<SEC-DOCUMENT>0000905729-19-000175.txt : 20191001
<SEC-HEADER>0000905729-19-000175.hdr.sgml : 20191001
<ACCEPTANCE-DATETIME>20191001101019
ACCESSION NUMBER:		0000905729-19-000175
CONFORMED SUBMISSION TYPE:	8-K
PUBLIC DOCUMENT COUNT:		5
CONFORMED PERIOD OF REPORT:	20191001
ITEM INFORMATION:		Completion of Acquisition or Disposition of Assets
ITEM INFORMATION:		Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers
ITEM INFORMATION:		Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
ITEM INFORMATION:		Other Events
ITEM INFORMATION:		Financial Statements and Exhibits
FILED AS OF DATE:		20191001

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			CHOICEONE FINANCIAL SERVICES INC
		CENTRAL INDEX KEY:			0000803164
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				382659066
		STATE OF INCORPORATION:			MI
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		8-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-19202
		FILM NUMBER:		191127864

	BUSINESS ADDRESS:	
		STREET 1:		109 E DIVISION
		STREET 2:		P O BOX 186
		CITY:			SPARTA
		STATE:			MI
		ZIP:			49345-0186
		BUSINESS PHONE:		6168877366

	MAIL ADDRESS:	
		STREET 1:		109 EAST DIVISION
		STREET 2:		P O BOX 186
		CITY:			SPARTA
		STATE:			MI
		ZIP:			49345-0186

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	1ST COMMUNITY BANCORP INC
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>8-K
<SEQUENCE>1
<FILENAME>choice8k_100119.htm
<DESCRIPTION>CHOICEONE FORM 8-K
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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><FONT STYLE="font-size: 14pt"><B>UNITED STATES<BR>
SECURITIES AND EXCHANGE COMMISSION<BR>
</B></FONT><B>Washington, D.C. 20549</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center"><B>FORM 8-K</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center"><B>CURRENT REPORT</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center">Pursuant to Section 13 or 15(d) of the<BR>
Securities Exchange Act of 1934</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center">Date of Report (Date of earliest event reported):
<B>October 1, 2019</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center"><B>ChoiceOne Financial Services, Inc.</B><BR>
(Exact Name of Registrant as<BR>
Specified in its Charter)</P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; padding-bottom: 5pt; text-align: center; layout-grid-mode: line"><B>Michigan</B><BR>
(State or Other Jurisdiction<BR>
of Incorporation)</TD>
    <TD COLSPAN="2" STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; padding-bottom: 5pt; text-align: center; layout-grid-mode: line"><B>000-19202</B><BR>
(Commission<BR>
File Number)</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; padding-bottom: 5pt; text-align: center; layout-grid-mode: line"><B>38-2659066</B><BR>
(IRS Employer<BR>
Identification No.)</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD COLSPAN="3" STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; text-align: center; layout-grid-mode: line"><B>109 E. Division Street<BR>
Sparta, Michigan</B><BR>
(Address of Principal Executive Offices)</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; padding-bottom: 5pt; text-align: center; layout-grid-mode: line"><B>49345</B><BR>
(Zip Code)</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD></TR>
<TR>
    <TD STYLE="width: 4%">&nbsp;</TD>
    <TD STYLE="width: 32%">&nbsp;</TD>
    <TD STYLE="width: 10%">&nbsp;</TD>
    <TD STYLE="width: 18%">&nbsp;</TD>
    <TD STYLE="width: 29%">&nbsp;</TD>
    <TD STYLE="width: 7%">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center">Registrant&#8217;s telephone number, including
area code: <B>(616) 887-7366</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0">Check the appropriate box below if the Form 8-K filing is intended
to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction
A.2. below):</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><FONT STYLE="font-family: Wingdings">o</FONT> Written communications
pursuant to Rule 425 under the Securities Act (17 CFR 230.425)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><FONT STYLE="font-family: Wingdings">o</FONT> Soliciting material
pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><FONT STYLE="font-family: Wingdings">o</FONT> Pre-commencement
communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"><FONT STYLE="font-family: Wingdings">o</FONT> Pre-commencement
communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0 0">Securities registered pursuant to Section 12(b) of the Act:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 12pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 26%; border: Black 1pt solid; padding-top: 5pt; padding-right: 5.4pt; padding-left: 5.4pt; layout-grid-mode: line">Title of each class</TD>
    <TD STYLE="width: 24%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 5pt; padding-right: 5.4pt; padding-left: 5.4pt; layout-grid-mode: line">Trading symbol(s)</TD>
    <TD STYLE="width: 50%; border-top: Black 1pt solid; border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 5pt; padding-right: 5.4pt; padding-left: 5.4pt; layout-grid-mode: line">Name of each exchange on which registered</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; border-left: Black 1pt solid; padding-top: 5pt; padding-right: 5.4pt; padding-left: 5.4pt; layout-grid-mode: line">Common stock</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 5pt; padding-right: 5.4pt; padding-left: 5.4pt; layout-grid-mode: line">COFS</TD>
    <TD STYLE="border-right: Black 1pt solid; border-bottom: Black 1pt solid; padding-top: 5pt; padding-right: 5.4pt; padding-left: 5.4pt; layout-grid-mode: line">OTC Pink Market</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">Indicate by check mark whether the registrant is an emerging growth
company as defined in Rule 405 of the Securities Act of 1933 (&sect;230.405 of this chapter) or Rule 12b-2 of the Securities Exchange
Act of 1934 (&sect;240.12b-2 of this chapter).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 5pt; text-align: right">Emerging growth company <FONT STYLE="font-family: Wingdings">o</FONT></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0">If an emerging growth company, indicate by check mark if the
registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards
provided pursuant to Section 13(a) of the Exchange Act. <FONT STYLE="font-family: Wingdings">o</FONT></P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; font-weight: bold">Item 2.01</TD>
    <TD STYLE="width: 85%; font-weight: bold">Completion of Acquisition or Disposition of Assets.</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Effective at 12:01 a.m. Michigan time
on October 1, 2019, pursuant to the Agreement and Plan of Merger dated March 22, 2019 (the &#8220;Merger Agreement&#8221;), by
and between ChoiceOne Financial Services, Inc. (&#8220;ChoiceOne&#8221;) and County Bank Corp. (&#8220;County&#8221;), County was
merged with and into ChoiceOne, with ChoiceOne as the surviving corporation in the merger (the&nbsp;&#8220;Merger&#8221;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Subject to the terms and conditions
of the Merger Agreement, at the effective time of the Merger, each share of County common stock was converted into the right to
receive 2.0632 shares of ChoiceOne common stock plus cash in lieu of any fractional shares.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">The foregoing description of the Merger
and the Merger Agreement does not purport to be complete and is qualified in its entirety by reference to the Merger Agreement,
which was attached as Exhibit 2.1 to ChoiceOne&#8217;s Form 8-K filed on March 25, 2019, and which is incorporated herein by reference.</P>

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<TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; font-weight: bold">Item 5.02</TD>
    <TD STYLE="width: 85%; font-weight: bold; text-align: justify">Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><I>&nbsp;</I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"><I>Directors of ChoiceOne </I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Pursuant to the Merger Agreement and
effective as of the effective date of the Merger, the size of ChoiceOne&#8217;s board of directors was increased to 14 members,
to be comprised of seven persons designated by ChoiceOne and seven persons designated by County. The following persons designated
by County were appointed to fill the resulting vacancies, who are in addition to the existing directors of ChoiceOne as set forth
below:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="RIGHT" STYLE="width: 95%; border-collapse: collapse; margin-left: 0.5">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 51%; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Newly-Appointed Directors With Terms<BR>
 Expiring in 2020:</I></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">Michael J. Burke, Jr.</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">David H. Bush</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">&nbsp;</P></TD>
    <TD STYLE="width: 49%; padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Existing Directors With Terms Expiring in<BR>
 2020:</I></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">Keith D. Brophy</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">Jack G. Henion</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">&nbsp;</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Newly-Appointed Directors With Terms<BR>
 Expiring in 2021:</I></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">Harold J. Burns</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">Patrick A. Cronin</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in">Gregory A. McConnell</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Existing Directors With Terms Expiring in<BR>
 2021:</I></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Paul L. Johnson</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Roxanne M. Page</P></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Newly-Appointed Directors With Terms<BR>
 Expiring in 2022:</I></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Eric E. Burrough</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Bruce J. Cady</P></TD>
    <TD STYLE="padding-right: 5.4pt; padding-left: 5.4pt">
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"><I>Existing Directors With Terms Expiring in<BR>
 2022:</I></P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">James A. Bosserd</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Nels W. Nyblad</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">Kelly J. Potes</P>
        <P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P></TD></TR>
</TABLE><BR STYLE="clear: both">
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">ChoiceOne's Audit Committee will consist
of Keith D. Brophy, Harold J. Burns, Patrick A. Cronin, Jack G. Hendon, Gregory A. McConnell, and Roxanne M. Page. ChoiceOne's
Personnel</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">&amp; Compensation Committee will consist
of Harold J. Burns, Eric E. Burrough, Jack G. Hendon, and Nels W. Nyblad. ChoiceOne's Governance Committee will consist of James
A. Bosserd, Keith D. Brophy, David H. Bush, Patrick A. Cronin, and Paul L, Johnson.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Effective as of the effective date of
the Merger, Greg L. Armock and Bradley F. McGinnis resigned from ChoiceOne&#8217;s board of directors in order to accommodate the
changes to the ChoiceOne board of directors required under the Merger Agreement. There is no disagreement between ChoiceOne and
either of Mr. Armock or Mr. McGinnis known to an executive officer of ChoiceOne, as defined in 17 CFR 240.3b-7, on any matter relating
to ChoiceOne's operations, policies or practices.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"><I>Transition Agreement</I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Bruce J. Cady, formerly the Chairman
and Chief Executive Officer of County, entered into a transition agreement with ChoiceOne, which became effective as of the effective
date of the Merger, pursuant to which Mr. Cady joined ChoiceOne&#8217;s board of directors and was appointed Vice Chairman of the
board. Mr. Cady&#8217;s transition agreement provides for his employment with ChoiceOne from the effective date of the Merger until
December 31, 2019, with an annual salary of $304,321, prorated for such term of employment. Mr. Cady&#8217;s transition agreement
also provides him the severance benefits to which he would have been entitled under his existing employment agreement with County,
including a payment of $608,642, plus an amount equal to 12 months of health care continuation costs, and the net present value
of Mr. Cady&#8217;s benefit under County&#8217;s Supplemental Executive Retirement Plan, payable in a lump sum following termination
of Mr. Cady&#8217;s employment. The foregoing description of Mr. Cady&#8217;s transition agreement is qualified in its entirety
by reference to the complete terms and conditions of the agreement, which was previously filed as Exhibit 10.8 to ChoiceOne's Pre-Effective
Amendment No. 2 to Form S-4 Registration Statement, filed with the Commission on August 5, 2019, and which is incorporated herein
by reference.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"><I>Employment Agreements</I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Michael J. Burke, Jr. (age 49), formerly
a Director and President of County, entered into an employment agreement with ChoiceOne on March 22, 2019 (the &#8220;Burke Employment
Agreement&#8221;), pursuant to which Mr. Burke was appointed the President of ChoiceOne as of the effective date of the Merger.
Mr. Burke joined County in December 2016 following the merger of Capac Bancorp, Inc. and County. From February 2012 until December
2016, Mr. Burke served as a director and President/CEO of Capac Bancorp Inc. and CSB Bank. Prior to joining Capac Bancorp Inc.
and CSB Bank, Mr. Burke spent 11 years working as an Area Manager for JPMorgan Chase &amp; Co., which involved him managing a team
of business bankers that covered three counties in Michigan, including Lapeer County. Mr. Burke is actively involved in the Community
Bankers of Michigan organization, including serving in officer positions, which allows him to interact and collaborate with executives
from other Michigan banks. Mr. Burke received his Bachelor of Business Administration and Finance degree from the University of
Michigan-Flint in 2004. Mr. Burke&#8217;s extensive business and banking background, as well as his perspective and institutional
knowledge, qualify him to serve as the President of ChoiceOne.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Kelly J. Potes, the President and Chief
Executive Officer of ChoiceOne, entered into an employment agreement on September 30, 2019, effective as of the effective date
of the Merger (the &#8220;Potes Employment Agreement&#8221;), pursuant to which Mr. Potes will continue to serve as the Chief Executive
Officer of ChoiceOne after the Merger.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">The terms of the Potes Employment Agreement
and Burke Employment Agreement (together, the &#8220;Agreements&#8221;) are substantially similar. Under each Agreement, in the
event of ChoiceOne&#8217;s termination of Mr. Potes or Mr. Burke, as applicable (the &quot;Executive&quot;), without cause, or
by the Executive for good reason (each as defined in the Agreements), the Executive will be entitled to continued salary for two
years and monthly health care continuation payments for twelve months or until the commencement of new employment. In the event
of a change of control and a qualifying termination within six months before or three years after the change in control (excluding
the Merger), the Executive will be entitled to a lump-sum cash payment equal to three times their then-current base salary and
monthly health care continuation payments for twelve months or until the commencement of new employment. If any payment to be received
by the Executive following a change in control is determined to constitute a &#8220;parachute payment&#8221; as such term is defined
in Section 280G(b)(2) of the Code, ChoiceOne will act in good faith to mitigate the impact of Section 280G of the Code such that
no &#8220;parachute payment&#8221; will result. To the extent this effort is unsuccessful, ChoiceOne will reduce the amount of
such payment to ensure that the total payments to the applicable Executive do not exceed 2.99 times the Executive's &#8220;base
amount&#8221; as defined in Section 280G(b)(3) of the Code.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">The Agreements contain provisions related
to non-solicitation and non-competition that generally preclude the Executive, during his time of employment and for a period of
24 months thereafter, from engaging in activities competitive with ChoiceOne in any county in which ChoiceOne or its affiliates
has a branch office or loan production office or in any contiguous counties, and from diverting from ChoiceOne any trade or business
with any customer or supplier with whom the Executive had contact during his employment, subject to certain conditions and exceptions.
The Agreements also require the Executive to maintain the confidentiality of non-public information with respect to ChoiceOne and
its affiliates.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Pursuant to the Potes Employment Agreement,
Mr.&nbsp;Potes' annual salary will be $360,000 for 2019 and 2020. Pursuant to the Burke Employment Agreement, Mr. Burke's annual
salary will be $310,000 for 2019 and 2020. After 2020, the salaries of each of Mr. Potes and Mr. Burke will be subject to annual
review and adjustment in accordance with ChoiceOne&#8217;s normal procedures. Mr. Potes and Mr. Burke will be eligible to participate
in ChoiceOne&#8217;s bonus programs and equity-based compensation programs.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Additionally, the Burke Employment Agreement
provides that Mr. Burke will be entitled to a transaction bonus payment of $250,000, payable upon completion of the Merger, which
payment equals half of the amount to which Mr. Burke would have been entitled under his existing employment agreement with County
if he had terminated his employment following completion of the Merger. If Mr. Burke terminates his employment without good reason
before December 31, 2020, Mr. Burke will be entitled to the remainder of the amount to which he would have been entitled under
his existing employment agreement with County.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">The foregoing description of the Potes
Employment Agreement is qualified in its entirety by reference to the complete terms and conditions of the Potes Employment Agreement,
which is filed as Exhibit 10.1 to this Form 8-K. The foregoing description of the Burke Employment Agreement is qualified in its
entirety by reference to the complete terms and conditions of the Burke Employment Agreement, which was previously filed as Exhibit
10.7 to ChoiceOne's Pre-Effective Amendment No. 2 to Form S-4 Registration Statement, filed with the Commission on August 5, 2019,
and here incorporated by reference.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; font: bold 12pt Times New Roman, Times, Serif">Item 5.03</TD>
    <TD STYLE="width: 85%; font: bold 12pt Times New Roman, Times, Serif; text-align: justify">Amendments to Articles of Incorporation and Bylaws; Change in Fiscal Year.</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Pursuant to the Merger Agreement, effective
as of the effective date of the Merger, the Bylaws of ChoiceOne, as amended, were amended to (i) provide for mandatory retirement
of a director after reaching 72 years of age, (ii) add provisions related to the nomination of directors and vacancies on the board
of directors, and (iii) provide that the provisions related to the nomination of directors and vacancies on the board of directors
may be amended only by the vote of two-thirds of the total authorized directorships. The Bylaws of ChoiceOne, as amended, are filed
as Exhibit 3.1 hereto and are incorporated herein by reference.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; font: bold 12pt Times New Roman, Times, Serif">Item. 8.01</TD>
    <TD STYLE="width: 85%; font: bold 12pt Times New Roman, Times, Serif">Other Events.</TD></TR>
</TABLE>
<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">On October 1, 2019, ChoiceOne issued
a press release announcing the completion of the Merger, a copy of which is filed as Exhibit 99.1 to this Form 8-K.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 15%; font: bold 12pt Times New Roman, Times, Serif">Item 9.01</TD>
    <TD STYLE="width: 85%; font: bold 12pt Times New Roman, Times, Serif">Financial Statements and Exhibits.</TD></TR>
</TABLE>
<P STYLE="font: bold 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(a)</TD><TD STYLE="text-align: justify"><U>Financial Statements of Business Acquired</U>. &#9;</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">(i)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The financial statements for County required by Item 9.01(a) of Form 8-K for the year ended December 31, 2018 are included
under Annex G of ChoiceOne&#8217;s Form S-4, filed with the Commission on June 17, 2019, and are incorporated herein by reference.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">(ii)<FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT>The interim period financial statements for County required by Item 9.01(a) of Form 8-K will be filed no later than 71 calendar
days after the date of this report.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 12pt"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.5in"></TD><TD STYLE="width: 0.5in">(b)</TD><TD STYLE="text-align: justify"><U>Pro Forma Financial Information</U>.</TD></TR></TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">(i) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
pro forma condensed statement of income for the year ended December 31, 2018 required by Item 9.01(b) of Form 8-K is included in
the Form S-4 Registration Statement, filed with the Commission on June 17, 2019, is here incorporated by reference.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">(ii) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
interim period pro forma financial statements required by Item 9.01(b) of Form 8-K will be filed no later than 71 calendar days
after the date of this report.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">(d) <U>Exhibits</U>.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 16%; border-bottom: Black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; layout-grid-mode: line"><B>Exhibit No.</B></TD>
    <TD STYLE="width: 84%; border-bottom: Black 1pt solid; font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; layout-grid-mode: line"><B>Exhibit</B></TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; layout-grid-mode: line">2.1</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; text-align: justify; layout-grid-mode: line">Agreement and Plan of Merger between County Bank Corp., and ChoiceOne Financial Services, Inc. dated March 22, 2019. Previously filed as Annex A to ChoiceOne&#8217;s Pre-Effective Amendment No. 1 to Form S-4 filed July 26, 2019. Incorporated herein by reference. Schedules and similar attachments have been omitted pursuant to Item 601(b)(2) of Regulation S-K. ChoiceOne Financial Services, Inc. will furnish supplementally a copy of any omitted schedules or similar attachment to the Commission upon request.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; layout-grid-mode: line">3.1</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; text-align: justify; layout-grid-mode: line">Bylaws of ChoiceOne.</TD></TR>
</TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 16%; padding: 5pt 5.4pt; font: 12pt Times New Roman, Times, Serif; layout-grid-mode: line">10.1</TD>
    <TD STYLE="width: 84%; padding: 5pt 5.4pt; text-align: justify; font: 12pt Times New Roman, Times, Serif; layout-grid-mode: line">Employment Agreement between ChoiceOne Financial Services, Inc. and Michael J. Burke, Jr., dated as of March 22, 2019. Previously filed as Exhibit 10.7 to ChoiceOne&#8217;s Pre-Effective Amendment No. 2 to Form S-4 filed August 5, 2019. Incorporated herein by reference.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; layout-grid-mode: line">10.2</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; text-align: justify; layout-grid-mode: line">Employment Agreement between ChoiceOne Financial Services, Inc. and Kelly J. Potes, dated as of September 30, 2019.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; layout-grid-mode: line">10.3</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; text-align: justify; layout-grid-mode: line">Transition Agreement between ChoiceOne Financial Services, Inc. and Bruce J. Cady, dated as of March 22, 2019. Previously filed as Exhibit 10.8 to ChoiceOne&#8217;s Pre-Effective Amendment No. 2 to Form S-4 filed August 5, 2019. Incorporated herein by reference.</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; layout-grid-mode: line">99.1</TD>
    <TD STYLE="font: 12pt Times New Roman, Times, Serif; padding: 5pt 5.4pt; text-align: justify; layout-grid-mode: line">Press release dated October 1, 2019.</TD></TR>
</TABLE>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: center"><B>SIGNATURES</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: justify; text-indent: 1in">Pursuant to the requirements
of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
hereunto duly authorized.</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">Dated:</TD>
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">October 1, 2019</TD>
    <TD COLSPAN="2" STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">CHOICEONE FINANCIAL SERVICES, INC.<BR>
(Registrant)</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 8%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="width: 42%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="width: 6%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="width: 44%; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">By:</TD>
    <TD STYLE="border-bottom: Black 1pt solid; padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">/s/ Thomas Lampen</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">&nbsp;</TD>
    <TD STYLE="padding-top: 5pt; padding-bottom: 5pt; layout-grid-mode: line">Thomas Lampen<BR>
Its Treasurer</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 5pt 0; text-align: justify">&nbsp;</P>


