XML 28 R18.htm IDEA: XBRL DOCUMENT
v3.25.0.1

Other Real Estate Owned | 12 Months Ended
--- | ---
Dec. 31, 2024
Other Real Estate Owned [Abstract] |
Real Estate Owned [Text Block] | Note 7 – Other Real Estate Owned Other real estate owned represents residential and commercial properties primarily owned as a result of loan collection activities and is reported net of a valuation allowance. Activity within other real estate owned was as follows:
(Dollars in thousands) | 2024 |  |  | 2023 |  |  | 2022 |
Balance, beginning of year | $ | 122 |  |  | $ | - |  |  | $ | 194 |
Transfers from loans |  | 650 |  |  |  | 267 |  |  |  | - |
Proceeds from sales |  | (345 | ) |  |  | (157 | ) |  |  | (235 | )
Write-downs |  | - |  |  |  | - |  |  |  | - |
Gains on sales |  | 46 |  |  |  | 12 |  |  |  | 41 |
Balance, end of year | $ | 473 |  |  | $ | 122 |  |  | $ | - |
Included in the balances above were residential real estate mortgage loans of $234,000, $122,000, and $0 as of December 31, 2024, 2023, and 2022, respectively, and $239,000, $0, and $0 of commercial real estate loans as of December 31, 2024, 2023, and 2022, respectively.

X
- Definition Other Real Estate Owned. + References No definition available. + Details
Name: | cofs_OtherRealEstateOwnedAbstract
Namespace Prefix: | cofs_
Data Type: | xbrli:stringItemType
Balance Type: | na
Period Type: | duration

X
- Definition The entire disclosure for real estate owned (as defined). Generally, the largest component of real estate owned by lenders is assets taken in settlement of troubled loans through surrender or foreclosure. Real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Topic 310 -SubTopic 10 -Name Accounting Standards Codification -Section 45 -Paragraph 3 -Publisher FASB -URI https://asc.fasb.org/1943274/2147481990/310-10-45-3 + Details
Name: | us-gaap_RealEstateOwnedTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration