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Segment Reporting | 9 Months Ended
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Sep. 30, 2025
Segment Reporting [Abstract] |
Segment Reporting | Note 10 – Segment Reporting Segment Reporting ChoiceOne operates in one reportable segment, which is commercial banking. ChoiceOne provides a full range of financial services to individual and business customers through its network of branches and ATMs. ChoiceOne’s products and services include deposit accounts, loans, mortgage banking, and other financial services. At ChoiceOne, the Chief Operating Decision Maker (CODM) is the Chief Executive Officer. The CODM evaluates key metrics, such as consolidated net income and its major components, to develop strategies and allocate resources effectively. This analysis involves receiving comprehensive financial information on a consolidated basis, which includes actual and budgeted data, credit quality metrics, net income, earnings per share, loan originations, deposit growth, total non-interest income, and non-interest expense. Entity-Wide Disclosures Products and Services: ChoiceOne's revenues are derived from a variety of financial products and services, including interest income from loans and investments, fees from deposit accounts, and income from mortgage banking activities. Geographic Areas: ChoiceOne operates primarily in the state of Michigan, with a significant portion of its revenues generated from customers located in Michigan. ChoiceOne does not have any operations outside of the United States. Major Customers: ChoiceOne does not have any single customer that accounts for 10% or more of its total revenues. Reconciliations: The following table reconciles ChoiceOne's total revenues, profit or loss, and assets to the consolidated financial statements:
|  | Nine months ended September 30, |
(Dollars in thousands) |  | 2025 |  |  | 2024 |
Total Revenues |  | $ | 167,151 |  |  | $ | 103,067 |
Net (loss) Income |  | $ | 14,309 |  |  | $ | 19,568 |
Total Assets |  | $ | 4,296,902 |  |  | $ | 2,723,243 |

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- Definition The entire disclosure for reporting segments including data and tables. 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