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<DOCUMENT>
<TYPE>EX-3.1
<SEQUENCE>2
<FILENAME>choiceex31_100119.htm
<DESCRIPTION>CHOICEONE EXHIBIT 3.1 TO FORM 8-K
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>EXHIBIT 3.1</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>BYLAWS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>OF</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>CHOICEONE FINANCIAL SERVICES, INC.<BR>
(As amended through June 3, 2019)</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE&nbsp;I</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SHAREHOLDERS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;1.&nbsp;&nbsp;Time
and Place of Meetings.</B>&nbsp;&nbsp;Shareholder meetings shall be held at the Corporation's principal executive office during
regular business hours or at such other time and place as the Board of Directors determines.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;2.&nbsp;&nbsp;Annual
Meetings of Shareholders.</B>&nbsp;&nbsp;An annual meeting of shareholders shall, unless action to be taken at the meeting is instead
taken by written consent as permitted by law, be held on the fourth Tuesday of April (or the next business day if that Tuesday
is a holiday) after the end of the Corporation's fiscal year at the time designated in the notice of the meeting or at such other
date and time as the Board of Directors determines.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;3.&nbsp;&nbsp;Special
Meetings.</B>&nbsp;&nbsp;A special meeting of shareholders may be called by the Board of Directors, the Chairperson of the Board,
the President or by shareholders holding, in the aggregate, not less than 10% of all shares entitled to vote at a meeting. Upon
delivery to the President or the Secretary of a written instrument setting forth the date and purposes of the meeting, signed by
an officer or director on behalf of the Board of Directors, the Chairperson, or the President, or by holders of a sufficient number
of shares, notice of the meeting shall be given to each shareholder entitled to vote at the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;4.&nbsp;&nbsp;Notice
of Meetings.</B>&nbsp;&nbsp;Written notice of the date, time, place, and purposes of a shareholder meeting shall be given not less
than 10 nor more than 60 days before the date of the meeting, either personally or by mail, to each shareholder of record entitled
to vote at the meeting. Notice of the purposes of the meeting shall include notice of any shareholder proposals that are proper
subjects for shareholder action and are intended to be presented by shareholders who have notified the Corporation in writing of
their intention to present the proposals at the meeting in accordance with these Bylaws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 5.&nbsp;&nbsp;Shareholder
Proposals.</B>&nbsp;&nbsp; Except as otherwise provided by statute, the Articles of Incorporation, or these Bylaws:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;No
matter may be presented for shareholder action at an annual or special meeting of shareholders unless such matter is: (i) specified
in the notice of the meeting (or any supplement to the notice) given by or at the direction of the Board of Directors; (ii) otherwise
presented at the meeting by or at the direction of the Board of Directors; (iii) properly presented for action at the meeting by
a shareholder in accordance with the notice provisions set forth in this Section and any other applicable requirements; or (iv)
a procedural matter presented, or accepted for presentation, by the chairperson of the meeting in his or her sole discretion.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For
a matter to be properly presented by a shareholder, the shareholder must have given timely notice of the matter in writing to
the Secretary of the Corporation. To be timely, the notice must be delivered to or mailed to and received at the principal executive
offices of the Corporation not less than 120 calendar days prior to the date corresponding to the date of the Corporation's proxy
statement or notice of meeting released to shareholders in connection with the last preceding annual meeting of shareholders in
the case of an annual meeting (unless the Corporation did not hold an annual meeting within the last year, or if the date of the
upcoming annual meeting changed by more than 30 days from the date of the last preceding meeting, then the notice must be delivered
or mailed and received not more than seven days after the earlier of the date of the notice of the meeting or public disclosure
of the date of the meeting), and not more than seven days after the earlier of the date of the notice of the meeting or public
disclosure of the date of the meeting in the case of a special meeting. The notice by the shareholder must set forth: (i)</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">a brief
description of the matter the shareholder desires to present for shareholder action; (ii) the name and record address of the shareholder
proposing the matter for shareholder action; (iii) the class and number of shares of capital stock of the Corporation that are
beneficially owned by the shareholder; and (iv) any material interest of the shareholder in the matter proposed for shareholder
action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
shareholder proposal, together with any accompanying supporting statement, shall not in the aggregate exceed 500 words. Except
to the extent that a shareholder proposal submitted pursuant to this Section is not made available at the time of mailing, the
notice of the purposes of the meeting shall include the name and address of and the number of shares of the voting security held
by the proponent of each shareholder proposal.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A
shareholder may submit matters and proposals for shareholder action at any annual or special shareholder meeting if the matters
and proposals are of general concern to, and are proper subjects for action by, the shareholders. A submitted proposal or matter
may not be presented for shareholder action if it: (i) relates to the enforcement of a personal claim or the redress of a personal
grievance against the Corporation, its management or any other person; (ii) consists of a recommendation, request or mandate that
action be taken with respect to a matter, including a general economic, political, racial, religious, social or similar cause,
that is not significantly related to the Corporation's business or is not within the Corporation's power to effectuate; (iii) has,
at the shareholder's request, previously been submitted in either of the last two annual shareholder meetings and the shareholder
has failed to present the proposal, in person or by proxy, for action at the meeting; (iv) is substantially similar to a matter
or proposal presented within the preceding five calendar years: (x) if it was submitted once during the past five annual meetings
and it received less than 3% of the total votes cast, or (y) if it was submitted twice during the past five annual meetings and
it received less than 6% of the total votes cast at the time of its second submission, or (z) if it was submitted three times during
such period and it received less than 10% of the votes cast at the time of its third submission (if any of (x), (y) or (z) apply,
the proposal may not be submitted for three years after the latest previous submission); or (v)&nbsp;consists of a recommendation
or request that the management take action with respect to a matter relating to the conduct of the Corporation's ordinary business
operations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding
the above, if the Corporation is subject to the solicitation rules and regulations of the Securities Exchange Act of 1934, as amended,
and the shareholder desires to require the Corporation to include the shareholder's proposal in the Corporation's proxy materials,
matters and proposals submitted for inclusion in the Corporation's proxy materials shall be governed by those rules and regulations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 6.&nbsp;&nbsp;Adjournments.</B>&nbsp;&nbsp;If
a meeting is adjourned, it is not necessary to give notice of the adjourned meeting if (i)&nbsp;the date, time, and place to which
the meeting is adjourned are announced at the meeting at which the adjournment is&nbsp;taken, and (ii)&nbsp;at the adjourned meeting
only such business is transacted as might have been transacted at the original meeting. If after the adjournment the Board of Directors
fixes a new record date for the&nbsp;adjourned meeting, a notice of the adjourned meeting shall be given in accordance with Section
4 above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;7.&nbsp;&nbsp;Waiver
of Notice.</B>&nbsp;&nbsp;A shareholder or a shareholder's attorney-in-fact may waive the shareholder's right to notice before
or after a meeting by a signed waiver of notice. A shareholder's attendance at a meeting will result in a waiver of objection to:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;lack
of notice or defective notice of the meeting, unless the shareholder at&nbsp;the beginning of the meeting objects to holding the
meeting or transacting business at the meeting; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;consideration
of a particular matter at the meeting that is not within the purposes described in the meeting notice, unless the shareholder objects
to considering the matter when it is presented.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;8.&nbsp;&nbsp;List
of Shareholders Entitled to Vote.</B>&nbsp;&nbsp;The officer or agent having charge of the stock transfer books for shares of the
Corporation shall make and certify a complete list of the shareholders entitled to vote at a shareholder meeting or any adjournment
thereof. The list shall be:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;arranged
alphabetically within each class and series, with the address of, and the number of shares held by, each shareholder;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;produced
at the time and place of the meeting;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;subject
to inspection by any shareholder at any time during the meeting; and</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;prima
facie evidence as to who are the shareholders entitled to examine the list or to vote at the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">Failure to comply with the
requirements of this Section shall not affect the validity of an action taken at the meeting before a shareholder makes a demand
to comply with the requirements.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;9.&nbsp;&nbsp;Quorum.</B>&nbsp;&nbsp;Unless
a greater quorum is required by the Articles of Incorporation, these Bylaws or statute, shares entitled to cast a majority of the
votes at a&nbsp;shareholder meeting constitute a quorum at the meeting. The shareholders present in person or by proxy at the meeting
are counted for the purpose of determining a&nbsp;quorum. Once a quorum is present, business may be conducted until adjournment,
notwithstanding the withdrawal of enough shareholders to leave less than a quorum. Whether or not a quorum is present, the meeting
may be adjourned by a vote of the shares present. When the holders of a class or series of shares are entitled to vote separately
on an item of business, each class or series must have a quorum, as determined by this Section, for the purpose of transacting
the item of business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;10.&nbsp;&nbsp;Voting
Rights.</B>&nbsp;&nbsp;Except as otherwise provided by statute or the Articles of Incorporation, each share is entitled to one
vote on each matter submitted to a vote.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;11.&nbsp;&nbsp;Vote
Required.</B>&nbsp;&nbsp;An action, other than the election of directors, to be taken by shareholder vote shall be authorized by
a majority of the votes cast by shareholders entitled to vote on the action, unless a greater vote is required by statute, the
Articles of Incorporation, or these Bylaws. Unless the Articles of Incorporation provide otherwise, directors shall be elected
by a plurality of votes cast. Shareholders may not cumulate their votes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 12.&nbsp;&nbsp;Class&nbsp;Voting.</B>&nbsp;&nbsp;If
the Articles of Incorporation provide that a class of shares or a series of&nbsp;a class shall vote as a class, either generally
or to authorize one or more specified actions, such voting as a class or series shall be in addition to any other required vote.
Where voting as a class or series is required on an action other than the election of directors, the action shall be authorized
by a majority of the votes cast by the holders of the class or series entitled to vote on the&nbsp;action, unless a greater vote
is required by statute or the Articles of Incorporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;13.&nbsp;&nbsp;Electronic
Participation in Meeting.</B>&nbsp;&nbsp;A shareholder may participate in a shareholder meeting by a conference telephone or by
other similar communications equipment through which all persons participating in the meeting may communicate with the other participants,
if all participants are advised of the communications equipment and the names of the participants in the meeting are disclosed
to all participants. Such participation in a meeting constitutes presence in person at the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;14.&nbsp;&nbsp;Conduct
of Meetings.</B>&nbsp;&nbsp;Shareholder meetings shall be conducted as follows:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
chairperson of the meeting shall determine the order of business and shall have the authority to establish rules for the conduct
of the meeting. Any rules adopted for, and the conduct of, the meeting shall be fair to shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
chairperson of the meeting shall announce at the meeting when the polls close for each matter voted upon. If no announcement is
made, the polls shall close upon the final adjournment of the meeting. After the polls close, no ballots, proxies, or votes nor
any revocations or changes to ballots, proxies, or votes may be accepted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
disorder arises that prevents the continuation of the business of the meeting, the chairperson may adjourn the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
chairperson may require any person who is not a shareholder of record or holding a proxy to leave the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 15. Business Transacted.</B>&nbsp;&nbsp;The
business effectively transacted at a shareholder meeting shall be confined to the following:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-size: 10pt">any matter specified in the notice or reasonably related to a matter specified in the notice;
and</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(b)</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-size: 10pt">any matter (i)&nbsp;the consideration of which is not objected to by any shareholder attending
the meeting, and (ii)&nbsp;notice of which is waived by all shareholders not attending the meeting.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;16.&nbsp;&nbsp;Action
Without a Meeting.</B>&nbsp;&nbsp;Any action required or permitted to be taken at a shareholder meeting may be taken without a
meeting, without prior notice, and without a vote if, before or after the action, all the shareholders entitled to vote at the
meeting consent in writing.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;17.&nbsp;&nbsp;Record
Date.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><FONT STYLE="font-size: 10pt">(a)</FONT><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 7pt">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;
</FONT><FONT STYLE="font-size: 10pt">For the purpose of determining shareholders entitled to notice of and to vote at a shareholder
meeting or an adjournment of a meeting, the Board of Directors may fix a record date, which may not precede the date on which the
Board adopts the resolution fixing the record date. The date may not be more than 60 nor less than 10 days before the date of the
meeting. If a record date is not fixed, the record date for determination of&nbsp;shareholders entitled to notice of or to vote
at a shareholder meeting shall be the close of business on the day next preceding the day on which notice is given or, if no notice
is given, the day next preceding the day on which the meeting is held. When a determination of shareholders of record entitled
to notice of or to vote at a shareholder meeting is made as provided in this Section, the determination applies to any adjournment
of the meeting, unless the Board of Directors fixes a new record date under this Section for the adjourned meeting.</FONT></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For
the purpose of determining shareholders entitled to express consent to or to dissent from a proposal without a meeting, the Board
of Directors may fix a record date, which may not be more than 60 days before effectuation of the action proposed to be taken.
If a record date is not fixed and prior action by the Board of Directors is required with respect to the corporate action to be
taken without a meeting, the record date is the close of business on the day on which the Board resolution is adopted. If a record
date is not fixed and prior Board action is not required, the record date is the first date on which a signed written consent is
delivered to the Corporation as provided in these Bylaws.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;For
the purpose of determining shareholders entitled to receive payment of a share dividend or distribution, or allotment of a right,
or for the purpose of any other action, the Board of Directors may fix a record&nbsp;date, which may not precede the date on which
the Board adopts the resolution fixing the record date. The date may not be more than 60&nbsp;days before the payment of the share
dividend or distribution, allotment of a right, or other action. If a record date is not fixed, the record date is the close of
business on the day on which the Board resolution relating to the corporate action is adopted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;18.&nbsp;&nbsp;Proxies.</B>&nbsp;&nbsp;A
shareholder entitled to vote at a shareholder meeting or to express consent or dissent without a meeting may authorize one or more
other persons to act for the shareholder by proxy only by the following methods:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
execution of a writing authorizing another person or persons to act for the shareholder as proxy. Execution may be accomplished
by the shareholder or by an authorized officer, director, employee, or agent of the shareholder by either signing the writing or
causing his or her signature to be affixed to the writing by any reasonable means including, without limitation, facsimile signature;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Transmitting
or authorizing the transmission of a telegram, cablegram, or other means of electronic transmission to the person who will hold
the proxy or to a proxy solicitation firm, proxy support service organization, or similar agent fully authorized by the person
who will hold the proxy to receive that transmission. Any telegram, cablegram, or other means of electronic transmission must either
set forth or be submitted with information from which it can be determined that the telegram, cablegram, or other electronic transmission
was authorized by the shareholder. If a telegram, cablegram, or other electronic transmission is determined to be valid, the inspectors,
or, if there are no inspectors, the persons making the determination shall specify the information upon which they relied.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">A copy, facsimile telecommunication,
or other reliable reproduction of the writing or transmission created pursuant to subsections (a) or (b) may be substituted or
used in lieu of the original writing or transmission for any purpose for which the original writing or transmission could be used,
if the copy, facsimile telecommunication, or other reproduction is a complete reproduction of the entire original writing or transmission.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">A proxy is not valid after
the expiration of three years from its date unless otherwise provided in the proxy. A proxy must be filed with the Corporation
at or before the meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE&nbsp;II</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>DIRECTORS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;1.&nbsp;&nbsp;Number
and Term of Directors.</B>&nbsp;&nbsp;Except as otherwise provided in the Articles of Incorporation, the Board of Directors shall
consist of one or more directors as determined initially by the incorporator(s) and, thereafter, from time to time by the Board
of Directors. Except as otherwise provided in the Articles of Incorporation, a number of directors equal to the number whose term
expires at the time of the meeting shall be elected at each annual shareholder meeting and each director shall hold office until
the third succeeding annual shareholder meeting and until a successor is elected and qualified. If shareholders of any class or
