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Note 21 - Regulatory Capital (Tables)
12 Months Ended
Dec. 31, 2022
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]
                                   

Minimum Required

 
                                   

to be Well

 
                   

Minimum Required

   

Capitalized Under

 
                   

for Capital

   

Prompt Corrective

 

(Dollars in thousands)

 

Actual

   

Adequacy Purposes

   

Action Regulations

 
   

Amount

   

Ratio

   

Amount

   

Ratio

   

Amount

   

Ratio

 

December 31, 2022

                                               

ChoiceOne Financial Services Inc.

                                               

Total capital (to risk weighted assets)

  $ 222,006       13.8

%

  $ 128,545       8.0

%

    N/A       N/A  

Common equity Tier 1 capital (to risk weighted assets)

    177,916       11.1       72,307       4.5       N/A       N/A  

Tier 1 capital (to risk weighted assets)

    182,416       11.4       96,409       6.0       N/A       N/A  

Tier 1 capital (to average assets)

    182,416       7.9       92,558       4.0       N/A       N/A  
                                                 

ChoiceOne Bank

                                               

Total capital (to risk weighted assets)

  $ 208,696       13.0

%

  $ 128,294       8.0

%

  $ 160,367       10.0

%

Common equity Tier 1 capital (to risk weighted assets)

    201,077       12.5       72,165       4.5       104,239       6.5  

Tier 1 capital (to risk weighted assets)

    201,077       12.5       96,220       6.0       128,294       8.0  

Tier 1 capital (to average assets)

    201,077       8.7       92,449       4.0       115,562       5.0  
                                                 

December 31, 2021

                                               

ChoiceOne Financial Services Inc.

                                               

Total capital (to risk weighted assets)

  $ 204,353       14.4

%

  $ 113,604       8.0

%

    N/A       N/A  

Common equity Tier 1 capital (to risk weighted assets)

    160,338       11.3       63,902       4.5       N/A       N/A  

Tier 1 capital (to risk weighted assets)

    164,838       11.6       85,203       6.0       N/A       N/A  

Tier 1 capital (to average assets)

    164,838       7.4       89,415       4.0       N/A       N/A  
                                                 

ChoiceOne Bank

                                               

Total capital (to risk weighted assets)

  $ 182,275       12.9

%

  $ 113,444       8.0

%

  $ 141,806       10.0

%

Common equity Tier 1 capital (to risk weighted assets)

    174,587       12.3       63,813       4.5       92,174       6.5  

Tier 1 capital (to risk weighted assets)

    174,587       12.3       85,083       6.0       113,444       8.0  

Tier 1 capital (to average assets)

    174,587       7.8       89,289       4.0       111,611       5.0