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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2021
Mar. 31, 2020
Interest income    
Loans, including fees $ 12,682 $ 10,075
Securities:    
Taxable 1,856 1,857
Tax exempt 1,097 368
Other 20 194
Total interest income 15,655 12,494
Interest expense    
Deposits 880 1,385
Advances from Federal Home Loan Bank 1 136
Other 86 2
Total interest expense 967 1,523
Net interest income 14,688 10,971
Provision for loan losses 250 775
Net interest income after provision for loan losses 14,438 10,196
Noninterest income    
Customer service charges 1,920 1,845
Insurance and investment commissions 273 126
Gains on sales of loans 2,146 1,743
Net gains (losses) on sales of securities 1 2
Net gains on sales and write-downs of other assets 5 2
Earnings on life insurance policies 186 192
Trust income 172 170
Change in market value of equity securities 608 (389)
Other 289 408
Total noninterest income 5,600 4,099
Salaries and benefits 7,168 5,128
Occupancy and equipment 1,555 1,270
Data processing 1,429 1,484
Professional fees 729 762
Supplies and postage 100 225
Advertising and promotional 145 148
Intangible amortization 307 353
FDIC insurance 152 68
Other 943 978
Total noninterest expense 12,528 10,416
Income before income tax 7,510 3,879
Income tax expense 1,272 625
Net income $ 6,238 $ 3,254
Basic earnings per share (Note 4) (in dollars per share) $ 0.80 $ 0.45
Diluted earnings per share (Note 4) (in dollars per share) 0.80 0.45
Dividends declared per share (in dollars per share) $ 0.22 $ 0.20