series of&nbsp;shares have the exclusive right to elect one or more directors, those directors may be elected only by the vote
of those shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;2.&nbsp;&nbsp;Mandatory
Retirement.</B>&nbsp;No director may continue to serve on the Board of Directors after reaching 72 years of age.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;3.&nbsp;&nbsp;Resignation.</B>&nbsp;&nbsp;A
director may resign by written notice to the Corporation. A resignation is effective upon its receipt by the Corporation or at
a later time specified in the notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;4.&nbsp;&nbsp;Powers.</B>&nbsp;&nbsp;The
Corporation's business and affairs shall be managed by or under the direction of the Board of Directors, except as otherwise provided
by statute or the Articles of Incorporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;5.&nbsp;&nbsp;Directors'
Compensation.</B>&nbsp;&nbsp;The Board of Directors, by affirmative vote of a majority of directors in office and irrespective
of any personal interest of any of them, may establish reasonable compensation for a director's services to the Corporation as
a director or officer. Directors may also be&nbsp;reimbursed for their expenses, if any, of attendance at each meeting of the Board
or a committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in"><B>Section&nbsp;6.&nbsp;&nbsp;Regular
Meetings.</B>&nbsp;&nbsp;Regular meetings of the Board of Directors shall be held at the date, time, and place that the Board determines.
A notice to directors is not required for a regular meeting, except that, when the Board establishes or thereafter changes the
schedule of regular meetings, or changes the date, time, or place of a previously scheduled regular meeting, notice of the action
shall be given to each director who was absent from the meeting at which the action was taken.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;7.&nbsp;&nbsp;Special
Meetings.</B>&nbsp;&nbsp;The Chairperson, the President, or directors constituting at least one-third of the directors then in
office may call a special meeting of the Board of Directors by giving notice to each director.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;8.&nbsp;&nbsp;Notice
of Meetings.</B>&nbsp;&nbsp;Except as otherwise provided by these Bylaws, notice of the date, time, and place of each meeting of
the Board of Directors shall be given to each director by either of the following methods:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;by
mailing a written notice of the meeting to the address that the director designates or, in the absence of designation, to the last
known address of the director, at least five days before the date of the meeting; or</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;by
delivering a written notice of the meeting to the director at least one full business day before the meeting, personally or by
telecopier or telex, to the director's last known office or home.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;9.&nbsp;&nbsp;Waiver
of Notice.</B>&nbsp;&nbsp;A director's attendance at or participation in a meeting waives any required notice to the director of
the meeting, unless, at the beginning of the meeting or promptly upon the director's arrival, the director objects to holding the
meeting or transacting business at the meeting and does not thereafter vote for or assent to any action taken at the meeting. A
director&nbsp;may waive notice in writing before or after a meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;10.&nbsp;&nbsp;Purpose
of Meetings.</B>&nbsp;&nbsp;Neither the business to be transacted nor the purpose of a regular or special meeting need be specified
in the notice or waiver of notice of the meeting. If the purpose is stated in the notice, the business transacted at the meeting
is not limited to the purpose stated.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;11.&nbsp;&nbsp;Quorum
and Required Vote.</B>&nbsp;&nbsp;A majority of the directors then in office, or of the members of a committee of the Board of
Directors, constitutes a quorum for the transaction of business, unless the Articles of Incorporation, these Bylaws or, in the
case of a committee, the Board resolution establishing the committee, provide for a larger or smaller number. The vote of the majority
of members present at a meeting at which a quorum is present constitutes the action of the Board or of the committee, unless the
vote of a larger number is required by statute, the Articles of Incorporation, these Bylaws, or, in the case of a committee, the
Board resolution establishing the committee.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;12.&nbsp;&nbsp;Action
by Written Consent.</B>&nbsp;&nbsp;Action required or permitted to be taken under authorization voted at a meeting of the Board
of Directors or a committee of the Board may be taken without a meeting if, before or after the action, all members of the Board
then in office or of the committee consent to the action in writing. The written consents shall be filed with the minutes of the
Board or committee. The consent has the same effect as a vote of the Board or committee for all purposes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;13.&nbsp;&nbsp;Electronic
Participation in Meeting.</B>&nbsp;&nbsp;A member of the Board of Directors or of a committee of the Board may participate in a
meeting by means of conference telephone or similar communications equipment through which all persons participating in the meeting
can communicate with each other. Such participation in a meeting constitutes presence in person at the meeting. A director must
be permitted to participate in a meeting by such means if the director so requests.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;14.&nbsp;&nbsp;Committees
of Directors.</B>&nbsp;&nbsp;The Board of Directors may designate one or more committees consisting of one or more directors. The
Board may designate one or more directors as alternate members of a committee, who may replace an absent or disqualified member
at a meeting of the committee. Unless prohibited by the Board resolution creating the committee, in the absence or disqualification
of a committee member, the committee members present at a meeting and not disqualified from voting, whether or&nbsp;not they constitute
a quorum, may unanimously appoint another director to act at the meeting in the place of the absent or disqualified member. A committee,
to the extent provided in the Board resolution creating the committee, may exercise all of the Board's power and authority in the
management of the business and affairs of the Corporation, except that a committee may not: (i)&nbsp;amend the Articles of Incorporation,
except that a committee may prescribe the relative rights and preferences of a series of a class of shares for which the Board
of Directors has such authority under the Articles of Incorporation; (ii)&nbsp;adopt an agreement&nbsp;of merger or consolidation;
(iii)&nbsp;recommend to shareholders&nbsp;the sale, lease, or exchange of all or substantially all of the Corporation's property
and assets; (iv)&nbsp;recommend to the shareholders a dissolution of the Corporation or a revocation of&nbsp;a&nbsp;dissolution;
(v)&nbsp;amend the&nbsp;Bylaws of the Corporation; or (vi)&nbsp;fill vacancies in the Board of Directors.&nbsp; Unless a resolution
of the Board of Directors expressly so provides, a committee may not declare a distribution or dividend or authorize the issuance
of stock. A committee exists, and each member serves, at the pleasure of the Board. A committee may establish a time and place
for regular meetings, for which no notice is required, except that, if the committee changes the date, time, or place of a regular
meeting, notice of the change shall be given to each member who was absent from the meeting at which the change was made. Otherwise,
a notice of a committee meeting shall be given in the same manner as a notice of a Board meeting.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 16. Miscellaneous
Powers of the Directors.</B>&nbsp;Unless the Articles of Incorporation provide otherwise, the Board of Directors may adopt one
or more of the following amendments to the Corporation's Articles of Incorporation without shareholder action:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Extend
the duration of the Corporation if it was incorporated at a time when limited duration was required by law;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Delete
the names and addresses of the initial directors;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Delete
the name and address of the initial resident agent or registered office, if a statement of change is on file with the administrator;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Change
each issued and unissued authorized share of an outstanding class into a greater number of whole shares if the Corporation has
only shares of that class outstanding;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Adopt
and file an amendment of the Articles of Incorporation eliminating a series of shares if there are no outstanding shares of the
series, no outstanding shares or bonds convertible into shares of the series, or other rights, options, or warrants issued by the
Corporation that could require issuing shares of the series;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Change
the Corporation name by substituting the word &quot;corporation,&quot; &quot;incorporation,&quot; &quot;company,&quot; &quot;limited,&quot;
or the abbreviation &quot;corp.,&quot; &quot;inc.,&quot; &quot;co.,&quot; or &quot;ltd.,&quot; for a similar word or abbreviation
in the corporate name, or by adding, deleting, or changing a geographical attribution for the Corporation name.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(g)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Any
other change that the Michigan Business Corporation Act expressly permits the Board of Directors to make without shareholder action.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 17. Director Nomination.
</B>The Corporation entered into an Agreement and Plan of Merger with County Bank Corp. (&quot;County&quot;), dated as of March
22, 2019, pursuant to which County merged with and into the Corporation (the &quot;Merger&quot;). As of the Effective Time of the
Merger, the Board consists of seven directors designated by County (the &quot;County Designees&quot;) and seven directors designated
by the Corporation (the &quot;ChoiceOne Designees&quot;). From the effective time of the Merger until the completion of the third
(3rd) annual shareholder meeting of the Corporation thereafter (the&nbsp;&quot;Designation Period&quot;), the Board will nominate
for election to the Board at each shareholder meeting the County Designees and the ChoiceOne Designees, or such replacement designees
as selected by the remaining County Designees (in the case of a vacancy caused by departure of a County Designee) or ChoiceOne
Designees (in the case of a vacancy caused by departure of a ChoiceOne Designee), as applicable.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 18. Director Vacancies.</B>
During the Designation Period, any vacancy in the Board shall be filled as set forth in subsection (a) below. After the Designation
Period, subsection (a) will cease to have any force or effect, and any vacancy in the Board shall be filled as set forth in subsection
(b) below.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;During
the Designation Period, if there is any vacancy on the Board, whether caused by the death, disability, resignation, or removal
of a director, such vacancy will be filled by the remaining County Designees (in the case of a vacancy caused by departure of a
County Designee) or the remaining ChoiceOne Designees (in the case of a vacancy caused by departure of a ChoiceOne Designee).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;After
the Designation Period has expired, all vacancies in the membership of the Board shall be filled by appointment made by a majority
vote of the remaining directors. Any vacancy resulting from the removal of a director for cause shall be filled solely by appointment
made by a majority of the Continuing Directors (as defined in the Articles of Incorporation). Each person so appointed to fill
a vacancy shall remain a director until the next election of the class for which that director shall have been chosen and until
that director's successor shall be elected by the shareholders.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE&nbsp;III</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>OFFICERS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;1.&nbsp;&nbsp;Appointment.</B>&nbsp;&nbsp;The
Board of Directors, at its first meeting following the annual shareholder meeting, shall appoint a Chairperson, President, Secretary,
and Treasurer and may elect from their number one or more Vice Chairpersons. The Chairperson and the President shall be members
of the Board. The Board may also appoint one or more Vice Presidents, Assistant Secretaries, Assistant Treasurers and&nbsp;other
officers and agents that it deems necessary. The Board of Directors need not appoint or elect an officer to an office that is&nbsp;already
filled and whose specified term has not expired. The same person may hold two or more offices, but an officer may not</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">execute,
acknowledge or verify an instrument in more than one capacity if the instrument is required by law, the Articles of Incorporation,
or these Bylaws to be executed, acknowledged, or verified by two or more officers.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;2.&nbsp;&nbsp;Term,
Removal, and Vacancies.</B>&nbsp;&nbsp;An officer shall hold office for the term the Board specifies upon election or appointment
and until a successor is elected or appointed and qualified, or until the officer's death, resignation, or removal. The Board may
remove an officer with or without cause. An officer may resign by written notice to the Corporation. The resignation is effective
upon its receipt by the Corporation or at a later date specified in the notice.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;3.&nbsp;&nbsp;Chairperson
of the Board.</B>&nbsp;&nbsp;The Chairperson of the&nbsp;Board shall preside when present at all meetings of the shareholders and
the Board of Directors. The Chairperson shall perform any other duties and exercise any other authority that the Board prescribes
and, unless otherwise provided by Board resolution, is an&nbsp;<I>ex officio</I>&nbsp;member of all committees. Except where by
law the signature of the President is required, the Chairperson possesses the same power and authority as the President to make
and execute contracts, instruments, papers, and&nbsp;documents of every kind in the name of and on behalf of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;4.&nbsp;&nbsp;Vice
Chairperson of the Board.</B>&nbsp;&nbsp;During the unavailability or disability of the Chairperson, or while that office is vacant,
the Vice Chairpersons, in the order the Board designates, may exercise all of the powers and discharge all of the duties of the
Chairperson. A Vice Chairperson shall perform any other duties that the Board prescribes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;5.&nbsp;&nbsp;President.</B>&nbsp;&nbsp;The
President shall be the Corporation's chief executive officer and have the general control and management of its business, under
the direction of the Board. The President shall ensure that all&nbsp;orders and resolutions of the Board are carried into effect.
Unless the Board specifically provides otherwise, the President shall be an&nbsp;<I>ex officio</I>&nbsp;member of all committees.
The President shall perform all duties incident to the office of President and other duties that the Board prescribes. The President
may make and execute contracts, instruments, papers, and documents of every kind in the name and on behalf of the Corporation,
except when the&nbsp;Board specifies the same to be done by another officer or agent. During the absence or disability of the Chairperson
and the Vice Chairpersons, or while those offices are vacant, the President shall preside over all meetings of the Board of Directors
and the shareholders and perform all of the duties and have all of the power and authority of the Chairperson.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;6.&nbsp;&nbsp;Vice
Presidents.</B>&nbsp;&nbsp;The Board may designate one or more Vice Presidents to perform the duties and exercise the authority
of the President during the President's absence or disability. Each Vice President shall perform other duties that the President
assigns or the Board prescribes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;7.&nbsp;&nbsp;Secretary.</B>&nbsp;&nbsp;The
Secretary shall cause to be recorded and maintained minutes of all meetings of the Board, Board committees, and shareholders. The
Secretary shall cause to be given all notices required by law, these Bylaws, or resolution of&nbsp;the Board and shall perform
other duties that the President assigns or the Board prescribes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;8.&nbsp;&nbsp;Treasurer.</B>&nbsp;&nbsp;The
Treasurer shall cause to be kept in books belonging to the Corporation a full and accurate account of all receipts, disbursements,
and other financial transactions of the Corporation. The Treasurer shall perform other duties that the President assigns or the
Board prescribes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;9.&nbsp;&nbsp;Assistant
Secretaries and Assistant Treasurers.</B>&nbsp;&nbsp;An Assistant Secretary or an Assistant Treasurer may perform any duty or exercise
any authority of the Secretary or Treasurer, respectively. An Assistant Secretary or Assistant Treasurer also shall perform duties
that the Secretary or the Treasurer, respectively, or the President assigns or that the Board prescribes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;10.&nbsp;&nbsp;Other
Officers.</B>&nbsp;&nbsp;The Board of Directors may appoint other officers to perform duties and exercise authority that the President
assigns or the Board prescribes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE IV</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SUBSIDIARIES AND DIVISIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 1.&nbsp;&nbsp;Divisional
Officers.</B>&nbsp;&nbsp;The Board of Directors or the President may appoint divisional officers. The Board of Directors or the
President may withdraw a divisional officer's title at any time and without cause. A divisional officer may, but need not, be a
director or an executive officer of the Corporation. A divisional officer shall perform duties and exercise authority that the
President assigns or the Board prescribes.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 2.&nbsp;&nbsp;Subsidiary
Directors.</B>&nbsp;&nbsp;The Corporation may cause to be elected to the board of directors of a subsidiary corporation such persons
as it determines, any of whom may, but need not, be directors, executive officers, or other employees or agents of the Corporation.
The Board of Directors or the President may instruct the directors of a subsidiary corporation as to the manner in which they are
to vote upon any issue properly coming before them as the directors of the subsidiary corporation, and such directors shall have
no liability to the Corporation as&nbsp;the result of any action taken in accordance with those instructions.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section 3.&nbsp;&nbsp;Divisional
and Subsidiary Officers Not Executive Officers.</B>&nbsp;&nbsp;A divisional officer or officer of a subsidiary corporation shall
not, by virtue of holding office, be deemed to be an executive officer of the Corporation, nor shall a divisional officer or officer
of a subsidiary corporation (unless also a director or executive officer of the Corporation) be entitled to have access to any
files, records, or other information relating to the Corporation or its business and finances or to attend or receive the minutes
of meetings of the Board of Directors or a committee of the Corporation, except as and to the extent that the Board of Directors
or the President expressly authorize.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE&nbsp;V</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>INDEMNIFICATION</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in"><B>Section&nbsp;1.&nbsp;&nbsp;Indemnification
in Action by Third Party.</B>&nbsp;&nbsp;The Corporation may indemnify any person who was or is a party or is threatened to be
made a party to any threatened, pending, or completed action, suit, or proceeding (other than an action by or in the right of the
Corporation), whether civil, criminal, administrative, or investigative and whether formal or informal, by reason of the fact that
the person is or was a director, officer, employee, or agent of the Corporation or is or was serving at the&nbsp;request of the
Corporation as a director, officer, partner, trustee, employee, or agent of another foreign or domestic corporation, partnership,
joint venture, trust, or other enterprise, whether for profit or not for profit, against expenses (including attorney fees), judgments,
penalties, fines, and amounts paid in settlement actually and reasonably incurred by the person in connection with such action,
suit, or proceeding if the person acted in good faith and in a manner the person reasonably believed to be in or not opposed to
