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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended
Mar. 31, 2025
Mar. 31, 2024
Cash flows from operating activities:    
Net Income (Loss) $ (13,906) $ 5,634
Adjustments to reconcile net income to net cash from operating activities:    
(Reversal of) provision for credit losses 13,163 0
Depreciation 645 636
Amortization 2,989 2,427
Compensation expense on employee stock purchase plan, stock options, and restricted stock units 190 295
Net change in market value of equity securities (107) (35)
Gains on sales of loans (444) (454)
Loans originated for sale (12,127) (18,507)
Proceeds from loan sales 15,725 17,427
Earnings on bank-owned life insurance (389) (299)
Earnings on death benefit from bank-owned life insurance 0 (196)
Deferred federal income tax (benefit)/expense (3,689) 301
Net change in:    
Other assets 115 (1,410)
Other liabilities (8,637) 9,495
Net cash (used in) provided by operating activities (6,472) 15,314
Cash flows from investing activities:    
Sales of securities available for sale 78,856 0
Maturities, prepayments and calls of securities available for sale 4,477 5,879
Maturities, prepayments and calls of securities held to maturity 4,060 9,531
Purchases of securities available for sale (371) (466)
Purchases of equity securities (75) (20)
Purchases of securities held to maturity (904) 0
Purchase of Federal Home Loan Bank stock (7,050) 0
Loan originations and payments, net 2,101 (7,986)
Proceeds from bank owned life insurance death benefits claim   490
Additions to premises and equipment (835) (311)
Proceeds from derivative contracts, net 0 497
Proceeds from derivative contracts settlements 3,636 0
Cash received from merger with Fentura Financial, Inc. 173,082 0
Net cash provided by (used in) investing activities 256,977 7,614
Cash flows from financing activities:    
Net change in deposits 5,745 63,793
Net change in short term borrowings (207,501) 10,036
Issuance of common stock 172 56
Repurchase of common stock (2,059) 0
Share based compensation withholding obligation 0 (78)
Cash dividends (4,192) (2,039)
Net cash provided by financing activities (207,835) 71,768
Net change in cash and cash equivalents 42,670 94,696
Beginning cash and cash equivalents 96,751 55,433
Ending cash and cash equivalents 139,421 150,129
Supplemental disclosures of cash flow information:    
Cash paid for interest 11,573 15,278
Cash paid for income taxes 0 0
Noncash disclosures:    
Loans transferred to other real estate 157 0
Acquisition of assets from merger, net of cash 1,578,547 0
Acquisition of liabilities from merger 1,625,421 0
Issuance of common stock as consideration for merger $ 192,992 $ 0