale 19   22 25
Gains on sales of other assets 8 61 23 69
Earnings on life insurance policies 99 97 290 289
Change in market value of equity securities (146) 113 119 161
Other 135 96 394 334
Total noninterest income 1,935 1,852 5,721 5,221
Noninterest expense        
Salaries and benefits 3,268 2,780 8,915 8,308
Occupancy and equipment 755 661 2,267 2,005
Data processing 676 555 1,814 1,644
Professional fees 836 310 2,031 838
Supplies and postage 91 84 266 297
Advertising and promotional 145 58 297 235
Other 606 611 1,883 1,810
Total noninterest expense 6,377 5,059 17,473 15,137
Income before income tax 1,128 2,364 4,815 6,497
Income tax expense 106 350 671 992
Net income $ 1,021 $ 2,014 $ 4,144 $ 5,505
Basic earnings per share (Note 4) (in dollars per share) $ 0.28 $ 0.55 $ 1.14 $ 1.52
Diluted earnings per share (Note 4) (in dollars per share) 0.28 0.55 1.14 1.52
Dividends declared per share (in dollars per share) $ 0.80 $ 0.18 $ 1.20 $ 0.53