the best interests of the Corporation or its shareholders and, with respect to a criminal action or proceeding, the person had
no reasonable cause to believe his or her conduct was unlawful. The termination of an action, suit, or proceeding by judgment,
order, settlement, conviction, or upon a plea of nolo contendere or its equivalent, does not, of itself, create a presumption that
the person did not act in good faith and in a manner that the person reasonably believed to be in or&nbsp;not opposed to&nbsp;the
best interests of the Corporation or its shareholders and, with respect to a criminal action or proceeding, had reasonable cause
to believe that his or her conduct was unlawful.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;2.&nbsp;&nbsp;Indemnification
in Action by or in Right of the Corporation.</B>&nbsp;&nbsp;The Corporation may indemnify any person who was or is a party or is
threatened to be made a party to any threatened, pending, or completed action or suit by or in the right of the Corporation to
procure a judgment in its favor by reason of the fact that the person is or was a director, officer, employee, or&nbsp;agent of
the Corporation or is or was serving at the request of&nbsp;the Corporation as a director, officer, partner, trustee, employee,
or agent of another foreign or domestic corporation, partnership, joint venture, trust, or other enterprise, whether for profit
or not for profit, against expenses, including attorney fees and amounts paid in settlement actually and reasonably incurred by
the person in connection with the action or suit, if the person acted in good faith and in a manner the person reasonably believed
to be in or not opposed to the best interests of the Corporation or its shareholders. Indemnification shall not be made for a claim,
issue, or matter in which the person shall have been found liable to the Corporation except to the extent authorized by statute.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;3.&nbsp;&nbsp;Expenses.</B>&nbsp;&nbsp;To
the extent that a director, officer, employee, or agent of the Corporation has been successful on&nbsp;the merits or otherwise
in defense of an action, suit, or proceeding referred to in Section&nbsp;1 or 2 of this Article, or in defense of a claim, issue,
or matter in the action, suit, or proceeding, the Corporation shall indemnify that person against actual and reasonable expenses,
including attorney fees that person incurred in connection with the action, suit, or proceeding and an action, suit, or proceeding
brought to enforce the mandatory indemnification provided in this Section.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;4.&nbsp;&nbsp;Determination,
Evaluation, and Authorization of Indemnification.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Except
as otherwise provided in Subsection (e) or unless ordered by a court, the Corporation shall make an indemnification under Section&nbsp;1
or 2 of this Article only upon a determination that indemnification of the director, officer, employee, or agent is proper in the
circumstances because he or she has met the applicable standard of conduct set forth in Section&nbsp;1 or 2 of this Article and
upon an evaluation of the reasonableness of expenses and amounts paid in settlement. This determination and evaluation may be made
in any of the following ways:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 1in">(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By
a majority vote of a quorum of the Board of Directors consisting of directors who are not parties or threatened to be made parties
to the action, suit, or proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 1in">(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
a quorum cannot be obtained under Subsection&nbsp;(1) above, by majority vote of a committee duly designated by the Board and consisting
solely of two or more directors not at the time parties or threatened to be made parties to the action, suit, or proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 1in">(3)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By
independent legal counsel in a written opinion, which counsel shall be selected in one of the following ways:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By
the Board or its committee in the manner prescribed in Subsections&nbsp;(1) or (2) above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
a quorum of the Board cannot be obtained under Subsection&nbsp;(1) above and a committee cannot be designated under Subsection&nbsp;(2)
above, by the Board.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 1in">(4)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By
all independent directors (as that term is defined in the Michigan Business Corporation Act) who are not parties or threatened
to be made parties to the action, suit, or proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 31.5pt; text-align: justify; text-indent: 76.5pt">(5)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By
the shareholders, but shares held by directors, officers, employees, or agents who are parties or threatened to be made parties
to the action, suit, or proceeding may not be voted.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
the designation of a committee under Subsection&nbsp;(a)(2) or in the selection of independent legal counsel under Subsection&nbsp;(a)(3)(B),
all directors may participate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
a person is entitled to indemnification under Section&nbsp;1 or 2 for a portion of expenses, including reasonable attorney fees,
judgments, penalties, fines, and amounts paid in settlement, but not for the total amount, the&nbsp;Corporation may indemnify the
person for the portion of&nbsp;the expenses, judgments, penalties, fines, or amounts paid&nbsp;in settlement for which the person
is entitled to be indemnified.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Corporation shall authorize payment of indemnification under this Section in one of the following ways:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 1in">(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By
the Board in one of the following ways:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">(A)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
there are two or more directors who are not parties or threatened to be made parties to the action, suit, or proceeding, by a majority
vote of all directors who are not parties or threatened to be made parties, a majority of whom shall constitute a quorum for this
purpose.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">(B)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By
a majority of the members of a committee of two or more directors who are not parties or threatened to be made parties to the action,
suit, or proceeding.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">(C)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
the Corporation has one or more independent directors who are not parties or threatened to be made parties to the action, suit,
or proceeding, by a majority vote of all independent directors who are not parties or are threatened to be made parties, a majority
of whom shall constitute a quorum for this purpose.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1in; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 1.5in; text-align: justify; text-indent: 0.5in">(D)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;If
there are no independent directors and less than two directors who are not parties or threatened to be made parties to the action,
suit, or proceedings, by the vote necessary for action by the Board in accordance with Section&nbsp;523 of the Michigan Business
Corporation Act, in which authorization all directors may participate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 1in">(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;By
the shareholders, but shares held by directors, officers, employees, or agents who are parties or threatened to be made parties
to the action, suit, or proceeding may not be voted on the authorization.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;To
the extent that the Articles of Incorporation include a provision eliminating or limiting the liability of a director pursuant
to Section 209(1)(c) of the Michigan Business Corporation Act, the Corporation may indemnify a director for the expenses and liabilities
described in this Subsection without a determination that the director has met the standard of conduct set forth in Sections&nbsp;1
or 2 of this Article, but no indemnification shall be made except to the extent authorized in Section 564c of the Michigan Business
Corporation Act if the director received a financial benefit to which he or she was not entitled, intentionally inflicted harm
on the Corporation or its shareholders, violated Section&nbsp;551 of the Michigan Business Corporation Act, or intentionally committed
a criminal act. In connection with an action or suit by or in the right of the Corporation as described in Section&nbsp;2 of this
Article, indemnification under this Subsection shall be for expenses, including attorneys' fees, actually and reasonably incurred.
In connection with an action, suit, or proceeding other than an action, suit, or proceeding by or in the right of the Corporation,
as described in Section&nbsp;1 of this Article, indemnification under this Subsection shall be for expenses, including attorneys'
fees, actually and reasonably incurred, and for judgments, penalties, fines, and amounts paid in settlement actually and reasonably
incurred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;5.&nbsp;&nbsp;Advances.</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Corporation may pay or reimburse the reasonable expenses incurred by a director, officer, employee, or agent who is a party or
threatened to be made a party to an action, suit, or proceeding before final disposition of the proceeding if both of the following
apply:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0.5in">(1)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
person furnishes the Corporation a written affirmation of the person's good faith belief that he or she has met the applicable
standard of conduct set forth in Section&nbsp;1 or 2 of this Article.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0 0 0 0.5in; text-align: justify; text-indent: 0.5in">(2)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
person furnishes the Corporation a written undertaking, executed personally or on the person's behalf, to repay the advance if
it is ultimately determined that the person did not meet the standard of conduct set forth in Section&nbsp;1 or 2 of this Article.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
undertaking required by Subsection&nbsp;(a)(2) above must be an unlimited general obligation of the person, but need not be secured
and may be accepted without reference to the financial ability of the person to make repayment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Determinations
and evaluations under this Section shall be made in the manner specified in Section 4(a) above, and authorizations shall be made
in the manner specified in Section 4(d) above.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A
provision in the Articles of Incorporation or Bylaws, a resolution of the Board or shareholders, or an agreement making indemnification
mandatory shall also make the advancement of expenses mandatory unless the provision, resolution, or agreement specifically provides
otherwise.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;6.&nbsp;&nbsp;Other
Indemnification Agreements.</B>&nbsp;&nbsp;The indemnification or advancement of expenses provided by this Article is not exclusive
of any other rights to which a person seeking indemnification or advancement of expenses may be entitled under the Articles of
Incorporation, these Bylaws, or a contractual agreement. The total amount of expenses advanced or indemnified from all sources
combined may not exceed the amount of actual expenses incurred by the person seeking indemnification or advancement of expenses.
The indemnification provided in Sections&nbsp;1 to 6 of this Article continues as to a person who ceases to be a director, officer,
employee, or agent and shall inure to the benefit of the person's heirs, executors, and administrators.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;7.&nbsp;&nbsp;Insurance.</B>&nbsp;&nbsp;The
Corporation may purchase and maintain insurance on behalf of any person who is or was a director, officer, employee, or agent of
the Corporation, or is or was serving at the request of the Corporation as a director, officer, partner, trustee, employee, or
agent of another corporation, partnership, joint venture, trust, or other enterprise against any liability asserted against the
person and incurred by the person in any such capacity or arising out of the person's status as such, whether or not the Corporation
would have power to indemnify the person against the liability under Sections&nbsp;1 to 6 of this Article. To the extent that the
Articles of Incorporation include a provision eliminating or limiting the liability of a director pursuant to Section 209(1)(c)
of the Michigan Business Corporation Act, the Corporation may purchase insurance on behalf of a director from an insurer owned
by the Corporation, but insurance purchased from that insurer may insure a director against monetary liability to the Corporation
or its shareholders only to the extent that the Corporation could indemnify the director under Section 4(e).</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;8.&nbsp;&nbsp;Constituent
Corporation.</B>&nbsp;&nbsp;For the purposes of this Article, &quot;Corporation&quot; includes all constituent corporations absorbed
in a consolidation or merger and the resulting or surviving corporation, so that a person who is or was a director, officer, employee,
or agent of the constituent corporation or is&nbsp;or was serving at the request of the constituent corporation as a&nbsp;director,
officer, partner, trustee, employee, or agent of another foreign or domestic corporation, partnership, joint venture, trust, or
other enterprise whether for profit or not shall stand in the same position under the provisions of this Article with respect to
the resulting&nbsp;or surviving corporation as the person&nbsp;would if the person had&nbsp;served the resulting or surviving corporation
in the same capacity.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE&nbsp;VI</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>SHARE CERTIFICATES AND TRANSFERS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;1.&nbsp;&nbsp;Share
Certificates: Required Signatures.</B>&nbsp;&nbsp;Except as otherwise required by the Articles of Incorporation or these Bylaws
and permitted by statute, shares of the Corporation's stock shall be represented by certificates. Each certificate must be signed
by one of the following: the Chairperson, a&nbsp;Vice Chairperson, the President, or a Vice President. Share certificates may be
sealed with the seal of the Corporation or a&nbsp;facsimile of the seal. The signatures of the officers may be facsimiles if the
certificate is countersigned by a transfer agent or registered by a registrar other than the Corporation itself or its employee.
The Corporation may issue a certificate even though the officer who has signed or whose facsimile signature has been placed upon
the certificate ceases to be an officer before the certificate is issued.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;2.&nbsp;&nbsp;Replacement
of Certificates.</B>&nbsp;&nbsp;The Corporation shall issue a new certificate for shares in place of a certificate alleged to have
been lost or destroyed. The Board of Directors may require the owner of the lost or destroyed certificate, or his legal representative,
to give the Corporation a bond or other security and/or execute an indemnity agreement sufficient to indemnify the Corporation
against any claim that may be made against it on account of the lost or&nbsp;destroyed certificate or the issuance of a replacement
certificate.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;3.&nbsp;&nbsp;Registered
Shareholders.</B>&nbsp;&nbsp;The Corporation may treat the registered holder of a share as the absolute owner of the share and
shall not be bound to recognize any equitable interest in or other claim to the share by any other person, whether or not the Corporation
has actual notice of the interest or claim, except as otherwise provided by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;4.&nbsp;&nbsp;Transfer
Agent and Registrar.</B>&nbsp;&nbsp;The Board of Directors may appoint a transfer agent and a registrar for the transfer and registration
of its securities.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B></B></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;5.&nbsp;&nbsp;Transfer
of Shares.</B>&nbsp;&nbsp;A sale, assignment, exchange, conveyance, gift, pledge, hypothecation, or other transfer&nbsp;of shares
of the Corporation's stock, whether by operation of law&nbsp;or otherwise, shall not be effective as to the Corporation until recorded
on the Corporation's stock transfer books.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE&nbsp;VII</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>GENERAL PROVISIONS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;1.&nbsp;&nbsp;Dividends
or Other Distributions.</B>&nbsp;&nbsp;By action of the Board of Directors, the Corporation may declare and pay dividends or make
other distributions as permitted by law.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;2.&nbsp;&nbsp;Voting
of Securities.</B>&nbsp;&nbsp;Unless the Board directs otherwise, the Chairperson or the President, or, during their absence or
disability, the Vice Presidents in the order that the Board designates, may on behalf of the Corporation attend and vote (or execute
in the name or on behalf of the Corporation a consent in writing in lieu of a meeting of shareholders or a proxy authorizing an
agent or attorney-in-fact for the Corporation to attend and vote) at any meeting of security holders of any corporation in&nbsp;which
the Corporation holds securities. At such meetings such person may exercise all rights incident to the ownership of such securities
which the Corporation might exercise if present. The Board may confer this voting power upon any other person.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;3.&nbsp;&nbsp;Checks.</B>&nbsp;&nbsp;The
Corporation's checks, drafts, and orders for the payment of money shall be signed in the name of the Corporation in the manner
and by the persons that the Board of Directors designates.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;4.&nbsp;&nbsp;Signing
of Instruments.</B>&nbsp;&nbsp;When the Board or these Bylaws authorize the signing of a contract, conveyance, or other instrument
without specification of the signing officer, the Chairperson, the President, any Vice President, the Secretary, or&nbsp;the Treasurer
may sign in the name and on behalf of the Corporation and may affix the corporate seal to the instrument. The Board may authorize
other officers and agents to sign instruments in the name and on behalf of the Corporation.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;5.&nbsp;&nbsp;Corporate
Books and Records.</B>&nbsp;&nbsp;The Corporation shall keep books and records of account and minutes of the proceedings of its
shareholders, Board of Directors, and executive committee, if any. The books, records, and minutes may be kept outside the State
of Michigan. The Corporation shall keep at its registered office, or at the office of its transfer agent within or without the
State of Michigan, records containing the names and addresses of all shareholders, the number, class and series of shares held
by each, and the dates when they respectively became holders of record. Any of the books, records, or minutes may be in written
form or in any other form capable of being converted into written form within a reasonable time. The Corporation shall convert
into written form without charge any record not in written form, unless otherwise requested by a person entitled to inspect the
record.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in"><B>Section&nbsp;6.&nbsp;&nbsp;Seal.</B>&nbsp;&nbsp;The
Corporation may have a seal in the form that the Board of Directors determines. The seal may be used&nbsp;by causing it or a facsimile
to be affixed, impressed, or reproduced.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>ARTICLE&nbsp;VIII</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>AMENDMENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 1in">The shareholders or the Board
of Directors may amend or repeal these Bylaws or adopt new bylaws, unless the Articles of Incorporation or these Bylaws provide
that the power to adopt new bylaws is reserved exclusively to the shareholders or that the Board may not alter or repeal these
Bylaws or any particular bylaw. Amendment of these Bylaws by the Board requires the vote of a majority of the directors then in
office. Notwithstanding the foregoing, Article II, Section 17 (excluding subsection (b)) and Section 18 may be amended during the
Designation Period only by the vote of two-thirds of the total number of authorized directorships of the Board of Directors, regardless
of any vacancies.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-indent: 0.5in">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">13</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>


