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Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2024
Jun. 30, 2023
Jun. 30, 2024
Jun. 30, 2023
Interest income        
Loans, including fees $ 21,971 $ 15,978 $ 42,757 $ 30,851
Securities:        
Taxable 5,471 5,378 10,819 10,291
Tax exempt 1,410 1,389 2,822 2,824
Other 1,092 571 1,978 748
Total interest income 29,944 23,316 58,376 44,714
Interest expense        
Deposits 8,325 5,056 17,102 8,332
Advances from Federal Home Loan Bank 463 621 904 1,226
Other 2,785 1,548 5,525 2,053
Total interest expense 11,573 7,225 23,531 11,611
Net interest income 18,371 16,091 34,845 33,103
Provision for (reversal of) credit losses on loans 272 (415) 675 (106)
Provision for (reversal of) credit losses on unfunded commitments (272) 165 (675) (119)
Net Provision for (reversal of) credit losses expense 0 (250) 0 (225)
Net interest income after provision 18,371 16,341 34,845 33,328
Noninterest income        
Customer service charges 2,662 2,271 5,067 4,538
Insurance and investment commissions 190 172 388 368
Gains on sales of loans 525 540 979 943
Net gains (losses) on sales of securities 0 0 0 0
Net gains on sales and write downs of other assets 11 133 12 136
Earnings on life insurance policies 305 269 800 532
Trust income 220 196 433 380
Change in market value of equity securities (71) (385) (36) (322)
Other 241 289 491 581
Total noninterest income 4,083 3,485 8,134 7,156
Noninterest expense        
Salaries and benefits 8,264 7,837 16,095 15,920
Occupancy and equipment 1,477 1,507 2,939 3,150
Data processing 1,780 1,681 3,450 3,363
Professional fees 593 619 1,208 1,240
Supplies and postage 168 197 346 388
Advertising and promotional 199 155 349 304
Intangible amortization 203 253 406 505
FDIC insurance 390 220 765 520
Other 1,204 1,104 2,404 2,178
Total noninterest expense 14,278 13,573 27,962 27,568
Income before income tax 8,176 6,253 15,017 12,916
Income tax expense 1,590 1,040 2,797 2,070
Net income $ 6,586 $ 5,213 $ 12,220 $ 10,846
Basic earnings per share (Note 4) (in dollars per share) $ 0.87 $ 0.69 $ 1.62 $ 1.44
Diluted earnings per share (Note 4) (in dollars per share) 0.87 0.69 1.61 1.44
Dividends declared per share (in dollars per share) $ 0.27 $ 0.26 $ 0.54 $ 0.52