XML 137 R127.htm IDEA: XBRL DOCUMENT v3.25.0.1
Regulatory Capital - Regulatory Capital (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Parent Company [Member]    
Total Capital $ 287,927 $ 233,840
Total Capital (to risk-weighted assets) ratio 0.145 0.13
Minimum Required for Capital Adequacy Purposes $ 158,391 $ 144,441
Minimum Required for Capital Adequacy Purposes, Ratio 0.08 0.08
Common equity Tier 1 capital (to risk weighted assets) $ 237,152 $ 185,412
Common equity Tier 1 capital (to risk weighted assets), Ratio 0.12 0.103
Common equity Tier 1 capital (to risk weighted assets), Minimum Required for Capital Adequacy Purposes $ 89,095 $ 81,248
Common equity Tier 1 capital (to risk weighted assets), Minimum Required for Capital Adequacy Purposes, Ratio 0.045 0.045
Tier 1 capital (to risk weighted assets) $ 241,652 $ 189,912
Tier 1 capital (to risk weighted assets), Ratio 0.122 0.105
Tier 1 capital (to risk weighted assets), Minimum Required for Capital Adequacy Purposes $ 118,793 $ 108,331
Tier 1 capital (to risk weighted assets), Minimum Required for Capital Adequacy Purposes, Ratio 0.06 0.06
Tier 1 capital (to average assets) $ 241,652 $ 189,912
Tier 1 capital (to average assets), Ratio 0.091 0.075
Tier 1 capital (to average assets), Minimum Required for Capital Adequacy Purposes $ 106,485 $ 101,337
Tier 1 capital (to average assets), Minimum Required for Capital Adequacy Purposes, Ratio 0.04 0.04
ChoiceOne Bank [Member]    
Total Capital $ 250,494 $ 224,095
Total Capital (to risk-weighted assets) ratio 0.127 0.124
Minimum Required for Capital Adequacy Purposes $ 158,197 $ 144,274
Minimum Required for Capital Adequacy Purposes, Ratio 0.08 0.08
Common equity Tier 1 capital (to risk weighted assets) $ 236,479 $ 212,283
Common equity Tier 1 capital (to risk weighted assets), Ratio 0.12 0.118
Common equity Tier 1 capital (to risk weighted assets), Minimum Required for Capital Adequacy Purposes $ 88,986 $ 81,154
Common equity Tier 1 capital (to risk weighted assets), Minimum Required for Capital Adequacy Purposes, Ratio 0.045 0.045
Tier 1 capital (to risk weighted assets) $ 236,479 $ 212,283
Tier 1 capital (to risk weighted assets), Ratio 0.12 0.118
Tier 1 capital (to risk weighted assets), Minimum Required for Capital Adequacy Purposes $ 118,647 $ 108,205
Tier 1 capital (to risk weighted assets), Minimum Required for Capital Adequacy Purposes, Ratio 0.06 0.06
Tier 1 capital (to average assets) $ 236,479 $ 212,283
Tier 1 capital (to average assets), Ratio 0.089 0.084
Tier 1 capital (to average assets), Minimum Required for Capital Adequacy Purposes $ 106,422 $ 101,244
Tier 1 capital (to average assets), Minimum Required for Capital Adequacy Purposes, Ratio 0.04 0.04
Total capital (to risk weighted assets), Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations $ 197,746 $ 180,342
Total capital (to risk weighted assets), Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.10 0.10
Common equity Tier 1 capital (to risk weighted assets), Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations $ 128,535 $ 117,223
Common equity Tier 1 capital (to risk weighted assets), Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.065 0.065
Tier 1 capital (to risk weighted assets), Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations $ 158,197 $ 144,274
Tier 1 capital (to risk weighted assets), Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.08 0.08
Tier 1 capital (to average assets), Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations $ 133,028 $ 126,555
Tier 1 capital (to average assets), Minimum Required to be Well Capitalized Under Prompt Corrective Action Regulations, Ratio 0.05 0.05