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Regulatory Capital (Tables) | 12 Months Ended
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Dec. 31, 2024
Notes Tables |
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block] | Actual capital levels and minimum required levels for ChoiceOne and the Bank were as follows:
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | Minimum Required |  |
|  |  |  |  |  |  |  |  |  |  |  |  |  |  |  | to be Well |  |
|  |  |  |  |  |  |  |  | Minimum Required |  |  |  | Capitalized Under |  |
|  |  |  |  |  |  |  |  | for Capital |  |  |  | Prompt Corrective |  |
(Dollars in thousands) |  | Actual |  |  |  | Adequacy Purposes |  |  |  | Action Regulations |  |
|  | Amount |  |  | Ratio |  |  |  | Amount |  |  | Ratio |  |  |  | Amount |  |  | Ratio |  |
December 31, 2024 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ChoiceOne Financial Services Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 287,927 |  |  |  | 14.5 |  | % |  | $ | 158,391 |  |  |  | 8.0 |  | % |  | N/A |  |  | N/A |  |
Common equity Tier 1 capital (to risk weighted assets) |  |  | 237,152 |  |  |  | 12.0 |  |  |  |  | 89,095 |  |  |  | 4.5 |  |  |  | N/A |  |  | N/A |  |
Tier 1 capital (to risk weighted assets) |  |  | 241,652 |  |  |  | 12.2 |  |  |  |  | 118,793 |  |  |  | 6.0 |  |  |  | N/A |  |  | N/A |  |
Tier 1 capital (to average assets) |  |  | 241,652 |  |  |  | 9.1 |  |  |  |  | 106,485 |  |  |  | 4.0 |  |  |  | N/A |  |  | N/A |  |
ChoiceOne Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 250,494 |  |  |  | 12.7 |  | % |  | $ | 158,197 |  |  |  | 8.0 |  | % |  | $ | 197,746 |  |  |  | 10.0 |  | %
Common equity Tier 1 capital (to risk weighted assets) |  |  | 236,479 |  |  |  | 12.0 |  |  |  |  | 88,986 |  |  |  | 4.5 |  |  |  |  | 128,535 |  |  |  | 6.5 |  |
Tier 1 capital (to risk weighted assets) |  |  | 236,479 |  |  |  | 12.0 |  |  |  |  | 118,647 |  |  |  | 6.0 |  |  |  |  | 158,197 |  |  |  | 8.0 |  |
Tier 1 capital (to average assets) |  |  | 236,479 |  |  |  | 8.9 |  |  |  |  | 106,422 |  |  |  | 4.0 |  |  |  |  | 133,028 |  |  |  | 5.0 |  |
December 31, 2023 |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
ChoiceOne Financial Services Inc. |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 233,840 |  |  |  | 13.0 |  | % |  | $ | 144,441 |  |  |  | 8.0 |  | % |  | N/A |  |  | N/A |  |
Common equity Tier 1 capital (to risk weighted assets) |  |  | 185,412 |  |  |  | 10.3 |  |  |  |  | 81,248 |  |  |  | 4.5 |  |  |  | N/A |  |  | N/A |  |
Tier 1 capital (to risk weighted assets) |  |  | 189,912 |  |  |  | 10.5 |  |  |  |  | 108,331 |  |  |  | 6.0 |  |  |  | N/A |  |  | N/A |  |
Tier 1 capital (to average assets) |  |  | 189,912 |  |  |  | 7.5 |  |  |  |  | 101,337 |  |  |  | 4.0 |  |  |  | N/A |  |  | N/A |  |
ChoiceOne Bank |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Total capital (to risk weighted assets) |  | $ | 224,095 |  |  |  | 12.4 |  | % |  | $ | 144,274 |  |  |  | 8.0 |  | % |  | $ | 180,342 |  |  |  | 10.0 |  | %
Common equity Tier 1 capital (to risk weighted assets) |  |  | 212,283 |  |  |  | 11.8 |  |  |  |  | 81,154 |  |  |  | 4.5 |  |  |  |  | 117,223 |  |  |  | 6.5 |  |
Tier 1 capital (to risk weighted assets) |  |  | 212,283 |  |  |  | 11.8 |  |  |  |  | 108,205 |  |  |  | 6.0 |  |  |  |  | 144,274 |  |  |  | 8.0 |  |
Tier 1 capital (to average assets) |  |  | 212,283 |  |  |  | 8.4 |  |  |  |  | 101,244 |  |  |  | 4.0 |  |  |  |  | 126,555 |  |  |  | 5.0 |  |

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- Definition Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity. + References Reference 1: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1 -Subparagraph (c)(1) -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Topic 942 -SubTopic 505 -Name Accounting Standards Codification -Section 50 -Paragraph 1B -Publisher FASB -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B + Details
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