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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><B>EXHIBIT 10.2</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><B>EMPLOYMENT AGREEMENT</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">THIS EMPLOYMENT AGREEMENT
(the &#8220;Agreement&#8221;) is made by CHOICEONE FINANCIAL SERVICES, INC., a Michigan corporation (the &#8220;Corporation&#8221;),
and KELLY J. POTES (&#8220;Executive&#8221;). The parties agree as follows.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">WHEREAS, the Board
of Directors of the Corporation believes that the future services of Executive as provided in this Agreement will be of significant
value to the Corporation; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">WHEREAS, the Corporation
will own and operate two wholly owned subsidiaries, ChoiceOne Bank and Lakestone Bank &amp; Trust (&#8220;Banks&#8221;), which
are engaged in the general business of banking; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">WHEREAS, the Board
of Directors of the Corporation has determined that it is in the best interests of the Corporation, its shareholders and the Banks
to secure Executive&#8217;s continued services and to ensure Executive&#8217;s continued dedication and objectivity in the event
of any potential or occurrence of, or negotiation or other action that could lead to, or create the possibility of, a Change in
Control (as hereafter defined) of the Corporation, without concern as to whether Executive might be hindered or distracted by personal
uncertainties and risks created by any such possible Change in Control, and to encourage Executive&#8217;s full attention and dedication
to the Corporation and the Banks, the Board of Directors has authorized the Corporation to enter into this Agreement; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">WHEREAS, Executive
is willing to serve in the employ of the Corporation and the Banks on a full-time basis as an at-will employee as provided in this
Agreement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 1in">NOW, THEREFORE, the
parties agree as follows.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">1. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Effective
Date and Term.</B> This Agreement will take effect as of the Effective Time of the Corporation&#8217;s acquisition of County Bank
Corp. (&#8220;County&#8221;), as defined in the Agreement and Plan of Merger dated as of March 22, 2019, between the Corporation
and County (the &#8220;Merger Agreement&#8221;) (&#8220;Effective Date&#8221;). If the merger of the Corporation and County does
not close, this Agreement shall be null and void. The initial term of this Agreement shall be three years, and, beginning on the
first anniversary of the Effective Date, the term shall automatically be extended by another year on each anniversary of the Effective
Date unless either party gives the other notice (as provided in Section 15) of intention to terminate this Agreement at least thirty
(30) days before an anniversary of the Effective Date, in which case this Agreement shall terminate at the end of the then-current
term without any further extension; provided, however, that:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;except
for termination as provided above pursuant to notice from Executive to the Corporation, this Agreement will not terminate during
an &#8220;Active Change in Control Proposal Period&#8221; (as defined in Section 10), even if the Corporation has given Executive
notice of intention to terminate this Agreement;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;except
for termination as provided above pursuant to notice from Executive to the Corporation, upon the occurrence of a &#8220;Change
in Control&#8221; (as defined in Section </P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">9), the term of this Agreement shall automatically be extended until the third anniversary
of the effective date of the Change in Control, even if the Corporation has given notice of intention to terminate this Agreement;
and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(c) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;termination
of this Agreement shall not affect the obligations of either party accrued before termination of this Agreement, including Executive&#8217;s
obligations under Sections 11, 12 and 13.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">2. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Employment.</B>
Executive will serve as: (A) Chief Executive Officer of the Corporation (the &#8220;principal position&#8221;); and (B) in such
positions with Affiliates (defined for purposes of this Agreement as any organizations controlling, controlled by or under common
control with the Corporation) as reasonably requested by the Corporation, provided that the duties of such positions are consistent
with Executive&#8217;s responsibilities in Executive&#8217;s principal position (together, the &#8220;Employment&#8221;). As used
in this Agreement, the term &#8220;Corporation&#8221; includes the Banks, unless the context clearly requires otherwise.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">Executive will serve
the Corporation and the Banks well and faithfully during the Employment and will devote Executive&#8217;s best reasonable full
time business efforts to the Employment, except that Executive may engage in civic and professional activities, service on boards
of directors, and similar activities as long as such activities do not constitute a conflict of interest or impair Executive&#8217;s
performance of the duties of the Employment. The Employment may be terminated during the term of this Agreement as provided in
Sections 4 and 5.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">3. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Compensation.</B>
Executive will be compensated during the Employment as follows:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Salary.</B>
Executive&#8217;s annual salary (&#8220;Salary&#8221;) will be $360,000.00 for 2019 and 2020, prorated for any partial year, subject
to required payroll deductions and payable in weekly, bi-weekly or semi-monthly installments pursuant to the Corporation&#8217;s
normal payroll practices. Such Salary shall be subject to review annually commencing in 2021 and will be subject to adjustment
pursuant to the Corporation&#8217;s normal procedures.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Bonus.</B>
Executive will participate in any bonus programs for senior executives of the Corporation or the Banks, at a level commensurate
with Executive&#8217;s principal position, subject to the terms and conditions of the applicable bonus program. Such bonus amount
shall be subject to review annually and will be subject to adjustment pursuant to the Corporation&#8217;s normal procedures.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Equity
Plans.</B> Executive will participate in any equity based compensation programs (&#8220;Equity Plans&#8221;) offered by the Corporation,
at a level commensurate with Executive&#8217;s principal position, subject to the terms and conditions of the Equity Plans. Awards
under the Equity Plans shall be determined periodically pursuant to the Corporation&#8217;s normal procedures.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(d) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Fringe
Benefits.</B> Executive will participate in health and dental, life insurance, short and long term disability insurance, retirement,
and other employee fringe benefit programs covering the Corporation&#8217;s salaried employees as a group, and in any programs
applicable to senior executives of the Corporation or the Banks. The terms of </P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">applicable insurance policies and benefit plans
in effect from time to time will govern with regard to specific issues of coverage and benefit eligibility. All benefit programs
are subject to change from time to time in the Corporation&#8217;s discretion, except that Executive will receive an annual car
allowance of $15,000, prorated for any partial year, paid in weekly, bi-weekly or semi-monthly installments pursuant to the Corporation&#8217;s
normal payroll practices, or Executive can receive standard IRS mileage reimbursement for business travel.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(e) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Paid
Time Off</B>. Executive will be entitled to the greater of (i) the number of days of paid time off applicable to senior executives
of the Corporation per calendar year, or (ii) 30 days of paid time off per calendar year.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Business
Expenses.</B> The Corporation will reimburse Executive for reasonable ordinary and necessary business expenses incurred in the
course of the Employment, for fees and expenses of Executive&#8217;s attendance in the course of the Employment at banking related
conventions and similar events, for reasonable professional association and seminar expenses, and for any additional expenses authorized
by the Corporation, subject to Executive&#8217;s submission of proper documentation for tax and accounting purposes. Reimbursement
under this section will be paid within thirty (30) days after Executive submits documentation as provided by this section, provided
that payments may not be made after March 15 of the calendar year following the calendar year in which the expenses were incurred.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Termination
of the Employment Without Severance Pay.</B> Executive shall not be entitled to any further compensation from the Corporation or
any Affiliate after termination of the Employment as permitted by this Section 4, except (A) unpaid Salary installments through
the Employment termination date, (B) any vested benefits accrued as of the date of termination of the Employment under the terms
of any written Corporation or Bank employment, compensation or benefit program; and (C) any rights of Executive to indemnification
under the provisions of the Articles of Incorporation or Bylaws of the Corporation or the Banks or any indemnification agreement
entered into between Executive and the Corporation or any Affiliate (together, the &#8220;Vested Rights&#8221;).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Death.</B>
The Employment will terminate automatically upon Executive&#8217;s death.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Disability.</B>
The Corporation may terminate the Employment due to Executive&#8217;s &#8220;Disability&#8221;, defined as Executive being determined
to be &#8220;disabled&#8221; pursuant to the Corporation&#8217;s long-term disability insurance policy as in effect from time to
time and without regard to whether Executive is a participant in such long-term disability policy. The Corporation may give Executive
notice of its intention to terminate the Employment due to Disability. It is understood that the Corporation has the right to terminate
the Employment due to Executive&#8217;s Disability without meeting the standards in this Section 4(b), but in that event the termination
shall be deemed to be a termination of the Employment pursuant to Section 5(a).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(c) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Termination
by Corporation for Cause.</B> The Corporation may terminate the Employment for &#8220;Cause&#8221;, defined as Executive&#8217;s:
(i) breach of any material term of this Agreement including, but not limited to, the terms in Sections 11, 12 and 13; (ii) continued
failure to perform Executive&#8217;s duties; (iii) gross negligence causing or placing the Corporation at risk of significant damage
or harm; (iv) misappropriation of or intentional damage to Corporation property; (v) material fraud or dishonesty; (vi) conviction
of or pleading guilty or no contest to a felony; or (vii) intentional act or omission that Executive knows or should know is significantly
detrimental to the interests of the Corporation. If the Corporation becomes aware after termination of the Employment other than
for Cause that Executive engaged before the termination of Employment in conduct constituting Cause, the Corporation may recharacterize
Executive&#8217;s termination as having been for Cause.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">The Corporation
may not terminate the Employment for &#8220;Cause&#8221; under (i) or (ii) above unless:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">A.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the
Chairman of the Board of Directors notifies the Executive in writing, within sixty (60) days after the Board of Directors has concluded
after conducting any applicable investigation that an act or omission constitutes Cause and explaining why the Board of Directors
considers it to constitute Cause;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">B.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the
Executive fails, within thirty (30) days after notice from the Chairman under A. above, to revoke the action or correct the omission
and make the Corporation whole; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">C.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the
Chairman gives notice of termination within thirty (30) days after expiration of the thirty (30)-day period under B. above.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">The Corporation
may not terminate the Employment for &#8220;Cause&#8221; under (iii)-(vii) above unless the Employment is terminated within sixty
(60) days after the Board of Directors concludes after conducting any applicable investigation that an act or omission constitutes
Cause and the Chairman gives Executive written notice of the act or omission that the Board of Directors has concluded constitutes
Cause before or no later than thirty (30) days after termination.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(d) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Discretionary
Termination by Executive.</B> Executive may terminate the Employment at will, with at least thirty (30) days' advance notice. If
Executive gives such notice of termination, the Corporation may (but need not) relieve Executive of some or all of Executive&#8217;s
offices and responsibilities for part or all of such notice period, provided that Executive&#8217;s Salary and benefits are continued
for the lesser of thirty (30) days or the remaining period of the Employment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(e) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Termination
of Employment after Termination of This Agreement.</B> If Executive continues to be employed by the Corporation or the Banks after
termination of this Agreement as provided in Section 1, Executive&#8217;s employment shall be terminable by either party at will
without any Severance Pay.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">5. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Termination
With Severance Pay.</B> Executive shall not be entitled to any further compensation from the Corporation or any Affiliate after
termination of the Employment as permitted by this Section 5, except (A) Vested Rights; and (B) Severance Pay under Section 6 or
the Change in Control Severance under Section 7, whichever is applicable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Discretionary
Termination by Corporation.</B> The Corporation may terminate the Employment during the term of this Agreement at will, with at
least thirty (30) days advance notice to Executive. Any termination of Executive&#8217;s Employment by the Corporation under Section
4 that is found not to meet the standards of such Section will be considered to have been a termination under this Section 5(a).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Termination
by Executive for Good Reason</B>. Executive may terminate the Employment during the term of this Agreement for &#8220;Good Reason&#8221;
if there is a material negative change to the employment relationship between Executive and the Corporation because: (i) Executive
is demoted from any of Executive&#8217;s principal positions; (ii) the status, authority or responsibility of Executive&#8217;s
principal positions is materially diminished; (iii) Executive&#8217;s Salary as then in effect is materially reduced without a
corresponding reduction in the salaries of the Corporation and Banks&#8217; other executives; (iv) the Corporation requires Executive
be based in a facility that is more than sixty (60) miles from the facility where Executive is located immediately prior to the
relocation; or (v) any material breach by the Corporation or the Banks, or any successor, of its obligations to Executive under
this Agreement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">Executive
may not terminate the employment for &#8220;Good Reason&#8221; unless:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">A.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive
notifies the Chairman of the Corporation&#8217;s Board of Directors in writing, within sixty (60) days after Executive becomes
aware of the act or omission constituting Good Reason, that the act or omission in question constitutes Good Reason and explaining
why Executive considers it to constitute Good Reason;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">B.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;the
Corporation fails, within thirty (30) days after notice from Executive under A. above, to revoke the action or correct the omission
and make Executive whole; and</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">C.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive
gives notice of termination within thirty (30) days after expiration of the thirty (30)-day period under B. above.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Severance
Pay. </B> The Corporation will pay and provide Executive with the payments and benefit continuation provided in this Section 6
(&#8220;Severance Pay&#8221;) if Executive&#8217;s Employment is terminated during the term of this Agreement as provided in Section
5 in a manner that constitutes a &#8220;separation from service&#8221; as that term is defined by Section 409A of the Internal
Revenue Code of 1986 (the &#8220;Code&#8221;) and Executive is not entitled to the Change in Control Severance under Section 7.
If Executive becomes entitled to Severance Pay under this Section 6, and subsequently becomes entitled to the Change in Control
Severance under Section 7, the amount of the lump sum Cash Payment under Section 7(a) shall be reduced by the amount of </P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Severance
Pay already received by Executive under this Section 6, and no further Severance Pay will be payable under this Section 6.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Amount
and Duration of Severance Pay.</B> Subject to the other provisions of this Section, Severance Pay will consist of (i) continued
payment of Executive&#8217;s then-current Salary (disregarding any reduction in Salary that constitutes Good Reason) for one hundred
and four (104) weeks following the week in which the Employment terminates (the &#8220;Severance Pay Period&#8221;) pursuant to
the Corporation&#8217;s normal payroll process, subject to required payroll withholding; and (ii) a monthly payment equal to the
monthly cost of health care continuation under the Corporation&#8217;s health plan based on the coverage (e.g., individual or family)
in place for Executive immediately prior to the termination of his employment, until the earlier of (y) twelve (12) months after
termination or (z) the date Executive has commenced new employment and has thereby become eligible for comparable benefits, subject
to Executive's rights under COBRA.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">Executive will receive the Severance
Pay provided in Section 6(a) notwithstanding any other earnings that Executive may have, and subject to offset only as provided
in Section 6(c). If Executive dies during the Severance Pay Period, the Severance Pay under Section 6(a) will continue for the
remainder of the Severance Pay Period for the benefit of Executive&#8217;s designated beneficiary (or Executive&#8217;s estate
if Executive fails to designate a beneficiary).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Conditions
to Severance Pay.</B> To be eligible for Severance Pay, Executive must meet the following conditions: (i) Executive must comply
with Executive&#8217;s obligations under this Agreement that continue after termination of the Employment; (ii) Executive must
promptly sign and continue to honor a release, in form acceptable to the Corporation, of any and all claims arising out of or
relating to Executive&#8217;s Employment or its termination and that Executive might otherwise have against the Corporation, the
Corporation&#8217;s Affiliates, or any of their officers, directors, employees and agents, provided that the release will not
waive Executive&#8217;s right to claims or rights related to (A) Severance Pay due under this Agreement; (B) unpaid salary through
the employment termination date; (C) unpaid expense reimbursements for authorized business expenses incurred before the employment
termination date; (D) any Equity Plan benefits; (E) benefit plans (for example to convert life insurance); (F) any rights under
the terms of any qualified retirement plan covering Executive; and (G) rights of indemnification under the Corporation&#8217;s
Articles of Incorporation or Bylaws or any indemnification agreement entered into between Executive and the Corporation or any
Affiliate (in addition, the release does not affect Executive&#8217;s right to cooperate in an investigation by the Equal Employment
Opportunity Commission); and (iii) Executive must resign upon written request by Corporation from all positions with or representing
the Corporation or any Affiliate, including but not limited to, membership on boards of directors; and (iv) Executive must provide
the Corporation for a period of six (6) months after the Employment termination date with consulting services regarding matters
within the scope of Executive&#8217;s former duties upon request by the Corporation&#8217;s Chief Executive Officer; provided,
however, that Executive will only be required to provide those services by telephone at Executive&#8217;s reasonable convenience
and without substantial interference with Executive&#8217;s other activities or commitments and the amount </P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">of consulting services
will be limited to ensure Executive&#8217;s termination of employment qualifies as a separation from service under Section 409A
of the Code.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(c) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Reductions
to Severance Pay.</B> The Severance Pay due to Executive under Section 6(a)(i) for any week will be reduced (but not below zero)
by: (i) any disability benefits to which Executive is entitled for that week under any disability insurance policy or program of
the Corporation or any Affiliate (including but not limited to worker&#8217;s disability compensation); (ii) any severance pay
payable to Executive under any other agreement or Corporation policy; (iii) any payment due to Executive under the Federal Worker
Adjustment and Retraining Notification Act or any comparable state statute or local ordinance; and (iv) up to $5,000.00 of expenses
owed by Executive to the Corporation from debt incurred in the ordinary course of the service relationship.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(d)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Delay
in Payment to a Specified Employee</B>. Notwithstanding any other timing provision in this Section 6, if, at the time any payment
that is not exempt from Section 409A would commence due to a separation from service, and Executive is a &#8220;specified employee&#8221;
as that term is defined by Section 409A of the Code, then no such payment under this Agreement may be paid before the date that
is six (6) months after Executive&#8217;s separation from service (or, if earlier, the individual&#8217;s death). Payments that
are not exempt from Section 409A and that Executive would otherwise have been entitled during those six (6) months will be accumulated
and paid on the first payroll date after six (6) months following Executive&#8217;s separation from service (or, if earlier, the
individual&#8217;s death). All payments that are exempt from Section 409A, or that would otherwise be made more than six (6) months
following Executive&#8217;s separation from service, will be made in accordance with the general timing provisions described above.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Change
in Control Severance.</B> The Corporation will make the payments provided for in this Section 7 if Executive&#8217;s Employment
is terminated under Section 5 during the term of this Agreement in a manner that constitutes a &#8220;separation from service&#8221;
as that term is defined by Section 409A of the Code, and such termination of Employment occurs either (i) within three (3) years
after the date of a Change in Control or (ii) within six (6) months before the date of a Change in Control.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Amount
and Payment of Cash Payment.</B> The Corporation will (i) make a cash payment (the &#8220;Cash Payment&#8221;) to Executive in
an amount equal to three times the Executive&#8217;s then-current Salary (disregarding any reduction in Salary that constitutes
Good Reason) ; and (ii) a monthly payment equal to the monthly cost of health care continuation under the Corporation&#8217;s health
plan based on the coverage (e.g., individual or family) in place for Executive immediately prior to the termination of his employment,
until the earlier of (y) twelve (12) months after termination or (z) the date Executive has commenced new employment and has thereby
become eligible for comparable benefits, subject to Executive's rights under COBRA. The Cash Payment in (i) above shall be paid
to Executive in a single lump sum in the first payroll occurring on or after the thirtieth (30th) business day after the date Executive&#8217;s
Employment terminates. If Executive dies after becoming entitled to the Cash Payment but before it has been paid in full, the Cash
Payment will be made to Executive&#8217;s designated beneficiary (or Executive&#8217;s estate if Executive fails to designate a
beneficiary).</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Reductions
to Cash Payment.</B> Executive will receive the Cash Payment notwithstanding any other earnings that Executive may have and without
offset of any kind except required payroll deductions.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Parachute
Cap. </B>The Corporation will act in good faith to mitigate the impact of Section 280G of the Code on any Parachute Payment to
Executive in connection with a Change in Control. If, after the parties have cooperated in good faith to mitigate the impact of
Section 280G of the Code, and notwithstanding anything in this Agreement to the contrary, any payment, benefit, or amount payable
or benefit to be provided to Executive, whether pursuant to this Agreement or otherwise, that is a &#8220;Parachute Payment&#8221;
as defined in Section 280G(b)(2) of the Internal Revenue Code (the &#8220;Code&#8221;), will be reduced to the extent necessary
so that the benefits payable or to be provided to Executive under this Agreement that are treated as Parachute Payments as well
as any payments or benefits provided outside of this Agreement that are so treated will not cause the Corporation or any Affiliate
to have paid an &#8220;Excess Parachute Payment&#8221; as defined in Section 280G(b)(1) of the Code. If it is established that
an &#8220;Excess Parachute Payment&#8221; has occurred or will occur under this Agreement or otherwise, any remaining Parachute
Payments to be made will be reduced to ensure that the total payments to Executive do not exceed 2.99 times Executive&#8217;s &#8220;base
amount&#8221; as defined in Section 280G(b)(3) of the Code. The lump sum cash severance payment under Section 7(a) will be reduced
to comply with this Section 8 only to the extent necessary to ensure that the total payments to Executive do not exceed 2.99 times
Executive&#8217;s &#8220;base amount&#8221; as defined in Section 280G(b)(3) of the Code. For the avoidance of doubt, in no circumstance
shall the Corporation or the Banks pay Executive a &#8220;gross up&#8221; or similar payment to mitigate the impact of Section
280G of the Code.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Definition
of Change in Control.</B> As used in this Agreement, the term &#8220;Change in Control&#8221; means any of the occurrences listed
in (a) below, subject to (b) below.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A
Change in Control means the occurrence of a change in the ownership of effective control of the Corporation or a change in the
ownership of a substantial portion of the assets of the Corporation as provided by Treasury Regulation &sect; 1.409A-3(i)(5), which
includes the occurrence of any of the following events:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">(i)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
acquisition, by a person or persons acting as a group, of stock of the Corporation that together with stock held by such person
or group constitutes more than fifty percent (50%) of the total fair market value or total voting power of the stock of the Corporation.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">(ii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
majority of members of the Board of Directors of the Corporation are replaced during any twelve (12) month period by directors
whose appointment or election is not endorsed by a majority of the members of the Board of Directors prior to the date of appointment
or election.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify; text-indent: 0.5in">(iii)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
acquisition, by a person or persons acting as a group, of the Corporation&#8217;s assets that have a total gross fair market value
equal to or exceeding fifty percent (50%) of the total gross fair market value of the Corporation&#8217;s assets in a single transaction
or within a twelve (12) month period ending with the most recent acquisition. For the purpose of this section, gross fair market
value means </P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 1in; text-align: justify">the value of the assets of the Corporation, or the value of the assets being disposed of, determined without regard
to any liabilities associated with such assets.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">The parties agree that the merger
between the Corporation and County pursuant to the Merger Agreement does not constitute a Change in Control under this Agreement
and does not trigger any payments that may otherwise be required by this Section and Executive waives any right to any payment
under this Agreement as a result of that merger.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Notwithstanding
the foregoing, no trust department or designated fiduciary or other trustee of such trust department of the Corporation or a subsidiary
of the Corporation, or other similar fiduciary capacity of the Corporation with direct voting control of the stock shall be treated
as a person or group within the meaning of subsection (a)(i) hereof. Further, no profit-sharing, employee stock ownership, employee
stock purchase and savings, employee pension, or other employee benefit plan of the Corporation or any of its subsidiaries, and
no trustee of any such plan in its capacity as such trustee, shall be treated as a person or group within the meaning of subsection
(a)(i) hereof.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">10. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Definition
of &#8220;Active Change in Control Proposal Period&#8221;.</B> As used in this Agreement the term &#8220;Active Change in Control
Proposal Period&#8221; shall mean any period:</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;during
which the Board of Directors of the Corporation has authorized solicitation by the Corporation of offers for a transaction which,
if consummated, would constitute a Change in Control; or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;during
which the Corporation has received a proposal for a transaction which, if consummated, would constitute a Change in Control, and
the Board of Directors has not determined to reject such proposal without any counter-offer or further discussions; or</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(c) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;during
which any proxy solicitation or tender offer with regard to the securities of the Corporation is ongoing, if the intent of such
proxy solicitation or tender offer is to cause the Corporation to solicit offers for or enter into a transaction that would constitute
a Change in Control.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">11.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Confidentiality,
Return of Property.</B> Executive has obtained and may obtain confidential information concerning the business, operations, financial
affairs, organizational and personnel matters, policies, procedures and other non-public matters of Corporation and its Affiliates,
and those of third-parties that is not generally disclosed to persons not employed by Corporation or its subsidiaries. Such information
(referred to herein as the &#8220;Confidential Information&#8221;) may have been or may be provided in written form or orally.
Executive shall not disclose to any other person the Confidential Information at any time during or after termination of the Employment,
except that during the Employment Executive may use and disclose Confidential Information as reasonably required by the Employment.
Upon termination of the Employment, Executive will deliver to the Corporation any and all property owned or leased by the Corporation
or any Affiliate and any and all Confidential Information (in whatever form) including without limitation all customer lists and
information, financial information, business notes, business plans, documents, keys, credit cards and other Corporation-provided
equipment.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">Executive&#8217;s commitments in this
Section will continue in effect after termination of the Employment and after termination of this Agreement. The parties agree
that any breach of Executive&#8217;s covenants in this Section would cause the Corporation irreparable harm, and that injunctive
relief would be appropriate.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">12.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Inventions,
Discoveries and Improvements.</B> Executive hereby agrees to assign and transfer to the Corporation, its successors and assigns,
Executive&#8217;s entire right, title and interest in and to any and all inventions, discoveries, trade secrets and improvements
thereto which he may discover to develop, either solely or jointly with others, during Executive&#8217;s employment hereunder and
for a period of one (1) year after termination of such employment, which would relate in any way to the business of the Corporation
or any Affiliate of the Corporation, together with all rights to letters patent, copyrights or trademarks which may be granted
with respect thereto. Immediately upon making or developing any invention, discovery, trade secret or improvement thereto, Executive
shall notify the Corporation thereof and shall execute and deliver to the Corporation, without further compensation, such documents
as may be necessary to assign and transfer to the Corporation Executive&#8217;s entire right, title and interest in and to such
invention, discovery, trade secret or improvement thereto, and to prepare or prosecute applications for letters patent with respect
to the same in the name of the Corporation. Executive&#8217;s obligations under this Section 12 shall continue in effect, as to
inventions, discoveries and improvements covered by this Section 12, notwithstanding any termination of the employment or this
Agreement. The parties agree that any breach of Executive&#8217;s covenants in this Section would cause the Corporation irreparable
harm, and that injunctive relief would be appropriate.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">13. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Noncompetition
and Nonsolicitation.</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;In
view of Executive&#8217;s importance to the success of the Corporation, Executive and Corporation agree that the Corporation would
likely suffer significant harm from Executive&#8217;s competing with Corporation during the Employment and for some period of
time thereafter. Accordingly, Executive agrees that Executive shall not engage in competitive activities either: (A) while employed
by Corporation; or (B) if Executive&#8217;s Employment is terminated during the term of this Agreement, during the Restricted
Period (as defined below). Executive shall be deemed to engage in competitive activities if he shall, without the prior written
consent of the Corporation, (i) in any county in which the Corporation or any of its Affiliates has a branch office or loan production
office and all contiguous counties (including the municipalities therein), render services directly or indirectly, as an employee,
officer, director, consultant, advisor, partner or otherwise, for any organization or enterprise which competes directly or indirectly
with the business of Corporation or any of its Affiliates in providing financial products or services (including, without limitation,
banking, insurance, or securities products or services) to consumers and businesses, or (ii) directly or indirectly acquires any
financial or beneficial interest in (except as provided in the next sentence) any organization which conducts or is otherwise
engaged in a business or enterprise in any county in which the Corporation or any of its Affiliates has a branch office or loan
production office and all contiguous counties (including all municipalities therein) which competes directly or indirectly with
the business of Corporation or any of its Affiliates in providing financial products or services (including, without limitation,
banking, insurance or securities products or services) to consumers and businesses. Notwithstanding the preceding sentence, Executive
shall not be </P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">prohibited from owning less than 1 percent of any class of publicly traded securities of a competitor. For purposes
of this Section 13 the term &#8220;Restricted Period&#8221; shall equal twenty-four (24) months, commencing as of the date of
termination of Executive&#8217;s Employment during the term of this Agreement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;While
employed by Corporation and during the Restricted Period, Executive agrees that Executive shall not, in any manner directly (i)
solicit by mail, by telephone, by personal meeting, or by any other means, any customer or prospective customer of Corporation
to whom Executive provided services, or for whom Executive transacted business, or whose identity become known to Executive in
connection with Executive&#8217;s services to Corporation (including employment with or services to any predecessor or successor
entities), to transact business with a person or an entity other than the Corporation or its Affiliates or reduce or refrain from
doing any business with the Corporation or its Affiliates or (ii) interfere with or damage (or attempt to interfere with or damage)
any relationship between Corporation or any of its Affiliates and any such customer or prospective customer, or any shareholder
of the Corporation. The term &#8220;solicit&#8221; as used in this Section 13 means any communication of any kind whatsoever, inviting,
encouraging or requesting any person to take or refrain from taking any action with respect to the business of Corporation or any
of its Affiliates.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(c) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;While
employed by Corporation and during the Restricted Period, Executive agrees that Executive shall not, in any manner directly solicit
any person who is an employee of Corporation or any of its Affiliates to apply for or accept employment or a business opportunity
with any other person or entity.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(d) &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
parties agree that nothing herein shall be construed to limit or negate the common law of torts or trade secrets where it provides
broader protection than that provided herein.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(e)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Executive&#8217;s
obligations under this Section shall survive termination of this Agreement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(f)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
parties agree that any breach of Executive&#8217;s covenants in this Section would cause the Corporation irreparable harm, and
that injunctive relief would be appropriate.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">14. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Successors;
Binding Agreement.</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(a)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
Agreement shall not be terminated by any merger or consolidation of the Corporation whereby the Corporation is or is not the surviving
or resulting corporation or as a result of any transfer of all or substantially all of the assets of the Corporation. In the event
of any such merger, consolidation, or transfer of assets, the provisions of this Agreement shall be binding upon the surviving
or resulting corporation or the person or entity to which such assets are transferred.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(b)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;The
Corporation agrees that concurrently with any merger, consolidation or transfer of assets constituting a Change in Control, it
will cause any successor or transferee unconditionally to assume, by written instrument delivered to Executive (or Executive&#8217;s
</P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify">beneficiary or estate), all of the obligations of the Corporation hereunder. Failure of the Corporation to obtain such assumption
prior to the effective date of any Change in Control shall be a material breach of the Corporation&#8217;s obligations to Executive
under this Agreement.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 0.5in; text-align: justify; text-indent: 0.5in">(c)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;This
Agreement shall inure to the benefit of and be enforceable by Executive&#8217;s personal or legal representatives, executors, administrators,
successors, heirs, distributees, devisees and legatees. If Executive shall die while any amounts would be payable to Executive
hereunder had Executive continued to live, all such amounts, unless otherwise provided herein, shall be paid in accordance with
the terms of this Agreement to such person or persons appointed in writing by Executive to receive such amounts or, if no person
is so appointed, to Executive&#8217;s estate.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">15.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Notice.</B>
For purposes of this Agreement, all notices and other communications required or permitted hereunder shall be in writing and shall
be deemed to have been duly given when delivered or received by facsimile transmission or five (5) days after deposit in the United
States mail, certified and return receipt requested, postage prepaid, addressed as follows:</P>

