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Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2024

Notes Tables

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

Actual capital levels and minimum required levels for ChoiceOne and the Bank were as follows:

																				Minimum Required
																				to be Well
											Minimum Required									Capitalized Under
											for Capital									Prompt Corrective
(Dollars in thousands)		Actual									Adequacy Purposes									Action Regulations
		Amount				Ratio					Amount				Ratio					Amount				Ratio
December 31, 2024
ChoiceOne Financial Services Inc.
Total capital (to risk weighted assets)		$	287,927				14.5		%		$	158,391				8.0		%		N/A				N/A
Common equity Tier 1 capital (to risk weighted assets)			237,152				12.0					89,095				4.5				N/A				N/A
Tier 1 capital (to risk weighted assets)			241,652				12.2					118,793				6.0				N/A				N/A
Tier 1 capital (to average assets)			241,652				9.1					106,485				4.0				N/A				N/A
ChoiceOne Bank
Total capital (to risk weighted assets)		$	250,494				12.7		%		$	158,197				8.0		%		$	197,746				10.0		%
Common equity Tier 1 capital (to risk weighted assets)			236,479				12.0					88,986				4.5					128,535				6.5
Tier 1 capital (to risk weighted assets)			236,479				12.0					118,647				6.0					158,197				8.0
Tier 1 capital (to average assets)			236,479				8.9					106,422				4.0					133,028				5.0
December 31, 2023
ChoiceOne Financial Services Inc.
Total capital (to risk weighted assets)		$	233,840				13.0		%		$	144,441				8.0		%		N/A				N/A
Common equity Tier 1 capital (to risk weighted assets)			185,412				10.3					81,248				4.5				N/A				N/A
Tier 1 capital (to risk weighted assets)			189,912				10.5					108,331				6.0				N/A				N/A
Tier 1 capital (to average assets)			189,912				7.5					101,337				4.0				N/A				N/A
ChoiceOne Bank
Total capital (to risk weighted assets)		$	224,095				12.4		%		$	144,274				8.0		%		$	180,342				10.0		%
Common equity Tier 1 capital (to risk weighted assets)			212,283				11.8					81,154				4.5					117,223				6.5
Tier 1 capital (to risk weighted assets)			212,283				11.8					108,205				6.0					144,274				8.0
Tier 1 capital (to average assets)			212,283				8.4					101,244				4.0					126,555				5.0

X

- Definition

Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.

+ References

Reference 1: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1
-Subparagraph (c)(1)
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1

Reference 2: http://www.xbrl.org/2003/role/disclosureRef
-Topic 942
-SubTopic 505
-Name Accounting Standards Codification
-Section 50
-Paragraph 1B
-Publisher FASB
-URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B

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Period Type:	duration

X

- References

No definition available.

+ Details

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Namespace Prefix:	us-gaap_
Data Type:	xbrli:stringItemType
Balance Type:	na
Period Type:	duration