<TABLE CELLSPACING="0" CELLPADDING="0" ALIGN="RIGHT" STYLE="width: 95%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 41%; text-align: justify">If to the Corporation:</TD>
    <TD STYLE="width: 59%">ChoiceOne Financial Services, Inc.<BR>
Attn: Chairman<BR>
109 E. Division<BR>
Sparta, MI 49345</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">&nbsp;</TD>
    <TD>&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify">If to Executive:</TD>
    <TD>Kelly J. Potes<BR>
____________________<U><BR>
</U>____________________</TD></TR>
</TABLE><BR STYLE="clear: both">
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 0 31.7pt; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt 31.5pt; text-align: justify">Either party may change its address
for notices by notice to the other party.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">16.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Amendment
and Waiver.</B> No provisions of this Agreement may be amended, modified, waived or discharged unless the waiver, modification,
or discharge is authorized by the Corporation&#8217;s Board of Directors, or a committee of the Board of Directors, and is agreed
to in a writing signed by Executive and by the Chairman of the Board of Directors. No waiver by either party at any time of any
breach or non-performance of this Agreement by the other party shall be deemed a waiver of any prior or subsequent breach or non-performance.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">17. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Severability.</B>
The invalidity or unenforceability of any provision of this Agreement will not affect the validity or enforceability of any other
provision of this Agreement, which will remain in full force and effect. If a court of competent jurisdiction ever determines that
any provision of this Agreement (including, but not limited to, all or any part of the non-competition covenant in this Agreement)
is unenforceable as written, the parties intend that the provision shall be deemed narrowed or revised in that jurisdiction (as
to geographic scope, duration, or any other matter) to the extent necessary to allow enforcement of the provision. The revision
shall thereafter govern in that jurisdiction, subject only to any allowable appeals of that court decision.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">18.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Entire
Agreement.</B> No agreements or representations, oral or otherwise, express or implied, with respect to Executive&#8217;s Employment
with the Corporation or any of the subjects </P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify">covered by this Agreement have been made by either party that are not set forth expressly
in this Agreement, and this Agreement supersedes any pre-existing employment agreements and any other agreements on the subjects
covered by this Agreement, including the Change in Control Agreement between the parties dated May 13, 2016, which Executive agrees
terminates as of the Effective Time of the Merger.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">19. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Governing
Law.</B> The validity, interpretation, and construction of this Agreement are to be governed by Michigan laws, without regard to
choice of law rules. The parties agree that any judicial action involving a dispute arising under this Agreement will be filed,
heard and decided in the Kent County Circuit Court. The parties agree that they will subject themselves to the personal jurisdiction
and venue of either court, regardless of where Executive or the Corporation may be located at the time any action may be commenced.
The parties agree that the locations specified above are mutually convenient forums and that each of the parties conducts business
in Kent County.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">20.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Section
409A.</B> Payments under this Agreement are intended to comply with Section 409A of the Internal Revenue Code to the extent payments
under this Agreement are not otherwise exempt from Section 409A of the Internal Revenue Code as an involuntary separation pay plan
(as that term is understood under Treasury Regulation &sect; 1.409A-1(b)(9)) or as providing for short-term deferrals (as that
term is understood under Treasury Regulation &sect; 1.409A-1(b)(4)) and shall be interpreted and operated consistently with those
intentions. To the extent Section 409A is found to be applicable to this Agreement, this Agreement is to be interpreted to comply
with Section 409A and shall be interpreted and operated consistently with those intentions, including but not limited to, any applicable
six-month delay in payment if Executive is a specified employee of the Corporation. Each payment that the Executive may receive
under this Agreement shall be treated as a &#8220;separate payment&#8221; for purposes of Section 409A of the Code, to the extent
applicable.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">21. &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;<B>Counterparts.</B>
This Agreement may be signed in original or by fax in counterparts, each of which shall be deemed an original, and together the
counterparts shall constitute one complete document.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: center"><I>Signature Page to Follow</I></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0"></P>

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<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">The parties made this Agreement effective as of the Effective Date
in Section 1.</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 12pt; text-align: justify; text-indent: 0.5in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; text-indent: 0in">CHOICEONE FINANCIAL SERVICES, INC.</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD COLSPAN="2" STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 7%; text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="width: 4%; text-align: justify; text-indent: 0in">By</TD>
    <TD STYLE="width: 49%; border-bottom: Black 1pt solid; text-align: justify; text-indent: 0in">/s/ Paul L. Johnson</TD>
    <TD STYLE="width: 40%; text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">Paul L. Johnson, Chairman</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify; text-indent: 0in">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="width: 100%; font: 12pt Times New Roman, Times, Serif; border-collapse: collapse">
<TR STYLE="vertical-align: top">
    <TD STYLE="width: 7%; text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="width: 53%; text-align: justify; text-indent: 0in">EXECUTIVE</TD>
    <TD STYLE="width: 40%; text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="border-bottom: Black 1pt solid; text-align: justify; text-indent: 0in">/s/ Kelly J. Potes</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
<TR STYLE="vertical-align: top">
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">Kelly J. Potes</TD>
    <TD STYLE="text-align: justify; text-indent: 0in">&nbsp;</TD></TR>
</TABLE>
<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin-top: 0; margin-bottom: 0; text-align: center">[signature page to
Employment Agreement]</P>


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<DOCUMENT>
<TYPE>EX-99.1
<SEQUENCE>4
<FILENAME>choiceex991_100119.htm
<DESCRIPTION>CHOICEONE EXHIBIT 99.1 TO FORM 8-K
<TEXT>
<HTML>
<HEAD>
<TITLE></TITLE>
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<BODY>


<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>EXHIBIT 99.1</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 16pt Arial, Helvetica, Sans-Serif; margin-top: 0; text-align: center; margin-bottom: 0"><IMG SRC="logos.jpg" ALT="" STYLE="width: 655px; height: 82px"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0"><B>For Immediate Release</B></P>

<P STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0"><FONT STYLE="text-decoration: none">&nbsp;</FONT></P>

<P STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>ChoiceOne Financial Services and County Bank
Corp </B></P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>Announce Completion of Merger </B></P>

<P STYLE="font: 14pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify">SPARTA, Mich. and LAPEER, Mich., October 1,
2019 <FONT STYLE="letter-spacing: 0.6pt; background-color: white">/PRNewswire/ </FONT>&ndash; ChoiceOne Financial Services, Inc.
(OTC: COFS) (&ldquo;ChoiceOne&rdquo;), the parent company of ChoiceOne Bank and County Bank Corp (OTC: CBNC) (&ldquo;County&rdquo;),
the parent company of Lakestone Bank and Trust, today jointly announced the completion of the&nbsp;<FONT STYLE="color: #373737; background-color: white">merger
in which County has merged with and into ChoiceOne, with ChoiceOne surviving the merger. The </FONT><FONT STYLE="color: #222222">combined
holding company is traded on the OTC Pink Open Market under the symbol &ldquo;COFS&rdquo; and</FONT> <FONT STYLE="color: #373737; background-color: white">is
headquartered in&nbsp;Sparta, Michigan.</FONT></P>


<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0pt 0 12pt; text-align: justify">With the merger of the holding company
complete, ChoiceOne Bank and Lakestone Bank &amp; Trust are expected to consolidate in the second quarter of 2020. Below is ChoiceOne&rsquo;s
leadership going forward.</P>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 11pt Calibri, Helvetica, Sans-Serif; margin-top: 0; margin-bottom: 0"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol; font-size: 12pt">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif; font-size: 12pt">Kelly J. Potes -- CEO
of ChoiceOne Financial Services Inc. and <FONT STYLE="background-color: white">President and CEO of ChoiceOne Bank.</FONT></FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Paul L. Johnson -- Chairman of ChoiceOne
Financial Services Inc. and ChoiceOne Bank.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Bruce J. Cady -- Chairman of Lakestone
Bank &amp; Trust (with a retirement date of December 31, 2019) and Vice Chairman of ChoiceOne Financial Services Inc.</FONT></TD></TR></TABLE>

<TABLE CELLPADDING="0" CELLSPACING="0" WIDTH="100%" STYLE="font: 12pt Times New Roman, Times, Serif; background-color: white"><TR STYLE="vertical-align: top">
<TD STYLE="width: 0.25in"></TD><TD STYLE="width: 0.25in"><FONT STYLE="font-family: Symbol">&#183;</FONT></TD><TD STYLE="text-align: justify"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">Michael J. Burke, Jr. -- CEO and President
of Lakestone Bank &amp; Trust and President of ChoiceOne Financial Services Inc.</FONT></TD></TR></TABLE>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; text-align: justify; margin-right: 0; margin-left: 0">&ldquo;We are excited
to complete our holding company merger and announce our leadership going forward,&rdquo; said Kelly Potes. &quot;As Bruce prepares
to retire in December, we wish him well in his retirement. However, we are also very pleased that he will continue to provide his
guidance as a director of ChoiceOne. We believe our combined companies will result in one exceptional organization presenting efficiencies
and new growth opportunities in our expanded network across Michigan.&rdquo;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; background-color: #FEFEFE">&ldquo;Now that
our merger is complete, we look forward to positioning our combined organization as the premier community bank in Michigan,&rdquo;
said Bruce Cady. &ldquo;Our vision is to bring together the best of both banks to benefit our shareholders, customers, employees
and the communities we serve. As I prepare to retire, I know that because of our excellent collaborative efforts to merge our
companies, we can expect limited overlap and disruption as we move forward. Our teams have become experts at leveraging our strengths
and I am very proud of our collective efforts.&rdquo;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; background-color: #FEFEFE">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify; background-color: #FEFEFE">Following completion
of the merger, ChoiceOne is an approximately $1.3 billion-asset bank holding company with 29 offices in West and Southeastern Michigan
making it the 12<SUP>th</SUP> largest bank holding company in Michigan based on asset size.</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; background-color: #FEFEFE">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"></P>

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<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B><U>About ChoiceOne</U></B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">ChoiceOne Financial Services, Inc. is a financial
holding company headquartered in Sparta, Michigan and the parent corporation of ChoiceOne Bank, Member FDIC. ChoiceOne Bank operates
14 full-service offices in parts of Kent, Ottawa, Muskegon, and Newaygo Counties. ChoiceOne Bank offers insurance and investment
products through its subsidiary, ChoiceOne Insurance Agencies, Inc. ChoiceOne Financial Services, Inc. common stock is quoted
on the OTC under the symbol &ldquo;COFS.&rdquo; For more information, please visit Investor Relations at ChoiceOne&rsquo;s website
at <U>www.choiceone.com</U>.</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B><U>About County Bank Corp</U></B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">County Bank Corp, located in Lapeer, Michigan,
is the holding company for Lakestone Bank &amp; Trust, Member FDIC. Lakestone Bank &amp; Trust operates 15 offices in parts of
Lapeer, Macomb and St. Clair Counties. County Bank Corp common stock is quoted on the OTC under the symbol &quot;CNBC.&quot; For
more information, please visit Investor Relations at Lakestone's website at <U>www.lakestonebank.com/about/who-we-are/investor-relations</U>.</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Times New Roman, Times, Serif; margin: 0 0 26.25pt; text-align: justify; background-color: white"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif"><B>Forward-Looking
Statements<BR>
</B>This press release contains forward-looking statements. Words such as &quot;anticipates,&quot; &quot;believes,&quot; &quot;estimates,&quot;
&quot;expects,&quot; &quot;forecasts,&quot; &quot;intends,&quot; &quot;is likely,&quot; &quot;plans,&quot; &quot;predicts,&quot;
&quot;projects,&quot; &quot;may,&quot; &quot;could,&quot; &quot;look forward,&quot; &quot;continue&quot;, &quot;future&quot; and
variations of such words and similar expressions are intended to identify such forward-looking statements. These statements reflect
current beliefs as to the expected outcomes of future events and are not guarantees of future performance. These statements involve
certain risks, uncertainties and assumptions (&quot;risk factors&quot;) that are difficult to predict with regard to timing, extent,
likelihood and degree of occurrence. Therefore, actual results and outcomes may materially differ from what may be expressed,
implied or forecasted in such forward-looking statements. Furthermore, neither ChoiceOne nor County undertake any obligation to
update, amend, or clarify forward-looking statements, whether as a result of new information, future events, or otherwise. Such
risks, uncertainties and assumptions, include, among others, the following:</FONT></P>

<UL STYLE="list-style-type: disc">

<LI STYLE="text-align: justify; margin: 0pt 0 12pt; background-color: white; font-family: Arial, Helvetica, Sans-Serif">the possibility
that the anticipated benefits of the transaction, including anticipated cost savings and strategic gains, are not realized when
expected or at all, including as a result of the impact of, or problems arising from, the integration of the two companies or as
a result of the strength of the economy, competitive factors in the areas where ChoiceOne does business, or as a result of other
unexpected factors or events;</LI>

</UL>

<UL STYLE="list-style-type: disc">

<LI STYLE="text-align: justify; margin: 0pt 0 12pt; background-color: white; font-family: Arial, Helvetica, Sans-Serif">the impact
of purchase accounting with respect to the transaction, or any change in the assumptions used regarding the assets purchased and
liabilities assumed to determine their fair value; and</LI>

</UL>

<UL STYLE="list-style-type: disc">

<LI STYLE="text-align: justify; margin: 0pt 0 12pt; background-color: white; font-family: Arial, Helvetica, Sans-Serif">potential
adverse reactions or changes to business or employee relationships.</LI>

</UL>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0 0 26.25pt; text-align: justify; background-color: white"></P>

<!-- Field: Page; Sequence: 1 -->
    <DIV STYLE="margin-top: 6pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><TABLE CELLPADDING="0" CELLSPACING="0" STYLE="border-collapse: collapse; width: 100%; font-size: 12pt"><TR STYLE="vertical-align: top; text-align: left"><TD STYLE="width: 33%">&nbsp;</TD><TD STYLE="width: 34%; text-align: center"><FONT STYLE="font-family: Arial, Helvetica, Sans-Serif">2</FONT></TD><TD STYLE="width: 33%; text-align: right">&nbsp;</TD></TR></TABLE></DIV>
    <DIV STYLE="page-break-before: always; margin-top: 6pt; margin-bottom: 6pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
    <!-- Field: /Page -->

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0 0 26.25pt; text-align: justify; background-color: white">Additional
risk factors include, but are not limited to, the risk factors described in Item 1A in ChoiceOne Financial Services, Inc.'s Annual
Report on Form 10-K for the year ended&nbsp;December 31, 2018.</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0"><B>Contacts</B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0"><B>&nbsp;</B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0"><B>ChoiceOne Financial Services, Inc.</B></P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">Kelly Potes</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">President &amp; CEO</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">ChoiceOne Bank</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">616-887-6837</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: justify">kpotes@choiceone.com</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 12pt Arial, Helvetica, Sans-Serif; margin-top: 0; text-align: center; margin-bottom: 0">3</P>


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end
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
